Best Mortgage Refinance Companies in Colorado Springs

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123 Home Loan logo
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123 Home Loan

2020 N. Academy Blvd Ste 282, Colorado Springs, CO 80909
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  • Multi-Family Loans

Business Description

123 Home Loan is a locally owned and operated brokerage operating in Colorado Springs. It helps individuals who are looking to buy or refinance a home in choosing from a wide variety of loan programs based on their finances, needs, and history. The options include FHA, VA, USDA, fixed-rate, rehab, and jumbo. Brandan Hines, the company's president, is also a senior loan officer with nearly 20 years of industry experience. He is the founder of the firm's parent company, called LINQ Mortgage, which focuses on modern brokerage processes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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719 Lending logo
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719 Lending

104 S. Cascade St. Ste #201, Colorado Springs, CO 80903
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  • Multi-Family Loans

Business Description

719 Lending is a local mortgage broker that provides its services to residents in Colorado Springs and nearby locations. The company helps individuals get prequalification letters and purchase homes, investments, and vacation properties. It offers all-in-one, FHA, jumbo, USDA, and VA mortgage options. Its loan officers also guide clients in choosing suitable mortgages, taking needs, history, and finances into consideration. 719 Lending has an online system where clients can access loans and receive constant updates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Abundant Mortgage Lending Inc. logo
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Abundant Mortgage Lending Inc.

2950 Professional Place, Suite 209, Colorado Springs, CO 80904
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  • Reverse Mortgages

Business Description

Abundant Mortgage Lending Inc. caters to clients in Colorado Springs and the surrounding areas, helping individuals and families acquire their own homes. Its team is led by mortgage loan originator and broker Heidi Gravert. The company assists clients in getting qualified and approved for credit for mortgages and refinancing existing loans. It also works with first-time homebuyers and guides them in the different aspects of the mortgage process, including loan selection, paperwork, and closing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Agave Home Loans logo
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License Verified:

License: 1951574

Nationwide Multistate Licensing System and Registry

Agave Home Loans

3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
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  • Reverse Mortgages

Business Description

Agave Home Loans is an independent mortgage provider that serves clients in Colorado Springs. It provides mortgage refinancing services and works directly with various lenders to help clients choose according to their needs. It assists in managing the loan application process and collaborates with underwriters to process documents. It offers conventional, VA, FHA, and non-qualifying mortgage loans. Marshall Gottlieb, the co-owner of the company, has a finance degree with an emphasis on investments. He has years of experience working at a mortgage lender.

License Verified:

License: 1951574

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (597)
Facebook
5.0 / 5 (591)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Alexa Ward logo
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Alexa Ward

4783 Farmingdale Drive, Suite 108, Colorado Springs, CO 80918
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  • Multi-Family Loans

Business Description

Alexa Ward of Benchmark Mortgage offers refinancing services to the locals of Colorado Springs and its surrounding communities. Together with a team of advisors, she assists clients by securing their home purchase loan, comparing rates and picking the best option, evaluating the property, getting their loan funded faster, refinancing for better rates, and getting the clients a cash-out refinance. They provide also clients with various loan options. Ward is able to give quick financial advice despite market conditions and mortgage programs changing frequently.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (38)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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American Liberty Mortgage Inc. logo
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American Liberty Mortgage Inc.

7608 North Union Blvd, Suite G, Colorado Springs, CO 80920
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  • Multi-Family Loans

Business Description

American Liberty Mortgage Inc. is a locally owned and operated mortgage lending company that serves clients in the Colorado Springs area and its surrounding communities. Its services include home purchase loans and mortgage refinancing of FHA, VA, and conventional loans. Some of the programs it offers include 203(k) streamlines, jumbo loans, debt consolidation, and reverse mortgages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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CB&T Mortgage logo
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CB&T Mortgage

1 South Nevada Avenue Suite 105, Colorado Springs, CO 80903
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  • Commercial Loans

Business Description

CB&T Mortgage is a locally owned and operated company serving Colorado Springs and nearby areas. It helps clients refinance their existing loans with a new one that provides decreased interest rates or monthly payments, cashes out from home equity, or eliminates mortgage insurance. CB&T Mortgage offers locally processed and underwritten loan programs including jumbo, VA, FHA, reverse, and conventional loans with 15- to 30-year term options. It also educates first-time homeowners about financial ownership management. The company was founded in 1995.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (5)
Google
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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––
Colorado Mortgage Group, Inc. logo
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License Verified:

License: 392386

Nationwide Multistate Licensing System and Registry

Colorado Mortgage Group, Inc.

1490 Garden of the Gods Road, Colorado Springs, CO 80907
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Colorado Mortgage Group, Inc., is a company that offers mortgage refinancing services to residents of Colorado Springs and the surrounding cities in El Paso County. It has a wide range of refinancing options designed to meet the needs of local borrowers who are looking to cash out or get a better rate and term. Its goal is to provide the lowest interest rates possible and help clients overcome roadblocks that arise when securing a loan.

License Verified:

License: 392386

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DTS Mortgage Inc. logo
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DTS Mortgage Inc.

4905 N Union Blvd. Suite 301, Colorado Springs, CO 80918
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  • Multi-Family Loans

Business Description

DTS Mortgage Inc. is a company offering refinancing options for clients in Colorado Springs and surrounding areas. Its team, which consists of mortgage brokers, helps first-time homebuyers purchase a residential property. The team also assists in consolidating existing debt. It provides various loan types, including adjustable-rate and fixed-rate mortgages. The company offers other loan options such as combined/hybrid ARMS and FHAs. DTS Mortgage provides other options, including conforming, conventional, VA, and jumbo loans. Managing broker Tiffany Singleton has been working in real estate since 2001.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (82)
Facebook
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Front Range Mortgage logo
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Front Range Mortgage

102 S Tejon St, Colorado Springs, CO 80903
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  • New Construction

Business Description

Front Range Mortgage is a locally owned business serving Colorado Springs and the surrounding areas. Its team of mortgage professionals addresses clients' home loan refinancing needs. They assist homeowners looking to switch to mortgages that are more suitable for their current situations. They also help veterans with conventional and FHA loans refinance to VA loans. Additionally, Front Range Mortgage's home loan specialists help veterans' surviving spouses fund home purchases. The company was featured in Forbes Magazine in 2019.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.1 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Integrity Mortgage & Financial Inc. logo
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License Verified:

License: 189744

Nationwide Multistate Licensing System and Registry

Integrity Mortgage & Financial Inc.

5528 Library Lane, Colorado Springs, CO 80918
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Integrity Mortgage & Financial Inc. is a mortgage refinancing company that serves Colorado Springs and the surrounding areas. Its mortgage lending specialists help clients find loans that help them achieve their goals. Some of the company's products and services are conventional, FHA, VA, and jumbo loans. Integrity Mortgage & Financial assists both people who are looking to buy their first home or people looking to lower their interest rates or change from an ARM to a fixed-rate mortgage.

License Verified:

License: 189744

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michelle Wood logo
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Michelle Wood

1283 Kelly Johnson Blvd, Colorado Springs, CO 80920
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  • New Construction

Business Description

Michelle Wood is a Colorado Springs-based loan officer with the Lifetime Lender Team of Fairway Independent Mortgage Corporation. She and her partner Jim Vogt have over 50 years of combined experience in helping clients looking to purchase a home or refinance an existing mortgage. Their refinancing services allow clients to reduce their monthly payments, change their mortgage terms, and take cash out from their homes' equity. They present loan options such as adjustable-rate, fixed-rate, conforming, jumbo, FHA, and VA loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Norm Phillips logo
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License Verified:

License: 193010

Nationwide Multistate Licensing System and Registry

Norm Phillips

3225 Templeton Gap Road, Colorado Springs, CO 80907
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Since 1893, Norm Phillips - Draper & Kramer Mortgage has been developing mortgage refinancing programs for homeowners in Colorado Springs and nearby areas. The firm offers refinancing options for fixed- and adjustable-rate, reverse, and second mortgages. It also refinances jumbo mortgages and non-warrantable condos. The loan officers assist clients in accessing home equity lines of credit for renovation, and they handle FHA, VA, and USDA loans. Additionally, Norm Phillips - Draper & Kramer Mortgage helps homeowners obtain mortgage insurance.

License Verified:

License: 193010

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
PenTrust Mortgage Group logo
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License Verified:

License: 1634635

Nationwide Multistate Licensing System and Registry

PenTrust Mortgage Group

1755 Telstar Drive, Colorado Springs, CO 80920
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

PenTrust Mortgage Group is a mortgage refinance company that serves residents in Colorado Springs and its nearby areas. It assists clients who are looking to finance their homes through the loan approval processes. The company provides a wide range of loan programs, including conventional, FHA, and veteran assistance. Moreover, also offered are down payment assistance, jumbo, and USDA mortgages. The team at PenTrust Mortgage Group is focused on helping clients make knowledgeable decisions on their mortgages.

License Verified:

License: 1634635

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
United Home Mortgage Network logo
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United Home Mortgage Network

3650 Rebecca Lane, Colorado Springs, CO 80917
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  • New Construction

Business Description

United Home Mortgage Network serves clients in Colorado Springs and the neighboring communities. It assists homeowners and homebuyers in obtaining mortgage refinancing programs for various types of properties, such as single-family, multi-family, townhouses, and condominiums. The full-service mortgage company offers conventional, jumbo, USDA, FHA, and VA loans. It also provides a variety of niche programs that include credit repair, down payment assistance, and non-QM loans. Mortgage calculators are also available to help clients project their potential expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Veterans United logo
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Veterans United

5825 Constitution Ave, Colorado Springs, CO 80915
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  • Multi-Family Loans

Business Description

Veterans United is a full-service mortgage company that serves the needs of Colorado Springs. The company provides VA loan services and assist veterans, select military spouses, and service members in securing mortgages. Its mortgage professionals also help in VA loan refinancing; guide new homebuyers in the mortgage process; and handle the processing of FHA, USDA, and conventional loans. Veterans United is advised by senior enlisted leaders from different Armed Forces branches. These leaders have over 100 years of combined experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vic Malone logo
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Vic Malone

118 N Tejon St, Colorado Springs, CO 80903
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  • New Construction

Business Description

Vic Malone is the broker and owner of Peak Seven Mortgage, a Colorado Springs-based company. He provides various mortgage refinancing options, including loans from private financial lenders. He also helps clients refinance through VA, FHA, and USDA programs. In addition, the professional offers loan products for new home purchases, whether a borrower is acquiring their first house, looking to renovate, or buying a manufactured home. Malone is a U.S. Navy veteran who served for 27 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (122)
Facebook
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wayne Lapham logo
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Wayne Lapham

Colorado Springs, CO
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Business Description

Wayne Lapham is a Colorado Springs-based loan officer at Republic State Mortgage. He provides updated market information and a variety of mortgage programs to help clients purchase a home or refinance an existing mortgage. His refinancing services allow clients to lower their monthly payments, shorten their loan term, cash out for a home improvement project, and consolidate their debts. Other types of mortgage products he offers are FHA, VA, conventional, jumbo, rural development, and investor loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Will Michaloski logo
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License Verified:

License: 1058945

Nationwide Multistate Licensing System and Registry

Will Michaloski

1465 Kelly Johnson Boulevard, Colorado Springs, CO 80920
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Serving the Colorado Springs area, VIP Mortgage - William Michaloski offers mortgage refinancing services. Along with conventional loans, the business offers refinancing for VA, USDA, and jumbo loans. Additionally, for Native Americans, HUD-184 loans are available. Credit history is considered as part of the refinancing or financing application process, but advice is provided on how to improve it. For those struggling to gather enough cash for a down payment on a new house, VIP Mortgage offers its Down Payment Assistance Program.

License Verified:

License: 1058945

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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