Best Credit Repair Companies in New York City

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Berr Credit Up logo

Berr Credit Up

252 w 31st Street, New York, NY 10001
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  • Unconditional Money Back Guarantee

Berr Credit Up is a credit repair company serving people throughout New York City. It focuses on assisting individuals in maximizing their credit scores to achieve their goals. Its professionals assess clients' credit and advise them on how to assert their legal rights. The company also works with credit bureaus and clients' creditors to dispute negative report items that impact their credit score. Berr Credit Up gives clients access to their accounts 24/7 for real-time updates on the status of their credit reports and scores.

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Churchill Credit Solutions logo

Churchill Credit Solutions

41 Madison Ave, New York, NY 10010
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Churchill Credit Solutions is a credit repair agency in New York that has helped individuals and businesses resolve debt issues and alleviate financial pressures for more than 10 years. Its data-driven debt management services provide clients with financial well-being, which leads to credit restoration and improved credit scores, enabling better access to home, auto, and business loans at lower rates. The agency's experienced financial professionals and associated legal network work in tandem to negotiate debt settlements and help clients achieve financial stability.

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Consumer Credit Counseling Service logo

Consumer Credit Counseling Service

1635 Avenue A,, New York, NY 10009
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Founded in 1974, Consumer Credit Counseling Service is a nonprofit financial agency in New York that helps individuals repair their credit. Its coaches can review a client's credit report, answer any questions, and recommend how to improve their credit scores. The agency assists with disputing faulty negative items found on the credit reports with the credit bureaus. Working with a client's creditors, Consumer Credit Counseling Service also creates a more manageable monthly payment plan.

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Credit Advisors Council logo

Credit Advisors Council

70 E Sunrise Hwy Ste 500, Valley Stream, NY 11581
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Credit Advisors Council is a local New York credit repair company that helps consumers get their finances back on track. Its credit counselors review a client's financial situation and suggest what services are available to repair their credit. Working with creditors, the company challenges any negative items and has inaccurate information removed or corrected. Credit Advisors Council also finds the right credit repayment plans that allow a client to pay off their outstanding debts.

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Credit Pro Repair logo

Credit Pro Repair

195 Plymouth St Fl 2, Brooklyn, NY 11201
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Credit Pro Repair is an expert credit repair agency that has helped people in New York manage their credit and finances since 2007. Its experienced consultants review credit reports with clients to find any negative items and devise an effective repair plan. The company works with the credit bureaus and creditors to have inaccurate charge-offs, late payments, and inquiries deleted. Credit Pro Repair allows its clients to log in to their accounts and see the progress being made.

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Credit Repair Plus logo

Credit Repair Plus

1015 Surf Ave, Brooklyn, NY 11224
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Credit Repair Plus is a financial services firm near New York that has specialized in credit restoration since 2007. During a free consultation, its advisors review credit reports and establish a plan to improve a client's credit score. The firm writes and sends dispute letters to the major credit bureaus to have inaccurate information removed or fixed. Credit Repair Plus also offers an identity optimization service that protects a client's personal information and disputes any questionable credit inquiries.

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Credit Servicez logo

Credit Servicez

35 W 35th St Rm 401, New York, NY 10001
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Credit Servicez is a credit repair company in New York with a history of increasing clients' credit scores by an average of 60 to 90 points. Its financial experts work together with individual clients, creditors, and the three credit bureaus to help improve credit scores. The company offers personalized consultations and assists in the removal of inaccurate, outdated, and unverifiable credit report items, such as collections, late payments, charge offs, and bankruptcies.

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ECG Debt Settlement & Credit Repair logo

ECG Debt Settlement & Credit Repair

2915 Astoria Blvd, Astoria, NY 11102
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ECG Debt Settlement & Credit Repair is a professional credit advisory firm in New York that offers effective credit repair programs for consumers. The company has many years of experience helping clients get inaccurate, incomplete, or erroneous items removed from their credit reports. Its debt settlement experts negotiate with creditors to establish affordable monthly payment plans and lower interest rates. ECG Debt Settlement also helps commercial clients get rehab loans to rebuild their businesses.

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IM Law Group logo

IM Law Group

445 Central Avenue, Suite 108, Cedarhurst, NY 11516
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  • Credit Dispute

IM Law Group is a team of legal experts that serves clients in New York City. They help improve credit scores through credit report analysis. The team works to remove inaccurate information from credit reports by negotiating with collection agencies. They also deal with bankruptcy and guides clients on the process of debt settlement. The team's other practice areas include family law. Igor Meystelman, the firm's managing partner, is a New Jersey State Bar Association member. He has been representing clients since 2012.

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North Shore Advisory Inc logo

North Shore Advisory Inc

399 Knollwood Rd, White Plains, NY 10603
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  • Credit Monitoring

North Shore Advisory Inc serves clients in the metro of New York City who are in need of credit repair. It renders services such as personal credit restoration, credit building, and credit monitoring. It helps clients improve and change information on their credit reports that reduce credit scores. It gives clients access to resources that teach them how to build credit and increase credit scores. It also assists businesses that are in need of credit repair services.

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Pinnacle Credit Repair logo

Pinnacle Credit Repair

275 5th Avenue, Suite 704, New York, NY 10001
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  • Credit Monitoring

Pinnacle Credit Repair is a full-service firm in New York City that works with all three credit bureaus and ChexSystems. It helps clients with credit reports reflecting tax and judgment liens, late payments, evictions, medical bills, and repossessions. Using machine learning and federal procedures, the firm analyzes credit reports, files disputes through the ACAT system, then provides its clients with credit-building strategies by mentors. Pinnacle Credit Repair also specializes in personal or business funding and has been in the industry for over 30 years.

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Premier Credit Plus logo

Premier Credit Plus

14708 235th St, Rosedale, NY 11422
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Premier Credit Plus is a financial and tax advisory services firm near New York that assists clients in rebuilding their credit and settling debts. After analyzing credit reports, its consultants design a plan that fits the client's financial goals. The company sends out dispute letters to challenge any questionable information with the credit bureaus, creditors, and debt collectors. Premier Credit Plus keeps clients updated and offers weekly education on how to retain a good credit standing.

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Safe Credit Solutions Inc. logo

Safe Credit Solutions Inc.

11900 Biscayne Blvd Ste 801, North Miami, FL 33181
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Founded in 2010, Safe Credit Solutions Inc. is a credit repair company that helps clients improve their credit scores. The company works to correct or completely remove negative, inaccurate, or outdated items from the credit reports of its clients. Safe Credit Solutions Inc. provides clients with weekly updates and works quickly to achieve results. The company also helps stop collections harassment and offers practical advice on how to build credit.

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Sherpa Credit logo

Sherpa Credit

900 South Ave Suite 300, Staten Island, NY 10314
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  • Credit Monitoring
  • Credit Repair
  • Credit Audit

Sherpa Credit knows every nook and cranny of the credit industry. Our professionals have spent decades assisting people gain access to the credit they need and deserve, regardless of their starting point. They’re familiar with both sides of the aisle, working for creditors and consumers alike. Additionally, they are committed to staying on top of the ever-shifting terrain that is credit repair, ensuring that their efforts remain effective. Our mission is to guide on a path better credit.

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The Debt Relief Company logo

The Debt Relief Company

99 Wall St Ste 725, New York, NY 10005
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Serving the New York area, The Debt Relief Company offers credit repair services as part of its debt recovery program. The business helps clients by handling the negotiation of debt removal and reduction across a number of companies and agencies. Additionally, it negotiates to reduce interest rates and payment terms, which will repair a person's credit by lowering the negative impact debt has on their credit reports. The Debt Relief Company also helps clients understand the options surrounding bankruptcy.

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ULTRA CREDIT SOLUTIONS logo

ULTRA CREDIT SOLUTIONS

3723 72nd St # 2, Jackson Heights, NY 11372
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Ultra Credit Solutions is a locally operated credit repair company that helps businesses, families, and individuals in the New York area improve their credit scores. It performs an in-depth analysis of credit reports and develops personalized plans that include sending letters to dispute inaccurate items with all three credit bureaus. The firm handles late payments, charge offs, bankruptcy, inquiries, foreclosures, and tax liens. In addition to credit education and debt management plans, clients may benefit from credit coaching and personal credit audit services.

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United Settlement logo

United Settlement

241 W 30th St Fl 3, New York, NY 10001
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United Settlement offers credit repair services in New York to individuals and businesses seeking ways to better handle their debt. It counsels clients on professional debt relief programs they can avail to settle and manage outstanding debts, consolidate loans, and pursue bankruptcy settlements. The agency helps clients better understand their financial options in order to restore their credit standing and improve credit scores. It also negotiates better loan and credit card repayment plans, helping clients rebuild their credit in the future.

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Y2K Credit Solutions logo

Y2K Credit Solutions

585 Stewart Avenue, Suite 645, Garden City, NY 11530
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  • Credit Monitoring
  • Credit Audit

Y2K Credit Solutions is a credit repair provider operating in New York City. With over 20 years of industry experience, the company's credit analysts utilize industry-standard methods to help clients restore their financial health and improve their credit scores. Y2K Credit Solutions' team deals with late payments, foreclosures, repossessions, and negative settlements to address inaccuracies in a customer's financial reports. Its comprehensive deletion model terminates negative and unsatisfactory commentaries to boost customers' credit reports.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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