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Best Mortgage Refinance Companies in Albuquerque

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6605 Uptown Boulevard Northeast, Albuquerque, NM 87110
Albuquerque, NM 87110
  • NMLS #: 39166

Accurate Mortgage is a mortgage refinance company that services the residents of Albuquerque. The business helps individuals in selecting mortgage loans with interest rates that meet their goals. Its team of mortgage brokers is well-versed in handling a wide range of loan programs, such as USDA, VA, FHA, reverse mortgages, green mortgages, and mortgage refinancing. Programs for new construction developers and owners are also available. The firm is presently led by senior loan officer Victoria Leyba.

6605 Uptown Boulevard Northeast, Albuquerque, NM 87110
Albuquerque, NM 87110

Website(505) 881-2000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

P.O. Box 6846, Albuquerque, NM 87191
Albuquerque, NM 87191
  • Reverse Mortgages

Alliance Mortgage Solutions LLC. is a business that serves the residents of Albuquerque and its neighboring metros. It offers a wide range of home refinance loan options, including fixed-rate, adjustable-rate mortgage, and conforming. The company also provides jumbo and super-jumbo loans, as well as VA, FHA, and USDA loans. Its president, Alexander Rodgers, has more than two decades’ worth of experience in the financial industry. He is a financial coach and a former Realtor.

P.O. Box 6846, Albuquerque, NM 87191
Albuquerque, NM 87191

Website(505) 420-6100

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5300 Sequoia Road NW, Suite 204, Albuquerque, NM 87120
Albuquerque, NM 87120
  • Reverse Mortgages

Change Home Mortgage is a CDFI-certified residential lending agency that has been serving the Albuquerque metro since 1994. It aims to help homeowners decrease their monthly payments and pay off their mortgage loans faster by offering refinancing solutions. The process includes consulting with mortgage advisors and gathering the necessary documents. In addition, the agency provides traditional and non-traditional mortgage loans. Change Home Mortgage was named the Top Mortgage Employer in 2018 by National Mortgage Professional Magazine and has appeared in National Mortgage News.

5300 Sequoia Road NW, Suite 204, Albuquerque, NM 87120
Albuquerque, NM 87120

Website(505) 596-6070

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

5850 Eubank Boulevard Northeast, Albuquerque, NM 87111
Albuquerque, NM 87111
  • NMLS #: 39166

Elite Financial Mortgage is a mortgage refinance company that services clients in Albuquerque. The business helps individuals in selecting the right mortgage loans with the best interest rates. Its team of loan specialists is well-versed in handling a wide range of loan options such as VA, FHA, and USDA. AIO Equity Flex loan and refinance loans are also available. Elite Financial Mortgage is led by Anthony DeNardis who is committed to using advanced technology in delivering quality services.

5850 Eubank Boulevard Northeast, Albuquerque, NM 87111
Albuquerque, NM 87111

Website(505) 855-5626

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

60 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

9680 Eagle Ranch Road, Albuquerque, NM 87114
Albuquerque, NM 87114
  • NMLS #: 39166

Financial Mortgage Solutions is a local company operating in Albuquerque. It assists clients in purchasing a new home or refinancing by offering a wide range of mortgage programs including FHA, USDA, jumbo, conventional, and reverse loans. Its team of professionals provides information to help clients determine their mortgage needs and decide from a wide selection of home loan options. The company's owner, Brian Mozley, started the company in 2006 and loves being a part of the Albuquerque community.

9680 Eagle Ranch Road, Albuquerque, NM 87114
Albuquerque, NM 87114

Website(505) 363-1580

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

86 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6745 Academy Rd NE Ste B, Albuquerque, NM 87109
Albuquerque, NM 87109
  • NMLS #: 39166

Founded in 1987, Flagstar Bank is a full-service federal savings bank, providing consumer, business, and commercial products and services in Albuquerque and from 160 branches in Michigan, Indiana, California, Wisconsin, and Ohio. With a nationally operating mortgage division, the bank helps borrowers refinance mortgages to consolidate debt under a single loan, lower monthly payments, or save on long-term interest. It assists with refinancing 30-year fixed FHA, VA, jumbo, and other home loans through its 88 retail locations and network of over 2,300 third-party mortgage originators. Flagstar Bank also provides services that include personal loans, money market accounts, mutual funds, retirement savings plans, estate planning, and foreign currency exchange.

6745 Academy Rd NE Ste B, Albuquerque, NM 87109
Albuquerque, NM 87109

Website(505) 504-6862

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5941 Jefferson Street Northeast, Albuquerque, NM 87109
Albuquerque, NM 87109
Instagram
  • NMLS #: 39166

Guild Mortgage Company is a mortgage refinancing company serving clients in Albuquerque since 1960. The company offers several loan products such as conventional, jumbo, USDA, FHA, and VA loans to various borrowers, including rural residents, first-time homebuyers, and military families. The company was named the Best for Product Selection from the U.S. News & World Report in its Best Mortgage Lenders rankings of 2021. Guild Mortgage Company also supports local charities, including Blue Star Mothers and the San Diego Food Bank.

5941 Jefferson Street Northeast, Albuquerque, NM 87109
Albuquerque, NM 87109

InstagramWebsite(505) 899-5626

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

794 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5501 Eagle Rock Avenue Northeast, Albuquerque, NM 87113
Albuquerque, NM 87113
  • Reverse Mortgages
  • NMLS #: 39166

Indigo Mortgage has been offering mortgage refinance solutions to Albuquerque and surrounding areas since starting in 2003. The company is led by husband and wife Ben and Mila Lucero. Its team of loan processors, loan originators, and brokers assists clients in simplifying the process and finding the right program to meet their needs. Indigo Mortgage offers various loan options, such as reverse mortgages VA loans, residential mortgages, and construction loans. Commercial clients can find options for various properties, such as hotels, repair shops, churches, and storage units.

5501 Eagle Rock Avenue Northeast, Albuquerque, NM 87113
Albuquerque, NM 87113

Website(505) 836-5700

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

144 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4801 Lang Avenue Northeast, Albuquerque, NM 87109
Albuquerque, NM 87109
  • NMLS #: 39166

Infiniti Mortgage, LLC, is a mortgage refinance company that serves clients in Albuquerque. Its team of professional loan officers has decades of experience in the industry, tasked to guide clients in finding the best loan terms and interest rates. The team is well-versed in handling conventional mortgages, refinancing loans, VA loans, and FHA loans. The company has been providing its services to the community since 2000, ensuring a high level of customer satisfaction at all times.

4801 Lang Avenue Northeast, Albuquerque, NM 87109
Albuquerque, NM 87109

Website(505) 881-0801

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

125 (Best)

Score Consistency:

Consistent (Best)

320 Gold SW, Suite 100, Albuquerque, NM 87102
Albuquerque, NM 87102
  • New Construction

Jack Bibb serves Albuquerque and the surrounding communities. He provides mortgage solutions for individuals who are looking to purchase homes and want to further their financial goals. Some of the services he offers include home purchasing and refinancing, and cash-out refinance. Bibb is a mortgage loan officer and also the vice president of PrimeWest Mortgage. He has over 40 years of industry experience and he helps clients understand the mortgage process by explaining the ins and outs of securing loans.

320 Gold SW, Suite 100, Albuquerque, NM 87102
Albuquerque, NM 87102

Website(505) 830-8107

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6501 Wyoming Boulevard NE, Suite 1, Albuquerque, NM 87109
Albuquerque, NM 87109
  • Multi-Family Loans

Jim Bakhtiar offers refinancing services to clients living in Albuquerque. Bakhtiar works under the Cardinal Finance banner, assisting prospective homeowners in reviewing their payment options and rate quotes to make the appropriate purchasing arrangements. Factors such as credit ratings, income, and assets are taken into account and clients receive help with each step in the process from preparing any necessary documents to closing deals. Jim Bakhtiar has over two decades of experience in the mortgage industry.

6501 Wyoming Boulevard NE, Suite 1, Albuquerque, NM 87109
Albuquerque, NM 87109

Website(505) 600-3381

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

139 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6725 Academy Road Northeast, Albuquerque, NM 87109
Albuquerque, NM 87109
  • Reverse Mortgages
  • NMLS #: 39166

Legacy Mortgage is a team of loan officers that serves the Albuquerque area. Whether clients need to purchase or refinance loans, they provide assistance in a wide range of programs, from adjustable-rate, jumbo, conventional, and fresh start to VA mortgages. The financing professionals are also knowledgeable of reverse mortgage loans. Legacy Mortgage's advisors are all certified military housing specialists. The company also provides financing solutions to homebuyers and homeowners in Colorado, Arizona, and Texas.

6725 Academy Road Northeast, Albuquerque, NM 87109
Albuquerque, NM 87109

Website(505) 296-4747

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

46 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

6303 Indian School Road Northeast, Albuquerque, NM 87110
Albuquerque, NM 87110
  • NMLS #: 39166

New Mexico Mortgage Company provides financial solutions for customers in Albuquerque. Its team of mortgage professionals offers different loan programs for individuals who are planning to purchase a home, consolidating debt, seeking a reverse mortgage, or refinancing an outstanding loan. The team assists in the loan process and helps find the right financial solution that fits the client's needs. New Mexico Mortgage Company has various mortgage options, including conventional, VA, FHA, fixed-rate, and mobile home loans.

6303 Indian School Road Northeast, Albuquerque, NM 87110
Albuquerque, NM 87110

Website(505) 292-3200

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

69 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5820 4th Street NW, Albuquerque, NM 87107
Albuquerque, NM 87107

New Mexico Reverse Mortgage assists Albuquerque residents who need financial aid. This assistance consists of helping clients obtain home equity conversion mortgages (HECMs) which were established in 1988. It counsels individuals on the pros and cons of these HECMs such as the non-recourse clause that limits liability to the value of the home, and the accumulation of interest that carries over to one's heirs. New Mexico Reverse Mortgage provides special accommodations for second world war veterans.

5820 4th Street NW, Albuquerque, NM 87107
Albuquerque, NM 87107

Website(505) 897-4900

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

61 (Best)

Score Consistency:

Consistent (Best)

4811b Hardware Drive Northeast, Albuquerque, NM 87109
Albuquerque, NM 87109
  • Reverse Mortgages
  • New Construction

NM Mortgage Advisors provides mortgage refinancing services in Albuquerque and the surrounding communities. The company offers refinancing options that aim to meet the financial goals of its clients. Its team of advisors helps clients cash out or get updated terms or rates. Their refinancing programs include FHA cash out, FHA streamline, and FHA 203K. They also assist veterans in VA cash-out and VA streamline programs. For individuals who have properties in rural areas, the firm assists in USDA streamline refinancing.

4811b Hardware Drive Northeast, Albuquerque, NM 87109
Albuquerque, NM 87109

Website(505) 539-5508

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

92 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6330 Riverside Plaza Lane, Albuquerque, NM 87120
Albuquerque, NM 87120
  • Reverse Mortgages
  • NMLS #: 39166

Premier Choice Mortgage is an Alburquerque-based brokerage firm that assists residential clients in meeting their financing and loaning needs. The team of loan advisors provides various loan options for clients who are either purchasing a home or refinancing their mortgage. Helping clients find the right program starts with a refinance analysis request that calculates the option most befitting to their criteria. Some of the firm's mortgage programs include jumbo, FHA, USDA, and VA loans, with interest rates that can either be adjustable or fixed.

6330 Riverside Plaza Lane, Albuquerque, NM 87120
Albuquerque, NM 87120

Website(505) 830-9685

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

41 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8421 Osuna Rd. NE, Albuquerque, NM 87111
Albuquerque, NM 87111
  • Reverse Mortgages

Tom Gellhausen offers refinancing options to residents of Albuquerque. The team assists homebuyers in lowering their mortgage payments and obtaining cash out of their home equity. It helps individuals seek less burdensome payment schemes, taking into account their credit scores, the value of the properties, and the varied rates and loan programs available on the market. Tom Gellhausen is a senior loan officer with Hometrust Mortgage. He has two decades of experience in the finance and banking sectors.

8421 Osuna Rd. NE, Albuquerque, NM 87111
Albuquerque, NM 87111

Website(505) 314-1565

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

105 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

4901 McLeod Rd NE # C, Albuquerque, NM 87109
Albuquerque, NM 87109
  • Commercial Loans

Vision Mortgage Group serves homeowners in Albuquerque. Its team assists clients with refinancing their mortgage so that they can have lower interest rates and reduced monthly payments. The company can also combine two mortgages to help reorganize a homeowner's finances. For people who are buying a new property, its team provides various loan types, including fixed-rate, VA, and FHA mortgages. Company owner Mo Marwan has more than 20 years of experience in the financial sector.

4901 McLeod Rd NE # C, Albuquerque, NM 87109
Albuquerque, NM 87109

Website(505) 884-7283

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

105 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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