Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Youngstown

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Youngstown Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

43Reviewed

28Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3600 West St Ste 3, Weirton, WV 26062

Expertise.com Rating

Review Sources

Google
4.6 (12)
Facebook
5.0 (7)

Why choose this provider?

Eric Waggoner, State Farm Insurance Agent, is active in the Youngstown metro area and assists clients with all of their home insurance needs. The agency provides quotes for homeowners insurance to give clients an idea of how much coverage will cost and provides clients with assistance and advice as they select which coverage options are right for them. Eric Waggoner, State Farm Insurance Agent, also offers packages for life insurance and auto insurance.

  • Personal Property Insurance
  • Multiple Policy Types

6911 Bridgewood Drive, Boardman, OH 44512

Expertise.com Rating

Review Sources

Google
4.9 (102)
Facebook
4.9 (93)
Yelp
3.0 (2)

Why choose this provider?

The Agent Insurance Services can help those looking for homeowners insurance near Youngstown. Its agents offer guidance to people as they make choices about purchasing coverage and present quotes from affiliated insurance carriers. This is an independent insurance agency that works directly with a number insurance providers and it acts as a resource for clients when they need to make claims of damage or personal liability. The Agent Insurance Services is also experienced with life insurance policies.

  • Multiple Carriers

1810 Mount Nebo Rd, Sewickley, PA 15143

Expertise.com Rating

Review Sources

Google
4.9 (55)
Facebook
5.0 (20)
Yelp
5.0 (3)

Why choose this provider?

Jennifer Johnsen-Nazareth, State Farm Insurance Agent, is active in the Youngstown metro area and provides homeowners insurance products. This office has more than a decade of experience serving clients and insures both single-family homes and condominiums. Clients receive comprehensive quotes and advice on insurance coverage as they look for plans that best fit their needs. Jennifer Johnsen-Nazareth, State Farm Insurance Agent, also insures automobiles as well as small businesses. Life and health insurance policies are available too.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

7735 Ohio 45, Lisbon, OH 44432

Expertise.com Rating

Review Sources

Google
4.0 (49)
Facebook
5.0 (14)

Why choose this provider?

Chris Arnott Agency Inc. offers homeowners insurance. Its insurance packages provide comprehensive coverage for a variety of scenarios and enable clients to cover financial emergencies caused by property damage or guest injuries. Clients receive guidance from experienced agents who can inspect properties and advise them on policies that can cover all pf their needs. Coverage is also available for detached structures and clients who are renters. Chris Arnott Agency Inc. sells auto insurance policies too.

  • Multiple Policy Types
  • Multiple Carriers

211 South Main Street, Poland, OH 44514

Expertise.com Rating

Review Sources

Google
5.0 (21)

Why choose this provider?

Moliterno Insurance & Financial Services serves clients who need to purchase homeowners insurance policies and assess their properties to recommend comprehensive coverage options. It insures properties so that any repair or replacement costs can be covered and clients can be protected from large financial losses. Moliterno Insurance & Financial Services also offers insurance coverage to those who need renters insurance or landlord insurance. This agency sells life insurance, auto insurance, and business insurance as well.

  • Renter's Insurance
  • Multiple Policy Types

9400 E Market St, Warren, OH 44484

Expertise.com Rating

Review Sources

Facebook
4.8 (11)

Why choose this provider?

Paige & Byrnes Insurance assists clients with purchasing homeowners insurance and helps them to create policy configurations that cover any potential losses involving their properties and personal possessions. This agency has been active since 1921, so it has extensive experience with a multitude of insurance scenarios. Paige & Byrnes Insurance also makes sure that clients receive personal liability coverage when they purchase homeowners insurance so they're protected from lawsuits involving guests hurt on their properties. Auto insurance policies are available here as well.

  • Personal Property Insurance

62 East Shenango Street, Sharpsville, PA 16150

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Mehler Insurance sells homeowners insurance coverage to clients in and around the Youngstown metro area. This agency has been active since 1925 and provides insurance services to those who need help purchasing coverage for their homes and their possessions. Its homeowners insurance plans include personal liability coverage to protect clients if they're sued by injured guests. Mehler Insurance also has extensive experience selling auto insurance as well as business insurance policies.

  • Multiple Carriers
  • Flood
  • Earthquake

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Who is responsible for damages caused by a fallen tree in Youngstown?

    In Youngstown, should a tree topple and cause damage to personal personal property, the financial responsibility rests with the owner. This holds true regardless of whether the tree is situated on their land or belongs to a neighboring property. Standard homeowner's insurance policies commonly account for losses stemming from fallen trees due to wind or lightning, encompassing potential expenses for additional living expenses if the residence becomes unlivable.

  • How can Youngstown residents save on homeowners' insurance?

    To save on homeowners' insurance costs in Youngstown, it's advisable to shop around annually for optimal policies and prices. Residents can also inquire with their insurance provider about potential discounts previously unexplored. Implementing a security system or obtaining a new roof might render them eligible for reduced rates or credits.

  • Is it better to use an online quote tool or speak to a Youngstown insurance agent when getting homeowners insurance?

    Opting between an online quote tool and speaking to an insurance agent for homeowners insurance in Youngstown varies based on preferences. Utilizing an online tool offers convenience, providing estimates swiftly. However, conversing with an agent, either by phone or in person at a local branch, can yield a more tailored quote. This method enables agents to ask pertinent questions, ensuring precise policy customization. Selecting the preferred approach aligns with individual requirements.

  • What are the benefits of bundling auto and home insurance policies in Youngstown?

    Bundling auto and home insurance policies with one provider in Youngstown leads to cost savings and enhances convenience. Insurance companies often grant discounts to loyal customers who combine their policies. This approach simplifies payment management and claims processing. It also allows working closely with a knowledgeable agent who understands individual needs. The option to consolidate payments and enjoy streamlined services makes bundling advantageous for residents seeking efficient coverage solutions.

  • What key difference should residents of Youngstown be aware of between homeowners' insurance and renters' insurance?

    Youngstown residents should understand that the critical distinction lies in occupancy: rental property insurance is for tenant-occupied dwellings, while homeowners' insurance is for owner-occupied homes. Rental property insurance doesn't cover tenant belongings, requiring separate tenant insurance. Homeowners' insurance includes dwelling, personal property, liability, and loss of use coverage, offering comprehensive protection.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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