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Best Renter's Insurance Companies in Clarksville

2024

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Providers

Last updated:

Website
120 Center Pointe Drive, Clarksville, TN 37040
  • Multiple Policy Types

Why choose this provider?

Higgins Insurance is an independent agency with an office located in Clarksville. It compares and estimates multiple renters' insurance plans from carriers like Nationwide and Zurich Insurance. The agency tailors each plan to cover repairs for natural disasters, reimbursement of stolen items, and liability coverage for guests. Its agents also process claims and policy changes, such as updated addresses. Established in 1897, Higgins Insurance is led by Malcolm Blane, who has been in the industry for over 40 years.

License Verified:

License: 4079

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (7)
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1115 Donelson Parkway, Dover, TN 37058
  • Multiple Policy Types

Why choose this provider?

Founded in 2012, Campbell Insurance handles the insurance needs of Clarksville and its neighboring communities. This independent agency partners with several carriers to provide personalized insurance solutions to renters, homeowners, automobile owners, and entrepreneurs. It handles renters' insurance, which provides liability protection, coverage for personal belongings, and additional living expenses coverage. In addition, it also assists clients in making claims, payments, or changes in their policies. Moreover, its owner is active in community endeavors.

License Verified:

License: 2321719

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (26)
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
35 Crossland Avenue, Clarksville, TN 37040
  • Multiple Policy Types

Why choose this provider?

Mid South Insurance is an independent firm that has delivered a broad range of insurance products and services to individuals, families, and business owners residing in Clarksville since 1955. It offers renters', homeowners', flood, general liability, umbrella, and workers' compensation insurance. The company aims to provide profitable, rewarding, and growth-oriented opportunities to its partners and team members. In addition, it strives to treat each client with respect, fairness, dignity, and integrity.

License Verified:

License: 2316203

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
111 North Riverside Drive, Clarksville, TN 37040
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Established in 1972, Augustine Insurance is a locally owned and operated insurance agency that provides personalized insurance solutions for clients in Clarksville and nearby locations. Insurance agents at this firm offer renters' insurance that covers lost or damaged belongings due to vandalism, fire or smoke, theft, windstorm, and explosion. Additionally, it also pays for additional costs of temporary living, including temporary rentals, hotel bills, and restaurant meals. Augustine Insurance also has other personal lines insurance, such as auto, life, homeowners', and commercial insurance.

License Verified:

License: 2247863

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (116)
Facebook
5.0 / 5 (6)
Yelp
3.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1925 Fort Campbell Boulevard, Clarksville, TN 37042
  • Multiple Policy Types

Why choose this provider?

James Shelley is a State Farm insurance agent servicing the Clarksville community. With 16 years of experience working in the company, he provides renters' insurance plans to protect tenants' personal belongings, such as computers, clothing, TVs, bicycles, and furniture. The policy covers different types of properties like apartments, condominiums, and rental homes. Additionally, identity theft coverage is also available as extra protection under renters' insurance plans. Shelly also offers health, life, and business insurance. She caters to English-speaking and Spanish-speaking clients.

License Verified:

License: 822719

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
409 Madison Street, Clarksville, TN 37040
  • Multiple Policy Types

Why choose this provider?

Established in 1984 but with industry roots dating back to 1893, Southpoint Risk has been providing a variety of personal and commercial insurance products to its clients in Clarksville. It is a full-service independent insurance agency that has renters' insurance as part of its offerings. The firm has the unique combination of local knowledge and the resources of a nationally licensed agency that is part of BroadStreet Partners. The company has more than 85 agents throughout Tennessee and Kentucky.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.8 / 5 (26)
Google
4.1 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
924 Talon Hills Drive, Clarksville, TN 37040
  • Multiple Policy Types

Why choose this provider?

SNP Insurance Group, Inc., is an independent insurance management company that serves residential and commercial clients in Clarksville and the surrounding areas. The company offers a wide variety of insurance products and services, including home, renters', landlord protection, and automobile insurance coverage. The company employs a team of professional insurance agents who can assess and design appropriate coverage plans based on the needs and criteria of each client. SNP Insurance Group, Inc., also provides other lines of insurance coverage, such as business and personal umbrella coverage. 

License Verified:

License: 2293364

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1860 Wilma Rudolph Boulevard, Clarksville, TN 37040
  • Multiple Policy Types

Why choose this provider?

Keri Lovato, Southbound Insurance Agency is a local company serving the Clarksville community. It offers renters' insurance packages tailored to clients' needs. It also handles landlord, farm, vacant home, and seasonal dwelling insurance. Its team furnishes policies for individual life, healthcare, automobiles, boats, and businesses. Its founder, Keri Lovato, began her insurance career in 2013 and established the agency in January 2020. Some of the insurance carriers she works with are Progressive, Allstate, MetLife, and Safeco.

License Verified:

License: 2249241

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Can your landlord require you to have renters' insurance in Clarksville?

    Yes. While there is no nationwide regulation requiring tenants to have renters' insurance in Clarksville, some landlords might include a clause in the lease agreement that demands tenants to provide evidence of renters' insurance. In such situations, you may have to obtain renters’ insurance coverage as a condition of your lease.

  • Can you cancel your renters’ insurance coverage even if it’s required in your lease in Clarksville?

    If your lease in Clarksville mandates renters' insurance, terminating the policy would be considered a violation of the lease terms. Landlords typically include this requirement to protect their interests and limit liability in the event of property damage or accidents. Breaching the lease agreement can result in various consequences, including fines and, in more serious cases, eviction.

  • Can you transfer your renters' insurance policy if you move within Clarksville?

    You can transfer your renters' insurance when you move to Clarksville. Most insurance companies allow you to extend your coverage to your new apartment for up to 30 days after you move in. You have to get in touch with your insurance company to initiate the transfer of the policy to your new address. However, your premiums might change based on your new neighborhood as well as the type of building you are moving to.

  • Can renters' insurance cover damage to your vehicle in Clarksville?

    Renters' insurance in Clarksville does not cover damage to vehicles. Although some policies might include liability coverage, it only extends to accidental damage to the rental property or injuries to guests in your apartment and not your vehicle. To protect your car, you would need to obtain an auto insurance policy.

  • Can your credit score affect your renters' insurance rates in Clarksville?

    Yes, your credit score may impact the cost of your renters' insurance in Clarksville. Insurance providers often use credit-based insurance scores to assess risk and determine premium rates. Individuals with lower scores may be perceived as higher risks as they are statistically more likely to file insurance claims than individuals with higher credit scores, resulting in increased insurance costs.

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