Expertise.com

Best Local Car Insurance Agencies in Hartford

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Local Car Insurance Agencies FAQs

Learn more
Canary Blomstrom Insurance Agency, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 975058

State Of Connecticut Insurance Department

Canary Blomstrom Insurance Agency, Inc.

868 Springfield Street, Feeding Hills, MA 01030
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Canary Blomstrom Insurance Agency, Inc., offers auto coverage to clients in Hartford. It provides policies that cover bodily injury; liability protection against personal injury and property damage sustained by others; and injuries caused by uninsured motorists. Its optional coverages include medical payments, collision, comprehensive, towing and labor, substitute transportation, and bodily injury caused by underinsured motorists. In business since 1989, Canary Blomstrom is an independent insurance agency with carriers such as Travelers, Plymouth Rock, and Liberty Mutual.

License Verified:

License: 975058

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (14)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Forrest Insurance logo
Visit WebsiteWebsite

License Verified:

License: 989933

State Of Connecticut Insurance Department

Forrest Insurance

603 North Main Street, East Longmeadow, MA 01028
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Forrest Insurance is a family-owned insurance agency that offers auto insurance products to drivers in Hartford. With over 120 years of combined experience, the agency works with clients to understand their auto insurance needs, may they be new drivers or experienced ones. It also has insurance products for motorcycles, recreational vehicles, antique cars, motorhomes, and watercraft through its partner carrier, Arbella Insurance Group. Forrest Insurance supports Haiti180, an organization that serves the poor and strengthens villages in Haiti.

License Verified:

License: 989933

State Of Connecticut Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Granfield, Bugbee, and Masse Insurance Agency, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 2374758

State Of Connecticut Insurance Department

Granfield, Bugbee, and Masse Insurance Agency, Inc.

35 Center Street, Chicopee, MA 01013
Visit WebsiteWebsite
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Granfield, Bugbee, and Masse Insurance Agency, Inc., provides auto protection plans for car owners and drivers in Hartford. Its agents assess clients' auto insurance coverage needs and curate policies for them. Aside from offering car insurance, it has coverages for boats, motorcycles, motorhomes, watercraft, and antique cars. The service provider has access to various insurance policies from local and national insurance companies, such as Foremost Insurance, Hagerty, One Beacon, Liberty Manual Insurance, and Quincy Mutual Group.

License Verified:

License: 2374758

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (8)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
habermaninsurance.com logo
Visit WebsiteWebsite

License Verified:

License: 350270

State Of Connecticut Insurance Department

habermaninsurance.com

95 Ashley Avenue, West Springfield, MA 01089
Visit WebsiteWebsite
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Business Description

Haberman Insurance Group is a brokerage offering auto insurance solutions to drivers in Hartford and the surrounding areas. The service provider assists over 7,000 individuals in securing their assets. Its agents work with various insurance carriers such as Bunker Hill, Progressive, Guard Insurance Group, MAPFRE, and Selective. They also help clients obtain legally required coverages, including property damage, personal injury protection, and bodily injury to others. The Trusted Choice independent agency believes that its active role in the community allows it to better understand its clients.

License Verified:

License: 350270

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Koverage Insurance Group - Enfield logo
Visit WebsiteWebsite

License Verified:

License: 2571386

State Of Connecticut Insurance Department

Koverage Insurance Group - Enfield

657 Enfield Street, Enfield, CT 06082
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Koverage Insurance Group - Enfield has access to over 30 insurance carriers to provide Hartford individuals personalized auto insurance coverages. The business discusses the risk factors of every client and presents proper policies based on risk assessment. Its agents handle plans which include liability coverage, uninsured or underinsured motorist damage coverage, and medical payment coverage. The trio behind the business has been offering insurance assistance since 2017. Koverage Insurance Group - Enfield partners with eight agencies to further address insurance concerns.

License Verified:

License: 2571386

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KSK Insurance Agency logo
Visit WebsiteWebsite

KSK Insurance Agency

203 Northampton Street, Easthampton, MA 01027
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

For the past four decades, KSK Insurance Agency has been providing insurance solutions in Hartford and surrounding areas. The company helps individuals and business owners obtain adequate protection for their vehicles with the right auto insurance policy. Its independent insurance agents assess the coverage options from multiple providers and select the policy that best suits their client's needs. They provide customized insurance policies for trucks, commercial cars, and recreational vehicles as well. The company serves clients throughout Massachusetts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Neill & Neill logo
Visit WebsiteWebsite

License Verified:

License: 971948

State Of Connecticut Insurance Department

Neill & Neill

662 Riverdale Street, Springfield, MA 01089
Visit WebsiteWebsite
  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

Business Description

Neill & Neill is a multi-insurance line company that offers auto coverage solutions to clients in Hartford. It provides policy options that include security against damages and losses caused by collisions or non-collision events, as well as personal injury and damaged property liability. It also offers coverage for uninsured or underinsured motorists, medical payments, accident forgiveness, as well as commercial auto. In business for more than six decades, Neill & Neill also offers insurance options for bikes, motorhomes, and sports vehicles.

License Verified:

License: 971948

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ormsby Insurance Agency Inc. logo
Visit WebsiteWebsite

License Verified:

License: 633237

State Of Connecticut Insurance Department

Ormsby Insurance Agency Inc.

698 Westfield Street, West Springfield, MA 01089
Visit WebsiteWebsite
  • Bundling Option
  • Motorcyle & ATV

Business Description

Ormsby Insurance Agency Inc. has been providing car insurance policies in Hartford since 1969. The independent insurance agency helps vehicle owners prepare for various risks. Its agents shop for policies from a network of trusted carriers, helping clients protect their automobiles or motorcycles. The company also offers retirement planning services and assists policyholders seeking to file claims. Ormsby Insurance Agency has been labelled as a Five Star Agency by The Massachusetts Association of Independent Insurance Agents.

License Verified:

License: 633237

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (34)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Phillips Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 996683

State Of Connecticut Insurance Department

Phillips Insurance Agency

97 Center Street, Chicopee, MA 01013
Visit WebsiteWebsite
  • Multiple Carriers
  • RV & Motorhome

Business Description

Phillips Insurance Agency is an independent insurance agency based in Chicopee that services the nearby Hartford metro and nearby areas. It specializes in tailored personal and business insurance products that address the clients' needs and budgets. It writes auto insurance policies that mitigate drawbacks caused by damaged vehicles, collisions, traffic accidents, and other uncontrollable damages. The agency is also known for its insurance plans for other vehicles such as motorcycles and boats.

License Verified:

License: 996683

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.9 / 5 (50)
Facebook
4.8 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tinker Realty & Insurance logo
Visit WebsiteWebsite

License Verified:

License: 605157500

State Of Connecticut Insurance Department

Tinker Realty & Insurance

1136 Albany Avenue, Hartford, CT 06112
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Tinker Realty & Insurance is a Hartford-based insurance company offering auto insurance products and options to car owners. The family-owned and operated business handles auto insurance programs tailored to clients' lifestyles and needs. Its agents offer years of experience in curating auto coverages that protect drivers from car accidents and financial obligations. Tinker Realty & Insurance has been providing insurance protection plans to various customers since 1973 and also provides residential and commercial realty services.

License Verified:

License: 605157500

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Webber & Grinnell Insurance - Northampton logo
Visit WebsiteWebsite

License Verified:

License: 2101059

State Of Connecticut Insurance Department

Webber & Grinnell Insurance - Northampton

8 North King Street, Northampton, MA 01060
Visit WebsiteWebsite
  • Motorcyle & ATV

Business Description

Webber & Grinnell Insurance - Northampton is an independent insurance agency providing comprehensive insurance options for its clients in Hartford for more than 150 years. Its team of agents guides clients in planning a car insurance policy that is adequate for their specific circumstances. The company has acquired Ross Insurance, which is another established insurance provider, further expanding its network and enhancing its reputation within the industry. Webber & Grinnell Insurance has also received the Best Insurance Agency award from Hampshire Gazette.

License Verified:

License: 2101059

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (86)
Facebook
5.0 / 5 (18)
Yelp
3.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Western Mass Auto Insurance logo
Visit WebsiteWebsite

License Verified:

License: 1959267

State Of Connecticut Insurance Department

Western Mass Auto Insurance

512 Main Street, Springfield, MA 01151
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Started in 2014, Western Mass Auto Insurance offers customized auto insurance plans to drivers and car owners in Hartford. The business has agents who perform a client risk analysis to determine their auto insurance coverage needs. The insurance carriers that the company represents are Safeco, Progressive, Hanover, Plymouth Rock, and MAPFRE/Commerce. Its agents also offer one-stop shopping services, where clients can obtain license plates and auto insurance in 15 minutes. Furthermore, its English- and Spanish-speaking team have 50 years of combined insurance experience.

License Verified:

License: 1959267

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Read all FAQs