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Best Credit Repair Companies in Cincinnati
2021

We scored 243 Credit Repair Companies in Cincinnati, OH and Picked the Top 10

Here are the Picks:

Credit Saint Featured

The Credit Pros Featured

A Debt Coach Credit Counseling

ASAP Credit Repair

Beyond Credit Repair

Boost My Credit

Complete Credit Repair Services

CRE Credit Services

Credit Improvers Inc

Credit Lynx

Why These Credit Repair Companies?

Our goal is to connect people with the best local experts. We scored Cincinnati Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 243 149 10

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Credit Saint FEATURED Expertise.com

Credit Saint provides credit repair services for clients in Cincinnati. With over 15 years of experience, the company evaluates a consumer's credit history to challenge inaccurate, misleading, incomplete, or unverifiable information. These include judgements, collections, late payment reports, charge-offs, and foreclosures. It also aids in negotiating with creditors and assists consumers in understanding how credit scores influence their finances, including interest rates and loans. Credit Saint also provides clients with a credit monitoring system.

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Cincinnati, OH

Website

(667) 213-6537 Website

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

The Credit Pros FEATURED Expertise.com

The Credit Pros is a financial technology firm that serves clients in Cincinnati. The company provides clients with their credit reports and delves deeper into details such as identifying damaging expenses and helpful credit items. It also provides financial advice, credit score education, and credit guidance. The owner, Jason M. Kaplan, has spent 10 years developing and sourcing experts for The Credit Pros. The company provides consultations and can schedule appointments for English-speaking and Spanish-speaking clients.

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7750 Okeechobee Boulevard
West Palm Beach, FL 33411

Website

(510) 939-7385 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

A Debt Coach Credit Counseling

A Debt Coach Credit Counseling is a nonprofit credit counseling service with over 20 years of experience assisting clients in the Cincinnati area. The company offers clients a debt management program to help improve credit scores that can negatively impact the ability to secure credit, loans, insurance, or apartment rentals. Its instructors educate consumers on ways to access and review their annual credit report and credit score and show them how to identify and dispute any inaccuracies. A Debt Coach Credit Counseling is approved by the US Department of Justice to offer pre-filing credit counseling to people about to file for bankruptcy protection, in addition to providing post-filing debtor education services.

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71 Cavalier Blvd Ste 224
Florence, KY 41042

Website

(888) 767-9155 Website

ASAP Credit Repair

ASAP Credit Repair is a Cincinnati-based company that assists clients in improving their credit scores. The ASAP team helps clients remove bankruptcies, charge offs, credit fraud, foreclosures, judgments, late payments, and other factors affecting their credit score. Its experts do this through a three-step process that involves reviewing credit history to find items that can be disputed, communicating with credit bureaus to dispute inaccuracies in the client's credit report, and educating the client to avoid similar problems in the future.

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6809 Main Street
Cincinnati, OH 45244

Website Instagram

(513) 453-4005 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 (Better)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Price: 149

Beyond Credit Repair

Beyond Credit Repair is a credit repair company in Cincinnati that helps clients improve their credit scores. The credit repair process involves private assessments, personal consulting, and identity documentation. The professionals are well trained in statutes, recent laws, and credit reporting practices, and they strive to ensure that credit reports contain only correct information. They tackle negative items on reports by sending dispute letters to credit bureaus. The staff offers monthly credit repair updates and coaching, and clients have access to a customer portal to monitor progress. Additional services include credit and debt counseling to educate clients on proper credit management. Beyond Credit Repair supports small businesses through multiple startup assistance services.

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8075 Reading Road Suite 300 H&I (3rd Floor)
Cincinnati, OH 45237

Website

(513) 480-2529 Website

Boost My Credit

Boost My Credit helps individuals and businesses in improving their credit scores and credit reports in Cincinnati. The company's services include credit consultation, in-depth credit analysis, and credit recommendations. Its services also cover relief from credit card debt, charge-offs, repossessions, student loans, and tax liens. Boost My Credit also integrates an online monitoring portal that provides clients with a 24/7-accessible credit report with any updates on credit score improvements that Boost My Credit has secured.

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250 East 5th Street
Cincinnati, OH 45202

Website

(833) 220-7122 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

Complete Credit Repair Services

Complete Credit Repair Services provides credit repair services in Cincinnati and the surrounding areas. Its professionals analyze the authenticity of personal information in credit reports to determine false or outdated information. They use leading-edge software to document and send the dispute items weekly, thereby hastening the credit repair process. The firm works with all credit bureaus to provide both limited and unlimited dispute analysis. It offers credit improvement strategies, financial improvement stimulation, and credit education sessions. Clients have access to a secure portal 24/7, and the repair team provides monthly progress updates via text or email.

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4030 Mount Carmel Tobasco Rd Ste 125
Cincinnati, OH 45255

Website

(513) 248-2600 Website

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

CRE Credit Services

CRE Credit Services is a full-scale credit company that serves the Cincinnati area. Its credit rebuilders offer repair services to correct negative information on credit reports, including tax liens, late payments, charge-offs, foreclosures, and repossessions. The analysts on staff initiate credit report auditing and monitor responses from collection agencies, creditors, and public record providers. They can contact the FTC if reporting agencies violate clients' rights per the Fair Credit Reporting Act and link clients to attorneys when lawsuits are necessary. The staff assists in student loan and bankruptcy issues and provides credit education. CRE Credit Services has over 25 years of experience in the lending and credit industries.

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600 W Superior Ave,
Cleveland, OH 44114

Website

(888) 799-7267 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 (Better)

Total Reviews:

148 (Best)

Score Consistency:

Consistent (Best)

Credit Improvers Inc

Credit Improvers Inc. has assisted individuals with improving their credit scores with the three major reporting agencies since 1994. The company's founder Edward J. Garrett, Jr. is an attorney who focuses his practice on helping others rebuild positive credit reports under the Fair Credit Reporting Act. The company is licensed and bonded and legally pursues challenging questionable issues on reports, such as duplicate items, debts included in bankruptcies, and items that are past the statute of limitations.

Click to Call

2300 Montana Avenue
Cincinnati, OH 45211

Website

(800) 267-9902 Website

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Credit Lynx

Credit Lynx, a credit repair company serving the Cincinnati area, seeks to improve its clients' credit. It handles disputes with all three credit bureaus and intervenes with clients' creditors as needed. Customers have access to a personalized online dashboard to monitor and track progress. Credit Lynx offers its clients knowledge about their credit rights as well as current information on credit-related law. It provides personal financial tools, including financial calculators similar to those experts use. The company's specialists evaluate clients' credit reports, check items that are harming each customer's credit score, and recommend the best credit restoration plans for each client.

Click to Call

228 Mill St Ste 200
Milford, OH 45150

Website

(513) 878-0181 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 (Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

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