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Best Mortgage Refinance Companies in Newark

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16 Orange St. Ste 101, Bloomfield, NJ 07003
Bloomfield, NJ 07003
Instagram
  • Multi-Family Loans

Aceland Mortgage is a locally owned and operated firm that serves homeowners and property investors in and around the Newark area. Established in 2003, the agency offers a wide selection of loan products, such as fixed-rate mortgages, VA, FHA, USDA, jumbo, and rehab loans. Its team of agents assists clients who own different types of residential properties, including condominiums, single-family homes, and townhouses, throughout the process of the Freddie Mac Relief refinance mortgage program. CEO William Halick has been working in the industry since 2000.

16 Orange St. Ste 101, Bloomfield, NJ 07003
Bloomfield, NJ 07003

InstagramWebsite(800) 254-3150

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

375 Chestnut St 3C, Newark, NJ 07105
Newark, NJ 07105
  • New Construction

AMS Mortgage Services, Inc., serves the lending needs of real estate professionals, builders, and individual homebuyers. The agency, established in 1992, has access to a full range of mortgage sources to help clients find loan solutions that fit their unique needs. Its mortgage professionals also offer refinancing assistance to clients who are looking to reduce their monthly payments, cash out some of their equity, or consolidate their existing debts. The firm accommodates loan applications online 24/7.

375 Chestnut St 3C, Newark, NJ 07105
Newark, NJ 07105

Website(973) 276-1226

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

20 Jackson Drive, Cranford, NJ 07016
Cranford, NJ 07016
  • Reverse Mortgages

First Alliance Home Mortgage has been providing Newark clients with a broad range of mortgage refinance programs since 2004. These include fixed-rate mortgages, interest-only mortgages, reverse mortgages, graduated payment mortgages, FHA loans, and VA loans. The firm's mortgage professionals assist clients in every step of the loan process, from submitting loan applications to signing closing documents. They also help borrowers get through the challenges that they might encounter while securing a loan.

20 Jackson Drive, Cranford, NJ 07016
Cranford, NJ 07016

Website(732) 582-3338

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

206 U.S. 202, Bridgewater Township, NJ 08807
Bridgewater Township, NJ 08807
Instagram
  • Reverse Mortgages

Golden Mortgage Corporation is a mortgage and mortgage refinance company offering a range of home buying solutions to customers in Newark since 1998. The team works with customers looking to refinance their mortgage to lower interest rates and payment terms or take a cash-out for home improvements, college funding, and debt consolidation. It advises them on the best mortgage deals on the market and which options to consider for their particular financial scenario. Golden Mortgage Corporation offers fixed- and adjustable-rate refinance loans, FHA and VA refinance loans, and cash-out refinance.

206 U.S. 202, Bridgewater Township, NJ 08807
Bridgewater Township, NJ 08807

InstagramWebsite(908) 722-9217

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

150 Morris Avenue, Springfield, NJ 07081
Springfield, NJ 07081
Instagram
  • Reverse Mortgages

Keypoint Mortgage LLC is a mortgage refinance company near Newark, working with clients from all over the locality and beyond. The team listens to clients' specific needs, assesses which of the several loan options available may be best to help them, and with the use of leading technology, personalizes several mortgage options for them in real-time. The company strives to offer the very best rates and options for all client needs, including those looking to refinance in order to lower their loan rates, reduce the repayment term, or obtain a cash-out for debt consolidation or investment.

150 Morris Avenue, Springfield, NJ 07081
Springfield, NJ 07081

InstagramWebsite(908) 516-2190

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

30 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

655 Amboy Avenue, Woodbridge Township, NJ 07095
Woodbridge Township, NJ 07095
  • Commercial Loans

Kingdom First Mortgage is a mortgage purchase and refinance company working with clients from all over Newark and the surrounding communities. It offers advice to clients who are considering refinancing their mortgages by helping them understand the benefits of the process and how to expedite it. The team provides clients with all the terms, facts, numbers, and options that they need to make an educated decision. And if refinancing isn't the right choice for the client at the time, the loan officers advise so. Clients can call or visit the company's FAQ page for more information about refinancing.

655 Amboy Avenue, Woodbridge Township, NJ 07095
Woodbridge Township, NJ 07095

Website(732) 634-1000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

78 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

41 Newark St., Hoboken, NJ 07030
Hoboken, NJ 07030
  • New Construction

Michael J. Bovaird has been helping individuals and families in Newark with their mortgage refinancing needs since 2003. He is a loan officer with NJ Lenders Corp., offering assistance with mortgage refinancing to help clients convert adjustable rates into fixed rates, lower mortgage rates and payments, take cash out to consolidate debts, and remove mortgage insurance. NJ Lenders Corp. was established in 1991 and has closed over 100,000 mortgage loans in 13 states, including New York, Connecticut, Florida, and Massachusetts.

41 Newark St., Hoboken, NJ 07030
Hoboken, NJ 07030

Website(201) 610-0222

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

48 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1923 Springfield Ave, Maplewood, NJ 07040
Maplewood, NJ 07040
Instagram
  • Multi-Family Loans

Mortgage First Direct, Inc., provides home loan solutions to the people of Newark and the surrounding areas. The company works with a network of hundreds of lenders to find the right loan program and interest rate for each client. The available loan programs include FHA, VA, USDA, and jumbo mortgages. Its specialists also assist clients with any difficulties that may arise during the loan application process. Mortgage First Direct has been in operation since 2000.

1923 Springfield Ave, Maplewood, NJ 07040
Maplewood, NJ 07040

InstagramWebsite(973) 763-4000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

15 Wilkinson Avenue, Building B Floor 2 Unit 2 B-3, Jersey City, NJ 07305
Jersey City, NJ 07305

NorthStar Funding is a financial firm that caters to clients located in Newark. It handles mortgage refinancing for both conventional and FHA loans. It also offers options HELOC, FRM, veterans administration, and luxury home construction loans. The company is a licensed mortgage broker in Florida, North Carolina, Georgia, Massachusetts, South Carolina, and New York. It is also an official mortgage consultant for SUNY - Manhattan. Its experienced staff has undergone training and work on flexible schedules. They also have access to niche programs.

15 Wilkinson Avenue, Building B Floor 2 Unit 2 B-3, Jersey City, NJ 07305
Jersey City, NJ 07305

Website(800) 917-1595

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

104 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

383 Ridgedale Avenue, East Hanover, NJ 07936
East Hanover, NJ 07936
  • Reverse Mortgages
  • NMLS #: 39166

Pinnacle Mortgage Inc. is a mortgage refinance company operating in East Hanover, Newark, and surrounding areas. It strives to inform clients about various mortgage refinancing rates and options. The firm's agents are well-versed in FHA, fixed-rate, VA, and jumbo home loans. Pinnacle Mortgage Inc. also has mortgage loan programs for investment properties, such as vacation homes and rentals. Clients can call or send an email to the company when they need more information on refinancing or are ready to take the next step.

383 Ridgedale Avenue, East Hanover, NJ 07936
East Hanover, NJ 07936

Website(973) 887-6100

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

139 Natick Trl, Brick, NJ 08724
Brick, NJ 08724
  • New Construction

Prime Source Mortgage is a lender in Newark focusing on mortgage purchase and refinance. Refinancing is the process of paying off an existing mortgage with a new mortgage, and the team at Prime Source Mortgage can help maneuver it from start to finish. Typically, borrowers can refinance their mortgage to reduce their interest rate and monthly payments or change the term of their loan. They can also refinance to take cash out of their home's equity. The company makes it possible for clients to create a free refinance analysis request and receive options based on their unique criteria and scenario.

139 Natick Trl, Brick, NJ 08724
Brick, NJ 08724

Website(732) 899-3899

Show Number
239 Washington St, Jersey City, NJ 07302
Jersey City, NJ 07302
Instagram

Provident Bank is a team of mortgage refinance lenders near Newark that works with clients from all over the region and the surrounding neighborhoods. The company advises clients that when interest rates are low, home values are on the rise, and they have only been in a home for just a few years; they can consider home loan refinancing. It might save them a small nest egg by lowering their monthly payments, reducing their total payment amount, or leveraging their home equity to help pay off debt or make a major purchase. Clients can consult the company for detailed advice on mortgage refinancing.

239 Washington St, Jersey City, NJ 07302
Jersey City, NJ 07302

InstagramWebsite(201) 433-3879

Show Number
511 S Orange Ave #2100, Newark, NJ 07103
Newark, NJ 07103
  • New Construction

Starr Mortgage Company is a full-service firm that has been serving Newark and its surrounding communities since 2004. It offers a wide range of loan programs involving financing for foreign nationals, non-warrantable condo projects, construction to permanent loans, divorce mortgage planning, and no income verification investment properties. Its mortgage broker, Jonathan Starr, is a lawyer who decided to pursue his passion for mortgages, real estate, and helping people achieve their financial goals. He also assists with setting up mortgage arrangements for couples going through a divorce.

511 S Orange Ave #2100, Newark, NJ 07103
Newark, NJ 07103

Website(845) 348-3172

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3322 Route 9 South, Old Bridge, NJ 08857
Old Bridge, NJ 08857
  • Reverse Mortgages

The Rosario Team is a group of home refinancing professionals serving Newark and its neighboring communities. It assists clients who want to modify their loan terms, consolidate multiple debts, and obtain lower interest rates through home refinancing. It also offers different refinancing programs to clients with other loan needs, such as FHA streamline and USDA rural streamline refinance options. The Rosario Team is managed by Carlos Rosario, a loan professional associated with CrossCountry Mortgage.

3322 Route 9 South, Old Bridge, NJ 08857
Old Bridge, NJ 08857

Website(732) 945-8100

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

96 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

786 Mountain Boulevard, Watchung, NJ 07069
Watchung, NJ 07069
  • Reverse Mortgages

Top Vine Mortgage Services LLC is a mortgage and mortgage refinance company near Newark. Licensed in NY, NJ, PA, CT, FL, and VA, the award-winning team at Top Vine Mortgage Services combines a determination to provide customers with the utmost professionalism, privacy, and support in helping determine the best financial scenario. By partnering with the nation's top financial institutions and leveraging many years of experience and deep industry insights, the team can help clients looking to refinance their mortgage find the best deals on the market. Online applications are possible, and clients can always call for more information.

786 Mountain Boulevard, Watchung, NJ 07069
Watchung, NJ 07069

Website(844) 545-9251

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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