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Best Mortgage Refinance Companies in Jersey City
2020

We scored 131 Mortgage Refinance Companies in Jersey City, NJ and Picked the Top 6

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Here are the Picks:

Dime Community Bank

Michael Bovaird - NJ Lenders Corp.

MORTGAGE-WORLD.com, LLC

Pinnacle Mortgage, Inc.

think mortgage

Valley Bank

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Jersey City Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 131 81 6

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Dime Community Bank

Dime Community Bank, previously known as Dime Savings Bank, offers mortgage financing services and has been helping consumers in the Jersey City metro area since 1864. Its loan officers walk clients through all the steps of refinancing their homes, from finding the right program that fits their circumstances to gathering the documents and closing on most mortgages within 30 days. The finance staff helps homeowners save money by securing a lower interest rate, which can reduce the monthly payments or shorten the loan's duration. Customers can also switch from complex mortgages to conventional loans, such as changing from a fixed- to an adjustable-rate mortgage.

Click to Call

8520 4th Ave
Brooklyn, NY 11209

Website

(718) 680-0629 Website

Michael Bovaird - NJ Lenders Corp.

NJ Lenders Corp is a mortgage refinance company near Jersey City that's been providing top-quality finance services since 2003. Loan Officer Michael J. Bovaird works with homeowners to lower their mortgage rate, reduce monthly payments, or pay off the balance faster. He also helps clients convert from an adjustable-rate to a fixed-rate loan and change interest-only loans into fully amortized loans to begin reducing the principal balance. Homeowners who have 20% equity can refinance to remove private mortgage insurance (PMI) and lower their monthly payments. NJ Lenders Corp also offers home equity loans that allow consumers to get cash out for home improvements, large purchases, and debt consolidation.

Click to Call

80 River St Ste 2C
Hoboken, NJ 07030

Website

(201) 610-0222 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

MORTGAGE-WORLD.com, LLC

MORTGAGE-WORLD.com LLC is a company of mortgage refinance lenders near Jersey City. Its home loan specialists help homeowners save money by securing financing with lower interest rates to reduce monthly payments or shorten the duration of the mortgage on most property types, such as single-family and multifamily, townhouses, vacation homes, and investment buildings. The firm also assists with cash-out loans that allow borrowers to use their home's equity for debt consolidation, large purchases, and home improvements. It works with a wide range of refinance loan programs, including FHA standard and streamline, conventional, nonconventional, VA standard, VA IRRRL, and USDA mortgages. Services are available in English and Spanish.

Click to Call

535 Bergen Blvd Ste 2
Ridgefield, NJ 07657

Website

(888) 958-5382 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Pinnacle Mortgage, Inc.

Pinnacle Mortgage Inc. provides home mortgage refinance near Jersey City. The company's loan originators work with homeowners interested in refinancing for a wide variety of reasons. Their clients may be interested in non-cash-out options, such as shortening the loan's term to help build greater equity. Others have improved their credit scores and want to lower their interest rates or transfer an ARM to a fixed-rate mortgage. Pinnacle Mortgage also assists individuals with securing cash-out refinance alternatives to use some of their home's equity to consolidate high-interest debt or pay for a home improvement project. Additionally, the company's lending professionals help first-time home buyers and investors find the appropriate financing.

Click to Call

612 Newark St
Hoboken, NJ 07030

Website

(201) 239-1500 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

30 (Best)

Score Consistency:

Consistent (Best)

think mortgage

Think Mortgage is a full-service property financing agency that provides mortgage refinance services for clients in Jersey City and the surrounding communities. It works with homeowners to examine their needs, develop a mortgage package, shop different lenders for the lowest rates, and it attends the closing and handles any follow-up issues. Refinancing helps clients get a lower interest rate, reduce monthly loan payments, or change from adjustable-rate to fixed-rate mortgages. It also can shorten the loan's duration, allowing homeowners to pay off balances faster, such as changing from a 30-year to a 15- or 20-year mortgage. Consumers can also get home equity loans for cash back for remodeling or substantial purchases.

Click to Call

1888 Hylan Blvd
Staten Island, NY 10305

Website

(718) 667-5363 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Valley Bank

Valley Bank has been providing home mortgage refinance near Jersey City since 1927. Its loan officers work with homeowners to reduce monthly payments with lower interest rates, pay off the home's mortgage faster with a shorter-term loan, or get financial security with a predictable monthly payment by switching from adjustable-rate to fixed-rate financing. The bank assists clients with securing home equity loans to get cash back for debt consolidation, property improvements, and large purchases, such as paying for college tuition or a once-in-a-lifetime world vacation. It also helps first-time home buyers find a path to homeownership or with new construction financing.

Click to Call

868 Broad Ave
Ridgefield, NJ 07657

Website

(201) 943-3334 Website

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