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2024

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Best Local Car Insurance Agencies in Cincinnati, OH

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cincinnati Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

207Reviewed

131Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2724 Erie Ave Ste B, Cincinnati, OH 45208

Expertise.com Rating

Why choose this provider?

AutoInsureSavings LLC operates throughout the Cincinnati, Ohio, metro area. It sells auto insurance policies and assists clients in understanding the terms of coverage as well as the value of certain special coverage areas in their life. The agency compiles rates from insurance partners for the benefit of clients, who would otherwise need to consult each carrier individually. Common insurance plans include bodily injury coverage, liability, comprehensive and collision coverage, and protection for uninsured or under-insured motorists.

615 Elsinore Place, Suite 310, Cincinnati, OH 45202
WebsiteLicense: 957473

Expertise.com Rating

Review Sources

Google
4.9 (238)
Facebook
5.0 (16)

Why choose this provider?

Camargo Insurance provides its services to clients in Cincinnati and the surrounding communities. It helps clients protect their vehicles and families by offering car insurance policies covering damage and repair expenses from car collisions. It also provides other car insurance benefits, such as bodily injury liability, uninsured motorist damage, loss of use, and medical payment coverage. It also serves individuals who wish to apply for other insurance policies, including renters', homeowners', and life. Jay Mueller has been in the insurance industry since 2007.

  • Multiple Carriers

7404 Hamilton Avenue, Cincinnati, OH 45231
WebsiteLicense: 2202

Expertise.com Rating

Review Sources

Google
4.6 (129)
Facebook
5.0 (11)

Why choose this provider?

Ohio Insurance Center Agency is a team of independent risk management professionals serving Cincinnati and nearby areas. With access to policies from more than 20 providers, they furnish protection plans for motorists, including high-risk drivers. They provide insurance policies for drivers whose licenses are suspended, whether due to DUI, credit issues, or multiple accidents. They provide policies for homeowners. Ohio Insurance Center Agency has been providing risk management solutions for more than four decades.

  • Multiple Carriers

4496 Marie Drive, Middletown, OH 45044
WebsiteLicense: 19237248

Expertise.com Rating

Review Sources

Facebook
4.8 (21)

Why choose this provider?

Crisp & Company Insurance is an insurance agency that helps drivers, homeowners, and businesses in Cincinnati with their insurance needs. It provides car insurance policies that protect clients from unexpected events and expensive incidents. These auto insurance policies typically cover collisions, repairs, property damages, and medical expenses. The agency represents multiple insurance carriers, which include State Auto Insurance, Erie Insurance, Progressive, and Founders Insurance. Crisp & Company Insurance was established by Ross Crisp, who has more than 16 years of experience in the industry.

  • Multiple Carriers

1127 Fehl Ln, Cincinnati, OH 45230

Expertise.com Rating

Review Sources

Google
4.5 (2)

Why choose this provider?

Berg-Berry Insurance is an independent agency that specializes in personal and commercial insurance. Its been in business since 1962 and offers auto insurance policies to drivers in Cincinnati, Ohio, and throughout Northern Kentucky. Auto insurance is provided by carrier partners, which include Acuity Insurance, Liberty Mutual Insurance, Progressive, and Travelers. Other types of policies offered by Berg-Berry insurance include personal umbrella, homeowners, boat, life, and business. Additionally, the company offers employee benefits.

30 Garfield Place Suite 620, Cincinnati, OH 45202
WebsiteLicense: 1015347

Expertise.com Rating

Why choose this provider?

Driehaus Insurance Group serves clients in Cincinnati and the surrounding areas. The company offers personal and commercial auto insurance to individuals, families, and business owners. The independent insurance agency represents multiple carriers that deliver policies covering property damage, personal liability, medical costs, rental car expenses, and underinsured or uninsured motorists. The group also offers recreational vehicle insurance. Dan Driehaus, the company's founder, has been in the industry since 1994. He opened his own firm in 2014.

  • Multiple Carriers

2757 Observatory Ave # 22, Cincinnati, OH 45208

Expertise.com Rating

Review Sources

Google
4.9 (49)
Facebook
5.0 (15)
Yelp
5.0 (5)

Why choose this provider?

Founded in 1994 by Ken Henry, Henry Insurance Agency is a full-service insurance agency in Cincinnati, Ohio, serving personal and commercial clients for all of their automobile insurance needs. Locally owned and operated, Henry Insurance Agency's customer service philosophy is to wow customers with the best possible service. As an independent insurance agency, Henry Insurance has the ability to create customized automobile plans, to fit clients' needs and budgets, from a wide range of insurance carriers.

3 North Broadway Street, Lebanon, OH 45036
WebsiteLicense: 1701956

Expertise.com Rating

Review Sources

Facebook
4.9 (17)
Google
5.0 (15)
Yelp
3.0 (2)

Why choose this provider?

Wagner Insurance Agency in Lebanon is an independent company that provides car insurance products to clients in the nearby Cincinnati metro. The agency crafts auto insurance plans that protect customers from unwanted expenses due to medical liabilities, property damages, legal liabilities, and other physical damages brought by a traffic accident. It is founded on the idea that the insurance services received by clients should be similar to the loyalty, productivity, and cooperation one would expect from a family member.

  • Multiple Carriers

3617 Alexandria Pike, Cincinnati, OH 41076

Expertise.com Rating

Why choose this provider?

Newman & Tucker Insurance is an independent insurance agency located in the Cincinnati, Ohio, metro area. Coverage specialists work with over 30 trusted carriers, such as Auto-Owners Insurance, Farmers Insurance, and Travelers, to find drivers the best policy options at competitive rates. The company offers customizable plans to provide liability, collision and comprehensive, additional expense, road trouble service, and lease and loan gap coverage. Other policies cover homes, condominiums, and businesses.

300 South Breiel Boulevard, Middletown, OH 45044
WebsiteLicense: 715926

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Yelp
4.0 (4)

Why choose this provider?

Serving the residents of Cincinnati and the nearby areas, Jeff Mundy is a State Farm insurance agent who deals with car insurance. Since 2007, he has been providing personalized insurance plans according to his clients' lifestyles. He offers policy buyers State Farm's car insurance, which includes collision, comprehensive, and liability coverages. Additionally, it can cover car rentals and travel expenses. Mundy also handles other personal and commercial insurance products and services.

  • Bundling Option

536 W Central Ave, Springboro, OH 45066

Expertise.com Rating

Why choose this provider?

Founded in 2006, Neal & Martin Insurance Agency is an independent insurance company located in the Cincinnati, Ohio, metro area. Auto coverage specialists work with a wide range of carriers, such as Liberty Mutual, Progressive, and Nationwide, to help drivers get the right amount of protection at competitive rates. Options include liability, medical payments, no-fault, collision and comprehensive, and uninsured and underinsured motorist coverage with the choice of roadside assistance, towing, and rental reimbursement.

15 West Central Parkway, Cincinnati, OH 45202
WebsiteLicense: 1223048

Expertise.com Rating

Why choose this provider?

Energy Insurance Agency operates in 48 states, including the Cincinnati metro. Established in 1982, this auto insurance agency partners with different insurance providers to collate various coverage options and a wide price range for its clients to choose from. It has existing policies for cars and trucks and can help clients secure medical bill coverages on top of the auto insurance policy. Energy Insurance Agency also offers personal insurance, business insurance, and employee benefits.

  • Bundling Option
  • Motorcyle & ATV

2503 Fairview Avenue, Cincinnati, OH 45219
WebsiteLicense: 30500

Expertise.com Rating

Review Sources

Google
4.6 (15)
Facebook
5.0 (1)

Why choose this provider?

RM Price Insurance Agency has been serving individuals and families in Cincinnati and nearby areas since 1991. It works with multiple insurance companies, such as Ohio Fair Plan and National General. It offers insurance policies for a variety of vehicles, including motor homes, trucks, and RVs. The locally owned business provides insurance for drivers and their passengers. This protects them from personal injury, theft, and damage. Its agents are also fluent in Filipino.

  • Multiple Carriers

3210 Seajay Drive, Cincinnati, OH 45430
WebsiteLicense: 2212363

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Sanderson Insurance Agency is a family-owned and operated insurance agency that takes care of the car insurance needs of clients in Cincinnati and throughout the Fairborn and Beavercreek Community. The agency educates clients on the two parts of car insurance, which are liability and the coverage on the car itself. Started in 1957 out of the garage of founder Harold L. Sanderson, the agency grew through door-to-door self-promotion and word of mouth.

  • Boats
  • Motorcyle & ATV

7601 Paragon Road, Dayton, OH 45459
WebsiteLicense: 37183

Expertise.com Rating

Review Sources

Google
5.0 (81)

Why choose this provider?

Meridian Insurance covers clients in Cincinnati since 2008. The company provides auto insurance plans, reviewing and comparing options from multiple carriers like Foremost, Travelers, and American Modern. Its agents customize policy plans based on a client's driving history, including their weekly driving distance, number of vehicles, and driving experience level. It also reviews current policies to find any necessary changes like adding vehicles or liability coverage. Meridian Insurance serves more than ten states including Texas, Arizona, and Virginia.

  • Boats

600 Symmes Rd, Hamilton, OH 45015

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
5.0 (7)

Why choose this provider?

Located in Hamilton, Ohio, Ingram Insurance Agency has been serving the auto insurance needs of Cincinnati metro area residents since 1962. Auto-insurance policies are tailored to clients' concerns, with most drivers choosing a combination of coverage options, including liability, property damage, and medical. By adding comprehensive coverage, the agency ensures clients' cars, trucks, and motorcycles are covered against non-collision damages such as fire and theft. Ingram Insurance Agency also offers homeowners and commercial policies.

1209 E 2nd St, Franklin, OH 45005

Expertise.com Rating

Review Sources

Google
5.0 (43)
Facebook
5.0 (1)

Why choose this provider?

Located in Franklin, Ohio, Shop Once Insurance has also served the surrounding Dayton-Cincinnati region for over 35 years. The team helps clients secure auto insurance policies that cover comprehensive and collision damage, including providing coverage for mature drivers looking for insurance plans administered by AARP. In cases of an auto accident, effective insurance policies provide medical payment and personal injury protection. Other policies cover boats, motorcycles, and off-road vehicles. The agency also helps with home, life, and business insurance.

151 West 4th St Suite 500A, Cincinnati, OH 45202
WebsiteLicense: 18696683

Expertise.com Rating

Why choose this provider?

DG Agency is an insurance firm that serves clients in Cincinnati and the surrounding areas. It offers different insurance policies for cars, homes, and businesses and helps clients choose one that suits their goals and needs. Its team educates individuals on the importance of managing the risks of everyday life. It provides insurance for motorcycles, boats, off-road vehicles, and golf carts. The agency also offers personal liability insurance, retirement plans, and life insurance.

  • Boats

50 E Rivercenter Blvd Suite 409, Covington, KY 41011

Expertise.com Rating

Review Sources

Google
4.5 (15)
Facebook
5.0 (2)

Why choose this provider?

Covington Insurance Agency provides its products and services to those in Cincinnati and the surrounding areas. It offers auto insurance which provides financial protection against damages and liabilities. Its coverage includes bodily injury liability, collision, property damage liability, medical payments, theft, and uninsured motorists. The agency represents multiple carriers such as Erie Insurance, Liberty Mutual, Progressive, and American Modern. In addition, it supports local businesses in the area as a member of the Covington Business Council.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
AutoInsureSavings LLC
2724 Erie Ave Ste B, Cincinnati, OH 45208
Camargo Insurance
615 Elsinore Place, Suite 310, Cincinnati, OH 45202
Ohio Insurance Center Agency
7404 Hamilton Avenue, Cincinnati, OH 45231
Crisp & Company Insurance
4496 Marie Drive, Middletown, OH 45044
Berg-Berry Insurance
1127 Fehl Ln, Cincinnati, OH 45230
Driehaus Insurance Group
30 Garfield Place Suite 620, Cincinnati, OH 45202
Henry Insurance Agency
2757 Observatory Ave # 22, Cincinnati, OH 45208
Wagner Insurance Agency - Lebanon
3 North Broadway Street, Lebanon, OH 45036
Newman & Tucker Insurance
3617 Alexandria Pike, Cincinnati, OH 41076
Jeff Mundy
300 South Breiel Boulevard, Middletown, OH 45044
Neal & Martin Insurance Agency
536 W Central Ave, Springboro, OH 45066
Energy Insurance Agency - Cincinnati, OH Downtown
15 West Central Parkway, Cincinnati, OH 45202
RM Price Insurance Agency
2503 Fairview Avenue, Cincinnati, OH 45219
Sanderson Insurance Agency
3210 Seajay Drive, Cincinnati, OH 45430
Meridian Insurance - Dayton
7601 Paragon Road, Dayton, OH 45459
Ingram Insurance Agency
600 Symmes Rd, Hamilton, OH 45015
Shop Once Insurance
1209 E 2nd St, Franklin, OH 45005
DG Agency
151 West 4th St Suite 500A, Cincinnati, OH 45202
Covington Insurance Agency
50 E Rivercenter Blvd Suite 409, Covington, KY 41011

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is it better to use a local independent agency when buying car insurance in Cincinnati?

    There are many benefits to using a local independent agency in Cincinnati when buying car insurance. One, the agency understands the metro best and is in the best position to provide advice regarding insurance issues in the locale. Two, it offers an array of insurance policies and options and gives dependable support in the long run. Lastly, a local insurance agent can meet with you in person if you so choose.

  • What happens if a driver fails to present proof of car insurance at a traffic stop in Cincinnati?

    The motorist will be subject to a suspension due to non-compliance. However, the suspension can be lifted if the driver can provide the BMV documentation requested at the traffic stop in Cincinnati. If not, the driving privilege can only be reinstated by paying a fee and purchasing and carrying a certificate of insurance or SR-22/bond.

  • How do you recover possession of your impounded vehicle in Cincinnati?

    Go to the Impound Lot at 3425 Spring Grove Avenue, Cincinnati, Ohio, 45225. It is open six days a week from Mondays to Fridays, 7:00 a.m. to 4:00 p.m. and Saturdays, 8:00 a.m. to 12:00 p.m. For more information on your towed vehicle, call the Impound Lot at 513-352-6370.

  • How can you save on car insurance in Cincinnati?

    Students and military personnel can ask for discounts on car insurance. Cincinnati drivers who have a good driving record can also get discounts. You can also save more money if you purchase your auto and homeowners' insurance from the same provider. Additionally, some insurance carriers offer discounts based on the vehicle type, driving habits, and driver's education.

  • If you get into a car accident in Cincinnati, whose car insurance should you use?

    The insurance of the driver who hit you in Cincinnati should be the one to pay for the damage first. There may be situations when your insurance can help, such as when the other driver's insurance coverage is not enough. You may have to check your policy if you have uninsured/underinsured coverage. If the insurance coverage cannot pay all your medical bills, you can sue the other driver to obtain compensation for all your losses.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.