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Best Local Car Insurance Agencies in Dayton

2023

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Website
4404 Fayard Drive, Dayton, OH 45103
  • Multiple Carriers
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Premier Insurance Services is a risk management specialist that serves the Dayton area. Included in its product line is auto insurance, which can cover a car owner's liability and reimburse losses in case the policyholder's vehicle gets stolen or damaged in a collision. The company has a team of agents that compare protection plans from various carriers such as Dairyland, Grange, MetLife, The Hartford, and Liberty Mutual. Premier Insurance Services is also licensed in New York, Virginia, Tennesse, and Kentucky.

License Verified:

License: 1005959

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
115 North Main Street, Dayton, OH 43040
  • Multiple Carriers

Why choose this provider?

Jay Hines Insurance Agency provides a wide range of insurance products, including auto insurance, to the people of Dayton and the surrounding communities. Veteran-owned and operated, the company can help drivers secure protection plans that will support them in the event of an automotive emergency. The proprietor, Jay A. Hines, works with multiple insurance carriers to find suitable policies that will fit the various needs and priorities of his clients. Jay Hines Insurance Agency also insures antique cars, motorcycles, and motorhomes.

License Verified:

License: 17424228

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25 West 5th Street, London, OH 43140
  • RV & Motorhome
  • Boats

Why choose this provider?

Gessel & Associates Insurance Agency is a family-owned, independent insurance agency that has been offering complete insurance solutions throughout Dayton, London, Columbus, and Cincinnati areas since 1999. Its auto insurance agents represent insurance carriers and provide the optimal balance of coverage, price, and claims service to match specific needs. Some types of auto insurance they offer include medical payments, bodily injury liability, property damage, and uninsured-underinsured motorist coverage. Additionally, they guide clients in the process of filing claims.

License Verified:

License: 41665

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (18)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8194 LIberty Way, West Chester, OH 45069
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Stevens Insurance Agency provides auto insurance plans for clients in the Dayton and West Chester areas. Its auto insurance plans include collision, comprehensive, property damage, and uninsured-underinsured motorist coverage. Its team of insurance agents explains to its clients the common variables that affect auto insurance rates, such as age, credit score, car type and model, and driving record. Aside from insurance solutions, Stevens Insurance Agency also provides tax and accounting services.

License Verified:

License: 39977

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2457 North Gettysburg Avenue, Dayton, OH 45406
  • Motorcyle & ATV

Why choose this provider?

Yancey's Insurance & Business Center is a locally owned and operated insurance agency that caters to the auto coverage needs of clients in Dayton and the rest of the region. Home, business, life, and health insurance options are also available. With more than 14 years of being in the industry, the agency also assists clients with fingerprinting and tax preparation services. Other services include small business consultations, fax and copy services, and notary services.

License Verified:

License: 15653542

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (36)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2262 County Line Road, Beavercreek, OH 45430
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Matulka Insurance Agency is a full-service insurance company that has been serving the Dayton metro area and nearby communities for more than two decades. Founded in 1996, the independent insurance agency assists individuals, families, and business owners in choosing the right auto insurance policy that can protect themselves and their vehicles. Its agents work with different providers that can offer basic coverage options like liability, comprehensive, and collision coverage. They also handle policies for motorcycles and recreational vehicles.

License Verified:

License: 7143561

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (40)
Facebook
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
513 North Cable Road, Dayton, OH 45805
  • Multiple Carriers

Why choose this provider?

For the past three decades, Ley Insurance Agency has been catering to the auto insurance needs of residents and businesses in Dayton and surrounding communities. Established in 1987, the company provides a variety of auto coverage options from multiple providers, including bodily injury liability, property damage, comprehensive, collision, and uninsured motorists. Its agents also help clients assess their needs and select the right auto policy that suits their situation. The company serves customers throughout Ohio.

License Verified:

License: 963269

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (107)
Facebook
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
115 Linwood Street, Dayton, OH 45405
  • Multiple Carriers

Why choose this provider?

Walter A. McFall & Son Agency, Inc., is a multi-line insurance services company that has been catering to the insurance needs in Dayton and surrounding communities for more than eight decades. Established in 1936, the family-owned agency protects private car owners, motorists, passengers, and commercial vehicle drivers from potential risks on the road through an auto insurance policy. Its independent insurance agents work with multiple providers that can provide basic coverage options like liability, collision, comprehensive, and medical payments. They also assist policyholders in filing claims for damages caused by theft, vandalism, road accidents, and natural disasters. The company values establishing long-lasting relationships with its clients.

License Verified:

License: 672583

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (5)
Facebook
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7012 Harrison Avenue, Dayton, OH 45247
  • Bundling Option

Why choose this provider?

Lauber & Will Insurance is a family-owned and operated agency that serves individuals and businesses in the Dayton metro. Its auto insurance plans protect the policyholders against financial losses and damages from unforeseen events such as accidents, theft, and fire. As an independent agency, it works with multiple carriers in providing customized coverages that are suited to the needs of the clients. Established in 2005, the company had been formed from two insurance agencies, The Lauber Agency and Will Agency.

License Verified:

License: 33738

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (26)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7825 North Dixie Drive, Dayton, OH 45414
  • Bundling Option

Why choose this provider?

Richar Keller is an insurance agent working for State Farm Insurance. He offers auto, homeowners, renters, business, and life insurance in Dayton. Some of the auto insurance he offers are collision, comprehensive, rental, and rideshare coverage. Aside from car insurance, Richard Keller also offers personal articles insurance where important treasures like jewelry and equipment can be covered. He and State Farm Insurance aim to help clients secure what is important to them. Richar Keller's office is open on weekdays, from 9 am to 5 pm.

License Verified:

License: 664837

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (14)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4550 Salem Avenue, Dayton, OH 45416
  • Boats
  • Motorcyle & ATV

Why choose this provider?

American Casualty Insurance, LLC, is an independent insurance company offering auto insurance products to drivers in Dayton and the surrounding areas. The business allows clients to choose their preferred insurance carriers and help them select auto insurance plans based on their needs. Its team offers personal injury protection, which is also known as no-fault coverage. It covers funeral, replacement, medical, and rehabilitation expenses. The company's goal is to educate clients regarding the insurance options suited to their situation.

License Verified:

License: 17389607

Ohio Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7801 North Dixie Drive, Dayton, OH 45414
  • Multiple Carriers

Why choose this provider?

Community-Shirley Insurance, LLC, is a full-service insurance company that has been serving the Dayton metro and the surrounding localities for over a decade. Founded in 2009, the firm guides car owners, motorists, and vehicle operators in obtaining the auto insurance policy that best suits their needs. As an independent insurance agency, the company works with multiple carriers to provide various coverage options, including collision, comprehensive, bodily injury liability, property damage liability, and uninsured motorist protection. The company also offers insurance packages for motorcycles, RVs, and watercraft.

License Verified:

License: 13352162

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7450 Industrial Parkway, Plain City, OH 43064
  • Multiple Carriers

Why choose this provider?

Mitchell Insurance Agency - Plain City offers a range of personal insurance plans in Dayton. Its independent agents build proposals with multiple insurance carriers, including Progressive, Travelers, and MetLife. They assist car owners in understanding and assessing financial risks and obtaining adequate coverages for losses due to collisions, injury liabilities, and natural disasters. Founder Robb Mitchell established the company in 1993, which started with an auto insurance policy for him and proceeded to become the largest Ohio partner of Erie Insurance.

License Verified:

License: 1590

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (94)
Facebook
4.8 / 5 (86)
Yelp
4.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
29 West Main Street, Dayton, OH 45371
  • Bundling Option
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Royal Crest Agency is a car insurance provider serving the residents of Cincinnati. This independent insurance agency represents multiple insurance providers and helps clients find suitable auto insurance plans. It carries auto insurance policies that cover holders' financial responsibility for other persons' injuries and collision losses. Comprehensive coverage provides compensation for fire or theft damage. Policyholders also receive financial protection for accident-related medical and repair expenses. Royal Crest Agency has an online insurance quote request tool.

License Verified:

License: 30572

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (35)
Facebook
4.6 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the advantage of utilizing an independent car insurance agent's services in Dayton?

    Using an independent car insurance agent in Dayton provides you with more options and more competitive quotes. Independent agents, as opposed to captive agents who represent a single company, have access to car insurance policies from multiple providers. This enables them to assist you in locating car insurance that meets your specific coverage needs and financial constraints.

  • Do you need to always carry proof of car insurance with you in Dayton?

    Yes, having a copy of your insurance proof on hand to show law enforcement in the event of an accident is recommended to ensure a smooth process in Dayton. You can also request an electronic version of your insurance ID from your insurer, as Ohio has joined 38 other states in allowing insurance companies to issue electronic insurance cards. Failure to provide proof of insurance during an accident may result in penalties.

  • What are the minimum liability requirements for automobile drivers in Dayton?

    Drivers in Dayton must comply with the state of Ohio's minimum liability requirements in order to legally operate a motor vehicle. These include a bodily injury liability of $25,000 per person and a bodily injury liability of $50,000 per accident. They must also carry $25,000 in property damage coverage per accident.

  • Are there penalties for motorists who do not have car insurance in Dayton?

    Drivers who are caught driving without insurance for the first time in Dayton may face vehicle and driver's license suspension until proof of insurance is presented. They are also fined $50 and must carry SR-22 (proof of financial responsibility) for at least three years. Repeat offenders face harsher penalties, including up to two years' suspension of their driver's license and vehicle, reinstatement fees ranging from $300 to $600, and a five-year requirement to maintain SR-22 documentation.

  • What auto insurance discounts are available in Dayton for good and safe drivers?

    Dayton drivers with clean driving records may be eligible for safe driver discounts on their auto insurance. These discounts, depending on the insurance company, can result in 10% to 30% savings on insurance premiums. Individuals are eligible for this discount if they have not committed any moving violations or been involved in any auto accidents within the last three to five years.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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