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Best Mortgage Refinance Companies in Portland
2021

We scored 306 Mortgage Refinance Companies in Portland, OR and Picked the Top 16

Here are the Picks:

Advantis Credit Union

Associated Mortgage Brokers

Caliber Home Loans - Portland, OR

Capital M Lending

Cesar Gastiaburu

Directors Mortgage

Finance of America Mortgage LLC

Gary Boyer - Mortgage Monkey

Mike dePinna - Mortgage Lenders Northwest

Mortgage Express

OnPoint Community Credit Union

Oswego Mortgage

PDX Home Loan

Rivermark Community Credit Union

Swanson Home Loans

Willamette Valley Bank

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Portland Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 306 190 16

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Advantis Credit Union

Advantis Credit Union is a company that helps clients of all walks with home mortgage refinance in Portland and the surrounding areas. The full-service institution has been serving clients in Portland since 1928 and is now Oregon's 6th largest credit union with over 75,000 members. The team of experienced lenders works with clients every step of the way to ensure they find apt mortgage refinancing options with better interest rates and terms. Advantis Credit Union offers credit refinancing on several mortgage options, including conventional loans, jumbo loans, and physician home loans. Banking, insurance, and wealth management services are also available.

Click to Call

10501 SE Main St
Milwaukie, OR 97222

Website Instagram

(503) 785-2528 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 (Better)

Total Reviews:

270 (Best)

Score Consistency:

Consistent (Best)

Associated Mortgage Brokers

Associated Mortgage Brokers is a Portland-based company that brokerage services to home buyers and mortgage holders in both Oregon and Washington. The company helps mortgage holders with a number of mortgage refinancing options, including cash-out refinance, which gives them an option to lower their interest rates. Homebuyers can also work with the company for a number of loan options, including FHA, USDA, and ODVA loans. The second-generation owner, Matt Jolivette is a holder of the Certified Mortgage Consultant designation.

Click to Call

5200 South Macadam Avenue
Portland, OR 97239

Website

(971) 865-5797 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

179 (Best)

Score Consistency:

Consistent (Best)

Caliber Home Loans - Portland, OR

The loan consultants at Caliber Home Loans, Inc. in Portland provide mortgage refinancing services to homeowners. The company helps clients replace current loans with a new one. This allows for the reduction of payment terms and interest rates as well as the conversion of a portion of the home's equity into cash. The company connects clients to a local loan consultant who advises and assists them through the refinancing process. Its web platform also provides mortgage calculators that help estimate mortgage payments.

Click to Call

1104 Northwest Overton Street
Portland, OR 97209

Website

(503) 536-4505 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

37 (Best)

Score Consistency:

Consistent (Best)

Capital M Lending

Capital M Lending, LLC, provides lending resources to homeowners and homebuyers in Portland. The company connects clients to a loan officer that offers them mortgage refinancing advice. It has a three-step mortgage process that covers loan application, approval, and closeout. The company's team of loan advisors provides clients with a list of home refinancing options and works closely with them throughout the refinance application. It prepares the necessary documents and advises clients once the loan is finalized.

Click to Call

209 Southwest Oak Street
Portland, OR 97204

Website

(503) 445-9525 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

58 (Best)

Score Consistency:

Consistent (Best)

Cesar Gastiaburu

Cesar Gastiaburu, Mortage Broker is a mortgage refinance company based in Portland that offers purchasing, refinancing, and loan services to clients in the metro. It provides refinancing services to help clients reduce interest rates and monthly payments. The company helps clients navigate their options through the refinance analysis request, which includes conducting an initial evaluation of their criteria and scenario. Through this, the company seeks to provide an efficient process in finding the offer that best suits clients' needs.

Click to Call

650 Northeast Holladay Street
Portland, OR 97232

Website

(503) 890-1430 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

Directors Mortgage

Directors Mortgage assists homeowners in Portland in the mortgage refinance process. This firm maintains a website that publishes learning resources to help clients decide whether to refinance their existing mortgages. Considerations that homeowners need to understand include lower interest rates, reduced mortgage terms, and improved financial conditions. Its mortgage specialists provide consultations to guide clients on prevailing mortgage rates and determine refinancing options. An online refinance calculator aids in estimating payment changes. Directors Mortgage also conducts health and education initiatives.

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6650 Southwest Redwood Lane
Tigard, OR 97224

Website Instagram

(888) 636-1112 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 (Better)

Total Reviews:

40 (Best)

Score Consistency:

Consistent (Best)

Finance of America Mortgage LLC

Finance of America Mortgage LLC has been servicing the Portland metro area since 1994. The company assists homeowners with their mortgage refinancing needs. The firm provides several types of home refinance programs, including fixed- and adjustable-rate loans, FHA loans, VA loans, cash-out refinance or HELOC, reverse mortgage, and student loan refinance. The company's loan advisors also guide first-time homebuyers and investors in home purchasing and real estate investment. Finance of America Mortgage LLC employs over 3,000 global workers.

Click to Call

4380 S Macadam Ave
Portland, OR 97239

Website

(800) 355-5326 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

Gary Boyer - Mortgage Monkey

Gary Boyer - Mortgage Monkey is a mortgage refinance company in Portland, serving clients from all over Oregon and neighboring Washington, California, and Arizona states. Gary Boyer is a mortgage lender with over 20 years of experience working with clients of all kinds, mainly focusing on helping minority groups, including the gay, lesbian, Bi, and transgender community. Gary believes that the mortgage lending process should be fun and relational instead of scary and intimidating. His team offers comprehensive mortgage refinancing and purchasing advice and walks with clients in each step of the loan process. Clients can call or email for any information on mortgage refinancing.

Click to Call

3636 NE Broadway St
Portland, OR 97232

Website Instagram

(503) 807-3925 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

50 (Best)

Score Consistency:

Consistent (Best)

Mike dePinna - Mortgage Lenders Northwest

Mike dePinna of the Mortgage Lenders Northwest offers mortgage solutions in Portland. As a loan officer, he seeks to resolve refinance problems with low-interest-rate mortgage products. His website contains a link to a checklist and a cheat sheet that guides and helps borrowers qualify for low-rate mortgages. He also provides consultations to discuss loan options and review clients' financial situations. In addition, his professional support aims to avoid red tape issues. Mike dePinna also assists seniors in reverse mortgage matters.

Click to Call

5319 Southwest Westgate Drive
Portland, OR 97221

Website

(503) 292-1131 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

50 (Best)

Score Consistency:

Consistent (Best)

Mortgage Express

Mortgage Express is a team of mortgage refinance lenders in Portland. Founded in 1999, the company has since grown from having a single office in Portland to over seven offices throughout Oregon and Washington. The team educates clients on all the mortgage refinancing and purchasing options available to them to allow them to choose a program that works best for their financial goals. Mortgage Express offers to refinance conventional loans as well as specialty loans, such as VA, jumbo, and FHA loans. A team of loan officers works in conjunction with an in-house lending department to deliver a streamlined loaning process to each client.

Click to Call

10260 SW Greenburg Rd Ste 830
Portland, OR 97223

Website Instagram

(877) 520-1141 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

OnPoint Community Credit Union

OnPoint Community Credit Union is a business offering home mortgage refinance in Portland and the nearby communities. Founded in 1932 by a group of 16 teachers, the company has since grown to be the largest community-owned financial institution headquartered in Oregon with more than 395,000 members. As a financial partner, the credit union is committed to offering home buyers and homeowners a broad range of mortgage and mortgage refinance solutions to suit their unique needs. It can help clients lower their monthly payments or pay off their mortgage faster, and loans available for refinancing include conventional and jumbo loans. Other services include insurance and financial planning.

Click to Call

2688 NW Vaughn St
Portland, OR 97210

Website Instagram

(800) 527-3932 Website

Oswego Mortgage

Oswego Mortgage is a business serving clients in Portland and the surrounding regions. The experienced team of professionals offers a variety of mortgage options for all types of borrowers seeking either purchase or refinance deals. Several mortgage refinance options are available, each of them tailored to suit the specific needs of different borrowers. They include VA refinance, FHA refinance, USDA refinance, and conventional loan refinance programs. The team can advise clients on the best options to consider depending on their needs, as well as help to simplify the complex mortgage loan process. Clients can call for more details on mortgage refinancing options.

Click to Call

16552 Boones Ferry Rd Ste 1
Lake Oswego, OR 97035

Website

(503) 697-7214 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 (Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

PDX Home Loan

PDX Home Loan is a mortgage refinance and lending company that helps both current and potential homeowners in Portland navigate the intricacies of mortgage loans. The company is led by James Adair, a Certified Liability Advisor who advises clients on how to proceed regarding matters of mortgages, real estate, taxes, and investments. PDX Home Loan specializes in three main areas of mortgage loans, which are purchasing, refinancing, and real estate review.

Click to Call

4640 South Macadam Avenue
Portland, OR 97239

Website

(503) 445-6033 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 (Best)

Total Reviews:

75 (Best)

Score Consistency:

Consistent (Best)

Rivermark Community Credit Union

Rivermark Community Credit Union offers a range of financial services to clients in Portland and the surrounding areas, including mortgage refinancing. The experienced local mortgage officers are readily available to answer any client questions or provide advice on the home financing process. With mortgage refinancing from Rivermark Community Credit Union, clients can be able to lower their monthly payments, repay their loan faster, eliminate PMI, free up cash for other expenses, such as home improvement projects, and use cash-out refinancing to pay off higher-interest debts. Other services available include banking, business investments, wealth management, and insurance. Clients can also find crucial learning material on the business's website.

Click to Call

2905 SW Cedar Hills Blvd
Beaverton, OR 97005

Website Instagram

(800) 452-8502 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 (Better)

Total Reviews:

117 (Best)

Score Consistency:

Consistent (Best)

Swanson Home Loans

Swanson Home Loans is a four-person team that offers mortgage solutions from its Portland office. Included in its line of services is mortgage refinancing. The professionals guide clients through the mortgage refinancing process. The company helps clients who need to lower monthly payments and mortgage rates. It also assists homeowners in getting new mortgage terms and obtaining cash from home equity. Swanson Home Loans is led by Evan Swanson. He is a Certified Financial PlannerTM.

Click to Call

9755 Southwest Barnes Road
Portland, OR 97225

Website

(888) 303-2262 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

186 (Best)

Score Consistency:

Consistent (Best)

Willamette Valley Bank

Willamette Valley Bank is a company offering a range of banking and loaning services, including mortgage purchasing and refinancing. It provides the Home Affordable Refinance Program, and clients can call to see if their mortgage qualifies for a loan. Some of the home loan programs available include conventional loans, FHA loans, USDA/Rural loans, VA loans, jumbo loans, and residential construction loans. Willamette Valley Bank has been acknowledged nationally for its financial strength and performance, and it has also been named one of the country's top 200 performing community banks by American Banker magazine and a top community bank in Oregon.

Click to Call

18662 SW Boones Ferry Rd
Tualatin, OR 97062

Website

(503) 826-5672 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 (Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

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