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Best Mortgage Refinance Companies in Jersey City

Laurels
2023
Laurels

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7th Level Mortgage logo
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License Verified:

License: 1003861

Nationwide Multistate Licensing System and Registry

7th Level Mortgage

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77 Water St 7th & 8th Floor, New York, NY 10005
  • Reverse Mortgages
  • New Construction
  • Commercial Loans

Business Description

77th Level Mortgage is a veteran-owned company offering a range of residential, commercial, and refinance mortgages to clients in Jersey City. The company guides clients in the loan process and provides calculators to determine their home loan eligibility. It matches clients with lenders that best fit their financial situation and interest rate needs. Anthony M. Piccone, chairman of the company, is a certified FHA direct endorsed underwriter and winner of the Philadelphia 100 Award.

License Verified:

License: 1003861

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (39)
Facebook
3.8 / 5 (6)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Better logo
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Better

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175 Greenwich Street 57th Floor, New York, NY 10007
  • New Construction

Business Description

Better has been serving clients in Jersey City and nearby areas since 2014. It offers mortgage loans for clients who are planning to buy or refinance a property. It handles 15-year, 20-year, and 30-year fixed mortgages. The firm is also an approved Fannie Mae seller or servicer. Better is supported by companies like Citibank, SoftBank, American Express, and Goldman Sachs. It was featured on the list of Best Mortgage Lenders by Forbes in March 2022.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Diversified Funding Group, USA logo
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Diversified Funding Group, USA

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61 Broadway Ste 2780, New York, NY 10006
  • New Construction

Business Description

Diversified Funding Group, USA, accommodates clients in Jersey City who need to refinance their mortgages. Its agents evaluate the circumstance and goals of homeowners like taking cash from home equity, paying off credit card debt, or changing interest rates and terms. To help in clients' decision-making, they also explain the differences among available products like fixed or adjustable-rate, confirming, FHA or USDA, and jumbo loans. The New York City-based firm was founded in 2005. Co-owner Kenneth Weiss has decades of experience in sales and investments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heritage Financial Corp logo
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License Verified:

License: 137218

Nationwide Multistate Licensing System and Registry

Heritage Financial Corp

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3478 John F. Kennedy Boulevard, Jersey City, NJ 07307
  • Reverse Mortgages
  • New Construction

Business Description

Heritage Financial Corp. is a company based in Jersey City that provides mortgage refinancing services to residential and commercial properties in New Jersey. Its professionals deal with conventional refinancing, 203K renovations, homestyle renovation programs, Freddie LP homestyle mortgages, and stated income loans. In addition, Heritage Financial offers financing services for new home investments, collateral loans, and business loans. The company has been operating in the area for more than 25 years.

License Verified:

License: 137218

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (113)
Facebook
5.0 / 5 (3)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jersey Mortgage Company logo
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Jersey Mortgage Company

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511 South Avenue East, Cranford, NJ 07016
  • New Construction
  • Reverse Mortgages

Business Description

Jersey Mortgage Company has been assisting individuals who are looking to buy or refinance a home since 1938. It offers a wide range of loan options including VA, FHA, USDA, jumbo, FHA renovation, and reverse mortgage. Its team of loan officers processes and underwrites the loans available as part of the direct lending process for Jersey City clients. The company's president, Eugene Van Note, has closed more than 20,000 mortgages and also serves as the president of the River City Brewing Company.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.6 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jumbo Loan Experts logo
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Jumbo Loan Experts

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48 Wall St, Ste 1100, New York, NY 10005
  • New Construction

Business Description

Jumbo Loan Experts helps clients in Jersey City through mortgage refinancing services. It helps in the application of FHA and VA Loans, cash-out refinancing, and reverse mortgages that help older homeowners convert part of their home equity into legal tenders. The company also provides calculating tools for renting vs buying, refinance analysis, and consolidation. Working with more than 100 investors, the company offers loan programs including 30, 20, 15, and 10-year mortgages, home equity lines, and commercial.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (119)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
NJ Lenders Corp. logo
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License Verified:

License: 1381344

Nationwide Multistate Licensing System and Registry

NJ Lenders Corp.

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80 River Street, Hoboken, NJ 07030
  • Reverse Mortgages

Business Description

NJ Lenders Corp. is a privately owned mortgage refinancing company that has been operating since 1991. It offers home financing services in Jersey City and it is licensed in 13 states in the US. NJ Lenders Corp. handles the whole underwriting process. It explains the loan options to its clients and gives recommendations as well. The loan options it provides are fixed-rate, adjustable-rate, interest-only, reverse, FHA, and jumbo mortgage programs. It also deals with condo financing, VA home loans, and USDA home loans.

License Verified:

License: 1381344

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
NJ Lenders Corp. - Florham Park logo
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NJ Lenders Corp. - Florham Park

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25a Hanover Road, First Floor, Florham Park, NJ 07932
  • New Construction

Business Description

NJ Lenders Corp. - Florham Park caters to clients in Jersey City. It offers a variety of loan programs, including fixed-rate, adjustable-rate, jumbo, FHA, USA, and VA. The firm assists property investors and homebuyers with choosing and closing mortgage refinancing plans parallel to their needs and budgets. It handles the processing of documents and schedules appraisal inspections. The firm has been in the mortgage industry for more than 30 years. It has closed over $40 billion worth of loans to date.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.5 / 5 (8)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pinnacle Mortgage, Inc. logo
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License Verified:

License: 241797

Nationwide Multistate Licensing System and Registry

Pinnacle Mortgage, Inc.

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612 Newark Ave, Hoboken, NJ 07030
  • Multi-Family Loans

Business Description

Pinnacle Mortgage, Inc., offers various loan and refinancing services to consumers in Jersey City. These options include fixed-rate mortgages spanning 15 and 30-year periods, FHA, and jumbo loans. The company caters to first-time homebuyers seeking a family home and seasoned purchasers looking for a vacation spot. It also refinances existing debts to obtain more favorable terms and conditions for borrowers. Pinnacle Mortgage's clientele includes military service members who are covered by the Department of Veterans Affairs.

License Verified:

License: 241797

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Real Estate Funding Solutions logo
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Real Estate Funding Solutions

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600 Getty Ave, Clifton, NY 07011
  • Residential & Commercial
  • Purchase and Refinance

Business Description

Real Estate Funding Solutions assists clients in Jersey City who are seeking to refinance their mortgages or take out a loan. It offers long and short-term cash-out refinancing for both residential and commercial properties, enabling clients to opt for lower mortgage payment rates. It also provides commercial loans to fund clients who are looking to acquire commercial properties such as gas stations, hotels, and restaurants. Other products include ground-up construction loans, single-family mortgages, and mixed-used property loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (51)
Facebook
5.0 / 5 (7)
The Funding Store logo
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The Funding Store

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14 Wall Street, 20th Floor, Office 2050, New York, NY 10005
  • Reverse Mortgages

Business Description

The Funding Store is a mortgage broker that offers refinance options to clients in Jersey City. The company's agents serve owners of single-family, multi-family, condominiums, and manufactured homes, offering various products like conventional, jumbo, USDA, or FHA loans. They also individually process the appropriate debt consolidation and home equity solutions for primary residences, vacation homes, or rental units. The Funding Store was established in 2010. It also serves customers from New York, Vermont, and Florida.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Lemeshev Team logo
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The Lemeshev Team

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258 Newark Street, Suite C, Hoboken, NJ 07030
  • New Construction

Business Description

The Lemeshev Team is a mortgage refinance company under CrossCountry Mortgage serving Jersey City and the surrounding areas. Its team of professionals, led by Glen Lemeshev, provides home borrowers with refinancing options to replace existing mortgages with more favorable loan terms. Plans available include conventional loans, VA loans, FHA 203, and USDA rural streamline refinancing. Clients looking to buy a new home can also opt for The Lemeshev Team's home equity and purchase programs, including jumbo mortgages, reverse mortgages, and HELOC.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (11)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Think One Mortgage Inc - Corporate Headquarters logo
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License Verified:

License: 125182

Nationwide Multistate Licensing System and Registry

Think One Mortgage Inc - Corporate Headquarters

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1888 Hylan Boulevard, Staten Island, NY 10305
  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Think One Mortgage Inc. is a team of advisors serving Jersey City. They assist clients in several areas, including refinancing which may involve switching from adjustable-rate to fixed-rate loans. In addition to refinancing, the mortgage professionals guide clients in purchasing loans, from helping them get pre-approved and reviewing programs from various lenders to scheduling closing. Think One Mortgage is committed to providing a full range of products and tools with an aim to provide personalized financing assistance.

License Verified:

License: 125182

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (13)
Google
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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