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Best Mortgage Refinance Companies in Portland
2022

We scored 304 Mortgage Refinance Companies in Portland, OR and Picked the Top 14

Here are the Picks:

Agave Home Loans Featured

Gary Boyer - Mortgage Monkey

OnPoint Community Credit Union

Rivermark Community Credit Union

Associated Mortgage Brokers

PDX Home Loan

Mortgage Express Portland | Lincoln Tower

Mike dePinna

Directors Mortgage

Swanson Home Loans

Capital M Lending

Advantis Credit Union

Willamette Valley Bank

Oswego Mortgage

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Portland Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 304 188 14

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Agave Home Loans FEATURED Expertise.com

Agave Home Loans helps individuals in the Portland metro and its neighboring areas with their mortgage refinancing needs. This firm assists them in achieving their financial objectives by encouraging them to convert their existing equity to cash and finding lenders who offer reasonable interest rates. Its staff also helps them make informed decisions through proper education. Additionally, the company helps clients apply for VA or FHA loans. Co-owner Doug Wang has over seven years of experience in the mortgage industry.

Click to Call

Portland, OR

Website

(224) 479-0242 Website

Gary Boyer - Mortgage Monkey

  • Reverse Mortgages
  • NMLS #: 39166

Gary Boyer - Mortgage Monkey is a mortgage refinance company in Portland, serving clients from all over Oregon and neighboring Washington, California, and Arizona states. Gary Boyer is a mortgage lender with over 20 years of experience working with clients of all kinds, mainly focusing on helping minority groups, including the gay, lesbian, Bi, and transgender community. Gary believes that the mortgage lending process should be fun and relational instead of scary and intimidating. His team offers comprehensive mortgage refinancing and purchasing advice and walks with clients in each step of the loan process. Clients can call or email for any information on mortgage refinancing.

Click to Call

3636 NE Broadway St
Portland, OR 97232

Website Instagram

(503) 807-3925 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

50 (Best)

Score Consistency:

Consistent (Best)

OnPoint Community Credit Union

  • Reverse Mortgages

OnPoint Community Credit Union is a business offering home mortgage refinance in Portland and the nearby communities. Founded in 1932 by a group of 16 teachers, the company has since grown to be the largest community-owned financial institution headquartered in Oregon with more than 395,000 members. As a financial partner, the credit union is committed to offering home buyers and homeowners a broad range of mortgage and mortgage refinance solutions to suit their unique needs. It can help clients lower their monthly payments or pay off their mortgage faster, and loans available for refinancing include conventional and jumbo loans. Other services include insurance and financial planning.

Click to Call

2688 NW Vaughn St
Portland, OR 97210

Website Instagram

(800) 527-3932 Website

Rivermark Community Credit Union

  • Reverse Mortgages

Rivermark Community Credit Union offers a range of financial services to clients in Portland and the surrounding areas, including mortgage refinancing. The experienced local mortgage officers are readily available to answer any client questions or provide advice on the home financing process. With mortgage refinancing from Rivermark Community Credit Union, clients can be able to lower their monthly payments, repay their loan faster, eliminate PMI, free up cash for other expenses, such as home improvement projects, and use cash-out refinancing to pay off higher-interest debts. Other services available include banking, business investments, wealth management, and insurance. Clients can also find crucial learning material on the business's website.

Click to Call

2905 SW Cedar Hills Blvd
Beaverton, OR 97005

Website Instagram

(800) 452-8502 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 (Better)

Total Reviews:

117 (Best)

Score Consistency:

Consistent (Best)

Associated Mortgage Brokers

  • Reverse Mortgages
  • NMLS #: 39166

Founded in 1989, Associated Mortgage Brokers is a privately owned firm that provides customers with multiple residential loan and refinancing programs for individuals and families in Portland. Its team comprises licensed and experienced professionals who offer borrowers several mortgage refinancing options, including cash-out refinance for lower interest rates. The company’s loan options include FHA, USDA, and ODVA loans, 15-year and 30-year fixed-rate mortgage, and jumbo home loan. Associated Mortgage Brokers owners Matt Jolivette and Brent Borcherding bring over 30 years of combined industry experience.

Click to Call

5200 South Macadam Avenue
Portland, OR 97239

Website

(971) 865-5797 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

232 (Best)

Score Consistency:

Consistent (Best)

PDX Home Loan

  • Reverse Mortgages
  • NMLS #: 39166

PDX Home Loan is a mortgage refinance and lending company that caters to incoming and current residents in Portland. It uses a seven-step process to clarify mortgage loans and terms, find suitable loan programs, and guide clients with weekly updates and suggestions. The firm assists homeowners in refinancing to accommodate mortgage payments, home maintenance, and new expenses like additional family members or health concerns. PDX Home Loan is led by James Adair, a Certified Liability Advisor for real estate investments and returns.

Click to Call

4640 South Macadam Avenue
Portland, OR 97239

Website

(503) 445-6033 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 (Best)

Total Reviews:

78 (Best)

Score Consistency:

Consistent (Best)

Mortgage Express Portland | Lincoln Tower

  • Reverse Mortgages
  • NMLS #: 39166

Mortgage Express is a Portland-based mortgage refinancing company that has eight different offices around Oregon and Washington. Operating since 1999, it educates each client on the mortgage refinancing and purchasing options that they qualify for. These include refinancing for conventional and specialty loans, such as VA, jumbo, and FHA loans. It employs a team of loan officers that works with an in-house lending department. They calculate and compare the rent versus ownership costs of a property.

Click to Call

10260 Southwest Greenburg Road
Portland, OR 97223

Website Instagram

(503) 520-1141 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 (Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Mike dePinna

  • Reverse Mortgages
  • NMLS #: 39166

Representing Mortgage Lenders Northwest, Mike dePinna provides mortgage refinancing solutions to clients in Portland. Mike offers reliable communication and follow-up in providing support throughout the mortgage process for his clients, including meeting their unique needs while also teaching them how to structure their new financing to get the best deal possible. In addition, he also has mortgage resources that assist clients who are deciding on refinancing options. Mike serves a variety of clients, including first-time homebuyers and seniors.

Click to Call

5319 Southwest Westgate Drive
Portland, OR 97221

Website

(503) 292-1131 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

50 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Directors Mortgage

  • Reverse Mortgages
  • NMLS #: 39166

Directors Mortgage is a company that serves clients throughout Portland. It specializes in refinances, residential mortgage loans, construction loans, purchases, reverse mortgages, and debt consolidation. The experts at this company are committed to listening to their customers and creating a plan that suits their needs using the firm's wide array of lending options. Directors Mortgage also strives to make the process easy and helps clients determine if refinancing is the right option for them. It has locations in Arizona, California, and Colorado as well.

Click to Call

4550 Kruse Way
Lake Oswego, OR 97035

Website Instagram

(503) 636-6000 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 (Better)

Total Reviews:

41 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Swanson Home Loans

  • Reverse Mortgages
  • NMLS #: 39166

Swanson Home Loans is a mortgage refinance company serving Portland residents. Evan Swanson heads the company's team of mortgage professionals. He is a certified financial planner who works closely with clients and educates them on how the choices they make can affect the rest of their financial lives. Together with his team, they provide individualized loan processing services that take their clients' circumstances into consideration while offering comprehensive financial advice. The company has processed more than 2,700 loans.

Click to Call

9755 Southwest Barnes Road
Portland, OR 97225

Website

(503) 488-1808 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

229 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Capital M Lending

  • Reverse Mortgages

Capital M Lending is a Portland-based company that provides lending resources and services to first-time homebuyers and experienced investors. Whether clients wish to refinance or purchase a property, its specialists strive to make the mortgage process more manageable. It also features a three-step mortgage process to make refinancing swift and easy for its clients. Additionally, its mortgage brokers serve as mortgage advisers and help clients make smart real-estate investments that are within their budget and timeline.

Click to Call

209 Southwest Oak Street
Portland, OR 97204

Website

(503) 445-9525 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

71 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Advantis Credit Union

  • Reverse Mortgages
  • NMLS #: 39166

Advantis Credit Union is a company that helps clients of all walks with home mortgage refinance in Portland and the surrounding areas. The full-service institution has been serving clients in Portland since 1928 and is now Oregon's 6th largest credit union with over 75,000 members. The team of experienced lenders works with clients every step of the way to ensure they find apt mortgage refinancing options with better interest rates and terms. Advantis Credit Union offers credit refinancing on several mortgage options, including conventional loans, jumbo loans, and physician home loans. Banking, insurance, and wealth management services are also available.

Click to Call

10501 SE Main St
Milwaukie, OR 97222

Website Instagram

(503) 785-2528 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 (Better)

Total Reviews:

270 (Best)

Score Consistency:

Consistent (Best)

Willamette Valley Bank

  • Reverse Mortgages
  • NMLS #: 39166

Willamette Valley Bank is a company offering a range of banking and loaning services, including mortgage purchasing and refinancing. It provides the Home Affordable Refinance Program, and clients can call to see if their mortgage qualifies for a loan. Some of the home loan programs available include conventional loans, FHA loans, USDA/Rural loans, VA loans, jumbo loans, and residential construction loans. Willamette Valley Bank has been acknowledged nationally for its financial strength and performance, and it has also been named one of the country's top 200 performing community banks by American Banker magazine and a top community bank in Oregon.

Click to Call

18662 SW Boones Ferry Rd
Tualatin, OR 97062

Website

(503) 826-5672 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 (Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

Oswego Mortgage

  • Reverse Mortgages
  • NMLS #: 39166

Oswego Mortgage is a mortgage refinance company serving homeowners in the Portland area. The team is made up of Oregonians with over 50 years of combined experience. They specialize in assisting eligible veterans in purchasing a home using their VA Home Loan benefit. The company also offers a wide variety of loans, including FHA, USDA, and conventional refinance programs. With FHA, they offer FHA Streamline Refinance and FHA 203(K) Streamlined. Oswego Mortgage givers back to the community by sponsoring veteran communities and promoting the green initiative.

Click to Call

16552 Boones Ferry Road
Lake Oswego, OR 97035

Website

(503) 697-7214 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 (Best)

Total Reviews:

126 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

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