Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Hillsboro

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hillsboro Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

37Reviewed

23Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1615 SE, SE Tualatin Valley Hwy STE.1, Hillsboro, OR 97123
WebsiteLicense: 3000291269

Expertise.com Rating

Review Sources

Facebook
4.4 (32)
Google
4.6 (31)
Yelp
5.0 (1)

Why choose this provider?

Westside Portland Insurance Company is a full-service insurance firm that serves clients in Hillsboro. The firm offers renters' insurance plans that can protect its policyholders and their personal assets against theft, fire damage, vandalism, and legal liabilities. As an independent insurance agency, its insurance specialists represent multiple carriers that can offer different coverage options such as personal property, liability, guest medical, and reimbursed living expenses. The group employs bilingual staff who can cater to Spanish-speaking communities.

  • Multiple Carriers
  • Multiple Policy Types

142 NE 3rd Avenue, Hillsboro, OR 97124
WebsiteLicense: 8726338

Expertise.com Rating

Review Sources

Google
4.9 (220)
Facebook
5.0 (13)
Yelp
4.5 (6)

Why choose this provider?

Adam Saffel is an insurance agent who has been with State Farm since 2009. He offers renters' insurance coverage for families and individuals in Hillsboro. Renters' insurance covers property damage from accidents and weather impacts and loss of possessions from theft and vandalism. Special coverage is also given to certain possessions like collections, pieces of jewelry, boats, and banknotes. Saffel and his team can communicate in English and Spanish. Saffel is also the president of the Hillsboro Downtown Business community.

  • Home and Auto Insurance
  • Multiple Carriers

9620 NE Tanasbourne Dr, Ste 300, Hillsboro, OR 97124
WebsiteLicense: 3001000737

Expertise.com Rating

Review Sources

Google
4.9 (50)

Why choose this provider?

Sensible Insurance Pacific Northwest carries an array of products and services. Serving the Hillsboro metro, the independent agency offers renters' insurance plans to protect tenants from financial losses caused by unforeseen events like theft and fire. It helps clients secure reimbursements for damaged or lost items and medical bills. Sensible Insurance Pacific Northwest also handles other personal insurance, including life, auto, and recreational vehicle policies. Its owner, Eli P, started his career working in various insurance agencies for eight years.

  • Multiple Policy Types

1010 NE Cornell Road, Hillsboro, OR 97124-3339
WebsiteLicense: 16177896

Expertise.com Rating

Review Sources

Google
4.9 (66)
Facebook
5.0 (9)

Why choose this provider?

Ashley Goodenough is a professional who provides renters' insurance options to individuals and families in Hillsboro. She helps clients protect their belongings inside the properties they rent. She also offers home, business, auto, and property insurance. Goodenough is an agent from State Farm, a firm that has been providing a wide range of personal and business insurance products for almost 100 years. She and her team have more than 25 years of combined experience in the industry and are all active members of the community.

  • Home and Auto Insurance

FAQs

  • Does renters' insurance in Hillsboro cover roof leaks?

    In Hillsboro, renters' insurance policies cover damage to insured personal belongings caused by a roof leak on the rental property. It is critical to note that if the policy includes a deductible, the deductible amount should be less than the cost of replacing the damaged property. On the other hand, the landlord's insurance policy covers roof leak repair costs, not renters' insurance.

  • What is the difference between a landlord's and renters' insurance in Hillsboro?

    In Hillsboro, landlords' insurance typically covers maintenance expenses and loss of rental income, excluding personal property and liability coverage for tenants. Renters' insurance, on the other hand, safeguards tenants by reimbursing losses in the event of damage or loss to personal property, as outlined in the policy terms.

  • When does additional living expense coverage take effect in Hillsboro?

    The additional living expense coverage of your Hillsboro renters' insurance policy kicks in if the rental property is destroyed or rendered uninhabitable. This type of coverage reimburses you for the cost of temporary rentals and other expenses incurred while waiting for the rental property to be restored to habitable conditions.

  • What types of discounts can Hillsboro tenants avail on their renters' insurance policy?

    Hillsboro tenants have access to several renters' insurance discounts, including:

    • Residence protection device discount: Qualify by having required smoke alarms, with the option for a higher discount if a fire extinguisher is purchased.
    • Sprinkler protection discount.
    • Multi-policy discount: Combine renters' insurance with another policy, like auto insurance, to avail of this discount.
  • In Hillsboro, what does deductibles mean when it comes to renters' insurance?

    A Hillsboro renters' insurance policy's deductible is a predetermined amount that the policyholder agrees to pay before the insurance coverage kicks in for reimbursement. For example, with a $1,000 deductible, filing a $3,000 claim for damaged property would result in a $2,000 payout. Lower insurance premiums result from a higher deductible.

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