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Best Renter's Insurance Companies in Albany

2023

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Website
125 Wolf Rd, Suite 404, Albany, NY 12205
  • Home and Auto Insurance

Why choose this provider?

Serving the Albany metro, NY Insurance Hub Agency is an independent company that carries a wide range of products. It serves individuals and families living in rental homes and apartments and helps them obtain renter's insurance plans. The business offers personal property and liability coverages to protect tenants from financial losses due to unexpected events like theft and fire. It also provides commercial property, BOP, and general liability policies. NY Insurance Hub Agency represents various carriers, including Nationwide, CNA, and Chubb.

License Verified:

License: 1320482

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (56)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
120 Broadway, Menands, NY 12204
  • Home and Auto Insurance

Why choose this provider?

Harnet Tesfai is a State Farm insurance agent who serves the insurance needs of individuals, families, and businesses in Albany and the surrounding areas. Tesfai and his team aim to uncover insurance gaps and needs by delivering personalized insurance services. They offer renters' insurance that protects belongings inside and outside the condominium, apartment, or rented house, such as electronics, computers, televisions, furniture, bicycles, and clothing. Additional coverage includes loss of use, liability, personal property, and inflation. Auto, condo, health, and life insurance plans are likewise available.

License Verified:

License: 1538200

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (17)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
120 Broadway, Albany, NY 12204
  • Multiple Carriers

Why choose this provider?

Aurora Inc. Insurance is an independent brokerage that has been serving residents and businesses in Albany since 1957. It offers various lines of property and casualty insurance, including policies for renters and homeowners. Renters' insurance can cover personal properties and assets and medical expenses in case of accidental injuries inside the property. In addition, the insurance agency provides builder's risk policies, general liability, coverage for recreational vehicles and personal articles, and coverage for bed and breakfast and lodging businesses.

License Verified:

License: 670022

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (5)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1924 Western Avenue, Albany, NY 12203
  • Multiple Policy Types

Why choose this provider?

Ten Eyck Group is a property insurance company based in Albany. It offers insurance for the personal properties of individuals under renting contracts with landlords. The company provides coverage for possible damages to policyholders' belongings in order to restore or repair insured items. Its policies cover unwanted events like fire, theft, explosion, storm, and water damage. The other insurance coverages of the company include automobile, life, health, and homeowners' insurance. Peter G. Ten Eyck established the company in 1905.

License Verified:

License: 635687

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (87)
Google
5.0 / 5 (81)
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
19 Colvin Ave., Albany, NY 12206
  • Home and Auto Insurance
  • Multiple Policy Types

Why choose this provider?

The Apple Auto Agency provides personalized quotes for clients seeking renters' insurance policies in Albany, linking them up with providers such as National General Insurance and the Progressive Corporation. Its cash value and replacement cost value policies cover a clients' possessions, including electronics, furniture, and jewelry. The agency has been handling clients for over 20 years and also covers auto, motorcycle, homeowners', and commercial general liability insurance in its services. It also serves residents in Troy, Schenectady, Clifton Park, and Rensselaer.

License Verified:

License: 769484

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (27)
Facebook
5.0 / 5 (3)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
431 New Scotland Ave, Albany, NY 12208
  • Multiple Policy Types

Why choose this provider?

Rob Field is a State Farm insurance agent who assists clients in the Albany metro. He handles renters' insurance policies and helps in providing liability protection, safeguarding personal properties from accidents, and paying for living expenses when the property is uninhabitable due to a covered loss. Additionally, he offers home, auto, health, and life plans and assists in fulfilling financial requirements for mutual funds and annuities. Rob was a recipient of the Chairman's Circle in 2011 and has been an SVP qualifier for several years.

License Verified:

License: 1007373

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (202)
Yelp
2.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Does renter's insurance pay for damage caused by a fire in Albany?

    Yes, renters' insurance covers fire damage, regardless of the cause, as long as it is not intentional. It provides payment up to the limit on personal property coverage. A loss-of-use policy can pay for the cost of lodging and food when the rental unit is uninhabitable because of the fire. Additionally, The American Red Cross-Eastern New York Region can help Albany residents fire-proof their houses. Volunteers provide free services such as inspection, smoke detector installation, and safety plan creation.

  • If a renter has mold in their basement in Albany, can they make an insurance claim?

    It depends on the cause of the mold infestation. If the renter in Albany does not properly clean or maintain their basement, causing the mold to grow, insurance will not cover it. However, if the mold infestation was caused by a sudden water pipe rupture, insurance may cover it.

  • In Albany, doesn't landlord's insurance provide coverage for tenant's stuff?

    The landlord's insurance does not pay for the tenant's personal belongings when they get lost or damaged at home because of storms, fire, or theft. This is why landlords in Albany require or recommend tenants purchase renters' insurance. The landlord's insurance will pay, however, if the tenant damages something in the rental unit other than their own belongings.

  • How much insurance should a renter in Albany get to insure their personal belongings?

    To determine the amount of insurance coverage, renters in Albany should list down their belongings and the cost of each. They must also decide on the budget for the insurance. Renters can decide how much coverage limit they want based on the total value of their belongings and how much insurance they can afford. According to the NY State Department of Financial Services, a basic renters' insurance policy costs about $300 a year for a coverage limit of $50,000.

  • If you rent a loft in Albany, what kind of insurance should you get for the unit?

    The loft unit in Albany is covered by the landlord's insurance. You may get renters' insurance for your personal belongings, which is covered in case of events such as fire, burglary, storms, and accidental damage. Such insurance can also provide coverage when a guest falls in your home, suffers injuries, and files a lawsuit.

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