Best Mortgage Refinance Companies in Beaverton

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Alterna Mortgage logo
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License Verified:

License: 275568

Nationwide Multistate Licensing System and Registry

Alterna Mortgage

10211 SW Barbur Blvd., Portland, OR 97219
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  • Reverse Mortgages

Business Description

Alterna Mortgage is a brokerage firm assisting potential home buyers in Beaverton in their search for a funding program with rates that meet their goals and needs. It serves a variety of clients, from those with perfect credit scores to those with less-than-ideal credit. It also delivers refinancing options to homeowners with existing mortgages. Backed by over 20 years of mortgage experience, owner Scott Bennett opened Alterna Mortgage in 2004, offering clients personalized service by keeping the company's clientele small.

License Verified:

License: 275568

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
3.9 / 5 (16)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Chen & Associates Mortgage Team logo
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License: 1437002

Nationwide Multistate Licensing System and Registry

Chen & Associates Mortgage Team

14385 SW Allen Blvd. Ste 101, Beaverton, OR 97005
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  • New Construction

Business Description

Chen & Associates Mortgage Team provides a wide range of options to meet the needs and circumstances of residential and commercial real estate buyers in the Beaverton metro. The company focuses on helping first-time buyers, self-employed individuals, investors, and developers. Its team helps clients with FHA loans, which are mortgages intended for first-time home buyers who find it hard to obtain other financing options from private lenders. Other products include conventional and non-qualified mortgage program options.

License Verified:

License: 1437002

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Financial Services Unlimited logo
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License: 3242

Nationwide Multistate Licensing System and Registry

Financial Services Unlimited

11950 SW 2nd Street, Beaverton, OR 97005
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  • Reverse Mortgages

Business Description

Financial Services Unlimited provides refinancing solutions to owners of manufactured and mobile homes in Beaverton. It serves borrowers seeking lower monthly payments, interest rates, and reduced loan terms. It also assists those who want to convert an ARM to an FRM. Debt consolidation is available. Additionally, the company offers purchase loans for single, double, and triple-wide homes. In 1998, after being in the industry for years, the founder noticed the manufactured and mobile home industry was under-served, so he decided to start the firm.

License Verified:

License: 3242

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Guardian Lending logo
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License: 2169276

Nationwide Multistate Licensing System and Registry

Guardian Lending

3623 S River Parkway, Portland, OR 97239
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  • New Construction

Business Description

Guardian Lending accommodates the home purchasing needs of residents in Beaverton and surrounding areas. Its loan officers advise clients on their financial goals and provide various financial loans, including jumbo, conventional, USDA, VA, and FHA mortgages. It also offers the Section 184 Indian Home Loan Guarantee Program tailored for Alaska Native and American Indian families and Tribally Designated Housing Entities. George Sandoval, the company's principal, has been in the finance and mortgage industry for more than two decades.

License Verified:

License: 2169276

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (35)
Integrity Home Loans LLC logo
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License: 1827468

Nationwide Multistate Licensing System and Registry

Integrity Home Loans LLC

6700 SW 105th Ave Suite 107, Beaverton, OR 97008
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  • New Construction

Business Description

Integrity Home Loans LLC is a mortgage firm that serves clients in and around the greater Beaverton area. The loan office provides mortgage refinancing solutions to customers who want to modify the terms of their loans, withdraw cash from their equity, or obtain reduced interest rates and monthly payment costs. It also provides home purchase loan programs for people looking to acquire a new house. Integrity Home Loans is certified by the Nationwide Mortgage Licensing System.

License Verified:

License: 1827468

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Facebook
5.0 / 5 (13)
Matt Eckard logo
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License: 413446

Nationwide Multistate Licensing System and Registry

Matt Eckard

5800 Meadows Rd #160, Lake Oswego, OR 97035
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  • Reverse Mortgages

Business Description

Matt Eckard provides mortgage services throughout Beaverton and the neighboring communities. He serves individuals applying for mortgage loan programs, including conventional and jumbo, to help achieve their home needs and financial goals. Matt also offers FHA loan options for clients needing a low downpayment with fixed or adjustable mortgage rates. He is available in refinancing clients' current loans to obtain cash to pay their debts, tuition costs, vacation expenses, medical bills, and renovation expenses. Matt is a loan officer at PrimeLending.

License Verified:

License: 413446

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (35)
Facebook
5.0 / 5 (30)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Options Financial Residential Mortgage logo
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License: 1850

Nationwide Multistate Licensing System and Registry

Options Financial Residential Mortgage

8625 SW Cascade Ave Ste 270, Beaverton, OR 97008
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  • Reverse Mortgages

Business Description

Options Financial Residential Mortgage strives to support clients who plan to purchase homes, vacation spots, or real estate investment properties through its refinancing solutions. It has a variety of loan options, including FHA, VA, conventional loans, and reverse mortgages. It also offers HARP, USDA, HAP, and down payment assistance programs. In addition, it has conventional loans with adjustable or fixed interest rates at a term of 10, 15, 20, 25, or 30 years. The firm has been in business since 2011.

License Verified:

License: 1850

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (115)
Facebook
5.0 / 5 (36)
Yelp
5.0 / 5 (12)
Pacific Sunset Mortgage logo
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License Verified:

License: 1806349

Nationwide Multistate Licensing System and Registry

Pacific Sunset Mortgage

15455 NW Greenbrier Pkwy, Suite 100, Beaverton, OR 97006
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  • New Construction
  • Reverse Mortgages

Business Description

Pacific Sunset Mortgage serves clients throughout Beaverton. It provides mortgage refinancing loan products, catering to homeowners looking to shorten their loan terms and lower their interest rates and monthly payments. It also offers cashout refinancing loans for those who want to get cash from their home's equity for home improvement projects, purchasing investments, or paying off debts. These loan programs include conventional conforming, FHA, VA, USDA, jumbo, and construction and rehab loans. Steve Emory, company president, has been in the mortgage industry since 1989.

License Verified:

License: 1806349

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (28)
Google
5.0 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Root Mortgage logo
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License Verified:

License: 1830982

Nationwide Multistate Licensing System and Registry

Root Mortgage

10151 SE Sunnyside Rd #220, Clackamas, OR 97015
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  • Commercial Loans

Business Description

Root Mortgage is a Clackamas-based business that serves individuals and families in Beaverton and the surrounding areas. It assists clients in securing financial products that meet their needs when refinancing or purchasing homes. Its lending programs include conventional, jumbo, USDA, FHA, and VA loans. Root Mortgage has funded more than 3,000 loans since its inception in 2014. One of the company's managing partners, Reza Navidi, has more than 10 years of experience in business development, strategic growth, financial, and IT management.

License Verified:

License: 1830982

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (542)
Facebook
5.0 / 5 (164)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tammi Lindley Team logo
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License Verified:

License: 40831

Nationwide Multistate Licensing System and Registry

Tammi Lindley Team

10260 SW Greenburg Rd, Ste 830, Portland, OR 97223
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  • Reverse Mortgages

Business Description

Tammi Lindley Team is a Portland-based company that caters to clients across Beaverton. It works with the firm Mortgage Express and advises homeowners seeking to refinance their loans. The company helps them consolidate debt, switch from an adjustable-rate program to a fixed-rate mortgage, or decrease monthly payments. It also offers a range of mortgage options—from USDA, VA, and FHA loans to jumbo programs—for individuals aiming to relocate to Oregon. The company is managed by the mother-and-daughter team of Tammi and Bri Lindley.

License Verified:

License: 40831

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (156)
Facebook
4.9 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Two Rivers Mortgage logo
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License Verified:

License: 1647999

Nationwide Multistate Licensing System and Registry

Two Rivers Mortgage

10121 SE Sunnyside Rd Suite 300, Clackamas, OR 97015
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  • New Construction

Business Description

Two Rivers Mortgage serves real estate investors, first-time home buyers, and seasoned veterans in Beaverton and its nearby communities. The facility offers a variety of residential loan programs, such as jumbo, VA, conventional, and FHA. Its crew of loan officers guides customers in navigating the home selling, refinancing, and buying process, including the application and closing stages. Owners James Komro and Kevin Martin have more than 20 years of combined industry experience. Two Rivers Mortgage also accommodates clients in Washington.

License Verified:

License: 1647999

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Yelp
5.0 / 5 (7)
Facebook
5.0 / 5 (5)
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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