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Best Local Car Insurance Agencies in Santa Fe

2024

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Providers

Last updated:

Website
1441 Paseo De Peralta, Santa Fe, NM 87501
  • Motorcyle & ATV

Why choose this provider?

Garrett Seawright is an insurance agent based in Santa Fe who formerly served in the US Marine Corps and the Air National Guard - Honor Guard. This second-generation State Farm agent helps clients in identifying the type of car insurance coverage that addresses their requirements, such as collision, comprehensive and liability coverages; car rental and travel expense coverages; uninsured/underinsured motor vehicle coverages; medical payments, emergency road service, and rideshare driver coverages. Garrett Seawright is a member of the National Association of Insurance and Financial Advisors and has received numerous citations within State Farm.

License Verified:

License: 7246321

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (99)
Yelp
4.5 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1301 South Saint Francis Drive, Santa Fe, NM 87505
  • Multiple Carriers

Why choose this provider?

Blue Fox Insurance Agency LLC is an insurance solutions company that serves the insurance needs of Santa Fe and surrounding communities. The independent insurance agency assists individuals, families, and business operators protect themselves and their vehicles against accidents and financial losses via an auto insurance policy. Its agents shop for the right coverage option among multiple providers. They cater to all types of vehicles, including private cars, new and used vehicles, as well as classic models and antiques. The company has over 40 years of combined experience in serving policyholders throughout New Mexico and Texas.

License Verified:

License: 3000367981

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1251 South Saint Francis Drive, Santa Fe, NM 87505
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Orale Insurance Agency is an independent insurance agency based in Santa Fe that provides insurance products to clients in the metro and nearby areas. The company specializes in commercial, personal, and auto lines and writes auto insurance policies that protect from most forms of liabilities and damages outlined by the state. The policies can also be bundled with new or existing policies for more comprehensive coverage. Orale Insurance Agency has customer service staff that caters to Spanish-speaking clients.

License Verified:

License: 3000752035

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2019 Galisteo Street, Santa Fe, NM 87505
  • Multiple Carriers

Why choose this provider?

For the past three decades, Ortega Insurance Services has been providing individuals and businesses in Santa Fe with comprehensive insurance solutions. Established in 1984, the locally owned company assists private car owners, family drivers, and vehicle operators in protecting themselves, their passengers, and their vehicles from potential losses in the event of an accident, theft, or vandalism. Its independent agents shop for coverage options and help clients pick the right policy that best suits their needs. The company caters to drivers of all ages and experience levels.

License Verified:

License: 14355714

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
850 Gilmore Street, Santa Fe, NM 87505
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Bluebird Insurance has been helping clients in Santa Fe with their auto insurance needs since 2010. The locally owned and independent agency writes policies that pay for repair, medical, and legal costs caused by property damage, injury, or loss of life due to vehicular accidents, theft, or other perils. Its agents discuss with clients their situations in order to determine the right policies and coverage options for them. They shop from the state's most trusted insurance carriers and also insures motorcycles, classic cars, boats, and other vehicles.

License Verified:

License: 1800006663

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the required minimum amount of auto insurance in Santa Fe?

    In Santa Fe, there is a minimum amount of auto insurance that all drivers must carry for them to drive in the area; the minimum amount of car insurance is commonly referred to as 25/50/10. It includes $25,000 covering bodily injury per person, $50,000 covering the combined injuries of involved parties, and $10,000 covering any property damage.

  • Is it required for drivers in Santa Fe to have uninsured or underinsured auto insurance coverage?

    Insurance companies in Santa Fe are required to offer uninsured or underinsured motorist insurance to their clients, but clients are not required to get it. You have the option to reject an insurance provider should they make the offer. But remember, adding this to your policy is a good idea in case you are involved in an accident with someone who is uninsured or only has minimal coverage.

  • What happens if a driver in Santa Fe does not get auto insurance?

    If a car in Santa Fe does not have the minimum amount of auto insurance required, then the vehicle registration will be suspended. You'll need to get insurance first before registering your car again. According to the New Mexico Mandatory Financial Responsibility Act, if your car is uninsured, you have 10 days from receipt of the Notice of Suspension of Registration letter to return your vehicle registration and license plate to the MVD.

  • Is it required for insured drivers in Santa Fe to be listed in the New Mexico Insurance Identification Database?

    Once you have acquired the minimum amount of auto insurance required, you will need to provide your information to the New Mexico Insurance Identification Database since insurance companies in Santa Fe are required by law to register their clients' auto insurance information in this database. This is important so that your car will be identified as properly insured.

  • Whose insurance policy will be used in case of an auto accident in Santa Fe?

    New Mexico is a fault-based state, meaning that the insurance company of the at-fault driver will be responsible for covering the damages from an accident in Santa Fe. New Mexico also utilizes the "comparative negligence" law. Any person who is over 50% at fault for a car accident is not allowed to seek compensation from the other driver. However, if both drivers are equally responsible for the accident, they can collect damages from each other using their auto insurance policies.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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