Best Mortgage Refinance Companies in Erie

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Alie Bard logo
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License: 1622143

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Alie Bard

410 Cranberry St #130, Erie, PA 16507
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  • New Construction

Business Description

Alie Bard is a loan officer that has been serving individuals and families in Erie and nearby locations since 2009. She assists residents in cashing out the equity of their homes as part of her refinancing services. She educates customers on various aspects of mortgage transactions, such as obtaining pre-approval, completing required paperwork, and closing loans. Bard also provides a wide range of loan programs based on clients' needs and goals, including conventional, USDA, VA, and jumbo loans.

License Verified:

License: 1622143

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (59)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Gosha Riley logo
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License: 1718506

Nationwide Multistate Licensing System and Registry

Gosha Riley

2320 W. 8th St, Erie, PA 16505
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  • New Construction

Business Description

Gosha Riley is a loan officer with Movement Mortgage offering refinancing options to clients in and around Erie. Riley offers a cash-out refinancing program as well as streamline refinance programs for clients with FHA, USDA, and VA loans. Her refinance purchase loan process includes comparing mortgage interest rates and terms and laying down options based on the clients' unique criteria and situations. Riley aims to help clients eliminate private mortgage insurance and convert their current loans into adjustable-rate or fixed-rate.

License Verified:

License: 1718506

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (113)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Select Mortgage logo
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License: 115536

Nationwide Multistate Licensing System and Registry

Select Mortgage

2530 Village Common Dr., Erie, PA 16506
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  • New Construction

Business Description

Select Mortgage is a locally owned and operated full-service brokerage firm that serves individuals and families in Erie and the surrounding areas. Its team assists clients with lowering their interest rates or monthly payments through refinancing programs. It also provides options for debt consolidation, home improvement, or cash-out purposes. In addition, the firm offers home purchase loans such as FHA, VA, and USDA loans. Select Mortgage has been in business for more than two decades.

License Verified:

License: 115536

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (51)
Google
3.6 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Sheila Gambatese logo
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License: 130231

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Sheila Gambatese

Erie, PA 16501
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  • New Construction
  • Reverse Mortgages

Business Description

Sheila Gambatese has been catering to the home purchasing and refinancing needs of borrowers in the Erie area. She is a senior loan officer at Holland Mortgage Advisors and has access to local and national lending institutions. As a long-time resident of Erie, she uses her knowledge of the market to assist borrowers in identifying lending options that meet their needs while educating them along the way. Sheila has more than 25 years of experience in the financing industry.

License Verified:

License: 130231

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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