Expertise.com

Best Health Insurance Agencies in Hillsboro

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Health Insurance Agencies FAQs

Learn more
Anna Kazakova logo
Visit WebsiteWebsite

License Verified:

License: 17842074

Oregon Division of Financial Regulation

Anna Kazakova

10412 SE Oak Street, Portland, OR 97216
Visit WebsiteWebsite
  • Life Insurance
  • Individual Health Insurance

Business Description

Anna Kazakova is an insurance agent who serves clients in the Hillsboro area. She offers health insurance for clients, which includes compensation for medical bills, hospitalization, and check-ups. Such insurance plans are available for clients who want to add onto their existing company health policy. Kazakova also assists people who are at least 65 years old with getting Medicare coverage and its supplemental plans. In addition, she offers life insurance from a variety of providers that cover beneficiaries' current and future expenses.

License Verified:

License: 17842074

Oregon Division of Financial Regulation

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Ashley Goodenough logo
Visit WebsiteWebsite

License Verified:

License: 16177896

Oregon Division of Financial Regulation

Ashley Goodenough

1010 NE Cornell Road, Hillsboro, OR 97124
Visit WebsiteWebsite
  • Individual Plans

Business Description

Ashley Goodenough is a local insurance agent serving Hillsboro residents. She offers health risk management solutions to individuals, families, and seniors. She assists with Medicare Supplement plans and disability paycheck protection. In addition, her agency carries insurance products for homeowners, renters, and businesses, as well as for bikes, toys, boats, and trailers. Ashley is an Oregon local affiliated with State Farm. Her team has a collective industry experience of 25 years and can communicate in Spanish.

License Verified:

License: 16177896

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (55)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
BK Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 100165405

Oregon Division of Financial Regulation

BK Insurance Services

9999 SW Wilshire St, Portland, OR 97225
Visit WebsiteWebsite
  • Individual Plans

Business Description

BK Insurance Services provides Hillsboro and the surrounding areas with health insurance. It enrolls clients in Medicare and guides them through attendant processes. It reviews alternative options for individuals with new prescriptions or new health statuses and reminds them of their plan renewal a month prior to their birthday. Its agents keep themselves up-to-date regarding changes to Medicare regulations and their effect on plan holders. It offers Medicare Supplement insurance and Advantage plans.

License Verified:

License: 100165405

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (16)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Century Benefits logo
Visit WebsiteWebsite

License Verified:

License: 100166331

Oregon Division of Financial Regulation

Century Benefits

2110 SW Jefferson St., 3rd floor, Portland, OR 97201
Visit WebsiteWebsite
  • Health Insurance

Business Description

Century Benefits offers individual health insurance products in Hillsboro. It guides customers in selecting health savings accounts, short-term medical, long-term care, travel, and international policies. They also inform them about student, COBRA, and disability coverages. Dental and Medicare plans are also available at the agency. In addition, agents at the firm accommodate consumers who need life, home or condominium, and auto indemnity plans. While it focuses its services in Oregon, Century Benefits also serves clients in other states like Arizona, Idaho, and Washington.

License Verified:

License: 100166331

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.3 / 5 (65)
Yelp
4.0 / 5 (38)
Facebook
4.2 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Doug Ellsworth logo
Visit WebsiteWebsite

License Verified:

License: 7139388

Oregon Division of Financial Regulation

Doug Ellsworth

5200 SW Meadows Rd, Suite 150, Lake Oswego, OR 97035
Visit WebsiteWebsite
  • Individual Plans
  • Individual Health Insurance

Business Description

Doug Ellsworth offers health insurance coverage options to individuals and families in Hillsboro. Doug is an insurance agent from Health Benefits Solution, Inc. He offers assistance to clients who want to enroll in Health Care.gov. He can also assist clients who completed the enrollment process on their own with issues related to their policies. He works with several insurance carriers, such as Pacific Health Plans, Medicaid, Moda Health Plans, Regence Blue Cross, Kaiser Permanente, and Providence Health Plans.

License Verified:

License: 7139388

Oregon Division of Financial Regulation

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Exchange Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 16898288

Oregon Division of Financial Regulation

Exchange Insurance Services

4660 NE Belknap Court, Suite #101, Hillsboro, OR 97124
Visit WebsiteWebsite
  • Life Insurance
  • Dental and Vision Insurance

Business Description

Exchange Insurance Services helps clients in Hillsboro find appropriate health care indemnity policies. It informs consumers about basic health insurance options, such as managed care plans. The firm's agents offer guidance in selecting products for long-term care of individuals in nursing homes and assisted living facilities. They also present choices for short-term and long-term disability insurance products. Exchange Insurance Services is an independent agency which was founded in 2013. It also offers dental, vision, and life protection products.

License Verified:

License: 16898288

Oregon Division of Financial Regulation

Grant Murphy logo
Visit WebsiteWebsite

License Verified:

License: 8502077

Oregon Division of Financial Regulation

Grant Murphy

7135 NE Imbrie Dr, Hillsboro, OR 97124
Visit WebsiteWebsite
  • Life Insurance
  • Medicare Supplements

Business Description

Grant Murphy works as a State Farm Insurance agent who serves clients in Hillsboro and nearby metro areas. Murphy assists customers in finding the best health insurance plan for their needs and lifestyle. He represents a number of carriers who can provide supplemental health, individual medical, Medicare supplements, as well as short-term and long-term disability coverages. He also handles life, auto, home, business, and property insurance. Murphy has been working for State Farm Insurance since 2008.

License Verified:

License: 8502077

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (123)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (4)
HC Insurance logo
Visit WebsiteWebsite

License Verified:

License: 16954383

Oregon Division of Financial Regulation

HC Insurance

7110 SW Fir Loop, Suite 170, Tigard, OR 97223
Visit WebsiteWebsite
  • Individual Plans

Business Description

HC Insurance is an independent brokerage firm that serves individuals, families, and small businesses from Hillsboro and the surrounding areas. It provides a wide range of health insurance products, including individual and family health plans, federally funded plans, and Oregon Health Plans. It also offers Medicare supplements and Medicare advantage plans. Other insurance products that the firm provides include short-term medical and small group medical plans. Owner Don D. Brown is a former career educator.

License Verified:

License: 16954383

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Smart Health logo
Visit WebsiteWebsite

License Verified:

License: 668497

Oregon Division of Financial Regulation

Smart Health

Lake Oswego, OR
Visit WebsiteWebsite
  • Individual Plans
  • Group Plans

Business Description

Smart Health provides clients in Hillsboro with insurance plans. The owner, Jeff Klein, is an independent insurance agent who helps people find suitable health plans. He offers various services to individuals, from setting up a health savings account and insurance subsidies to acquiring dental and vision and major medical coverages. He also assists business owners in exploring different options for group health plans and employee benefits. Klein has been offering health insurance policies since 1994.

License Verified:

License: 668497

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
T.W. Morgan Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 3001614261

Oregon Division of Financial Regulation

T.W. Morgan Insurance Services

9900 SW Greenburg Road Suite 245 A, Portland, OR 97223
Visit WebsiteWebsite
  • Individual Plans
  • Group Plans
  • Life Insurance
  • Individual Health Insurance
  • Dental and Vision Insurance

Business Description

T.W. Morgan Insurance Services is a company that provides health plans in Hillsboro. Its agents offer Medicare Advantage plans including Health Maintenance Organization, Point-of-Service, Preferred Provider Organization, and Private Fee-for-Service. The company extends its services to clients who are looking for Medicare Supplement plans. Timothy Morgan, the owner of T.W. Morgan Insurance Services, has been an insurance broker for 27 years. He was given the Million Dollar Round Table Producer award in 2005.

License Verified:

License: 3001614261

Oregon Division of Financial Regulation

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tiffany Kim logo
Visit WebsiteWebsite

License Verified:

License: 17193023

Oregon Division of Financial Regulation

Tiffany Kim

2313 SE 82 Nd Ave, Portland, OR 97216
Visit WebsiteWebsite
  • Life Insurance
  • Individual Health Insurance

Business Description

Tiffany Kim is a full-service insurance agent who serves individuals, families, and businesses in and around Hillsboro. An agent of State Farm since 2014 with prior claims experience, she helps clients with purchasing health insurance policies that provide coverage against significant financial loss caused by unexpected medical, surgical, and hospital costs. Kim can also arrange Medicare supplemental plans to cover deficiencies in their policies. She and her team have more than 50 years of combined insurance experience, offering their insurance services in English and Vietnamese.

License Verified:

License: 17193023

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Willamette Valley Benefits Inc logo
Visit WebsiteWebsite

License Verified:

License: 100167539

Oregon Division of Financial Regulation

Willamette Valley Benefits Inc

6400 SE Lake Rd Ste 210, Milwaukie, OR 97222
Visit WebsiteWebsite
  • Individual Plans
  • Group Plans

Business Description

Willamette Valley Benefits Inc. is a local, independent health insurance agency that caters to clients in Hillsboro and the surrounding communities. For more than 13 years, the agency has been educating and guiding clients through a wide selection of health insurance plans, including individual and family health plans that have coverage on dental, hearing, and vision. Its agents also help clients navigate through the complex Medicare programs, namely Medicare Parts A, B, C, and D.

License Verified:

License: 100167539

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.0 / 5 (4)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

How can you find affordable health insurance? 

Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

What is health insurance?

Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

How do health insurance companies make money?

Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

What is subsidized health insurance?

Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

What is a health insurance deductible? 

A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

Is it illegal to not have health insurance?

No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

Does health insurance cover therapy? 

All Marketplace plans must cover behavioral health care services, including counseling, inpatient care, and substance abuse treatments. However, there are coverage limits, and preauthorization may be required.

What is a copay?

A copay is a fixed price that you pay at the time of service after your deductible is satisfied. Insurance companies set specific rates for primary and specialty care and other services, such as emergency room visits and X-rays. Alternatively, plans may have coinsurance rates that require beneficiaries to pay a certain percentage of covered charges.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a federal service designed to help consumers compare and purchase subsidized health insurance plans that comply with the Affordable Care Act. A number of states operate their own insurance marketplaces, including California, Colorado, New York, and Pennsylvania.

How can you find health insurance without a job?

Individuals who don't have access to health insurance through their job can purchase ACA-compliant plans through the Health Insurance Marketplace. Off-exchange plans are also available through private insurers and independent agents. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives certain individuals who are losing their coverage the right to maintain the same plan for a limited time period. 

Can you cancel health insurance at any time? 

Consumers can cancel their health coverage at any time. Cancellations may be effective immediately or at a specified date. However, you must wait until Open Enrollment to sign up for a new plan unless you qualify for a Special Enrollment period.

Can you have more than one health insurance policy?

It's possible to have primary and secondary health insurance. This is most common with Medicare and Medicaid beneficiaries, including dual enrollees and individuals who purchase supplemental plans. Secondary plans can cover some additional expenses, but you're still responsible for premiums and deductibles.

Is health insurance pretax?

Premiums for employer-sponsored health plans are generally deducted from the worker's pretax income. The same is true for voluntary contributions made to Flexible Spending Accounts and Health Savings Accounts that are paired with a qualifying high-deductible health plan.

How long can a child stay on a parent\'s health insurance policy?

Children can stay on their parents' health insurance plan until their 26th birthday. There's a 60-day special enrollment period following this date. Exemptions allow disabled adult children to remain on their parents' policy beyond this age.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Read all FAQs