Best Mortgage Refinance Companies in Jersey City

2022

Heritage Financial Corp

• Reverse Mortgages
• New Construction

Heritage Financial Corp. is a company based in Jersey City that provides mortgage refinancing services to residential and commercial properties in New Jersey. Its professionals deal with conventional refinancing, 203K renovations, homestyle renovation programs, Freddie LP homestyle mortgages, and stated income loans. In addition, Heritage Financial offers financing services for new home investments, collateral loans, and business loans. The company has been operating in the area for more than 25 years.

RealFi Home Funding Corp.

• Reverse Mortgages
• Multi-Family Loans

RealFi Home Funding Corp. is a New York-based mortgage refinancing company that serves Jersey City. It offers residential financial services such as FHA and VA loans, conventional loans, and reverse mortgages. It also offers non-QM or non-qualifying loans for clients who have certain credit issues. RealFi also offers commercial services such as investment property term loan programs. Additionally, its commercial loan products are also available for foreign nationals. The company's founder, John C. Lettera, has been in the real estate industry for over 30 years.

Paramount Residential Mortgage Group Inc.

Paramount Residential Mortgage Group Inc. is a Top 25 Leading Lender in the mortgage industry and is based in Corona, Ca. As a privately held mortgage banker and residential home lender, they aim to assist people in buying and refinancing their homes through their retail, wholesale and correspondent channels. Its expert loan officers discuss clients' available options and guide them through the pre-qualification process. Using the company’s custom app, NEO, they are also able to provide prospect homebuyers further assistance when searching for new listings. Paramount Residential Mortgage Group is licensed to operate in 48 states and has over 230 locations throughout the United States.

Think One Mortgage Inc - Corporate Headquarters

• Reverse Mortgages
• NMLS #: 39166

Think One Mortgage Inc. is a team of advisors serving Jersey City. They assist clients in several areas, including refinancing which may involve switching from adjustable-rate to fixed-rate loans. In addition to refinancing, the mortgage professionals guide clients in purchasing loans, from helping them get pre-approved and reviewing programs from various lenders to scheduling closing. Think One Mortgage is committed to providing a full range of products and tools with an aim to provide personalized financing assistance.

Asset Based Lending, LLC

Asset Based Lending, LLC, is a mortgage refinancing company in Jersey City. Its professionals coordinate with a network of reputable vendors to provide refinancing options and loans for its clients. They have developed several cash-out and refinancing loan programs for those looking to obtain funds from their home's equity. The company also offers refinancing for real estate investors who want to rebuild an existing property. It also handles rental property loans for those who wish to leverage their rental investments.

Michael Bovaird - NJ Lenders Corp.

• Reverse Mortgages
• NMLS #: 39166

NJ Lenders Corp is a mortgage refinance company near Jersey City that's been providing top-quality finance services since 2003. Loan Officer Michael J. Bovaird works with homeowners to lower their mortgage rate, reduce monthly payments, or pay off the balance faster. He also helps clients convert from an adjustable-rate to a fixed-rate loan and change interest-only loans into fully amortized loans to begin reducing the principal balance. Homeowners who have 20% equity can refinance to remove private mortgage insurance (PMI) and lower their monthly payments. NJ Lenders Corp also offers home equity loans that allow consumers to get cash out for home improvements, large purchases, and debt consolidation.

NJ Lenders Corp.

• Reverse Mortgages

NJ Lenders Corp. is a privately owned mortgage refinancing company that has been operating since 1991. It offers home financing services in Jersey City and it is licensed in 13 states in the US. NJ Lenders Corp. handles the whole underwriting process. It explains the loan options to its clients and gives recommendations as well. The loan options it provides are fixed-rate, adjustable-rate, interest-only, reverse, FHA, and jumbo mortgage programs. It also deals with condo financing, VA home loans, and USDA home loans.

MORTGAGE-WORLD.com, LLC

• Reverse Mortgages
• New Construction

MORTGAGE-WORLD.com LLC is a company of mortgage refinance lenders near Jersey City. Its home loan specialists help homeowners save money by securing financing with lower interest rates to reduce monthly payments or shorten the duration of the mortgage on most property types, such as single-family and multifamily, townhouses, vacation homes, and investment buildings. The firm also assists with cash-out loans that allow borrowers to use their home's equity for debt consolidation, large purchases, and home improvements. It works with a wide range of refinance loan programs, including FHA standard and streamline, conventional, nonconventional, VA standard, VA IRRRL, and USDA mortgages. Services are available in English and Spanish.