Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Hartford

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hartford Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

82

Reviewed

54

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
698 Westfield Street, West Springfield, MA 01089
  • Bundling Option
  • Motorcyle & ATV

Why choose this provider?

Ormsby Insurance Agency Inc. has been providing car insurance policies in Hartford since 1969. The independent insurance agency helps vehicle owners prepare for various risks. Its agents shop for policies from a network of trusted carriers, helping clients protect their automobiles or motorcycles. The company also offers retirement planning services and assists policyholders seeking to file claims. Ormsby Insurance Agency has been labelled as a Five Star Agency by The Massachusetts Association of Independent Insurance Agents.

License Verified:

License: 633237

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (46)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
868 Springfield Street, Feeding Hills, MA 01030
  • Multiple Carriers

Why choose this provider?

Canary Blomstrom Insurance Agency, Inc., offers auto coverage to clients in Hartford. It provides policies that cover bodily injury; liability protection against personal injury and property damage sustained by others; and injuries caused by uninsured motorists. Its optional coverages include medical payments, collision, comprehensive, towing and labor, substitute transportation, and bodily injury caused by underinsured motorists. In business since 1989, Canary Blomstrom is an independent insurance agency with carriers such as Travelers, Plymouth Rock, and Liberty Mutual.

License Verified:

License: 975058

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (14)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
512 Main Street, Springfield, MA 01151
  • Multiple Carriers

Why choose this provider?

Started in 2014, Western Mass Auto Insurance offers customized auto insurance plans to drivers and car owners in Hartford. The business has agents who perform a client risk analysis to determine their auto insurance coverage needs. The insurance carriers that the company represents are Safeco, Progressive, Hanover, Plymouth Rock, and MAPFRE/Commerce. Its agents also offer one-stop shopping services, where clients can obtain license plates and auto insurance in 15 minutes. Furthermore, its English- and Spanish-speaking team have 50 years of combined insurance experience.

License Verified:

License: 1959267

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail

Website
203 Northampton Street, Easthampton, MA 01027
  • Multiple Carriers

Why choose this provider?

For the past four decades, KSK Insurance Agency has been providing insurance solutions in Hartford and surrounding areas. The company helps individuals and business owners obtain adequate protection for their vehicles with the right auto insurance policy. Its independent insurance agents assess the coverage options from multiple providers and select the policy that best suits their client's needs. They provide customized insurance policies for trucks, commercial cars, and recreational vehicles as well. The company serves clients throughout Massachusetts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
603 North Main Street, East Longmeadow, MA 01028
  • Multiple Carriers

Why choose this provider?

Forrest Insurance is a family-owned insurance agency that offers auto insurance products to drivers in Hartford. With over 120 years of combined experience, the agency works with clients to understand their auto insurance needs, may they be new drivers or experienced ones. It also has insurance products for motorcycles, recreational vehicles, antique cars, motorhomes, and watercraft through its partner carrier, Arbella Insurance Group. Forrest Insurance supports Haiti180, an organization that serves the poor and strengthens villages in Haiti.

License Verified:

License: 989933

State Of Connecticut Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
662 Riverdale Street, Springfield, MA 01089
  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

Why choose this provider?

Neill & Neill is a multi-insurance line company that offers auto coverage solutions to clients in Hartford. It provides policy options that include security against damages and losses caused by collisions or non-collision events, as well as personal injury and damaged property liability. It also offers coverage for uninsured or underinsured motorists, medical payments, accident forgiveness, as well as commercial auto. In business for more than six decades, Neill & Neill also offers insurance options for bikes, motorhomes, and sports vehicles.

License Verified:

License: 971948

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
657 Enfield Street, Enfield, CT 06082
  • Multiple Carriers

Why choose this provider?

Koverage Insurance Group - Enfield has access to over 30 insurance carriers to provide Hartford individuals personalized auto insurance coverages. The business discusses the risk factors of every client and presents proper policies based on risk assessment. Its agents handle plans which include liability coverage, uninsured or underinsured motorist damage coverage, and medical payment coverage. The trio behind the business has been offering insurance assistance since 2017. Koverage Insurance Group - Enfield partners with eight agencies to further address insurance concerns.

License Verified:

License: 2571386

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
97 Center Street, Chicopee, MA 01013
  • Multiple Carriers
  • RV & Motorhome

Why choose this provider?

Phillips Insurance Agency is an independent insurance agency based in Chicopee that services the nearby Hartford metro and nearby areas. It specializes in tailored personal and business insurance products that address the clients' needs and budgets. It writes auto insurance policies that mitigate drawbacks caused by damaged vehicles, collisions, traffic accidents, and other uncontrollable damages. The agency is also known for its insurance plans for other vehicles such as motorcycles and boats.

License Verified:

License: 996683

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (50)
Facebook
4.8 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1136 Albany Avenue, Hartford, CT 06112
  • Multiple Carriers

Why choose this provider?

Tinker Realty & Insurance is a Hartford-based insurance company offering auto insurance products and options to car owners. The family-owned and operated business handles auto insurance programs tailored to clients' lifestyles and needs. Its agents offer years of experience in curating auto coverages that protect drivers from car accidents and financial obligations. Tinker Realty & Insurance has been providing insurance protection plans to various customers since 1973 and also provides residential and commercial realty services.

License Verified:

License: 605157500

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (38)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
95 Ashley Avenue, West Springfield, MA 01089
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Haberman Insurance Group is a brokerage offering auto insurance solutions to drivers in Hartford and the surrounding areas. The service provider assists over 7,000 individuals in securing their assets. Its agents work with various insurance carriers such as Bunker Hill, Progressive, Guard Insurance Group, MAPFRE, and Selective. They also help clients obtain legally required coverages, including property damage, personal injury protection, and bodily injury to others. The Trusted Choice independent agency believes that its active role in the community allows it to better understand its clients.

License Verified:

License: 350270

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8 North King Street, Northampton, MA 01060
  • Motorcyle & ATV

Why choose this provider?

Webber & Grinnell Insurance - Northampton is an independent insurance agency providing comprehensive insurance options for its clients in Hartford for more than 150 years. Its team of agents guides clients in planning a car insurance policy that is adequate for their specific circumstances. The company has acquired Ross Insurance, which is another established insurance provider, further expanding its network and enhancing its reputation within the industry. Webber & Grinnell Insurance has also received the Best Insurance Agency award from Hampshire Gazette.

License Verified:

License: 2101059

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (86)
Facebook
5.0 / 5 (18)
Yelp
3.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
35 Center Street, Chicopee, MA 01013
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Granfield, Bugbee, and Masse Insurance Agency, Inc., provides auto protection plans for car owners and drivers in Hartford. Its agents assess clients' auto insurance coverage needs and curate policies for them. Aside from offering car insurance, it has coverages for boats, motorcycles, motorhomes, watercraft, and antique cars. The service provider has access to various insurance policies from local and national insurance companies, such as Foremost Insurance, Hagerty, One Beacon, Liberty Manual Insurance, and Quincy Mutual Group.

License Verified:

License: 2374758

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (8)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Which cars tend to have the highest insurance costs in Hartford?

    In Hartford, some of the most expensive cars to insure include the BMW M3, with annual premiums potentially reaching $7,000, the Mercedes-Benz CL600 with costs ranging from $6,200 to $7,000, the Porsche 911, which can lead to premiums between $5,800 and $7,500, the Audi S8, with rates typically falling between $5,600 and $6,800, and the Maserati Quattroporte, where drivers might face annual premiums ranging from $5,500 to $6,700, depending on factors like driving history and specific details.

  • How much does car insurance cost in Hartford?

    Car insurance rates in Hartford vary depending on factors such as driving history and coverage options. For minimum coverage, good drivers can expect to pay around $117 per month or $1,402 per year on average. The average cost for full coverage is around $225 per month or $2,699 per year. Individual rates may vary depending on personal circumstances and preferences.

  • Does the location where you keep your car impact your Hartford insurance rates?

    Yes, the location where you park your car has an effect on your Hartford insurance rates. If you frequently park in an area with a high number of auto insurance claims, your rates are likely to be higher. Insurers consider the risk associated with your parking location, with higher-risk areas resulting in higher premiums due to a higher likelihood of accidents or theft.

  • Is there an optional car insurance policy in Hartford that protects your vehicle from damage caused by vandalism?

    Yes, you can typically add comprehensive coverage to your car insurance policy in Hartford to protect your vehicle from damage caused by vandalism. In addition, comprehensive coverage covers a range of non-collision-related incidents, including theft, impacts with animals, natural disasters, and more. However, it is an optional coverage, not mandatory.

  • Are there ways for young Hartford drivers to lower their car insurance premiums?

    Yes, young Hartford drivers can reduce their car insurance premiums. They should think about taking a defensive driving course to improve their driving skills and reduce risk. Keeping a good credit score can also help you get lower interest rates. Another way to potentially lower their premiums is to shop around for insurance providers, adjust deductibles, and look into available discounts.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.