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Best Homeowners Insurance Agencies in Norman

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Advantage 1 Auto Insurance logo
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Advantage 1 Auto Insurance

1814 West Main Street, Norman, OK 73069
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  • Fire
  • Multiple Policy Types

Business Description

Advantage 1 Auto Insurance is a business providing insurance policies for clients throughout Norman and the surrounding areas. Its group of insurance agents offers homeowners' insurance solutions to protect clients against disasters and unexpected events. Its homeowners' package policy may cover fire incidents, natural disasters, theft and vandalism, medical expenses, and personal injuries. The company also provides auto insurance which covers liability, property, and medical expenses. Advantage 1 Auto Insurance is available 24 hours a day, 7 days a week.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.7 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Clear View Insurance logo
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Clear View Insurance

1901 North Moore Avenue, Moore, OK 73160
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Condos

Business Description

Clear View Insurance is an independent agency near Norman with years of experience providing affordable insurance products and services to homeowners and businesses. It has comprehensive home insurance plans that financially cover property losses due to fire, theft, or other events. The agency designs specialized business insurance packages to cover losses from damage and accidents that occur because of goods sold. Clear View Insurance also provides customers with automobile and life insurance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (66)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Freeland Insurance logo
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Freeland Insurance

6017 Shiloh Drive, Oklahoma City, OK 73179
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  • Fire
  • Multiple Carriers
  • Flood

Business Description

Freeland Insurance is a locally owned and operated insurance agency that has offered insurance services to people living in Norman and nearby places since 2006. Its agents are experienced in getting homeowners insurance coverage that will ensure the clients' homes and properties are repaired and replaced in case of fires, burglaries, theft, and vandalism. They also offer auto, commercial, life, health, and umbrella insurance policies to interested customers for financial recovery in case of destruction or damages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Garner Insurance logo
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Garner Insurance

402 West Main, Norman, OK 73069
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  • Condos
  • Multiple Policy Types
  • Flood
  • Fire
  • Earthquake

Business Description

Garner Insurance provides property damage coverage to homeowners in Norman. Beyond securing a client's dwelling, Garner's home insurance includes select personal valuables, additional living expenses in the event of a complete loss, liability protection, and medical expenses for parties injured within a client's premises. Garner also counsels homeowners on the scope of their policies and recommended supplements, including personal umbrella, auto, and flood insurance. It offers other insurance programs for properties such as rentals, high-value homes, and secondary dwellings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Solutions by Irwin Agency logo
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Insurance Solutions by Irwin Agency

3401 West Rock Creek Road, Norman, OK 73072
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  • Earthquake
  • Flood

Business Description

Insurance Solutions by Irwin Agency is a family-operated insurance agency that serves the personal and business insurance needs of clients in Norman. Whether the property owner resides in an apartment, condominium, or single-family home, the company offers home insurance plans tailored to fit their specific household needs. Customers can also rely on the agency's earthquake and flood insurance plans to protect themselves from financial setbacks. Other solutions include personal liability protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
J. Charles Insurance logo
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J. Charles Insurance

2421 Wilcox Drive, Norman, OK 73069
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  • Multiple Carriers
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

J. Charles Insurance has been providing homeowner's insurance to the residents of Norman since 2014. Its founder, Justin Charles Peavler, ensures clients access the best home insurance coverage to meet their needs and protect their valuable assets and personal belongings. The agency offers personalized homeowners' policies that pay for claims when the policyholder's house or property are damaged. J. Charles Insurance also issues boat and watercraft, life, and car insurance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jim Holmes Insurance logo
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License Verified:

License: 100103567

Oklahoma Insurance Department

Jim Holmes Insurance

453 West Gray Street, Norman, OK 73069
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  • Multiple Carriers

Business Description

Jim Holmes Insurance is an independent insurance management and financial solutions company that serves residential and commercial clients in Norman and the surrounding areas. The company offers a broad range of insurance products and services, including home, auto, business and commercial insurance coverage. The company employs a team of insurance agents who can assist each client in selecting the best insurance coverage for their needs. Jim Holmes Insurance works with a network of reputable insurance brands and carriers, including Safeco and Travellers Insurance.

License Verified:

License: 100103567

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Oklahoma Insurance Group logo
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Oklahoma Insurance Group

1130 Rambling Oaks Drive, Norman, OK 73072
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Oklahoma Insurance Group is an independent insurance agency in Norman providing a variety of products. The agents at this firm are well-informed about the current insurance market trends and how homeowners can acquire comprehensive coverage for insured events such as fires, theft, and non-resident injuries. They can also help clients with bad credit scores obtain coverage through specialty dwelling insurance plans. Oklahoma Insurance Group has been providing insurance solutions in the area since 1997.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Overman Insurance Agency logo
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Overman Insurance Agency

2761 Washington Drive, Norman, OK 73069
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Overman Insurance Agency provides insurance options to residents and business property owners in Norman and the surrounding areas. The company provides homeowners' insurance policies for clients who are getting home insurance for the first time and for clients with existing policies who wish to change or upgrade their coverages. The agents discuss insurance coverages from multiple companies in order to get the right policy for the client's needs. The company has been in the industry since 1921.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rightway Insurance logo
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Rightway Insurance

501 Southeast 4th Street, Moore, OK 73160
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  • Multiple Policy Types

Business Description

Rightway Insurance is an insurance agency representing different companies to provide a host of insurance options to clients in the Edmond and Norman areas. The homeowners' insurance policy offered by this independent insurance agency covers the financial losses of its clients due to fire and theft. The insurance policies cover the cost of the repair of properties, including the home, garage, and building. It can also cover personal property losses, including the loss of jewelry and electronics.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Steiner Insurance Group logo
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Steiner Insurance Group

1161 Sonoma Park Dr Suite 200, Norman, OK 73071
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Steiner Insurance Group, located in Norman, is an insurance agency with more than three decades of experience. It helps homeowners find insurance policies to protect their assets and investments. The agency works with multiple insurance providers, preferring to conduct their business with A-rated insurance companies for their customers' benefit. Steiner Insurance Group helps clients find policies that offer complete coverage or specific coverage for property, personal belongings and items, medical costs, liabilities, and temporary living costs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vicky Richey - State Farm Insurance Agent logo
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Vicky Richey - State Farm Insurance Agent

8601 S Walker Ave Oklahoma City, OK 73139, Oklahoma City, OK 73139
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Vicky Richey - State Farm Insurance Agent has the experience and professional expertise to advise clients on an insurance policy that best suits their needs. She operates in Norman and the neighboring areas, providing clients with policies that feature options including structural damage, injury liability claims, and lawsuits. Available coverage ranges from market value to replacement cost. In addition, Ms. Richey also offers other common insurance types as well as mutual funds and annuities. She is fluent in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (148)
Facebook
4.6 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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