Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Albany

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Albany Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

42Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1210 Troy Schenectady Road, Latham, NY 12110
  • Multiple Carriers

Why choose this provider?

Northeastern Insurance is a local and family-owned agency that offers auto insurance products to individuals in Albany. As an independent agency, it partners with 20 carriers in providing insurance plans that will protect the clients from unexpected events such as fire, theft, and accidents. Its team of agents accommodates clients in customizing and understanding the coverages they need. Established by Michael Venezio in 2013, the agency serves the community by giving back to the children at the Ronald McDonald House in Albany.

License Verified:

License: 1296644

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (150)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
467 Troy Schenectady Road, Latham, NY 12110
  • Multiple Carriers

Why choose this provider?

Dinsmore Agency is an independent insurance agency providing insurance products and services to New Yorkers in Albany and Latham. Its team of seasoned insurance agents provides full-service insurance solutions inclusive of personalized insurance packages constructed to cover the clients' specific needs and lifestyles. Their auto insurance policies protect clients from financial loss in case of vehicular accidents and are inclusive of comprehensive liability coverage as mandated by the state. The agency also offers specialized insurance policies for snowmobiles, boats, and motorcycles.

License Verified:

License: 719294

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (15)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
19 Colvin Avenue, Albany, NY 12206
  • Motorcyle & ATV

Why choose this provider?

Apple Auto Agency is a provider of insurance products in Albany and the surrounding communities. Since 1991, the company has been specializing in assisting vehicle owners to acquire car insurance from several reputable insurance carriers, including Progressive, National General, and Mercury. Policies mainly have liability, comprehensive, and collision coverage. Apple Auto Agency also helps insure other vehicles, such as motorcycles, RVs, ATVs, and boats. The firm has a secondary office located in Troy to extend its services to more motorists.

License Verified:

License: 769484

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (25)
Facebook
5.0 / 5 (3)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
24 4th Street, Troy, NY 12180
  • Multiple Carriers

Why choose this provider?

With its mission to "Deliver Value. Every Time," Rogue Risk provides services with a different approach using integrated technology in delivering insurance services easier and faster. Rogue Risk plans and designs the insurance plans that are needed by the clients. Its agents provide services for client's protection through car insurance plans which include liability coverage, physical damages, medical expenses, uninsured motorist coverage, and unique equipment coverage. Rogue Risk also offers cyber insurance and commercial insurance.

License Verified:

License: 1587389

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (32)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
209 Lark Street, Albany, NY 12210
  • Multiple Carriers

Why choose this provider?

Brick House Insurance Agency is an Albany-based insurance services provider. It offers auto insurance policies that financially protect vehicle owners against damage or theft. While ensuring that clients secure the minimum coverage required by law, agents offer different types of coverages, including bodily injury liability, personal injury protection, property damage liability, collision, comprehensive, and uninsured motorists coverage. Brick House Insurance Agency provides full assistance to clients from writing policies to filing claims, processing payments, and assessing clients' current insurance contracts.

License Verified:

License: 1592185

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1924 Western Avenue, Albany, NY 12203
  • Multiple Carriers

Why choose this provider?

Ten Eyck Group serves the residents of Albany and the nearby areas with its wide array of insurance products. Established in 1905, the agency works with multiple carriers to craft auto insurance policies that suit its clients. In addition to auto insurance, its agents offer plans for boats, motorcycles, and recreational vehicles. Ten Eyck Group is dedicated to giving back to the community by donating to various charities, such as the Anxiety and Depression Association of America and Unity House of Troy, Inc.

License Verified:

License: 635687

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (91)
Google
5.0 / 5 (57)
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1820 Western Avenue, Albany, NY 12203
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Jolene Kahlor is a State Farm car insurance provider based in Albany. She provides a wide range of coverage options for the auto insurance policies she crafts. She also offers life, business, health, home, and property insurance plans, as well as services related to mutual funds and annuities. Kahlor runs a child and pet-friendly State Farm office and handles a team of agents committed to helping and educating the community about insurance matters.

License Verified:

License: 1030057

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (52)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16c North Greenbush Road, Troy, NY 12180
  • Bundling Option

Why choose this provider?

Culnan Insurance Agency, LLC, offers a full line of personal insurance products for residents in Albany, which includes auto insurance. Its team of agents reviews policies from different carriers to provide plans that may include coverage for damages caused by an uninsured driver or a thief. The agency's partner insurance providers include Hagerty, Foremost Insurance Group, Safeco Insurance, Mercury Insurance, and Progressive. Culnan Insurance Agency, LLC, is committed to being clients' personal advocate and risk advisor.

License Verified:

License: 1133817

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1881 Western Avenue, Albany, NY 12203
  • Multiple Carriers

Why choose this provider?

Twin Bridges Insurance Agency answers to the auto insurance needs of vehicle owners in Albany and the surrounding areas. Its professional associates offer clients a comparative quote scan, sourcing various policies from multiple insurance carriers. Car insurance plans usually include liability, personal injury protection, uninsured or underinsured motorist, and collision and comprehensive coverage to protect the motorist in the event of an auto emergency. Twin Bridges Insurance Agency also helps insure motorcycles, motorhomes, and classic cars.

License Verified:

License: 1193399

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (45)
Facebook
5.0 / 5 (22)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4 Avis Drive, Latham, NY 12110
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Empire Region Insurance Agency is an all-around insurance company that serves the car insurance needs in the Albany metro area and surrounding localities. The firm helps individuals, families, businesses, and first-time car owners to protect their cars against unwanted disasters with an auto insurance policy. Its agents have over 30 years of combined experience in choosing the right insurance coverage among multiple carriers that best suits the client's needs, lifestyle, and resources. Past clients have commended the firm for its timely and high-quality services.

License Verified:

License: 1152737

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (6)
Facebook
4.5 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1807 Western Avenue, Albany, NY 12203
  • Multiple Carriers

Why choose this provider?

The Murray Group Insurance & Financial Services is an independent insurance provider based in Albany. Founded in 1974, the family-owned company employs professional associates who can help vehicle owners acquire car insurance for protection in the event of an auto accident. Taking state laws, as well as the driver’s needs and individual risks, the company draws up policy options from multiple insurance carriers. The Murray Group Insurance & Financial Services also insures motorcycles, off-road vehicles, RVs, classic cars, and watercraft.

License Verified:

License: 629734

New York State Department Of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (328)
Facebook
5.0 / 5 (17)
Yelp
2.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is it necessary to obtain rental car insurance in Albany?

    It may not be necessary to obtain rental car insurance in Albany. If you've got a personal auto policy that contains sufficient collision, comprehensive, and liability coverage, you should reject the offer for rental car insurance because your own policy will follow you to rented automobiles. Accepting the rental car company's policy is a wise choice, though, if you want to drive your rented vehicle outside of the United States.

  • Does the driver's gender affect their Albany auto insurance rates?

    Yes, the driver's gender may affect their auto insurance rates. Compared to men, women in Albany frequently pay less for auto insurance. This is due to the fact that women often have less serious accidents than males do, as well as fewer accidents involving DUI. In addition to gender, the age of the driver has an impact on the cost of auto insurance.

  • What is covered by collision insurance for automobiles in Albany?

    A car insurance policy in Albany that includes collision coverage will cover the following:

    • An accident involving another car.
    • An accident that occurs while your car is parked, including a hit-and-run.
    • A collision with a structure, like a tree or a lamp post.
    • A rollover or falling over single-car incident.
  • Will comprehensive car insurance in Albany cover a stolen catalytic converter?

    In Albany, comprehensive coverage on your car insurance policy normally protects you from catalytic converter theft. Usually, comprehensive insurance will cover the cost of both the stolen catalytic converter's replacement and any resulting damage. A catalytic converter is an important automotive component that minimizes hazardous emissions. It is positioned on the underside of the car between the engine and the muffler.

  • Does your disability affect the cost of your auto insurance in Albany?

    Your risk of getting in an accident on the road because of certain conditions or symptoms of your impairment may result in a rise in your Albany auto insurance premium. When requesting a driver's license or renewing one, it's critical to be truthful about any issues you are aware of. If you get into an accident, hiding information that could influence your driving ability could have legal repercussions.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.