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Best Homeowners Insurance Agencies in Amherst

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Amherst Insurance Agency logo

Amherst Insurance Agency

333 International Dr, Buffalo, NY 14221
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  • Condos
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood

Amherst Insurance Agency helps clients in the county and nearby areas of New York. It provides homeowners' insurance to pay for damage caused by natural calamities like hail and storms, and by factors like sewage backup or dog bites. The company can reimburse those who have lost personal belongings at current values. Its agents also offer an umbrella for injuries and accidents to its tenants or guests. The company provides for different types of homes, including concrete structures and seasonal residences.

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Axxcess Insurance Agencies logo

Axxcess Insurance Agencies

4550 North Bailey Avenue, Amherst, NY 14226
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  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Carriers

Axxcess Insurance Agencies LTD was founded in 1977 and is located in Amherst. The company caters to homeowners, providing them coverage for damage to the house and theft of belongings. It helps them pay for repairs from winter, floods, and other disasters. It also covers attachments to the house like garages and sheds. Axxcess Insurance Agencies offers special coverage for different concerns like medical injuries. Its agents closely work with clients to tailor a unique coverage plan.

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Bob White Insurance Agency logo

Bob White Insurance Agency

1045 Wehrle Drive, Williamsville, NY 14221
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  • Personal Property Insurance
  • Multiple Policy Types

Bob White Insurance Agency in Amherst is an independent insurance broker with almost 20 years of experience in the industry. He represents more than 20 insurance companies. He provides insurance policies both for personal and business needs. Its homeowners' insurance will cover the client from damage and losses from events like fire, theft, and others. It will also cover for the loss of personal property like electronics. Aside from that, it may include medical and living expenses, and protection from liability.

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Burch Insurance Agency logo

Burch Insurance Agency

4180 Bailey Avenue, Amhurst, NY 14226
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  • Multiple Policy Types
  • Fire
  • Renter's Insurance

Burch Insurance Agency discusses insurance policy options to residents and business property owners in Amherst and the surrounding areas. Its standard homeowners' insurance policy covers the dwelling itself and the contents of the house. Additional windstorm protection can also be included next to the standard protection against fire and hail. The policy can either be specific to certain perils or it can have comprehensive coverage. The company has been in the insurance industry for 25 years.

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Debra Rich Hamsher Insurance Agency logo

Debra Rich Hamsher Insurance Agency

1101 Niagara Falls Blvd, Amherst, NY 14226
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  • Personal Property Insurance
  • Multiple Policy Types

Established in 1953, Debra Rich Hamsher Insurance Agency is a homeowners' insurance provider that serves clients in Amherst and the surrounding areas. It helps residential property owners manage the risks of various property damages and premises liability due to unforeseen events. The agency assists clients in creating custom policies that can address their specific coverage requirements. It provides consultation services and guidance through the insurance process. The agency also specializes in auto, life, and business insurance.

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Houck - Seward Agency logo

Houck - Seward Agency

1940 Eggert Road, Buffalo, NY 14226
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  • Flood
  • Multiple Policy Types
  • Personal Property Insurance

Houck - Seward Agency is an independent insurance agency located in Amherst that serves the insurance needs of businesses, families, and individuals. Since opening its doors in 1998, the agency has helped clients find the right homeowners' insurance policy to cover their needs. Home insurance policies can cover specific risks or all risks, depending on clients' preferences. The agency gives its clients options from multiple insurance carriers. Houck - Seward Agency is available to contact 24/7 by phone or online, for clients' convenience.

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K.L. Hudson Insurance Agency logo

K.L. Hudson Insurance Agency

2777 Sheridan Drive, Tonawanda, NY 14150
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  • Renter's Insurance
  • Condos

K.L. Hudson Insurance Agency works with multiple insurance companies, including American Collectors Insurance and Hagerty, to provide comprehensive insurance solutions in Amherst. Its team of insurance advisors helps homeowners understand the insurance process and aims to aid clients in finding appropriate coverage types. They inform homeowners of home coverage options, such as damages arising from fire, personal liability, personal injury, and off-premises theft. Homeowners also receive financial compensation for property damage and loss of use and related expenses.

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Michele Proietti - State Farm Insurance Agent logo

Michele Proietti - State Farm Insurance Agent

3140 Sheridan Drive, Amherst, NY 14226
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  • Multiple Policy Types

Michele Proietti is a State Farm insurance agent in Amherst. Michele has been an insurance agent for more than two decades and an Ambassador Club Qualifier for two years. State Farm's homeowners' insurance coverage includes the protection of collectibles, jewelry, appliances, furniture, electronics, and lawn decorations. It will also help cover the client from outlined threats like lightning, hail, fire, theft, and vandalism. The standard policy will cover flood damages, earthquakes, nuclear hazards, and contamination.

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Scott Krevat - State Farm Insurance Agent logo

Scott Krevat - State Farm Insurance Agent

4504 Main Street, Buffalo, NY 14226
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  • Personal Property Insurance
  • Multiple Policy Types

Scott Krevat, a State Farm insurance agent, provides a range of insurance services from his Amherst location. Krevat helps clients acquire different insurance policies, including home insurance. The insurance professional offers homeowners' insurance policies that cover property replacement and repair costs. He also handles insurance plans that protect personal possessions such as clothing, jewelry, furniture, appliances, and electronics. Krevat has been working in the insurance industry since 2008. He is available by appointment before and after business hours.

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United Insurance Agency, Inc. logo

United Insurance Agency, Inc.

90 Bryant Woods South, Amherst, NY 14228
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  • Personal Property Insurance
  • Multiple Policy Types

United Insurance Agency, Inc., is comprised of financial professionals who offer various insurance products to individuals and businesses in the Amherst area and beyond. It delivers customized plans for homeowners' insurance, which includes house, personal property, and personal liability coverage. It also offers separate coverage for flood damage. An independent agency, the firm allows clients to choose specific products from regional and national providers. The agency has served New York state since 1890.

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Wlos Insurance logo

Wlos Insurance

3620 Harlem Road, Cheektowaga, NY 14215
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  • Multiple Policy Types

Wlos Insurance has been serving the insurance needs of clients in Amherst, Clarence, and Williamsville since 1988. One of the insurance products of this independent insurance agency is homeowners' insurance. Its insurance policies cover apartments and homes. The company's clients can choose from a named-perils policy or an all-risk policy. The named-risk policy limits its coverage to losses cited on the policy. In contrast, an all-risk policy covers all losses of the client unless a peril is specifically excluded.

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Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?  

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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