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Best Mortgage Refinance Companies in Norman

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2023
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Mortgage Refinance Companies FAQs

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Citywide Mortgage logo
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License Verified:

License: 120886

Nationwide Multistate Licensing System and Registry

Citywide Mortgage

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9400 S I 35 Service Road, Oklahoma City, OK 73160
  • New Construction

Business Description

Citywide Mortgage helps borrowers in the Norman metro who wish to get their debt under control through refinancing. Its team assists first-time homebuyers in navigating a tax credit program that would qualify them for a mortgage loan. The professionals have more than 85 years of combined experience. In addition, the residential company, which is dedicated to providing a smooth mortgage process, allows clients to submit loan applications online. Johnnell Jones, the company's vice president of operations, is a finance graduate.

License Verified:

License: 120886

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (16)
Google
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Executive Lending Group logo
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License Verified:

License: 293964

Nationwide Multistate Licensing System and Registry

Executive Lending Group

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2401 Tee Circle, Ste 102B, Norman, OK 73069
  • New Construction

Business Description

Executive Lending Group is an independent mortgage brokerage firm serving Norman. The company helps borrowers find the right refinancing plan for their specific financial needs. Its mortgage specialists offer several programs that enable clients to reduce their monthly payments, consolidate debt, obtain cash, or build up equity faster. The firm also provides Reverse mortgages and government loan programs such as FHA and VA. The company—which is a division of 1st Capital Mortgage LLC, has been serving the local community for over 20 years.

License Verified:

License: 293964

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Financial Concepts Mortgage Edmond logo
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License Verified:

License: 1209546

Nationwide Multistate Licensing System and Registry

Financial Concepts Mortgage Edmond

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2949 S Bryant Ave, Edmond, OK 73013
  • New Construction
  • Reverse Mortgages

Business Description

Financial Concepts Mortgage Edmond offers refinancing assistance to individuals and families throughout Norman and nearby areas. The locally owned mortgage bank assists clients throughout the entire process, from loan origination and processing to underwriting and closing. A wide variety of loan options are also available to homebuyers, such as Section 184, FHA, VA, USDA/RHS, conventional, and downpayment assistance loans. Financial Concepts Mortgage has more than 20 years of experience and serves clients in Texas, Arkansas, Kansas, and Alabama.

License Verified:

License: 1209546

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (244)
Facebook
4.9 / 5 (138)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lincoln Lending logo
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License Verified:

License: 1290090

Nationwide Multistate Licensing System and Registry

Lincoln Lending

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501 SE 4th Street, Suite C, Moore, OK 73160
  • Multi-Family Loans

Business Description

Lincoln Lending is a home loan coach that serves the Norman metro. It provides a refinancing program to clients with existing mortgages to help them consolidate debts. Through its Home Loan Coaching Session, the team sits down with the homebuyer to educate them about the best loan option that addresses their specific needs. President Kelly Pensoneau specializes in HUD-184 Native American loans, which provide Native American tribal members with access to mortgage financing. Lincoln Lending is a member of the Moore Chamber of Commerce.

License Verified:

License: 1290090

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (100)
Facebook
4.9 / 5 (47)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.