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2024

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Best Local Car Insurance Agencies in Springfield, MA

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Springfield Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

102Reviewed

67Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

85 Wilbraham Road, Springfield, MA 01109
WebsiteLicense: 1755173

Expertise.com Rating

Review Sources

Google
3.9 (29)

Why choose this provider?

Alban Insurance Agency is a Springfield-based insurance agency that serves clients in the entire states of Massachusetts and Connecticut. The independent insurance agency is experienced in providing clients with various insurance products for cars, motorcycles, boats, watercraft, and homes. Its insurance professionals also offer clients commercial, business, condominium, life, and additional insurance coverage. Alban Insurance Agency is committed to getting individuals, families, and businesses quality insurance products and customer services.

  • Multiple Carriers

154 Main Street, Spencer, MA 01562

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

David F. Kelley Insurance Agency Inc. has been providing personal insurance products in Springfield and the surrounding areas for more than 47 years. It offers auto insurance policies with provisions including collision and comprehensive insurance, liability coverage, medical payments, and uninsured or underinsured motorist coverage. Other policies available include life, homeowners', renters', and flood insurance. Business clients can also obtain commercial umbrella insurance, which provides additional coverage beyond traditional coverage limits.

  • Life Insurance
  • Long Term Care

513 College Highway, Southwick, MA 01077
WebsiteLicense: 2294814

Expertise.com Rating

Why choose this provider?

College Highway Insurance is a provider of auto insurance products to drivers in Western Massachusetts. Serving for over 30 years, the agency offers guidance to clients to help them meet their insurance needs. Its policies provide liability, medical, collision, and comprehensive coverage from partner insurance carriers MAPFRE and Foremost. In addition, College Highway Insurance also has daily motor vehicle registry services for auto, motorcycles, watercraft, and all kinds of recreational vehicles.

  • Multiple Carriers

19 Everett Street, Southbridge, MA 01550

Expertise.com Rating

Review Sources

Google
4.3 (7)

Why choose this provider?

Burnham And Nale Insurance Agency provides auto insurance policies to drivers in the Springfield area. The company, through its personal lines specialists, works with its clients to tailor insurance programs with the best coverage and value from its partner carriers. Burnham And Nale Insurance Agency is a member of the Massachusetts Association of Insurance Agents. Its current owner, Nancy A. Nale, has 46 years of experience in the insurance industry.

  • Multiple Carriers

1691 Main Street, Springfield, MA 01103
WebsiteLicense: 1783423

Expertise.com Rating

Review Sources

Google
4.1 (95)

Why choose this provider?

CHI Insurance Agency, Inc. - Chernaik/Economy/CHI is an independent agency providing financial and insurance solutions to businesses and individuals throughout Springfield and nearby areas. The agents from this business provide auto insurance to protect customers against financial damages and losses due to accidents. The auto insurance policy covers liability, property, and medical coverage. The company's notable insurance partners are Travelers, Progressive, and The Hanover Insurance Group. The agency provides its services in both English and Spanish languages.

  • RV & Motorhome
  • Motorcyle & ATV

662 Riverdale Street, West Springfield, MA 01089

Expertise.com Rating

Review Sources

Google
3.9 (17)
Facebook
5.0 (5)

Why choose this provider?

Neill & Neill is a third-generation family business that has been providing auto insurance products and services to individuals, families, and businesses in Springfield and the nearby areas. The company specializes in creating insurance plans that protect its clients against damages and financial losses caused by an accident. These plans may include comprehensive and collision coverages, as well as medical, personal injury protection, and bodily injury coverages. Its agents also offer insurance for homes, motorcycles, commercial properties, and workers' compensation.

  • Multiple Carriers

933 East Columbus Avenue, Springfield, MA 01105

Expertise.com Rating

Review Sources

Google
4.2 (34)
Facebook
5.0 (1)
Yelp
1.0 (1)

Why choose this provider?

The AXiA Group - Main Office is a car insurance agency based in Springfield. It is an independent insurance company that has partnered with top-rated insurance carriers such as the American Commerce Insurance Company and the Hanover Insurance Company. It offers personal auto insurance that protects drivers from the loss caused by damaged or stolen vehicles. The agency also offers insurance for motorcycles, recreational vehicles, and antique cars. The RV insurance has numerous optional coverages including emergency assistance and roadside assistance.

  • Boats
  • Motorcyle & ATV

579 Pleasant Street, Paxton, MA 01612

Expertise.com Rating

Review Sources

Google
4.9 (18)
Facebook
5.0 (2)

Why choose this provider?

Conte Insurance Agency, Inc., has been servicing residents of Springfield and surrounding districts for over 50 years. It is an independent and family-owned business that has partnered with multiple carriers to offer a wide range of personal and commercial coverages to its clients. MAPFRE or Commerce Insurance Company, NGM Insurance, and Concord Group Insurance are among its affiliated companies. Some of the policies it offers are for homeowners, renters, and car owners who may opt to bundle auto policy with a home policy.

  • Multiple Carriers

290 High Street, Holyoke, MA 01040

Expertise.com Rating

Why choose this provider?

Gillis Insurance Agency Inc. is a family-operated and owned home and car insurance agency in Holyoke that extends its services to Hartford and the surrounding areas. An established company since 1935, it specializes in finding the right policy that meets its clients' profile and insurance needs. The insurance specialists at the agency represent several insurance companies, including American Strategic Insurance, Concord Group Insurance, and Progressive. Gillis Insurance Agency Inc. is a member of MAIA or Massachusetts Association of Insurance Agents.

130 East Main Street, West Brookfield, MA 01585
WebsiteLicense: 1782148

Expertise.com Rating

Review Sources

Google
4.4 (13)
Facebook
5.0 (2)

Why choose this provider?

The Westbrook Insurance Agcy, Inc., is an insurance firm that serves the people of Springfield. Having been in the insurance industry for over 15 years, its experienced associates can take care of sourcing auto insurance quotes for motorists to choose from, based on their personal or business needs. They are also able to provide assistance to protect boats and recreational vehicles. The Westbrook Insurance Agcy, Inc., employs agents who are able to simplify the insurance process for their life-long customers.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

512 Main Street, Indian Orchard, MA 01151

Expertise.com Rating

Review Sources

Google
4.8 (196)
Yelp
1.0 (1)

Why choose this provider?

Western Mass Auto Insurance is a full-service insurance agency that provides auto, home, apartment, and commercial vehicle insurance in Springfield. The company is committed to providing suitable and responsive insurance coverage to clients, via its staff of insurance professionals who have a combined industry experience of over 50 years. Curbside RMV services are also available in its two locations in Western Massachusetts, wherein clients can get their insurance and license plates in 15 minutes.

  • Multiple Carriers

975 Elm Street, West Springfield, MA 01089

Expertise.com Rating

Review Sources

Google
4.2 (21)
Facebook
5.0 (2)

Why choose this provider?

Bates Fullam Insurance Agency, Inc., is an independent insurance agency that has been catering to the insurance needs of individuals and businesses in Springfield for more than six decades. Established in 1954, the family-owned company protects the interests of car owners, motorists, and business operators against financial risks through an auto insurance policy. Its agents help customers in assessing their needs and choosing the best policy that best fits their situation among different carriers. The company prides itself on its "people-to-people" approach throughout its services.

  • Bundling Option
  • Boats

520 Hartford Turnpike, Vernon, CT 06066

Expertise.com Rating

Why choose this provider?

Brian Booth has been working as a State Farm insurance agent since 2014. He offers a multitude of policies, including auto insurance to protect policyholders in the event of an accident. He also provides business and personal lines, such as life, home, and pet insurance. Booth and his team have more than 25 years of collective experience in the industry. They serve clients located in Springfield and its surrounding districts.

  • Motorcyle & ATV

237 Main Street, West Springfield, MA 01089

Expertise.com Rating

Review Sources

Google
4.9 (8)

Why choose this provider?

Petell Teece - Save001 Insurance Agencies, Inc., is a local and independent agency that has been servicing clients in Springfield since 1937. Its team of seasoned agents specializes in home and auto insurance. Through proper selection of coverage, they help protect individuals and families against financial loss due to car accidents or any unforeseen events. In case of emergency, 24/7 claims service is also made available. For Petell Teece - Save001 Insurance Agencies, the customers' needs are its priority.

  • Boats
  • Motorcyle & ATV

400 Broadway Street, Chicopee, MA 01020

Expertise.com Rating

Review Sources

Google
4.9 (149)
Facebook
5.0 (14)

Why choose this provider?

E.J. O'Neil Insurance Agency Inc. is an insurance agency based in Chicopee that services the Springfield metro and nearby areas. The agency specializes in auto and home insurance lines and writes clients car insurance policies that provide state-required coverage from bodily injury liabilities, physical and property damages, and collisions. This fifth-generation family-owned company was founded in 1898 and has become an institution in West Massachusetts for insurance services and solutions.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Alban Insurance Agency
85 Wilbraham Road, Springfield, MA 01109
David F. Kelley Insurance Agency Inc.
154 Main Street, Spencer, MA 01562
College Highway Insurance
513 College Highway, Southwick, MA 01077
Burnham And Nale Insurance Agency
19 Everett Street, Southbridge, MA 01550
CHI Insurance Agency, Inc. - Chernaik/Economy/CHI
1691 Main Street, Springfield, MA 01103
Neill & Neill
662 Riverdale Street, West Springfield, MA 01089
The AXiA Group - Main Office
933 East Columbus Avenue, Springfield, MA 01105
Conte Insurance Agency, Inc.
579 Pleasant Street, Paxton, MA 01612
Gillis Insurance Agency Inc.
290 High Street, Holyoke, MA 01040
The Westbrook Insurance Agcy, Inc
130 East Main Street, West Brookfield, MA 01585
Western Mass Auto Insurance - Indian Orchard
512 Main Street, Indian Orchard, MA 01151
Bates Fullam Insurance Agency, Inc. - West Springfield
975 Elm Street, West Springfield, MA 01089
Brian Booth
520 Hartford Turnpike, Vernon, CT 06066
Petell Teece - Save001 Insurance Agencies Inc.
237 Main Street, West Springfield, MA 01089
E.J. O'Neil Insurance Agency, Inc.
400 Broadway Street, Chicopee, MA 01020

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can you get temporary auto insurance in Springfield?

    Yes, you can get temporary auto insurance in Springfield. To obtain temporary car insurance, you can purchase a regular car insurance policy and terminate it within six months, with an average cost of approximately $278 for a three-month policy. However, early termination may involve certain fees or conditions. Alternatively, if you do not own a vehicle and are temporarily renting one while in Springfield, you can opt for rental car insurance.

  • Is personal injury protection coverage in auto insurance required in Springfield?

    In Springfield, drivers are legally obligated to have personal injury protection coverage as part of their auto insurance policies. This requirement is in line with Massachusetts' status as a no-fault insurance state, where PIP coverage ensures that drivers and passengers receive prompt medical assistance and financial support for lost wages regardless of who caused the accident.

  • Can you sue for pain and suffering in Springfield after a car accident?

    In Springfield, you can file a claim for pain and suffering after a car accident, but you usually need to have incurred at least $2,000 in necessary medical expenses due to accident-related injuries to be eligible. However, there are exceptions, such as cases involving a fatality, loss of body parts, permanent disfigurement, loss of vision or hearing, and fractures, which allow you to pursue a pain and suffering claim even if your medical expenses are below $2,000.

  • Is there a penalty for driving without insurance in Springfield?

    In Springfield, driving without insurance may result in strict penalties, such as facing potential jail time, substantial fines, and a temporary suspension of your driver's license. Under Massachusetts law, it is also considered a criminal offense for an individual to either personally operate or permit someone else to operate a vehicle that lacks the required insurance coverage.

  • Do you need to carry proof of auto insurance in Springfield?

    In Springfield, it is not mandatory for drivers to carry physical auto insurance ID cards as proof of insurance. This is because information regarding insurance coverage is accessible to law enforcement through vehicle registration records and electronically via the Registry of Motor Vehicles. Additionally, you can request a digital copy of your insurance from your insurance provider for added convenience.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.