Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Albany

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Albany Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1760

Reviewed

1058

Curated

5

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
142 Central Ave, Albany, NY 12206
  • Life Insurance
  • Health Insurance

Why choose this provider?

Nicolas Morales helps individuals in Albany apply for health insurance plans. He assists clients in protecting themselves and their families from unexpected medical expenses by offering various health insurance products, including individual medical, supplemental health, and Medicare Supplement. Nicolas and his team speak English and Spanish languages. They educate the Latino community about the importance of preparing for their future through insurance plans. Nicolas received the Latino Leadership Award in 2011 from the Schenectady Hispanic Committee.

License Verified:

License: 1171748

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (88)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21 Everett Road Extension, Albany, NY 12205
  • Medicare

Why choose this provider?

Albany Pyramid Agency, Inc., is an employee benefits broker and consulting firm that serves employers and individuals in and around the metro. The firm collaborates with its clients to design a benefits strategy that meets their needs and goals. Its products include Medicare Supplement, Advantage, and Part D coverage. It also provides FSA, HRA, HSA, and COBRA administration. The company also offers employee advocacy, new member enrollment and education, and telemedicine solutions. Dental, vision, and life insurance are also available.

License Verified:

License: 741660

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
251 New Karner Rd, Albany, NY 12205

Why choose this provider?

Brett Gryska is a local insurance agent and the owner of National Income Life Insurance Company, an insurance brokerage that serves clients in Albany. He specializes in accident and supplemental health insurance, helping current policyholders in choosing additional health benefits that can complement their current coverage. He also offers whole and term life insurance plans. Gryska participates actively in various youth and charitable initiatives throughout Rochester, including the Roland Williams Champion Academy.

License Verified:

License: 1001717

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
431 New Scotland Ave., Albany, NY 12208
  • Medicare Supplements

Why choose this provider?

Rob Field offers health insurance plans to Albany and the nearby communities. He assists individuals in enrolling for health insurance plans to help protect their families and finances from future medical expenses. He also provides long and short-term disability insurance products. Field is a State Farm agent who has been providing insurance services since 2010. He also caters to clients who wish to change or update their medical insurance policies and information, including their address and ID cards.

License Verified:

License: 1007373

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (394)
Yelp
2.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1280 New Scotland Road, Slingerlands, NY 12159
  • Group Plans

Why choose this provider?

Bryant Asset Protection is an insurance agency that caters to Albany residents. It deals with the health insurance needs of clients and provides various products like small group health plans for employers. The agency partners with insurance carriers such as BlueShield of Northeastern New York to help clients cover vision and dental benefits. It also provides other insurance solutions, including auto and travel insurance. The agency has been operating for over 70 years. Its president, Jeffrey Bryant, is certified by The Institutes as a Chartered Property Casualty Underwriter.

License Verified:

License: 637561

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (98)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Where can you get subsidies on health insurance in Albany?

    Purchase insurance through the official online marketplace, New York State of Health. This is the only place in Albany and throughout New York where you can get health insurance subsidies through tax credits. Individuals, families, and small business owners can compare various plans in the marketplace. A buyer's guide can assist them at every stage of the purchasing and enrollment process.

  • Which health insurance is in compliance with the individual mandate of the Affordable Care Act for someone in Albany?

    Medicaid, TRICARE, and Child Health Plus are examples of public health insurance plans that meet the individual mandate of the Affordable Care Act. Some plans administered by agencies such as the Department of Defense, Veterans Affairs, and the Administration for Children and Families are compliant. Private insurance plans obtained through employment benefits and purchased through the New York State of Health can also help someone in Albany comply.

  • Do you need to renew your Medicaid coverage every year in Albany?

    Most of the time, Medicaid coverage must be renewed annually. When it's time to renew, you'll be notified. If you obtained your coverage from a local Department of Social Services office, a renewal packet will be mailed to you in Albany. If your Medicaid coverage is through the New York State of Health, no action is required on your part. You will be notified if anything needs to be done.

  • How can you maximize health insurance benefits to save on healthcare costs in Albany?

    To avoid out-of-pocket expenses, try to always visit a doctor or health facility within your insurance's network. Use your annual checkup benefits in Albany to help identify potential health risks. If your plan includes telemedicine, take advantage of it. Go to an urgent care center if you have non-emergency problems such as sprains, colds, or the flu. Choose a prescription refill that is valid for 90 days.

  • What happens if someone in Albany is found to have no health insurance?

    A person in Albany who is found to be without health insurance must pay a penalty for each month they are without coverage. The amount is determined by the size and income of the family. Each year, the penalty that can be imposed is limited. However, there are some exceptions for specific situations. Financial difficulties and membership in an Indian tribe are two of these situations. For more information on exemptions, contact the New York State Department of Health at 1-855-355-5777.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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