Best Mortgage Refinance Companies in Hillsboro

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A1 Residential Mortgage, Inc. logo
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License: 66526

Nationwide Multistate Licensing System and Registry

A1 Residential Mortgage, Inc.

3645 NW John Olsen Place, Hillsboro, OR 97124
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  • New Construction
  • Reverse Mortgages

Business Description

A1 Residential Mortgage, Inc., has been serving refinancing clients in Hillsboro since 2003. Its online mortgage calculator helps borrowers decide if refinancing is a wise financial move for them. It seeks to simplify the mortgage process by offering a wide range of loan programs designed to meet the individual needs of each client. Its loan options include conventional, construction, jumbo, and FHA loans. A1 Residential Mortgage president Anju Kataruka has been working as a mortgage broker for more than two decades.

License Verified:

License: 66526

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (44)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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American Pacific Mortgage logo
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License: 857413

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American Pacific Mortgage

1088 NE Orenco Station Parkway, Hillsboro, OR 97124
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  • New Construction

Business Description

American Pacific Mortgage helps borrowers in Hillsboro change the duration of their loans and lower their interest rates through refinancing. It offers various mortgage programs, such as conforming, reverse, and USDA loans. Kimberly Barry, the brokerage's branch manager in the area, has been working in the mortgage industry's retail origination and wholesale banking aspects since 1991. To give back to the community, American Pacific Mortgage founded the APMCares Foundation to create opportunities for home ownership.

License Verified:

License: 857413

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (71)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Fairway’s First Team logo
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License: 1000601

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Fairway’s First Team

5005 Meadows Road., Suite 325, Lake Oswego, OR 97035
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  • New Construction
  • Reverse Mortgages

Business Description

Fairway's First Team offers mortgage refinancing services for clients in Hillsboro who are seeking to replace their existing loans with new loans that have better terms. As part of Fairway Independent Mortgage Corporation, Fairway's First Team assists borrowers looking to refinance their mortgages. This allows borrowers to lower their interest rates, use their home equity to fund large expenses, or change their existing adjustable-rate mortgages to fixed-rate loans. Besides Oregon, Fairway's First Team also serves clients throughout the state of Washington.

License Verified:

License: 1000601

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Full Spectrum Capital logo
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License: 1901309

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Full Spectrum Capital

7439 N Fiske Ave., Portland, OR 97203
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  • Reverse Mortgages

Business Description

Full Spectrum Capital caters to Hillsboro residents as an independent mortgage brokerage. It offers various loan programs and mortgage refinance assistance. Its staff assists homebuyers in finding and getting jumbo, FHA, VA, and state-specific loans. For current mortgagors, the company works with them to develop refinancing plans tailored to their needs, such as options specifically for second homes or investment properties. Owner Nick Fandel holds a bachelor's degree in Corporate Finance and holds over a decade of industry experience.

License Verified:

License: 1901309

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Golden Mortgage LLC logo
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License: 259358

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Golden Mortgage LLC

10117 SE Sunnyside Road, Suite F #405, Clackamas, OR 97015
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  • Reverse Mortgages

Business Description

Golden Mortgage LLC offers refinancing options to residents of Hillsboro. Its mortgage refinance programs include USDA, VA, FHA, jumbo, conforming, and term loans. It also helps individuals seeking fixed-rate and adjustable-rate mortgages. Golden Mortgage has available tools on its website to help simplify the mortgage process, including a pre-approval letter, refinance analysis form, and payment calculator. Its loan officers strive to provide people with services that exceed their expectations by helping them evaluate their options.

License Verified:

License: 259358

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (54)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Jessica Fritts logo
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License: 502139

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Jessica Fritts

9755 SW Barnes Rd Ste 470, Portland, OR 97225
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  • New Construction

Business Description

Jessica Fritts is a senior mortgage loan officer with Cherry Creek Mortgage, LLC, who serves home buyers and owners in Hillsboro and the neighboring communities. She provides customers with different loan programs, which include home refinance, conventional, FHA, and VA loans. She also handles low down payment and jumbo loan programs. Fritts has been working with Cherry Creek Mortgage since 2021. She started her career in mortgage lending in 2002 as she was studying finance and economics at the University of Portland.

License Verified:

License: 502139

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)
Minuteman Mortgage logo
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License Verified:

License: 1756968

Nationwide Multistate Licensing System and Registry

Minuteman Mortgage

5635 NE Elam Young Pkwy Suite #308, Hillsboro, OR 97124
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  • New Construction
  • Reverse Mortgages

Business Description

Minuteman Mortgage is a local business serving Hillsboro. It offers refinancing for borrowers seeking a lower rate, shorter term, or an opportunity to free up home equity or consolidate their debts. Loan programs are available for single-family and multi-family homes, townhouses, and condos, whether they function as family residences or investment properties. Options include conventional, government-funded, and specialty products like 203K, bank statements, and ITIN mortgages. Brian Merritt founded Minuteman Mortgage after working for over 20 years in corporate banks.

License Verified:

License: 1756968

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Newland Mortgage logo
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License Verified:

License: 1833416

Nationwide Multistate Licensing System and Registry

Newland Mortgage

525 3rd St. Suite 200, Lake Oswego, OR 97034
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  • Reverse Mortgages

Business Description

Newland Mortgage is an independent company that lists the Hillsboro community as one of its service areas. Its professionals advise mortgage borrowers in securing refinancing loans for properties like townhomes, manufactured homes, and single-family units. With access to a network of lenders, they deliver various refinancing options, such as programs with competitive rates or minimal closing costs. One of these professionals, Dylan Bird, has over 10 years of finance and sales experience and volunteers with the Portland Assistance League.

License Verified:

License: 1833416

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (114)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
NW Premier Mortgage, Inc. logo
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License Verified:

License: 114934

Nationwide Multistate Licensing System and Registry

NW Premier Mortgage, Inc.

2154 NE Broadway St., Suite 120, Portland, OR 97232
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  • New Construction

Business Description

NW Premier Mortgage, Inc., has been catering to local borrowers in Hillsboro since 2003. Its team of mortgage professionals guides clients through the mortgage process, from pre-approval and loan program selection to closing. They assist in verifying necessary documents either for purchase or for refinancing purposes. Customers can access the company's self-help tools to estimate monthly payments and interest rates. Senior loan consultant Ken Kondziela discovered his interest in the industry upon buying his first fixer home.

License Verified:

License: 114934

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (75)
Facebook
5.0 / 5 (23)
Yelp
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Two Rivers Mortgage logo
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License Verified:

License: 1647999

Nationwide Multistate Licensing System and Registry

Two Rivers Mortgage

10121 SE Sunnyside Rd Suite 300, Clackamas, OR 97015
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  • Reverse Mortgages
  • New Construction

Business Description

Two Rivers Mortgage serves homeowners and buyers in Hillsboro. The independent mortgage broker originates refinance loans for clients seeking to change terms or lower interest rates. It also finances purchase loans, specializing in VA, FHA, and conventional loans. Each customer works with a dedicated loan officer who will assess their needs, discuss viable lending plans, and support them from loan application to close. Two Rivers Mortgage donates to a local non-profit for every loan closed.

License Verified:

License: 1647999

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (3)
Ventura Home Loans logo
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License Verified:

License: 2376952

Nationwide Multistate Licensing System and Registry

Ventura Home Loans

9455 SW 80th Ave., Portland, OR 97223
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  • New Construction

Business Description

Ventura Home Loans is a woman-owned and black-owned company that serves the Hillsboro community. It caters to people seeking to refinance to utilize their home equity or lower their payments. The company provides roadmaps to homeowners and helps borrowers understand the complex mortgage processes, which involve applying for pre-approval, choosing the loan program, and closing the transaction. It also works with clients in accomplishing their goals of creating generational wealth and financial stability through homeownership.

License Verified:

License: 2376952

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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