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Best Local Car Insurance Agencies in Norman

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Action Plus Insurance logo
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Action Plus Insurance

4317 Southeast 29th Street, Del City, OK 73115
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  • Bundling Option
  • Motorcyle & ATV

Business Description

Action Plus Insurance helps Norman drivers mitigate the risks associated with owning a vehicle. This independently owned insurance agency has been in the industry for more than 25 years. Its professional agents guide clients through the process of selecting the right coverage suited to their financial situation. They can help car owners who are seeking financial protection against legal fees and loss of income that may result from unforeseen accidents on the road. Action Plus Insurance also offers motorcycle insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Carpenter Insurance Inc - Shawnee logo
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License Verified:

License: 100299174

Oklahoma Insurance Department

Carpenter Insurance Inc - Shawnee

504 North Broadway Avenue, Shawnee, OK 74801
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  • Bundling Option

Business Description

Carpenter Insurance Inc. is a family-owned business established in 1928 that provides services to clients in Norman and nearby areas. Its founder, John R. Carpenter, worked at his father's auto dealership business before he started the insurance agency. It is an independent agency that provides car insurance plans. These include property insurance that covers the damaged or stolen vehicle, liability insurance that covers legal responsibilities to other parties caused by an accident, and medical coverage for financial reimbursements for injuries.

License Verified:

License: 100299174

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cobble Insurance Agency, Inc. - Moore logo
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License Verified:

License: 10002295

Oklahoma Insurance Department

Cobble Insurance Agency, Inc. - Moore

2100 North Eastern Avenue, Moore, OK 73160
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  • Multiple Carriers

Business Description

Cobble Insurance Agency, Inc., is an independently owned insurance firm. It has been offering auto insurance plans to clients in Norman and other areas in the state since 2007. The company's team of agents provides its clients a variety of insurance options to make sure that they choose what fits their needs. Additionally, the business has been voted as the Best Insurance Agency by the Best of Moore and South Oklahoma City Awards from 2018 to 2020.

License Verified:

License: 10002295

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Copeland Agency LLC logo
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License Verified:

License: 10011215

Oklahoma Insurance Department

Copeland Agency LLC

5002 South Anderson Road, Oklahoma City, OK 73150
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  • Boats
  • Motorcyle & ATV

Business Description

Copeland Agency LLC is an independent insurance broker in Oklahoma City that has a client base located in Norman. Its automobile insurance plans protect against financial loss due to vehicular accidents. Its team, led by owner Tamra Copeland, also offers corporate insurance products such as workers' compensations and bonds, as well as home and life insurance packages. Clients may visit its social media accounts to get tips and learn more about its offered insurance services and product updates.

License Verified:

License: 10011215

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Garner Insurance logo
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License Verified:

License: 100144791

Oklahoma Insurance Department

Garner Insurance

402 West Main Street, Norman, OK 73069
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  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Garner Insurance is an independent insurance agency that takes care of the car insurance needs of clients in Norman and throughout the state. In addition to standard car insurance coverages, the agency also provides insurance lines for antique cars. The team of agents assists clients in the insurance process, from assessment to application. Business owner Jared Garner is a combat veteran with six years of experience in the Army prior to starting his own agency in 2010.

License Verified:

License: 100144791

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (20)
Google
4.9 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Greg Ellis logo
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License Verified:

License: 91648

Oklahoma Insurance Department

Greg Ellis

2224 36th Avenue Northwest, Norman, OK 73072
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  • RV & Motorhome
  • Boats

Business Description

Greg Ellis is a State Farm insurance agent offering auto insurance through his office in Norman. The car insurance policy of the agency has several coverage options, including collision, rental, and comprehensive coverage. It can also cover new drivers, collectors, and business travelers. Clients also have the option of combining their auto insurance with homeowners' insurance. Greg Ellis has been with State Farm for around three decades and he has experience in claims and management.

License Verified:

License: 91648

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.7 / 5 (59)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Solutions by Irwin Agency logo
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License Verified:

License: 92249

Oklahoma Insurance Department

Insurance Solutions by Irwin Agency

3401 West Rock Creek Road, Norman, OK 73072
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  • Multiple Carriers

Business Description

Insurance Solutions by Irwin Agency aims to work with clients in Norman and the surrounding areas by developing insurance strategies that will ensure they have the right coverage. The agency assists clients in recovering their properties and finances in cases of loss. Its insurance products include auto insurance which provides clients with the protection of assets in cases of liabilities. It has a comprehensive and collision coverage for the protection of a car's value and it offers other products like antique and classic car coverage.

License Verified:

License: 92249

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (7)
Google
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
J. Charles Insurance logo
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License Verified:

License: 100182744

Oklahoma Insurance Department

J. Charles Insurance

2421 Wilcox Drive, Norman, OK 73069
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  • Bundling Option

Business Description

J. Charles Insurance LLC is an independent car insurance agency that has been serving families in the Norman area since its establishment in February 2014. Founded by Justin Charles Peavler, the agency works with several insurance companies and uses comparative rating tools to ensure that clients will be provided a carrier that suits their needs at a competitive price. The agency also caters to other insurance services including home, life, and boats and watercraft insurances.

License Verified:

License: 100182744

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jim Holmes Insurance - Moore logo
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License Verified:

License: 100103567

Oklahoma Insurance Department

Jim Holmes Insurance - Moore

526 Southwest 4th Street, Moore, OK 73160
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  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

Business Description

Jim Holmes Insurance is an independent auto insurance agency located in Norman, providing insurance products to both individuals and businesses in the area. The agency has a team of professionals committed to assisting clients in finding an insurance deal that best protects them and their loved ones. Partnering with several insurance carriers including Safeco Insurance, Travelers, Equity, and Progressive, they also aim to create a solid relationship with their customers through their excellent service.

License Verified:

License: 100103567

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (37)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MemberHaven Insurance Agency logo
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License Verified:

License: 100185777

Oklahoma Insurance Department

MemberHaven Insurance Agency

7600 South Pennsylvania, Oklahoma City, OK 73159
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Serving Norman and the residents throughout Oklahoma, MemberHaven Insurance Agency is an independent agency that delivers a personalized approach of insurance coverage to clients by connecting them to multiple companies. It provides clients with protection from vehicle damage and unexpected car accidents with its auto insurance. Clients can choose from optional auto coverage involving collision, comprehensive, and medical payments. Also offering specialty insurance, the company provides coverage for jewelry, fine arts, and pets.

License Verified:

License: 100185777

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (25)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
needaquotenow.com logo
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License Verified:

License: 124122

Oklahoma Insurance Department

needaquotenow.com

6017 Shiloh Drive, Oklahoma City, OK 73179
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Business Description

Freeland Insurance, LLC, is a locally owned and operated independent agency that serves clients in Norman and throughout Texas and Kansas. The company offers protection beyond the minimum liability insurance required on vehicles. It also provides comprehensive, collision, medical payment, rental reimbursement, and towing coverages. Established in 2006, Its team of financial planners takes the time to sit down and discuss with clients their car insurance requirements in order to provide them with the best coverage. Freeland Insurance also deals with commercial, life, health, and flood insurance.

License Verified:

License: 124122

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Oklahoma Insurance Gtroup logo
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License Verified:

License: 100103878

Oklahoma Insurance Department

Oklahoma Insurance Gtroup

1130 Rambling Oaks Drive, Ste 200, Norman, OK 73072
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Oklahoma Insurance Group is an independent insurance agency located in Norman. It provides personal and business lines, including comprehensive auto insurance policies. The policies cover damages sustained from collisions and other forms of physical damages and losses such as theft, cracks, and animal collision. They also protect the owner or the driver from bodily injury liabilities as well as property damages. The agency has assisted thousands of policyholders in Oklahoma since 1997.

License Verified:

License: 100103878

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Richardson Insurance Group logo
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License Verified:

License: 3000844564

Oklahoma Insurance Department

Richardson Insurance Group

2209 Southwest 104th Street, Oklahoma City, OK 73159
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  • Multiple Carriers

Business Description

Richardson Insurance Group is an independent insurance agency serving and educating the community in Norman regarding the best options for their insurance needs. Being a completely independent agency, it is able to help its clients in choosing the best insurer that will meet their individual needs. Its agents work with every client, starting with comparing insurance quotes from the agency's many partner insurers. This guarantees that clients get the best deal without eliminating or lowering any needed coverage.

License Verified:

License: 3000844564

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (12)
Ryan Russ logo
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License Verified:

License: 100148859

Oklahoma Insurance Department

Ryan Russ

120 South Lester Lane, Purcell, OK 73080
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  • Motorcyle & ATV

Business Description

Ryan Russ is a State Farm insurance agent offering auto coverage to clients in Norman. The company provides policies tailored to the needs of a driver or vehicle, from coverage for teen drivers to sports or antique cars. State Farm covers damages or losses from collision, theft, fires, and natural disasters such as wind, hail, and flood. It also offers rental insurance, liability coverage, and uninsured or underinsured motor vehicle coverage. Serving clients in English or Spanish, Russ also offers property, health, and life insurance.

License Verified:

License: 100148859

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (92)
Facebook
4.6 / 5 (87)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wall Street Insurance, LLC logo
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License Verified:

License: 100164963

Oklahoma Insurance Department

Wall Street Insurance, LLC

1369 24th Avenue Northwest, Norman, OK 73069
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  • Motorcyle & ATV

Business Description

Wall Street Insurance, LLC. is a Norman independent insurance agency specializing in home and auto insurance products. The locally-owned company is committed to delivering for clients efficient and lasting protection that can withstand rate fluctuations and other variables. It is comprised of insurance professionals that have over 50 years of experience in the industry. It writes auto insurance policies for clients that provide protection against expenses caused by collisions and other liabilities.

License Verified:

License: 100164963

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (14)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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