Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Santa Fe

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Santa Fe Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35

Reviewed

23

Curated

5

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1341 Pacheco Street, Santa Fe, NM 87505
  • Home and Auto Insurance

Why choose this provider?

Bryan Doerner is an insurance agent serving the Santa Fe area. He offers renters' insurance to assist clients in covering expenses and replacing TVs, laptops, bicycles, gadgets, and furniture lost due to catastrophic events. He also provides insurance for auto, house, property, business, life, and health. Pet insurance, banking, and annuities are also available. Bryan and his staff assist clients in managing daily risks and recovering from the unexpected. He is available 24 hours a day and interacts in both English and Spanish.

License Verified:

License: 7384172

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)
Facebook
5.0 / 5 (18)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1443 S Saint Francis Drive, Santa Fe, NM 87505
  • Home and Auto Insurance

Why choose this provider?

In business for over six decades, Silas T. Garcia Agency & Associates has been providing personal and business insurance solutions to clients in Santa Fe and the surrounding areas. Its line of personal insurance packages includes home insurance, renters insurance, and mobile home insurance from some reputable insurance carriers like Progressive, Safeco Insurance, Foremost Insurance Group, and American Modern. Silas T. Garcia Agency & Associates is a member of Independent Insurance Agents of New Mexico.

License Verified:

License: 1800006916

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1441 Paseo De Peralta, Suite C, Santa Fe, NM 87501
  • Multiple Policy Types

Why choose this provider?

Garrett Seawright is an insurance agent who caters to clients in Santa Fe. He is a second-generation State Farm agent, providing insurance policies that include renters', homeowners', life, and health insurance. His renters' insurance policy provides coverage to clients' personal belongings while renting. Garrett also offers business, auto, and pet insurance, in addition to banking and annuities. He is a qualifier for various State Farm awards, including Chairman's Circle and Ambassador Travel. Garrett is also a member of NAIFA.

License Verified:

License: 7246321

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1251 South St Francis Drive Suite #2, Santa Fe, NM 87505
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Orale provides personal and commercial insurance solutions to clients in Santa Fe. It offers individualized renters' insurance plans covering personal belongings in the rented space and protects the insured individual from unexpected damages and injuries. The agency also assists with risk management solutions for recreational vehicles, mobile homes, garage liability, and workers' compensation. Additionally, its agents provide MVD services, such as title registration, handicap placards, and driving tests. The Orale team can communicate in English and Spanish.

License Verified:

License: 3000752035

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2019 Galisteo St Ste C2,, Santa Fe, NM 87505
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Ortega Insurance Services offers risk management solutions in the Santa Fe metro and nearby areas. It caters to families and individuals living in rental properties and helps them obtain renters' insurance plans. The company assists tenants in securing reimbursements for lost and damaged belongings. Its agents also provide other personal lines of insurance, including homeowners' and auto policies. They also process business insurance. Ortega Insurance Services has been in the industry for more than 35 years.

License Verified:

License: 1800004773

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Are credit scores used when determining the rates for insurance premiums in Santa Fe?

    Credit scores are one of the several factors used to determine renters' insurance rates. The major factors that drive insurance rates are the location in Santa Fe and coverage limits. However, improving your credit scores can help lower your premiums in the long run. Credit-based insurance scoring is permissible on a federal level, but insurers cannot use it as the only reason to raise premiums or refuse coverage to policyholders.

  • Do you have to reapply each year to renew your renters' insurance in Santa Fe?

    Not really. Most insurance companies auto-renew your renter's insurance in Santa Fe each year. Usually, you will receive a renewal notice 60 to 30 days before the policy expiration date. You will be notified about new enrollment periods and if there are any rate changes or if the rates are still the same. If you do not receive any notice, contact your insurance company.

  • How does personal liability coverage work for renters' insurance in Santa Fe?

    Personal liability coverage provides protection to the insured when someone sues them for property damage and bodily injuries. For instance, if your dog bites a passerby and files a lawsuit in a Santa Fe court, the coverage kicks in and pays for the court-ordered damages and legal fees up to the policy limit. The usual renter's insurance policy carries $100,000 in personal liability coverage.

  • Is it expensive to get renters' insurance in Santa Fe?

    You can get renters' insurance in Santa Fe for as low as $18 a month or $218 per year. These costs are slightly less than the state average. A typical policy carries limits such as $30,000 for personal property, $100,000 for personal liability, $8,000 for loss of use, and $1000 for medical payments.

  • Should you get renters' insurance in Santa Fe?

    Renter's insurance is a must if you have laptops, stereos, TVs, and other items of significant value. These items can cost you a lot if you need to replace them when they are stolen or damaged. According to the FBI, Santa Fe is one of the cities with the highest number of property crimes. Insurance can help you protect your assets and finances.

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