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Best Mortgage Refinance Companies in Beaverton

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2023
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Alterna Mortgage logo
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License Verified:

License: 275568

Nationwide Multistate Licensing System and Registry

Alterna Mortgage

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10211 SW Barbur Blvd., Portland, OR 97219
  • Reverse Mortgages

Business Description

Alterna Mortgage is a brokerage firm assisting potential home buyers in Beaverton in their search for a funding program with rates that meet their goals and needs. It serves a variety of clients, from those with perfect credit scores to those with less-than-ideal credit. It also delivers refinancing options to homeowners with existing mortgages. Backed by over 20 years of mortgage experience, owner Scott Bennett opened Alterna Mortgage in 2004, offering clients personalized service by keeping the company's clientele small.

License Verified:

License: 275568

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.1 / 5 (18)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Belay Mortgage Group logo
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License Verified:

License: 1737549

Nationwide Multistate Licensing System and Registry

Belay Mortgage Group

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316 E Fourth Plain Blvd., Vancouver, WA 98663
  • New Construction

Business Description

Belay Mortgage Group provides Beaverton residents with various loan options. The company offers mortgage refinancing solutions to individuals who are interested to buy a new home, refinance their current mortgage, or tap into their home equity. In addition, it provides investment property consulting services to walk clients through a selection of real estate business strategies and help them make the best decisions for their investments. Belay Mortgage Group is certified by the Nationwide Mortgage Licensing System.

License Verified:

License: 1737549

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)
Facebook
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capital M Lending logo
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License Verified:

License: 69445

Nationwide Multistate Licensing System and Registry

Capital M Lending

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525 Third Street, Suite 103, Lake Oswego, OR 97034
  • New Construction

Business Description

Capital M Lending provides mortgage refinancing solutions to homeowners in the Beaverton area. The company advises borrowers regarding the refinancing process and offers a selection of term and rate options from different providers. Its mortgage professionals analyze needs, work closely with borrowers to finalize loan approval, and assist during document signing and closing. One of these crew members, Michael Sullivan, has been working in the lending industry for over 15 years. To date, he and his team has closed over $1.1 billion in real estate loans.

License Verified:

License: 69445

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (74)
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Chen & Associates Mortgage Team logo
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License Verified:

License: 1437002

Nationwide Multistate Licensing System and Registry

Chen & Associates Mortgage Team

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14385 SW Allen Blvd. Ste 101, Beaverton, OR 97005
  • New Construction

Business Description

Chen & Associates Mortgage Team provides a wide range of options to meet the needs and circumstances of residential and commercial real estate buyers in the Beaverton metro. The company focuses on helping first-time buyers, self-employed individuals, investors, and developers. Its team helps clients with FHA loans, which are mortgages intended for first-time home buyers who find it hard to obtain other financing options from private lenders. Other products include conventional and non-qualified mortgage program options.

License Verified:

License: 1437002

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Guardian Lending logo
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License Verified:

License: 2169276

Nationwide Multistate Licensing System and Registry

Guardian Lending

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3623 S River Parkway, Portland, OR 97239
  • New Construction

Business Description

Guardian Lending accommodates the home purchasing needs of residents in Beaverton and surrounding areas. Its loan officers advise clients on their financial goals and provide various financial loans, including jumbo, conventional, USDA, VA, and FHA mortgages. It also offers the Section 184 Indian Home Loan Guarantee Program tailored for Alaska Native and American Indian families and Tribally Designated Housing Entities. George Sandoval, the company's principal, has been in the finance and mortgage industry for more than two decades.

License Verified:

License: 2169276

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Integrity Home Loans LLC logo
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License Verified:

License: 1827468

Nationwide Multistate Licensing System and Registry

Integrity Home Loans LLC

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6700 SW 105th Ave Suite 107, Beaverton, OR 97008
  • New Construction

Business Description

Integrity Home Loans LLC is a mortgage firm that serves clients in and around the greater Beaverton area. The loan office provides mortgage refinancing solutions to customers who want to modify the terms of their loans, withdraw cash from their equity, or obtain reduced interest rates and monthly payment costs. It also provides home purchase loan programs for people looking to acquire a new house. Integrity Home Loans is certified by the Nationwide Mortgage Licensing System.

License Verified:

License: 1827468

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (41)
Facebook
5.0 / 5 (15)
Matt Eckard logo
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License Verified:

License: 413446

Nationwide Multistate Licensing System and Registry

Matt Eckard

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5800 Meadows Rd #160, Lake Oswego, OR 97035
  • Reverse Mortgages

Business Description

Matt Eckard provides mortgage services throughout Beaverton and the neighboring communities. He serves individuals applying for mortgage loan programs, including conventional and jumbo, to help achieve their home needs and financial goals. Matt also offers FHA loan options for clients needing a low downpayment with fixed or adjustable mortgage rates. He is available in refinancing clients' current loans to obtain cash to pay their debts, tuition costs, vacation expenses, medical bills, and renovation expenses. Matt is a loan officer at PrimeLending.

License Verified:

License: 413446

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (81)
Facebook
5.0 / 5 (32)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Options Financial Residential Mortgage logo
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License Verified:

License: 1850

Nationwide Multistate Licensing System and Registry

Options Financial Residential Mortgage

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8625 SW Cascade Ave Ste 270, Beaverton, OR 97008
  • Reverse Mortgages

Business Description

Options Financial Residential Mortgage strives to support clients who plan to purchase homes, vacation spots, or real estate investment properties through its refinancing solutions. It has a variety of loan options, including FHA, VA, conventional loans, and reverse mortgages. It also offers HARP, USDA, HAP, and down payment assistance programs. In addition, it has conventional loans with adjustable or fixed interest rates at a term of 10, 15, 20, 25, or 30 years. The firm has been in business since 2011.

License Verified:

License: 1850

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (119)
Facebook
5.0 / 5 (56)
Yelp
5.0 / 5 (12)
Root Mortgage logo

License Verified:

License: 1830982

Nationwide Multistate Licensing System and Registry

Root Mortgage

10151 SE Sunnyside Rd #220, Clackamas, OR 97015
  • Commercial Loans

Business Description

Root Mortgage is a Clackamas-based business that serves individuals and families in Beaverton and the surrounding areas. It assists clients in securing financial products that meet their needs when refinancing or purchasing homes. Its lending programs include conventional, jumbo, USDA, FHA, and VA loans. Root Mortgage has funded more than 3,000 loans since its inception in 2014. One of the company's managing partners, Reza Navidi, has more than 10 years of experience in business development, strategic growth, financial, and IT management.

License Verified:

License: 1830982

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (549)
Facebook
5.0 / 5 (168)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tammi Lindley Team logo
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License Verified:

License: 40831

Nationwide Multistate Licensing System and Registry

Tammi Lindley Team

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10260 SW Greenburg Rd, Ste 830, Portland, OR 97223
  • Reverse Mortgages

Business Description

Tammi Lindley Team is a Portland-based company that caters to clients across Beaverton. It works with the firm Mortgage Express and advises homeowners seeking to refinance their loans. The company helps them consolidate debt, switch from an adjustable-rate program to a fixed-rate mortgage, or decrease monthly payments. It also offers a range of mortgage options—from USDA, VA, and FHA loans to jumbo programs—for individuals aiming to relocate to Oregon. The company is managed by the mother-and-daughter team of Tammi and Bri Lindley.

License Verified:

License: 40831

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (156)
Facebook
4.9 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Two Rivers Mortgage logo
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License Verified:

License: 1647999

Nationwide Multistate Licensing System and Registry

Two Rivers Mortgage

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10121 SE Sunnyside Rd Suite 300, Clackamas, OR 97015
  • New Construction

Business Description

Two Rivers Mortgage serves real estate investors, first-time home buyers, and seasoned veterans in Beaverton and its nearby communities. The facility offers a variety of residential loan programs, such as jumbo, VA, conventional, and FHA. Its crew of loan officers guides customers in navigating the home selling, refinancing, and buying process, including the application and closing stages. Owners James Komro and Kevin Martin have more than 20 years of combined industry experience. Two Rivers Mortgage also accommodates clients in Washington.

License Verified:

License: 1647999

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (41)
Yelp
5.0 / 5 (7)
Facebook
5.0 / 5 (6)

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.