Best Mortgage Refinance Companies in Santa Fe

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Anasazi Mortgage logo
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License Verified:

License: 204403

Nationwide Multistate Licensing System and Registry

Anasazi Mortgage

150 Washington St, Suite 201, Santa Fe, NM 87501
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  • Reverse Mortgages

Business Description

Anasazi Mortgage serves clients throughout the Santa Fe area. The company helps homeowners lower their interest rates through assistance with the mortgage refinancing process. It also deals with clients seeking to refinance their loans to fund home improvement projects or family vacations. It offers other solutions like the reverse mortgage, an FHA-guaranteed program that allows senior homeowners to supplement their fixed incomes with funds from their home equity. The company's website contains information on current housing market trends.

License Verified:

License: 204403

Nationwide Multistate Licensing System and Registry

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Anasazi Mortgage

Dash Hamblin logo
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License Verified:

License: 1560222

Nationwide Multistate Licensing System and Registry

Dash Hamblin

317 Paseo de Peralta, Santa Fe, NM 87501
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  • New Construction

Business Description

Dash Hamblin is a mortgage professional serving clients in Santa Fe and nearby areas. He offers refinancing services for borrowers with existing properties. He provides different loan options, including conventional, jumbo, rehab, VA, FHA, and USDA loans. He also carries Bell’s borrower-financed construction lending program that allows clients to build a new construction home with standard and custom blueprints. Hamblin has been in the industry since 2017 with experience as a loan broker and residential loan officer.

License Verified:

License: 1560222

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Dash Hamblin

Homewise logo
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License Verified:

License: 188231

Nationwide Multistate Licensing System and Registry

Homewise

1301 Siler Road, Bldg. D, Santa Fe, NM 87507
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  • Reverse Mortgages

Business Description

Homewise has been supporting the homeownership dreams of the community since 1986. Through financial coaching, the company delivers an educational approach to aid Santa Fe loan borrowers in determining if applying for refinancing suits their needs. Its team analyzes current mortgage and provide recommendations for goals such as credit score improvement, debt reduction, and loan term change. Homewise is the recipient of the 2016 New Mexico Mortgage Finance Authority Summit Award and the 2008 EPA Water Efficiency Leader Award.

License Verified:

License: 188231

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.7 / 5 (41)
Facebook
4.4 / 5 (31)
Yelp
4.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Homewise

Mortgage Partners Santa Fe logo
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License Verified:

License: 267928

Nationwide Multistate Licensing System and Registry

Mortgage Partners Santa Fe

417 E. Palace, Suite C, Santa Fe, NM 87501
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  • New Construction
  • Reverse Mortgages

Business Description

Mortgage Partners Santa Fe caters to clients in the metro. The firm works with various lenders to offer mortgage refinancing options, including VA, USDA, FHA, jumbo, and construction loans. It also offers conventional loan programs like Fannie Mae and Freddie Mac, with terms ranging from 15 to 30 years. The company comprises loan officers with over 45 years of collective experience in the industry, providing market information to help clients make informed decisions about home financing.

License Verified:

License: 267928

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Mortgage Partners Santa Fe

Santa Fe Mortgage logo
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License Verified:

License: 194320

Nationwide Multistate Licensing System and Registry

Santa Fe Mortgage

459 Cerrillos Rd, Santa Fe, NM 87501
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  • New Construction

Business Description

Santa Fe Mortgage serves residential property owners in the metro. It assists with refinancing to reduce interest rates, get cash out, consolidate two mortgages, or eliminate mortgage insurance. It also helps homeowners switch to a fixed-rate mortgage to stabilize their monthly payments. Since its establishment in 1993, Santa Fe Mortgage has maintained a small lending operation in order to give clients hands-on support while still providing loan rates comparable to large banks. The company also offers VA and FHA loans.

License Verified:

License: 194320

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Santa Fe Mortgage

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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