Expertise.com

Best Homeowners Insurance Agencies in Erie

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Homeowners Insurance Agencies FAQs

Learn more
Bock Insurance Agency logo
Visit WebsiteWebsite

Bock Insurance Agency

3915 Caughey Road, Erie, PA 16506
Visit WebsiteWebsite
  • Fire
  • Multiple Policy Types

Business Description

Bock Insurance Agency helps protect families in Erie and the neighboring communities. It is a homeowners' insurance agency securing clients and their properties if there are repairs or replacements needed on the structures. The agency covers damages caused by fire, wind, hail, or lightning, along with destruction caused by theft. It also has policies protecting clients from lawsuits when a guest is injured in their estate. Bock Insurance Agency started safeguarding its clients in 1963.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (6)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bort Insurance Services logo
Visit WebsiteWebsite

Bort Insurance Services

1460 West 38th Street, Erie, PA 16508
Visit WebsiteWebsite
  • Renter's Insurance
  • Flood
  • Earthquake
  • Condos

Business Description

Bort Insurance Services secure homes and properties in and around Erie. This homeowners' insurance agency protects clients when their homes and properties are damaged by accidents or natural calamities. The agency has living expense provisions for the clients and their families when the home becomes uninhabitable. It also offers coverages for the contents of the property and protects clients if they become victims to theft outside of the property. The company is a member of the Independent Agency Owners Alliance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (63)
Facebook
4.9 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cronk Insurance Inc. logo
Visit WebsiteWebsite

Cronk Insurance Inc.

3838 West 12th Street, Erie, PA 16505
Visit WebsiteWebsite
  • Renter's Insurance
  • Condos

Business Description

Cronk Insurance Inc. is an independent insurance agency offering a wide range of insurance products through its office in Erie. The company's standard homeowners' insurance policy covers the physical structure of the home and the personal belongings of the client. It covers additional living expenses, medical payments, and personal liability. Additionally, Cronk Insurance Inc. offers insurance coverage for valuable articles, including jewelry and fine arts. The company also has earthquake and flood insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (43)
Facebook
4.5 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Domino Insurance Agency Inc. logo
Visit WebsiteWebsite

Domino Insurance Agency Inc.

3209 Greengarden Road, Erie, PA 16508
Visit WebsiteWebsite
  • Flood

Business Description

Based in Erie, Domino Insurance Agency Inc. is an independent agency that provides a wide choice of personal and business insurance policies to clients throughout the surrounding areas. Its services for homeowners include finding policies that satisfy their needs from the many offered by its partners, such as The Hartford, Liberty Mutual, and Progressive. Additionally, its agents can discuss condo insurance and specific policies that provide coverage against major disasters, such as earthquakes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Great Lakes Insurance Services Group, LLC logo
Visit WebsiteWebsite

Great Lakes Insurance Services Group, LLC

3205 Peach Street, Erie, PA 16508
Visit WebsiteWebsite
  • Earthquake
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood

Business Description

Great Lakes Insurance Services Group, LLC, safeguards the assets of homeowners in Erie and the surrounding areas. It is a homeowners' insurance agency that protects clients' homes and all the contents within from damages caused by fires, snowstorms, thunderstorms, and strong winds. It can also protect properties from damages caused by burglaries. The agency also offers policies to safeguard clients by covering the minor medical bills of a guest who was injured on their property. Great Lakes Insurance Services Group, LLC, has been protecting clients since 1969.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.7 / 5 (26)
Facebook
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hamilton Insurance Agency logo
Visit WebsiteWebsite

Hamilton Insurance Agency

207 Erie Street, Edinboro, PA 16412
Visit WebsiteWebsite
  • Renter's Insurance
  • Flood
  • Earthquake
  • Condos

Business Description

Hamilton Insurance Agency is an independent insurance agency that provides its services to the Erie area. It is owned by Georgiann Hamilton, who is a certified insurance counselor and has over 40 years of experience. Its home insurance policy will protect the homeowners' tangible assets and personal property in case they get destroyed by a fire or other disasters. It will also cover injuries that occur inside the property, in case a lawsuit is filed.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (25)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lafaro Insurance Agency logo
Visit WebsiteWebsite

Lafaro Insurance Agency

4627 Peach Street, Erie, PA 16509
Visit WebsiteWebsite
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Lafaro Insurance Agency is based in Erie, from where its licensed agents have been serving clients throughout the state since 1969. It has partnered with many insurers so it can offer its clients a wide choice of policies, such as home insurance that can cover every eventuality. This includes homes that require full or partial repairs after fires, flooding, or natural disasters. The agency also offers auto insurance and an array of business policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Laskowski Insurance Agency logo
Visit WebsiteWebsite

Laskowski Insurance Agency

4620 Buffalo Rd, Erie, PA 16510
Visit WebsiteWebsite
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Laskowski Insurance Agency is an independent insurance provider in Erie. Founded in 1975, the firm currently serves more than 3,000 policyholders in the city and the surrounding areas. One of its main products is homeowners' insurance, which comes in a wide range of customizable plans. Standard homeowners' insurance protects the dwelling itself, any personal property within it, and adjacent structures. The firm also offers endorsements for optional coverages for earthquakes, floods, sewage backup, and identity theft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.9 / 5 (7)
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LoCastro Bonini Insurance Agency logo
Visit WebsiteWebsite

LoCastro Bonini Insurance Agency

4602 Peach Street, Erie, PA 16509
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

Business Description

LoCastro Bonini Insurance Agency serves clients in Erie and its surrounding areas. Established in 1984, the agency provides various types of insurance, including homeowners' insurance, to help property owners protect their investments. As an independent insurance agency, it works with multiple insurance providers to help customers find the right policy for them. Insurance policies can include different levels of coverage, depending on the homeowner's needs. LoCastro Bonini Insurance Agency also offers other policies, including auto, contractor, boat, and flood insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Loesel-Schaaf Insurance Agency logo
Visit WebsiteWebsite

Loesel-Schaaf Insurance Agency

3537 W 12th St, Erie, PA 16505
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Loesel-Schaaf Insurance Agency provides personal property coverage to homeowners in Erie. An independent agency founded in 1981, the company offers home insurance plans covering common hazards such as theft, fires, and water systems-related incidents like backed-up sewers or drains. It offers coverage options that secure select personal belongings such as furniture, clothing, and electronics; valuables such as jewelry, antiques, and collectibles; and liabilities and their related payments, including medical expenses for injured guests.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (20)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Michelle Toth - State Farm Insurance Agent logo
Visit WebsiteWebsite

Michelle Toth - State Farm Insurance Agent

7388 West Ridge Road, Fairview, PA 16415
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Michelle Toth is a State Farm Insurance Agent with many years of experience tailoring an array of products that provide coverage and have premiums within its clients' budgets. Ms. Toth and her licensed team of agents routinely help homeowners looking for policies that will safely cover their costs should the worst happen, such as a fire or flooding from a burst pipe. The team can also discuss life, health, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Northshore Insurance Agency, LLC logo
Visit WebsiteWebsite

Northshore Insurance Agency, LLC

2340 West Grandview Boulevard, Erie, PA 16506
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Northshore Insurance Agency, LLC., caters to the insurance needs of homeowners and business property owners in Erie and the surrounding areas. Its agents offer a wide range of homeowners' insurance policy options for clients to choose from. One of the options is the HomeProtector policy, which covers the full spectrum of standard features such as dwelling coverage, personal property coverage, other structures coverage, liability protection, and payment for loss of use. The company has been in the business for over 40 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
R. H. Rutkowski Insurance Inc. logo
Visit WebsiteWebsite

R. H. Rutkowski Insurance Inc.

1760 West 8th Street, Erie, PA 16505
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Founded in 1968, R. H. Rutkowski Insurance Inc. specializes in home insurance policies for clients in Erie. It is an independent insurance agency that offers comparative quotes across multiple insurance carriers. It helps clients assess their risks and analyze their current position in the marketplace. The company provides a digital policy service center that enables online management of the client's insurance account. The digital platform handles billing and payments, claims filing, annual insurance checklist, and policy change requests.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sitter Insurance, LLC logo
Visit WebsiteWebsite

Sitter Insurance, LLC

4267 West Ridge Road, Erie, PA 16415
Visit WebsiteWebsite
  • Earthquake
  • Condos
  • Renter's Insurance

Business Description

Sitter Insurance, LLC, offers property damage coverage to homeowners in Erie. An independent agency with more than four decades of experience, it creates home insurance plans that include common hazards such as, fires, instances of theft, faulty plumbing, additional living expenses, and select personal belongings. It also assists clients in evaluating options beyond basic coverage, including liability protection and medical expenses, flood coverage, off-premises theft, secondary homes, and umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs