Best Credit Repair Companies in New York City

Why These Credit Repair Companies?

Our goal is to connect people with the best local experts. We scored New York City Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 5,900 3,546 16

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Credit Saint FEATURED

Credit Saint is a New Jersey-based credit restoration company serving clients in New York City. Its team of specialists repairs clients' credit by challenging unverifiable, incomplete, misleading, untimely or inaccurate items. The company also provides assistance in helping clients fully understand their credit. Credit Saint offers packages with different price points and different quantities of inaccurately reporting items to cater to clients' individual situations. The company has been in the industry for more than 15 years.

New York, NY


American Credit Debt Solutions

Founded in 2006, American Credit Debt Solutions provides credit repair services in New York for clients seeking personal and mortgage loans, including refinancing. The company serves individuals and businesses with full credit restoration services, including debt settlements, line-by-line credit report evaluation, and disputing obsolete and inaccurate items that negatively impact credit scores. American Credit Debt Solutions' credit and debt solutions program assists with inquiries and credit management and offers financial coaching services.

1180 Avenue of the Americas Fl 8
New York, NY 10036


Consumer Credit Counseling Service

Founded in 1974, Consumer Credit Counseling Service is a nonprofit financial agency in New York that helps individuals repair their credit. Its coaches can review a client's credit report, answer any questions, and recommend how to improve their credit scores. The agency assists with disputing faulty negative items found on the credit reports with the credit bureaus. Working with a client's creditors, Consumer Credit Counseling Service also creates a more manageable monthly payment plan.

1635 Avenue A,
New York, NY 10009


Credit Advisors Council

Credit Advisors Council is a local New York credit repair company that helps consumers get their finances back on track. Its credit counselors review a client's financial situation and suggest what services are available to repair their credit. Working with creditors, the company challenges any negative items and has inaccurate information removed or corrected. Credit Advisors Council also finds the right credit repayment plans that allow a client to pay off their outstanding debts.

70 E Sunrise Hwy Ste 500
Valley Stream, NY 11581


ECG Debt Settlement & Credit Repair

ECG Debt Settlement & Credit Repair is a professional credit advisory firm in New York that offers effective credit repair programs for consumers. The company has many years of experience helping clients get inaccurate, incomplete, or erroneous items removed from their credit reports. Its debt settlement experts negotiate with creditors to establish affordable monthly payment plans and lower interest rates. ECG Debt Settlement also helps commercial clients get rehab loans to rebuild their businesses.

2915 Astoria Blvd
Astoria, NY 11102



Ultra Credit Solutions is a locally operated credit repair company that helps businesses, families, and individuals in the New York area improve their credit scores. It performs an in-depth analysis of credit reports and develops personalized plans that include sending letters to dispute inaccurate items with all three credit bureaus. The firm handles late payments, charge offs, bankruptcy, inquiries, foreclosures, and tax liens. In addition to credit education and debt management plans, clients may benefit from credit coaching and personal credit audit services.

3723 72nd St # 2
Jackson Heights, NY 11372


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