Expertise.com

Best Local Car Insurance Agencies in Erie

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Local Car Insurance Agencies FAQs

Learn more
Bort Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 777092

Pennsylvania Insurance Department

Bort Insurance Services

1460 West 38th Street, Erie, PA 16508
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Bort Insurance Services is an Erie-based independent insurance agency that has been serving clients since 1975. The agency offers auto insurance beyond the minimum required coverage, with a policy that can be structured based on client needs and risk factors. Its policies can protect against the financial losses of vehicles stolen, damaged or destroyed by fire, or damaged in an accident. Specializing in a wide variety of insurance solutions to meet client needs, the firm also provides business, home, condo, and flood insurance.

License Verified:

License: 777092

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (73)
Facebook
4.9 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
burnsandburns.com logo
Visit WebsiteWebsite

License Verified:

License: 56233

Pennsylvania Insurance Department

burnsandburns.com

3123 West 12th Street, Erie, PA 16505
Visit WebsiteWebsite
  • Motorcyle & ATV

Business Description

Burns & Burns Insurance - Erie is an independent insurance agency servicing the Erie community. Established in 1939, it has been providing personal and business car insurance coverage options to protect a vehicle or a whole fleet. The family-owned and operated agency also offers a wide range of life and health protections for individuals and groups, including a flexible spending account for healthcare expenses. It is committed to delivering its services with a professional risk management approach in protecting its clients' assets.

License Verified:

License: 56233

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (36)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bush Insurance logo
Visit WebsiteWebsite

License Verified:

License: 290997

Pennsylvania Insurance Department

Bush Insurance

215 South Main Street, Cambridge Springs, PA 16403
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Founded in the 1920s, Bush Insurance helps Erie drivers find the right auto insurance for them without spending a lot of money. Its agents ask the clients about their personal vehicles and any company vehicle. Using their clients' answers to these questions, they look for an insurance policy with the coverage that suits their situation. They also help their clients find new insurance providers should their first policy increase theor rates. Bush Insurance also offers other insurance for homeowners, farm, life and health, and business.

License Verified:

License: 290997

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Cronk Insurance Inc. logo
Visit WebsiteWebsite

License Verified:

License: 356825

Pennsylvania Insurance Department

Cronk Insurance Inc.

3838 West 12th Street, Erie, PA 16505
Visit WebsiteWebsite

Business Description

Located in Erie, Cronk Insurance Inc. has been providing various aspects of car insurance services for over five decades. Its team of experienced professionals provides access to multiple auto insurance carriers to better tailor the specific needs of clients. The company offers coverage for all-terrain vehicles, as well as motorcycles and sports bikes. Additionally, the team offers medical coverage and insurance protection for snowmobile vehicle owners. Clients handled by the locally owned Cronk Insurance Inc. have cited the team's efficiency and professionalism.

License Verified:

License: 356825

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Domino Insurance Agency Inc. logo
Visit WebsiteWebsite

License Verified:

License: 52694

Pennsylvania Insurance Department

Domino Insurance Agency Inc.

3209 Greengarden Road, Erie, PA 16508
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Domino Insurance Agency, Inc. is an independent insurance firm that services the Erie metro and the entire state of Pennsylvania. It aims to educate consumers about the benefits of insurance products through thorough assessment and guidance. Its expert insurance agents help clients navigate options offered by its partner insurance providers. Domino Insurance Agency writes auto insurance policies that provide coverage for collisions, physical damages, liabilities, medical payments, and personal injuries caused.

License Verified:

License: 52694

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Great Lakes Insurance logo
Visit WebsiteWebsite

License Verified:

License: 638618

Pennsylvania Insurance Department

Great Lakes Insurance

3205 Peach Street, Erie, PA 16508
Visit WebsiteWebsite
  • Motorcyle & ATV

Business Description

Great Lakes Insurance works with more than 100 carriers to deliver customizable car insurance policies throughout the country. In addition to standard insurance policies, the agency also provides specialty programs to handle unique risks. The agency is one of only two companies in Erie County that are licensed to transact with Non-Admitted Pennsylvania, New York, and Ohio insurance carriers. Established in 1968 under a different name, the agency had several expansions over the years.

License Verified:

License: 638618

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (30)
Facebook
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hilling-Pfeffer Insurance Agency​ logo
Visit WebsiteWebsite

License Verified:

License: 61214

Pennsylvania Insurance Department

Hilling-Pfeffer Insurance Agency​

332 Holland Street, Erie, PA 16507
Visit WebsiteWebsite
  • Boats
  • Motorcyle & ATV

Business Description

Hilling-Pfeffer Insurance is an independent agency that serves Erie and the surrounding cities. Established in 1955, the company has experienced car insurance agents that help clients find suitable coverage to meet their needs. It offers coverage for property damages caused by theft, vandalism, and disasters as well as medical coverage for rehabilitation and injuries caused by accidents. Hilling-Pfeffer also offers insurance with other types of vehicles, including motorcycles, boats, and outboard motors.

License Verified:

License: 61214

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.1 / 5 (28)
Facebook
5.0 / 5 (18)
Yelp
1.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Historic Square Agency logo
Visit WebsiteWebsite

License Verified:

License: 60289

Pennsylvania Insurance Department

Historic Square Agency

3731 West 26th Street, Erie, PA 16506
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Historic Square Agency is an Erie-based independent insurance agency. The agents of this full-service insurance agency have over a hundred years of combined experience in the insurance industry. The agency works with its clients in finding the most suitable auto insurance that meets their requirements. The auto insurance options it offers have property damage, injury liability, medical payments, and uninsured motorists' coverage. Additionally, Historic Square Agency has a strong focus on helping clients safeguard their assets through its insurance options.

License Verified:

License: 60289

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (94)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lafaro Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 367760

Pennsylvania Insurance Department

Lafaro Insurance Agency

4627 Peach Street, Erie, PA 16509
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Lafaro Insurance Agency has been providing insurance products and services to residents of Erie and nearby communities since 1969. Its team of seasoned insurance agents provides personalized and comprehensive car insurance plans tailored to the clients' needs and driving experience. The agency's standard auto policy has coverage options for reparation or replacement costs for vehicle damage or theft; liability to others in case of property damage and bodily injuries; and medical expenses for injury treatments, rehabilitation, lost wages, and funeral expenses.

License Verified:

License: 367760

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (18)
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Loesel-Schaaf Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 459770

Pennsylvania Insurance Department

Loesel-Schaaf Insurance Agency

3537 West 12th Street, Erie, PA 16505
Visit WebsiteWebsite
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Loesel-Schaaf Insurance Agency is an independent agency that has been serving Erie for over 90 years. It offers a wide range of personal and commercial auto insurance coverage options to individuals and corporate clients for different types of vehicles. Its policies can protect customers and their personal assets from various covered losses. Its agents provide a variety of services, including risk review and policy change request. Insurance protection is also offered to individuals with special interests and passion, like collector cars, yachts, jewelry, and antique homes.

License Verified:

License: 459770

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.8 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mark Bruns Agency logo
Visit WebsiteWebsite

License Verified:

License: 359769

Pennsylvania Insurance Department

Mark Bruns Agency

4420 Peach Street, Erie, PA 16509
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Mark Bruns Agency is a locally owned and operated firm that is dedicated to providing car insurance solutions to clients near Erie. The business has been operating since 1995. Its agents can help individuals build a personalized auto insurance policy that fits their driving style, level of activity, and vehicle value. They also offer home, business and commercial, life, and farm insurance products. Mark Bruns Agency's trusted carriers include Safeco, Nationwide, Progressive, and Travelers.

License Verified:

License: 359769

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mike Chieffo logo
Visit WebsiteWebsite

Mike Chieffo

42 West Main Street, Erie, PA 14063
Visit WebsiteWebsite
  • Multiple Carriers
  • Bundling Option

Business Description

Mike Chieffo is a State Farm insurance agent who offers auto coverage for clients in Erie. He offers policies tailored to drivers or automobiles, from teen drivers to recreational vehicles such as sport, classical, or vintage cars. He provides insurance plans that secure against costs incurred from collisions, natural disasters, fires, and theft. Other options include coverage for rental, rideshare, medical, and uninsured or underinsured motorists. Also serving communities in Chautauqua and Cattaraugus, Chieffo also offers life, health, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nicklas Insurance Group logo
Visit WebsiteWebsite

License Verified:

License: 349678

Pennsylvania Insurance Department

Nicklas Insurance Group

1917 West 8th Street, Erie, PA 16505
Visit WebsiteWebsite
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Nicklas Insurance Group is a local company that offers auto insurance plans to clients in Erie. Founded by Richard J. Nicklas in 1962, the agency employs a staff with 150 years of combined insurance experience. It partners with several insurance carriers to give customers extensive options when finding the best auto insurance policy that suits their requirements. Additionally, its team of agents offers a variety of auto coverages, including bodily injury liability, property damage liability, collision coverage, and personal injury protection.

License Verified:

License: 349678

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (15)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Northshore Insurance Agency, LLC logo
Visit WebsiteWebsite

License Verified:

License: 621816

Pennsylvania Insurance Department

Northshore Insurance Agency, LLC

2340 West Grandview Boulevard, Erie, PA 16506
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Northshore Insurance Agency, LLC, is a firm in Erie that provides auto insurance products to residents in the metro. The company, which was formed in November 1972, creates auto insurance policies for clients that cover expenses for liabilities, damages, and medical payments. Its auto insurance policies can be bundled with other personal lines, such as its homeowner's insurance plans. Northshore Insurance Agency has been woman-owned since 2012 and actively supports The Erie Women's Fund.

License Verified:

License: 621816

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (27)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wagner Giblin Insurance logo
Visit WebsiteWebsite

License Verified:

License: 276428

Pennsylvania Insurance Department

Wagner Giblin Insurance

3928 Avonia Road, Fairview, PA 16415
Visit WebsiteWebsite
  • Motorcyle & ATV

Business Description

Wagner Giblin Insurance is a full-service insurance agency that has been serving the insurance needs of car owners and motorists in Erie and nearby communities for more than 150 years. Established in 1870, the company assists individual and commercial customers in selecting the right car insurance policy to match their needs. Its independent agents represent multiple providers that can provide several coverages like property damage liability, accident forgiveness, roadside assistance, and new car replacements. They also offer insurance options for motorcycles, RVs, boats, and watercraft.

License Verified:

License: 276428

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Read all FAQs