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Best Mortgage Refinance Companies in Gresham

2024

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Website
10121 SE Sunnyside Rd Ste 300, Clackamas, OR 97015
  • Reverse Mortgages

Why choose this provider?

Northwest Reverse Mortgage focuses on elderly clients in and around Gresham. It helps them establish their eligibility through an assessment and then educates them on the fine points of a reverse mortgage. Afterward, the loan officer helps them apply for various programs that include Reverse for Purchase, Traditional Reverse Mortgage or HECM, and Proprietary Reverse Mortgage Loan. Jeff Foody, the president and owner of Northwest Reverse Mortgage, has appeared on local news outlets discussing the advantage of loan programs.

License Verified:

License: 1834787

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (16)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1300 SE Stark St Suite 111,, Portland, OR 97214
  • Reverse Mortgages

Why choose this provider?

Guaranteed Rate is a mortgage provider helping the Gresham senior community with their refinancing needs. Led by VP Tony Meuers, its team assists homeowners in applying for reverse mortgage refinancing programs. Meuers and his team develop refinancing solutions for clients with properties such as townhomes, single-family residences, and manufactured homes. Meuers has been providing loan services for more than 10 years and is a Certified Mortgage Advisor. He is licensed in Washington, Florida, Arizona, and California.

License Verified:

License: 2611

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1111 Main St #210, Vancouver, WA 98660
  • Reverse Mortgages

Why choose this provider?

DC Lending offers comprehensive loaning opportunities for individuals and families in the Gresham metro. Its team strategizes with applicants to create a refinancing plan that involves VA, FHA, conventional, and jumbo loans. It uses its knowledge of local property values and marketing trends to negotiate terms and rates that fit each client's financial goals. Lisa Pogue, the firm's managing broker, is also involved in charitable efforts in the local community as an affiliate of Homes for Heroes.

License Verified:

License: 1773532

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (66)
Facebook
5.0 / 5 (31)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Portland, OR
  • Reverse Mortgages

Why choose this provider?

Arete Mortgage NW LLC provides solutions to customers in Gresham and its surrounding areas. It offers refinancing services to individuals who are planning to change the current terms of their loan programs and reduce interest rates. Its team also guides first-time home buyers throughout the whole process, helping them qualify for a loan program based on their situation and needs. Arete Mortgage has been helping clients with their mortgage needs since it was established in 2017.

License Verified:

License: 1603801

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (72)
Facebook
5.0 / 5 (11)

Website
1585 W Main St, Suite S, Molalla, OR 97038

Why choose this provider?

Oregon Home Mortgage is an independently owned and operated brokerage company that has been serving the Gresham community since 2003. It helps homeowners decrease their interest rates or reduce their loan terms through refinance mortgage programs. Its team also assists with converting adjustable-rate mortgages to fixed-rate mortgages. The brokerage offers mortgage loans such as FHA, VA, and jumbo loans. Oregon Home Mortgage's top producing loan officer, Julie Jorgenson, has more than a decade of industry experience.

License Verified:

License: 49290

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10151 SE Sunnyside Rd #220, Clackamas, OR 97015
  • New Construction

Why choose this provider?

Root Mortgage is a locally owned and operated business that caters to residents in Gresham and the surrounding areas. It addresses the mortgage needs of individuals and families who want to purchase or refinance different types of residential spaces. The company offers jumbo, USDA, FHA, and conventional loans to increase clients' credit scores up to 680. These loan programs also include permanent or optional mortgage insurance. Root Mortgage has been in the industry since 2014.

License Verified:

License: 1830982

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (548)
Facebook
5.0 / 5 (167)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10121 SE Sunnyside Rd Suite 300, Clackamas, OR 97015
  • New Construction

Why choose this provider?

Two Rivers Mortgage serves clients throughout the Gresham area. It guides residential property owners through the refinancing process. It also helps clients looking to fulfill their goal of homeownership through a range of loan options, from conventional and jumbo programs to FHA and VA mortgages. The company uses paperless technology like electronic signatures in its work to promote sustainability. It supports various organizations, including the domestic violence shelter Raphael House of Portland and the affordable housing advocacy firm Human Solutions.

License Verified:

License: 1647999

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (5)

Website
135 NW 1st St Suite #1, Gresham, OR 97030

Why choose this provider?

Maddux Mortgage offers refinancing assistance to clients in Gresham and the surrounding metros. The firm aims to make the home refinance process easier through the use of tools and knowledge, which include a comprehensive home refinance analysis followed by an array of options based on the client's particular needs and requirements. Its loan officer and founder, Mike Maddux, is a Marine Corps veteran with considerable experience as a Financial Advisor. He has been in the finance industry for 10 years.

License Verified:

License: 2248303

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3636 NE Broadway Street, Portland, OR 97232
  • Reverse Mortgages

Why choose this provider?

Mortgage Monkey provides refinancing options to its clients in Gresham and the surrounding communities. Its mortgage lender, Gary Boyer, dedicates himself to putting his customers first in getting home financing and purchasing, loan refinancing, and saving for the estate they want to acquire. He connects people with loans that are appropriate for their situation and goals and accepts clients with various credit histories. Boyer is a Certified Mortgage Planner who has over 20 years of experience in the industry.

License Verified:

License: 57785

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (120)
Yelp
5.0 / 5 (44)
Facebook
5.0 / 5 (8)

Website
3384 SW Miller Dr, Gresham, OR 97080
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Stonebridge Mortgage Group, Inc., is a family-owned mortgage company helping Gresham homeowners with their refinancing needs. Its loan officers assist clients in obtaining lower interest rates and monthly payments through strategies such as cash-out refinances. They guide them throughout the mortgage process to ensure they are meeting their goals and needs. Owner David Steinbrugge, who has been in the industry since 1996, opened his firm in 1999. His team also assists clients seeking home equity loans.

License Verified:

License: 42102

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (38)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
752 NE Burnside, Gresham, OR 97030
  • New Construction

Why choose this provider?

Soldier 4 Soldiers serves the mortgage refinancing needs of veterans and active military members in Gresham. Its owner, Joseph W. Stuart, is a loan officer from Central Source Mortgage Banking. He started his career in the mortgage industry after serving in the United States Military for 19 years. He provides different refinancing options, including the VA streamline and cash-out VA refinance loan programs. He also offers a rehab loan option for home repair and improvement purposes.

License Verified:

License: 881325

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
320 N Main Ave, Ste 216, Gresham, OR 97080
  • New Construction

Why choose this provider?

Brigitte Erickson is a senior advisor with Advantage Mortgage who serves individuals and families in Gresham and the rest of Oregon. She helps clients get cash out or consolidate debt through mortgage refinancing programs. She also offers refinancing options for self-employed individuals, as well as those who have experienced bankruptcy or property foreclosures. Brigitte Erickson has been working in the mortgage industry for more than a decade. She is also licensed in the state of Washington.

License Verified:

License: 471691

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What are the requirements to apply for agricultural loans in Gresham?

    Gresham applicants must have a minimum credit score of 680 and a maximum loan-to-value ratio of 60% for loans over $5 million and 70% for loans under $5 million. To be eligible for agricultural loans, their land or property must be at least five acres in size, including executive estates. These loans are limited to $30 million in Gresham and can be paid monthly, annually, or semi-annually over terms of 7, 10, 15, or 30 years.

  • How to avoid foreclosure in Gresham?

    Gresham offers the Foreclosure Avoidance Program, which assists eligible participants, lenders, and financial counselors in reaching an agreement on a foreclosure avoidance measure. Participants include homeowners who are behind or unable to make their mortgage payments, individuals experiencing financial hardship, and those who have received a resolution conference notice. Through this program, Gresham homeowners can receive assistance from a housing counselor in modifying their loans, creating a new repayment plan, and negotiating an extension to pay their missed mortgage bills.

  • How much is the entitlement for VA loans in Gresham?

    In Gresham, the basic entitlement for VA loans is $36,000. For those with more than $144,000 in loans to build or buy a single-family home, an additional entitlement equal to 25% of the $726,200 VA loan limit in Gresham may be available. Additionally, an eligible veteran with full entitlement may borrow up to the loan limit without making a down payment.

  • What can affect the interest rates of mortgages in Gresham?

    Mortgage interest rates are affected by property location; for example, mortgage debt in Gresham increased 27% from 2019 to 2022 based on home affordability and prices. A down payment of 20% or more can influence mortgage interest rates because a larger down payment equals a lower interest rate. Mortgage interest rates in Gresham vary depending on the loan type, amount, and term, as well as the borrower's credit score, personal income, and financial ability.

  • How to qualify for jumbo loan in Gresham?

    In Gresham, jumbo loan applicants must have a credit score of 680 or higher and submit required documents such as retirement accounts, two years of pay stubs and Form W2, two months of savings, and two years of tax returns. First-time and experienced homebuyers can apply for jumbo loans if they have sufficient income, liabilities, and assets. With a 25% down payment, jumbo loans can finance townhouses, condominiums, and single-family homes, as well as investment properties such as vacation rentals.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.