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Best Homeowners Insurance Agencies in Norman

2023

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Website
453 West Gray Street, Norman, OK 73069
  • Multiple Carriers

Why choose this provider?

Jim Holmes Insurance is an independent insurance management and financial solutions company that serves residential and commercial clients in Norman and the surrounding areas. The company offers a broad range of insurance products and services, including home, auto, business and commercial insurance coverage. The company employs a team of insurance agents who can assist each client in selecting the best insurance coverage for their needs. Jim Holmes Insurance works with a network of reputable insurance brands and carriers, including Safeco and Travellers Insurance.

License Verified:

License: 100103567

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (22)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6017 Shiloh Drive, Oklahoma City, OK 73179
  • Fire
  • Multiple Carriers
  • Flood

Why choose this provider?

Freeland Insurance is a locally owned and operated insurance agency that has offered insurance services to people living in Norman and nearby places since 2006. Its agents are experienced in getting homeowners insurance coverage that will ensure the clients' homes and properties are repaired and replaced in case of fires, burglaries, theft, and vandalism. They also offer auto, commercial, life, health, and umbrella insurance policies to interested customers for financial recovery in case of destruction or damages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1161 Sonoma Park Dr Suite 200, Norman, OK 73071
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Steiner Insurance Group, located in Norman, is an insurance agency with more than three decades of experience. It helps homeowners find insurance policies to protect their assets and investments. The agency works with multiple insurance providers, preferring to conduct their business with A-rated insurance companies for their customers' benefit. Steiner Insurance Group helps clients find policies that offer complete coverage or specific coverage for property, personal belongings and items, medical costs, liabilities, and temporary living costs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
3401 West Rock Creek Road, Norman, OK 73072
  • Earthquake
  • Flood

Why choose this provider?

Insurance Solutions by Irwin Agency is a family-operated insurance agency that serves the personal and business insurance needs of clients in Norman. Whether the property owner resides in an apartment, condominium, or single-family home, the company offers home insurance plans tailored to fit their specific household needs. Customers can also rely on the agency's earthquake and flood insurance plans to protect themselves from financial setbacks. Other solutions include personal liability protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
402 West Main, Norman, OK 73069
  • Condos
  • Multiple Policy Types
  • Flood
  • Fire
  • Earthquake

Why choose this provider?

Garner Insurance provides property damage coverage to homeowners in Norman. Beyond securing a client's dwelling, Garner's home insurance includes select personal valuables, additional living expenses in the event of a complete loss, liability protection, and medical expenses for parties injured within a client's premises. Garner also counsels homeowners on the scope of their policies and recommended supplements, including personal umbrella, auto, and flood insurance. It offers other insurance programs for properties such as rentals, high-value homes, and secondary dwellings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1130 Rambling Oaks Drive, Norman, OK 73072
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Oklahoma Insurance Group is an independent insurance agency in Norman providing a variety of products. The agents at this firm are well-informed about the current insurance market trends and how homeowners can acquire comprehensive coverage for insured events such as fires, theft, and non-resident injuries. They can also help clients with bad credit scores obtain coverage through specialty dwelling insurance plans. Oklahoma Insurance Group has been providing insurance solutions in the area since 1997.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
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Website
1901 North Moore Avenue, Moore, OK 73160
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Condos

Why choose this provider?

Clear View Insurance is an independent agency near Norman with years of experience providing affordable insurance products and services to homeowners and businesses. It has comprehensive home insurance plans that financially cover property losses due to fire, theft, or other events. The agency designs specialized business insurance packages to cover losses from damage and accidents that occur because of goods sold. Clear View Insurance also provides customers with automobile and life insurance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (66)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2761 Washington Drive, Norman, OK 73069
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Overman Insurance Agency provides insurance options to residents and business property owners in Norman and the surrounding areas. The company provides homeowners' insurance policies for clients who are getting home insurance for the first time and for clients with existing policies who wish to change or upgrade their coverages. The agents discuss insurance coverages from multiple companies in order to get the right policy for the client's needs. The company has been in the industry since 1921.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1814 West Main Street, Norman, OK 73069
  • Fire
  • Multiple Policy Types

Why choose this provider?

Advantage 1 Auto Insurance is a business providing insurance policies for clients throughout Norman and the surrounding areas. Its group of insurance agents offers homeowners' insurance solutions to protect clients against disasters and unexpected events. Its homeowners' package policy may cover fire incidents, natural disasters, theft and vandalism, medical expenses, and personal injuries. The company also provides auto insurance which covers liability, property, and medical expenses. Advantage 1 Auto Insurance is available 24 hours a day, 7 days a week.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
501 Southeast 4th Street, Moore, OK 73160
  • Multiple Policy Types

Why choose this provider?

Rightway Insurance is an insurance agency representing different companies to provide a host of insurance options to clients in the Edmond and Norman areas. The homeowners' insurance policy offered by this independent insurance agency covers the financial losses of its clients due to fire and theft. The insurance policies cover the cost of the repair of properties, including the home, garage, and building. It can also cover personal property losses, including the loss of jewelry and electronics.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8601 S Walker Ave Oklahoma City, OK 73139, Oklahoma City, OK 73139
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Vicky Richey - State Farm Insurance Agent has the experience and professional expertise to advise clients on an insurance policy that best suits their needs. She operates in Norman and the neighboring areas, providing clients with policies that feature options including structural damage, injury liability claims, and lawsuits. Available coverage ranges from market value to replacement cost. In addition, Ms. Richey also offers other common insurance types as well as mutual funds and annuities. She is fluent in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (148)
Facebook
4.6 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

  • Does homeowners' insurance cover roof damage from hail in Norman?

    Generally, homeowners' insurance policies provide protection for roof damage resulting from hail in Norman. However, note that hail damage often leads to insurance claims. Sometimes, policies may impose specific restrictions on hail damage coverage. For areas that are at a higher risk for hailstorms, there might be a separate deductible specifically for hail-related incidents.

  • Does your homeowners' insurance cover you if your dog injures someone in Norman?

    In Norman, if your dog injures someone, your homeowners' insurance typically offers coverage for the resulting legal liabilities. This coverage usually applies not only within your home but also to situations outside, like during walks. However, it might not cover incidents that occur inside a vehicle. It's also important to note that specific dog breeds could be excluded from coverage under certain policies, so review your policy to confirm whether your dog falls within any excluded breed categories.

  • Does having a swimming pool increase your homeowners' insurance premium in Norman?

    The impact of having a swimming pool on your homeowners' insurance premium in Norman depends on your current policy. Generally, homeowners' insurance policies cover pools, but precautions are often required to minimize risks, including installing a fence, safety cover, warning signs, and safety equipment. In some cases, insurers might increase premiums by about $50 annually for homes with inground pools. It's recommended to contact your insurer before adding a pool to clarify your policy’s coverage.

  • Does homeowners' insurance cover termite damage in Norman?

    Homeowners' insurance typically does not provide coverage for termite damage in Norman. This is because termite damage is generally regarded as preventable through property maintenance. However, in exceptional circumstances, like when termite damage causes a fire due to damage to electrical wiring, you may discuss the possibility of filing a claim with your home insurance provider.

  • Are detached garages covered by homeowners' insurance in Norman?

    In Norman, homeowners' insurance typically covers detached garages, sheds, and fences, with coverage amounting to about 10% of your home's value. Both attached and detached garages are included in this coverage, but attached garages are categorized as part of your home's structure (Coverage A), whereas detached garages fall under a separate category (Coverage B).

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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