Best Mortgage Refinance Companies in Portland

Agave Home Loans helps individuals in the Portland metro and its neighboring areas with their mortgage refinancing needs. This firm assists them in achieving their financial objectives by encouraging them to convert their existing equity to cash and finding lenders who offer reasonable interest rates. Its staff also helps them make informed decisions through proper education. Additionally, the company helps clients apply for VA or FHA loans. Co-owner Doug Wang has over seven years of experience in the mortgage industry.

Alterna Mortgage is a local company that has been providing clients in Portland with its financing and loan solutions since 2004. The business provides mortgage loan programs for all types of borrowers, whether or not they have clean credit records. Its financing services include assisting homeowners to secure a cash-out refinance that is higher in value compared to their previous loan balance. The company owner, Scott Benett, has been in the mortgage industry for over 10 years.

Founded in 1989, Associated Mortgage Brokers is a privately owned firm that provides customers with multiple residential loan and refinancing programs for individuals and families in Portland. Its team comprises licensed and experienced professionals who offer borrowers several mortgage refinancing options, including cash-out refinance for lower interest rates. The company’s loan options include FHA, USDA, and ODVA loans, 15-year and 30-year fixed-rate mortgage, and jumbo home loan. Associated Mortgage Brokers owners Matt Jolivette and Brent Borcherding bring over 30 years of combined industry experience.

Bo Johnson is a mortgage advisor with Peak Mortgage serving the Portland community. He aids clients in identifying the loan product that is suitable to their individual circumstances, whether they are seasoned real estate investors or first-time homebuyers. The options include FHA, VA, USDA, reverse mortgage, new construction, fixed-rate, and fix and flip. Johnson has a background in selling multiple houses and maintaining rental properties. He also utilizes his experience directing sales and marketing for Adidas, Salomon, and ATP Tour.

Capital M Lending is a Portland-based company that provides lending resources and services to first-time homebuyers and experienced investors. Whether clients wish to refinance or purchase a property, its specialists strive to make the mortgage process more manageable. It also features a three-step mortgage process to make refinancing swift and easy for its clients. Additionally, its mortgage brokers serve as mortgage advisers and help clients make smart real-estate investments that are within their budget and timeline.

CHA Mortgage Company offers a selection of services in Portland and nearby locations. It caters to police officers, firefighters, teachers, veterans, and nurses, helping them acquire various types of residential properties through its refinancing solutions. The business processes home equity, construction, jumbo, and reverse mortgage loans. Its agents also help clients obtain FRM, ARM, and refinance mortgages. They use amortization and debt consolidation calculators to determine customers' mortgage rates. Founder and president Saopon Cha has been in the financial services industry for over two decades.

Darren Balogh is a branch manager and mortgage consultant who helps individuals with their home financing needs in Portland. He matches home buyers with a suitable loan program and payment structure to help them purchase a home. The home financing options it offers include loan types such as conventional mortgages, FHA, jumbo, USDA, and refinancing. Balogh has been providing his expertise to first-time buyers, growing families, and lone parents by guiding them through each loan process. He serves as the branch manager for Penrith Home Loans.

dePinna Mortgage addresses the needs of clients in Portland and the surrounding areas. Its primary loan officer, Mike dePinna, caters to seniors seeking reverse mortgages, first-time home buyers, or those moving up or refinancing their homes. He helps individuals qualify for a mortgage loan and schedules a consultation to review their unique situation. dePinna works closely with loan buyers to determine the program that fits their needs. He provides constant communication throughout the process and aims to close the loan on time.

Directors Mortgage is a company that serves clients throughout Portland. It specializes in refinances, residential mortgage loans, construction loans, purchases, reverse mortgages, and debt consolidation. The experts at this company are committed to listening to their customers and creating a plan that suits their needs using the firm's wide array of lending options. Directors Mortgage also strives to make the process easy and helps clients determine if refinancing is the right option for them. It has locations in Arizona, California, and Colorado as well.

Evan Karr is a mortgage specialist who serves homebuyers in Portland and nearby locations. He assists families and individuals in obtaining loan programs to help them achieve their dream investment properties. He offers refinancing solutions, helping clients change their programs from adjustable-rate to fixed-rate mortgages. The agent also processes renovation, conventional, VA, and FHA loans. Additionally, Karr educates customers about mortgage rates for manufactured homes. He has been in the lending services industry since 2013.

Full Spectrum Capital is an independent mortgage brokerage serving Oregon and Washington residents. It partners with a network of lenders to provide clients with custom financial products, such as conventional, FHA, VA, USDA, and jumbo loans, at competitive rates. Financing consultations are available via call, email, and in-person meetings. Owner Nick Fandel holds a bachelor's degree in corporate finance. He has over a decade of experience working in the real estate lending and financial planning industries.

Golden Mortgage LLC serves clients in Portland and its surrounding communities. It offers a wide range of loan options for individuals who are looking to buy, sell, refinance, or build a property. These include FHA, jumbo, reverse, 15-year fixed, and 30-year fixed mortgages. With more than 60 years of combined experience, its team of loan officers keeps up-to-date with constantly changing mortgage programs and market conditions to provide personalized financial advice. The firm also assists with property evaluation and refinance analysis.

Guardian Residential Lending serves clients in Portland. It offers mortgage refinancing solutions for homeowners that include conventional, USDA, FHA, and VA loans. The lender also provides jumbo loans for refinancing or buying primary residences, investment properties, and vacation homes. Such loans also allow homebuyers to retain liquid assets in their own portfolio with loan amounts up to $2 million. Guardian Residential Lending values relationships with clients and aims to make a difference in their lives by helping them achieve their homeownership goals.

Working with more than 18,000 industry professionals across the US and Canada, Jordan Lee is a certified mortgage advisor serving home buyers in Portland. He advocates in providing sustainable homeownership opportunities for people within the Asian American and Pacific Islander communities. Jordan strives to help families with their financial goals assisting them throughout the loan process and in calculating their home valuations. Jordan also served as the president of the Asian Real Estate Association of America (AREAA) Portland chapter.

Josh Leake is a senior mortgage consultant with Plum Tree Mortgage. He offers mortgage refinancing products to clients who want to switch from a balloon or adjustable-rate to a fixed-rate program, build up equity faster, get money to pay off a variety of things, or lower their monthly payments. He assists clients by reviewing their mortgage situation before providing options. Leake has more than six years of experience as a consultant who caters to residents of Portland.

Kevin Schmidt is the founder of Schmidt Home Loans serving clients in Portland. Drawing from his experience in the mortgage industry since 1993, he assists in finding refinance solutions for obtaining lower interest rates, lowering monthly payments, and leveraging home equity. His agency offers a variety of programs, like conventional, fixed-rate or adjustable-rate, jumbo, and FHA loans. His team also provides niche products like mortgages for modular and manufactured homes, extended lock options, and properties with large acreage.

Mark Aalto is a senior loan officer who serves clients in Portland and nearby locations. He offers a variety of loan programs to first-time homebuyers and seasoned investors alike, such as refinance and conventional home loans. The specialist also assists families and individuals in acquiring USDA, VA, ODVA, ARM, and jumbo loans. His other services include educating clients regarding interest rates. Aalto has been in the lending services industry for more than three decades now.

Mathew Mattila is a mortgage professional affiliated with Cascade Northern Mortgage, which is a family-owned and family-operated company. He caters to clients in the Portland metro and the surrounding areas. Mattila serves individuals who are looking to refinance their mortgage and assists them through the approval and credit report pulling process. He also guides first-time homebuyers by helping them determine which loan program suits them. Mattila brings more than 10 years of experience in the industry.

Mortgage Express is a Portland-based mortgage refinancing company that has eight different offices around Oregon and Washington. Operating since 1999, it educates each client on the mortgage refinancing and purchasing options that they qualify for. These include refinancing for conventional and specialty loans, such as VA, jumbo, and FHA loans. It employs a team of loan officers that works with an in-house lending department. They calculate and compare the rent versus ownership costs of a property.

Oswego Mortgage is a mortgage refinance company serving homeowners in the Portland area. The team is made up of Oregonians with over 50 years of combined experience. They specialize in assisting eligible veterans in purchasing a home using their VA Home Loan benefit. The company also offers a wide variety of loans, including FHA, USDA, and conventional refinance programs. With FHA, they offer FHA Streamline Refinance and FHA 203(K) Streamlined. Oswego Mortgage givers back to the community by sponsoring veteran communities and promoting the green initiative.

PDX Home Loan is a mortgage refinance and lending company that caters to incoming and current residents in Portland. It uses a seven-step process to clarify mortgage loans and terms, find suitable loan programs, and guide clients with weekly updates and suggestions. The firm assists homeowners in refinancing to accommodate mortgage payments, home maintenance, and new expenses like additional family members or health concerns. PDX Home Loan is led by James Adair, a Certified Liability Advisor for real estate investments and returns.

Plum Tree Mortgage is a company that serves residents in Portland. Its consultants assist clients in refinancing their existing real estate loans. They provide different types of mortgages such as adjustable and fixed rate, jumbo, FHA, and VA. The agency also offers an alternative financing program for borrowers with previous histories of bankruptcy, excessive debt, foreclosure, or tax delinquency and a no-documentation option for self-employed individuals. Plum Tree Mortgage has been in the business since 2004.

Portland Loan Team is an independent mortgage broker serving clients in the metro. It offers a variety of mortgage refinancing options for homeowners and investors, including conventional loans, reverse mortgages, FHA, and VA loans. Owners Eric Dunlap and Rodrigo Hulse are brokers with more than three decades of combined experience in the mortgage industry. They aim to help clients achieve their homeownership goals by connecting them with mortgage lenders and originating mortgages that suit their financial situations.

Ron Burian is a home mortgage facilitator under Columbia Home Mortgage serving borrowers in Portland and the surrounding communities. He assists people who are looking for mortgage programs to purchase a new house or refinance their current loans. He offers various types of mortgage loans such as conventional, jumbo, FHA, VA, residential investment property, and outside-the-box options. One client commended Burian for explaining the loan process to her and for answering her mortgage lending questions while he was on vacation.

For over 30 years, Security Mortgage Lending has been serving Portland and the neighboring areas. It provides mortgage refinancing assistance to help clients lower their interest rates and payments, change from a variable to fixed-rate, or remove cash to tap into home equity. Its programs include FHA, 203k FHA renovation loans, VA, conventional solutions, credit score below 620, and reverse mortgages. Its team also offers financial advice and creates customized solutions to meet homeowners' needs.

Swanson Home Loans is a mortgage refinance company serving Portland residents. Evan Swanson heads the company's team of mortgage professionals. He is a certified financial planner who works closely with clients and educates them on how the choices they make can affect the rest of their financial lives. Together with his team, they provide individualized loan processing services that take their clients' circumstances into consideration while offering comprehensive financial advice. The company has processed more than 2,700 loans.

The W Group is a mortgage brokerage serving Portland and its surrounding communities. It offers a variety of loan programs including FHA, convention, non-QM, reverse mortgage, and foreign national. Its team assists clients who are looking to buy or refinance a property with the loan process which involves credit reports, appraisals, and verification of employment and assets. Different mortgage calculators are available for amortization, debt consolidation, renting versus buying, or comparing 15-year from 30-year loans.