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Best Local Car Insurance Agencies in Muncie

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Chris Moring logo
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License Verified:

License: 791055

Indiana Department Of Insurance

Chris Moring

10351 Dawsons Creek Boulevard, Muncie, IN 46825
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  • Bundling Option

Business Description

Chris Moring has been an auto insurance agent for State Farm since 2012. She offers auto insurance plans that cover the damages to a car following a collision or accident. Serving Muncie and other surrounding areas, she also provides health, life, home, property, and business insurance. Moring is a member of the Anthony Wayne Rotary Club and a Charter Life Underwriter. She and her team have a collective experience of 30 years in the industry.

License Verified:

License: 791055

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (126)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gooding Brown & Company Inc. logo
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License Verified:

License: 461943

Indiana Department Of Insurance

Gooding Brown & Company Inc.

2539 East 10th Street, Anderson, IN 46012
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Gooding Brown & Company Inc. is an insurance and financial services agency that answers the needs of the people of Muncie. The firm offers a wide selection of insurance products, including comprehensive auto insurance. This policy can be applied to both personal and commercial vehicles, with available bundling options for clients to combine with their home insurance policy. The agency can also provide clients with the assistance they need to obtain life insurance, plan their retirement, and manage investments.

License Verified:

License: 461943

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (26)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Graves-Fearon Agency - Troy logo
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License Verified:

License: 699650

Indiana Department Of Insurance

Graves-Fearon Agency - Troy

405 Public Square, Troy, OH 45373
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  • Multiple Carriers

Business Description

Graves-Fearon Agency - Troy has been offering auto insurance assistance in Muncie for over 45 years. The independent insurance business safeguards drivers and their cars from financial losses due to liabilities, medical payments, and collisions. Its agents assess customers' situations and present the type of policy fit for their needs. Additional insurance protection plans offered are uninsured motorists and emergency road service. The company uses a proactive approach in handling insurance concerns.

License Verified:

License: 699650

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Imel Insurance Agency logo
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License Verified:

License: 537484

Indiana Department Of Insurance

Imel Insurance Agency

114 West 2nd Street, Muncie, IN 46783
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  • Multiple Carriers

Business Description

Imel Insurance Agency has been in the industry for 50 years providing auto insurance services to clients in Muncie and the nearby areas. It is an independent agency that provides personal liability coverages for auto insurance and helps in planning the client's short-term and long-term objectives. It also specializes in personal, commercial, and life insurance. These insurances include home insurance, condo insurance, renter's insurance, umbrella insurance, and valuable item protection.

License Verified:

License: 537484

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Management Group - Marion, IN logo
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License Verified:

License: 1981320

Indiana Department Of Insurance

Insurance Management Group - Marion, IN

959 E Fourth St Marion, IN 46952, Marion, IN 46952
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  • Multiple Carriers

Business Description

Insurance Management Group - Marion, IN helps individuals, families, and businesses in Muncie protect their assets and properties. Founded in 1954, the agency assists car owners in obtaining suitable coverages, including bodily injury and property damage liability, personal injury protection, and medical payments. It provides options to enhance policy coverage, such as roadside assistance. Insurance Management Group also carries insurance solutions for watercraft, motorcycles, and recreational vehicles. It develops a culture of service and is involved in charities since 2006.

License Verified:

License: 1981320

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kramer Insurance logo
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License Verified:

License: 2418720

Indiana Department Of Insurance

Kramer Insurance

3612 Wheeling Avenue, Muncie, IN 47304
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  • Multiple Carriers

Business Description

Kramer Insurance is a Muncie-based independent insurance agency. It offers an auto insurance policy that covers the vehicle, legal obligations in an accident, and coverage for uninsured or underinsured individuals. The insurance ensures the client gets back on track following an accident. Kramer Insurance also has other auto insurance options available for its clients, including windshield repairs, travel costs, and coverage for non-owned trailer damage. Its founder, Kurt Kramer, has more than two decades of experience in the industry.

License Verified:

License: 2418720

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (19)
Facebook
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lindsey Cuneo logo
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License Verified:

License: 3605462

Indiana Department Of Insurance

Lindsey Cuneo

110 East Church Street, Alexandria, IN 46001
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  • Multiple Carriers
  • Bundling Option

Business Description

Lindsey Cuneo is a second-generation State Farm insurance agent serving clients in Muncie and nearby locations. A member of State Farm since 2005, Lindsey and her team bring over 50 years of combined experience in the insurance industry. One of the policies they offer is car insurance. The policy includes a wide range of coverage, from protecting new or teen drivers to protecting drivers who have suffered in a road accident. Lindsey also has a community-driven team that addresses the specific needs of local citizens.

License Verified:

License: 3605462

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Littman Thomas Agency - Greenville logo
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License Verified:

License: 30825

Indiana Department Of Insurance

Littman Thomas Agency - Greenville

515 East Main Street, Greenville, OH 45331
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  • Multiple Carriers

Business Description

Littman Thomas Agency - Greenville has been offering auto insurance options since 1860. The company was among the 88 insurance companies appointed in 1800 by the Westfield Companies, formerly known as the Ohio Farmers Insurance Company. The business thrives and continues to provide auto insurance assistance to Muncie clients and the surrounding communities. Vehicle coverages available only include collision and liability. The company has access to several carriers such as Progressive, Westfield Group, and Ohio Mutual Insurance Group.

License Verified:

License: 30825

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Martin Insurance - Muncie logo
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License Verified:

License: 1454357

Indiana Department of Insurance

Martin Insurance - Muncie

3409 West Bethel Avenue, Muncie, IN 47304
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  • Home & Auto Insurance

Business Description

Martin Insurance is a local family-owned and family-operated insurance agency that offers car insurance in Muncie. The company's comprehensive personal and commercial policies are customized according to the client's circumstances and preferences. Health insurance, life insurance, and medicare supplements are available to individual clients. For commercial clients, it offers workers' compensation coverage and property and liability insurance coverage. Martin Insurance also provides agribusiness insurance coverages such as farm and ranch insurance, livestock insurance, and coverage for vineyards and wineries.

License Verified:

License: 1454357

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Norris Insurance - Hartford City logo
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License Verified:

License: 2196230

Indiana Department Of Insurance

Norris Insurance - Hartford City

209 West Washington Street, Hartford City, IN 47348
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  • Multiple Carriers

Business Description

Norris Insurance is an independent and full-service insurance and risk management firm that works with residential and commercial clients in Muncie, Amboy, Bunker Hill, Converse, and nearby districts. It provides a complete line of insurance products and services such as auto insurance, motorcycle insurance, boat, and watercraft insurance, RV and motorhome insurance, as well as insurance coverage for off-road vehicles such as ATVs and snowmobiles. The company's network of reliable and reputable insurance carriers enables them to provide personalized insurance options fit to suit the needs of each client.

License Verified:

License: 2196230

Indiana Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Randall Insurance Agency, Inc. logo
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License Verified:

License: 32962

Indiana Department Of Insurance

Randall Insurance Agency, Inc.

239 East Main Street, Greenville, OH 45331
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  • Multiple Carriers

Business Description

Randall Insurance Agency Inc. has been servicing Muncie and the surrounding areas since 1929. Its insurance professionals work with the clients to secure them from unexpected events, such as car-related accidents. With a customized auto policy, the drivers will be protected with the right amount of coverage to protect them against financial losses. It will reduce the costs due to collisions, damage repairs, medical expenses, and other liabilities. The team also writes coverage policies for businesses and specific industries.

License Verified:

License: 32962

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Robertson Insurance Services logo
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License Verified:

License: 956163

Indiana Department of Insurance

Robertson Insurance Services

1416 West Jackson Street, Muncie, IN 47303
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  • Multiple Carriers

Business Description

Robertson Insurance Services is an independent insurance agency serving clients throughout Muncie. It offers clients a wide array of insurance services from multiple insurance carriers. The agency provides insurance plans for vehicles, personal health, and businesses. Corey Robertson, owner of Robertson Insurance Services, has been in the insurance industry since 2003. He leads the company's team of insurance agents in assisting clients to find the right provider and premiums for their assets. The team at Robertson Insurance Services holds over two decades of industry experience.

License Verified:

License: 956163

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vannoy-Cox Insurance Agency logo
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License Verified:

License: 615133

Indiana Department Of Insurance

Vannoy-Cox Insurance Agency

212 Sycamore Street, Greenville, OH 45331
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  • Multiple Carriers

Business Description

Vannoy-Cox Insurance Agency is an independent insurance solutions provider that serves the Muncie metro and the surrounding areas. The agency offers comprehensive auto insurance policies that provide financial protection from expenses caused by accidents, collisions, liabilities, damages, and losses. It also offers coverage for other vehicles such as motorcycles, trucks, recreational vehicles, and ATVs. Vannoy-Cox Insurance Agency is a third-generation family-owned business that was established in 1946 by R.B. Cox.

License Verified:

License: 615133

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (14)
Google
4.1 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wise Insurance Agency logo
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License Verified:

License: 1158730

Indiana Department Of Insurance

Wise Insurance Agency

7410 Bluffton Road, Muncie, IN 46809
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Wise Insurance Agency has been offering risk management solutions since 1990. Serving the Muncie area, its team assists clients in acquiring auto insurance, which reimburses losses and provides financial assistance in case of damage or injury. The company's agents have access to policies from different insurance carriers, such as Grange, MetLife, Nationwide, National General, Travelers, and Safeco Insurance, allowing them to find coverage that will suit the clients' individual needs. Wise Insurance Agency also serves Texas, Ohio, Illinois, Florida, and Michigan.

License Verified:

License: 1158730

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (111)
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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