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Best Local Car Insurance Agencies in Lawton

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All About Auto Insurance logo
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All About Auto Insurance

1304 Southwest Lee Boulevard, Lawton, OK 73501
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  • Bundling Option

Business Description

All About Auto Insurance is a Lawton-based agency. The company offers customized auto and motorcycle insurance, representing various carriers such as Four Corners, National Safe Driver, and VIP Roadside. Its auto insurance plans include property and medical coverages to protect clients against vehicle damage, hospital bills, and lost wages. The agency is available 24/7 and requests for service quotes are available on the website. The company also has insurance policies for homeowners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.4 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dismuke Insurance Agency logo
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License Verified:

License: 100104469

Oklahoma Insurance Department

Dismuke Insurance Agency

507 Northwest Sheridan Road, Lawton, OK 73505
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Business Description

Dismuke Insurance Agency is a full-service insurance company that provides car insurance. Its auto insurance plans cover both the policyholder and the insured vehicle against damages, injuries, and liabilities as a result of accidents. Its agents can assess their clients' requirements to find insurance policies that fit their needs. Based in Lawton, the family-owned business has been operating for more than 25 years. It also offers rental, home, life, and commercial insurance products and services.

License Verified:

License: 100104469

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeff Warren logo
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License Verified:

License: 102449

Oklahoma Insurance Department

Jeff Warren

7615 Northwest Cache Road, Lawton, OK 73505
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  • Multiple Carriers
  • Home Insurance

Business Description

Jeff Warren is a Farmers Insurance agent that serves Comanche County, covering Lawton. He creates different types of protection plans, including auto insurance which may reimburse losses in case of damage to the policyholder's vehicle from a non-collision incident like vandalism, theft, or fire. Warren is committed to learning about clients' needs in order to avoid coverage overlaps and gaps. The agent has been working with Farmers Insurance for 15 years. He is also licensed to offer insurance in Texas.

License Verified:

License: 102449

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jennifer Robinette Insurance Agency logo
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License Verified:

License: 82356

Oklahoma Insurance Department

Jennifer Robinette Insurance Agency

1924 Northwest Cache Road, Lawton, OK 73507
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  • Home & Auto Insurance
  • Home Insurance
  • Multiple Carriers

Business Description

Jennifer Robinette Insurance Agency is a Lawton-based risk management specialist that assists clients in a number of areas, from car and home to life insurance. The company has access to protection plans from different providers such as Travelers, Safeco Insurance, Progressive, and Liberty Mutual. It is headed by insurance professional Jennifer Robinette, who has been commended by former clients for her knowledge of the industry. Previous clients also praise her for being hands-on and for providing help when needed.

License Verified:

License: 82356

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Legacy Insurance Group - Lawton logo
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License Verified:

License: 3000551141

Oklahoma Insurance Department

Legacy Insurance Group - Lawton

4135 West Gore Boulevard, Lawton, OK 73501
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Legacy Insurance Group is an independent insurance business servicing the Lawton area and surrounding communities. It helps its clients secure insurance, especially when out on the road by working on their behalf to shop for the best plan and rate that best fits their requirements. It provides a comprehensive auto insurance policy with collision coverage, comprehensive coverage, bodily injury liability, and protection against uninsured motorists. Legacy Insurance Group's other products include insurance for homeowners, individual life, and commercial properties.

License Verified:

License: 3000551141

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McBride Agency logo
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License Verified:

License: 100104890

Oklahoma Insurance Department

McBride Agency

1416 Northwest 52nd Street, Lawton, OK 73505
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  • Home & Auto Insurance

Business Description

McBride Agency is a multi-line insurance firm that serves the people of Lawton and all of Oklahoma. In business for more than 25 years, it has agents with a combined experience of over six decades who help drivers of different backgrounds obtain car insurance policies that will provide financial support in the event of an automotive emergency. McBride Agency works with multiple insurance carriers to source a selection of quotes for clients to choose from based on their specific needs.

License Verified:

License: 100104890

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Smith & Sons Insurance Agency, Inc. logo
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License Verified:

License: 40161259

Oklahoma Insurance Department

Smith & Sons Insurance Agency, Inc.

716 West Gore Boulevard, Lawton, OK 73501
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  • Bundling Option

Business Description

Smith & Sons Insurance Agency, Inc. guides clients on identifying and planning for potential risks by offering auto insurance policies that include property, liability, and medical coverage depending on the assessment result. One of the longest-running independent insurance agencies in the region, the firm seeks out financially stable insurance carriers in order to come up with a car insurance policy that caters to the client's specific needs. The agency serves clients in Lawton and emphasizes family, trust, and teamwork in its services.

License Verified:

License: 40161259

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vincent Saylor logo
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License Verified:

License: 100279164

Oklahoma Insurance Department

Vincent Saylor

2401 West Gore Boulevard, Lawton, OK 73505
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  • Multiple Carriers

Business Description

Vincent Saylor is a State Farm insurance agent based in Lawton that has been providing home and auto insurance solutions to residents in the metro and nearby towns since 2017. Vincent provides comprehensive auto insurance policies that protect clients and their vehicles from collisions, bodily injury liabilities, physical damages, medical expenses, and losses like theft. The auto insurance policies also cover reimbursements for rentals made during the repair or replacement period of a damaged vehicle.

License Verified:

License: 100279164

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (50)
Facebook
5.0 / 5 (10)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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