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2024

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Best Local Car Insurance Agencies in Edmond

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Edmond Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

67

Reviewed

46

Curated

16

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
11901 N Macarthur Blvd Ste F2, Oklahoma City, OK 73162
  • Multiple Carriers

Why choose this provider?

MetroOKC Insurance is an independent insurance agency that was founded in July 2017. Its insurance agents represent more than 30 different carriers to find the right auto insurance coverage at the best value for residents in Edmond and the surrounding areas. Its auto insurance plans have standard coverage options that include liability, collision, comprehensive, medical payments, uninsured-underinsured motorist, and roadside assistance. Optional coverage options are new car replacement, accident forgiveness, and gap coverage.

License Verified:

License: 8570341

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
Facebook
4.9 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
504 North Broadway Avenue, Shawnee, OK 74801
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Established in 1954, the family-owned Carpenter Insurance Agency is a professional and licensed insurance agency that serves commercial and residential clients in Edmond, Stroud, Bristow, Shawnee, and neighboring cities in Oklahoma. It provides a wide array of insurance services such as auto and home insurance, all types commercial insurance, and health and life insurance. The company works with insurance brands such as Safeco, Progressive, Allstate, Travelers, Hartford, Berkshire Hathaway, and many others.

License Verified:

License: 100104146

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2901 Northwest 156th Street, Edmond, OK 73013
  • Personal & Business Insurance

Why choose this provider?

Loftis & Wetzel Insurance is an independent insurance agency operating out of Edmond that provides insurance products and services to clients in the metro. The third-generation family-owned company can trace its roots back to 1931. It has since provided various personal and business including Auto, Home, Umbrella, RVs, Rental Properties as well as all types of Business Coverage. Representing multiple A+ rated insurance companies.

License Verified:

License: 100100762

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9002 North May Avenue, Oklahoma City, OK 73120
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

MWI Insurance Brokers is an independent insurance firm that provides assistance to Edmond vehicle owners who are looking to secure car insurance policies. Representing a carefully selected group of carriers, the company employs professional agents who are not just able to shop for quotes, but who can also help motorists understand the various terms of car insurance plans. In Oklahoma, automotive insurance options include collision and comprehensive, liability, medical payments, personal injury, and uninsured or underinsured motorist coverage.

License Verified:

License: 100213768

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (224)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
210 Park Avenue, Oklahoma City, OK 73102
  • Bundling Option

Why choose this provider?

Dillingham Insurance is a family-owned auto insurance agency based in Oklahoma City that extends its services to the Edmond area. Founded in 1927, the agency has been working with domestic and international insurance carriers to provide comprehensive insurance coverages for individuals and businesses. The agency has been recognized by Marsh, Berry & Company, Inc. with the Pinnacle Award for its top performance. Aside from auto insurance, it also provides insurance coverage for motorcycles, recreational vehicles, and watercraft.

License Verified:

License: 104642

Oklahoma Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10 East Ayers Street, Edmond, OK 73034
  • Multiple Carriers

Why choose this provider?

VIP Insurance is an independent insurance agency in Edmond that has been assisting individuals and families for more than 10 years. The family-owned and operated company offers auto insurance products for various types of vehicles, including classic cars. Its auto insurance can come with liability, collision, medical payment, personal injury protection, and comprehensive coverages. VIP Insurance was established in 2009 by Kathy Reeser, who is a member of the Edmond Rotary Club.

License Verified:

License: 100118954

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (12)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1900 Northwest Expressway, Oklahoma City, OK 73118
  • Multiple Carriers

Why choose this provider?

Founded in 1978, Tedford Insurance - Oklahoma City is an insurance agency that serves the people of Edmond. Its associates can help vehicle owners acquire an auto insurance policy that will meet their specific needs and individual risks. The agency's auto insurance packages include options for collision, comprehensive, liability, injury protection, medical coverage, and uninsured or underinsured motorist. In addition to these, it also offers specialty insurance lines for boats and other watercraft, motorcycles, and recreational vehicles. Tedford Insurance supports local schools, athletic programs, and community organizations.

License Verified:

License: 100208440

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6444 Northwest Expressway, Oklahoma City, OK 73132
  • Multiple Carriers
  • Boats

Why choose this provider?

Womack Insurance Agency is an independent insurance agency serving Edmond and all of Oklahoma. It represents numerous carriers to ensure that the insurance needs of its clients are met. The company’s professional agents can help vehicle owners secure car insurance policies that will support them financially in the event of an automotive accident. Oklahoma drivers have the option of getting collision and/or comprehensive coverage, although they may avail themselves of additional protection. Womack Insurance Agency also insures boats and motorcycles.

License Verified:

License: 56516

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2814 West Britton Road, Oklahoma City, OK 73120
  • Bundling Option

Why choose this provider?

Centennial Insurance Group, Inc. is an independent insurance firm serving Oklahoma communities, including Edmond, since 2007. Its professional agents work with various carriers to draw up plans for vehicle owners in need of automobile insurance. Policies generally have collision, comprehensive, and liability coverage. Clients may opt to secure plans that can also take care of medical payments, personal injury protection, and uninsured or underinsured motorists. The agency's co-founder, Bryan Chouinard, began his insurance career in 2002.

License Verified:

License: 10002015

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2615 North Macarthur Boulevard, Oklahoma City, OK 73127
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Cheapest Auto Insurance has been offering auto insurance products in the Oklahoma City and Edmond areas for more than three decades. Its insurance policy options cover liability, bodily injury, collision, and property damage. The company can also provide a full-coverage auto insurance policy for its customers. Cheapest Auto Insurance analyzes the situation of policy buyers before giving them recommendations. Additionally, the company works with several insurance companies to adequately meet the needs of its customers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (1200)
Facebook
4.7 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
102 South Main Street, Edmond, OK 73737
  • Multiple Carriers

Why choose this provider?

Eitzen Agency in Fairview is an independent insurance agency that provides services to clients in the area and the nearby Edmond metro. The company was formed in 1964 with the belief that all clients are God-created and deserve to be treated fairly regardless of their needs and risks. The company has since written comprehensive auto insurance policies for clients protecting them from common road risks and traffic accidents or collisions.

License Verified:

License: 198746

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17342 North May Avenue, Edmond, OK 73012
  • Motorcyle & ATV

Why choose this provider?

Based in Edmond, Michelle Early has been a Farmers Insurance agent for around two decades. She helps identify insurance coverage, including auto insurance, that is suitable for the needs of her clients. Her team also explains the insurance process to clients so they will understand the different coverage options available to them. These coverages include collision, liability, and comprehensive. Clients can also customize their auto insurance policies to include personal injury protection and rental car reimbursement.

License Verified:

License: 173386

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (34)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
706 South Mustang Road, Mustang, OK 73064

Why choose this provider?

Cal Kiburz operates a local State Farm insurance agency to service residents in the Edmond metro and nearby communities. Cal specializes in insurance programs for home, auto, renters, life, and health. Cal and his team assist clients seeking policy coverages for their cars, which may include coverage for physical damages, bodily injuries, and other liabilities. The team also offers notary public services and financial services in addition to insurance programs. Cal's office may be reached 24 hours a day.

License Verified:

License: 40124351

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (280)
Facebook
5.0 / 5 (174)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6303 Waterford Boulevard, Oklahoma City, OK 73118
  • Multiple Carriers

Why choose this provider?

Comma Insurance is an independent car insurance agency in Oklahoma City that also serves clients in Edmond and the surrounding areas. Its team of insurance specialists focuses on understanding clients' budgets, lifestyles, and needs to be able to recommend the right auto insurance plans for them. These could be comprehensive insurance, a contingent plan, or a coverage for personal injuries. In addition, Comma Insurance offers auto insurance for Lyft and Uber drivers.

License Verified:

License: 100183797

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (107)
Facebook
5.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2601 Northwest Expressway, Oklahoma City, OK 73112
  • Boats

Why choose this provider?

Established in 1946, Sullivan Insurance Agency is a family-owned independent insurance agency serving the needs of clients in the Ardmore, Oklahoma City, and Edmond areas. The agency offers a wide range of insurances, including auto, health, and homeowners' insurance. Its auto insurance covers liability, personal injury protection, damage to the automobile, and uninsured motorists. Sullivan Insurance Agency also serves the agribusiness industry and is a member of the Oklahoma Grain & Feed Association and Oklahoma State Chamber of Commerce.

License Verified:

License: 835129

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
111 North Broadway, Edmond, OK 73034
  • Multiple Carriers

Why choose this provider?

Established in 2009, Statewide Insurance Agency is an Edmond-based independent insurance agency specializing in auto and home insurance bundles. The agency provides standard auto insurance that covers rental reimbursements, towing, liability, comprehensive, collision, medical payments, and liability coverage. With a combined 109 years of experience, Statewide Insurance Agency represents multiple insurance companies. This allows the agency to structure policies based on clients' needs and find the best coverage for them.

License Verified:

License: 10008750

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (44)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the auto liability insurance requirements for special events in Edmond?

    For special events in Edmond, if cars are used for anything other than basic transportation, the organizers need a Business Automobile Liability policy or an equivalent. This coverage, often based on form CA 00 01, should extend to owned, leased, hired, or non-owned vehicles. A minimum insurance limit of $1,000,000 CSL per occurrence is mandatory. This policy ensures that events are adequately protected against potential vehicular-related incidents.

  • Why might drivers in Edmond receive a notice from the Uninsured Vehicle Enforcement Diversion Program (UVED) claiming they're uninsured?

    In Edmond, street cameras cross-check vehicles against the insurance department's records. When a car is personally registered but protected by commercial insurance, it can erroneously show as uninsured because commercial insurers aren't required to report coverage. Anyone in Edmond who finds themselves in this situation is recommended to contact their insurance company and direct them to the Oklahoma Insurance Verification System website for resolution.

  • What are the penalties for driving without insurance in Edmond?

    Driving without insurance in Edmond might result in a ticket with potentially serious consequences. The maximum penalty for violators is $250. Even though it's unusual for a first offense, some people could receive a 30-day jail term. A person's driver's license may also be suspended, which would make it illegal for them to drive a car. The vehicle's registration could be revoked, and it might even be impounded. Administrative charges and additional costs are typically associated with reinstating these privileges.

  • What is the importance of uninsured motorist (UM) coverage in Edmond?

    UM coverage is essential in Edmond because it pays for bodily injury expenses in the event of a hit-and-run or collision with an uninsured driver. It also protects family members living in the same household and passengers during an accident. Although one can decline, insurers are required to offer this coverage. Claimants are not financially burdened because they can file a claim with their insurer without worrying about premium increases. Property damage is not covered, though.

  • How can drivers optimally in Edmond their auto insurance coverage and protect themselves financially?

    The best way for drivers in Edmond to improve their vehicle insurance protection is to increase their bodily injury liability coverage to $100,000 per person and $300,000 per incident. They should also increase their property damage liability coverage to $100,000 per accident. Raising these caps provides more robust financial protection against conceivable large out-of-pocket costs following an accident for which the insured party is at fault.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.