Best Mortgage Refinance Companies in Rio Rancho

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Accurate Mortgage logo
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License Verified:

License: 242978

Nationwide Multistate Licensing System and Registry

Accurate Mortgage

6605 Uptown Blvd. NE Ste.#260, Albuquerque, NM 87110
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  • Reverse Mortgages

Business Description

Accurate Mortgage offers mortgage assistance to clients in Rio Rancho who want to refinance their home loans. Victoria Leyba, the company’s senior loan officer, assists clients in refinancing their loans, guiding them through the process and ensuring they are approved for the right mortgage plan. Accurate Mortgage also provides rate lock and mortgage tune-up consultations for clients in an effort to provide them with transparent financial advice. Its site has a loan application checklist that clients can easily refer to.

License Verified:

License: 242978

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Accurate Mortgage

Avance Group USA logo
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License Verified:

License: 2236896

Nationwide Multistate Licensing System and Registry

Avance Group USA

9388 Valley View Dr NW Suite 100, Albuquerque, NM 87114
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  • Reverse Mortgages

Business Description

Avance Group USA offers refinancing solutions to homeowners in Rio Rancho. Its experts help people make informed decisions about mortgage refinancing by educating them on the differences between loan programs. It also caters to the mortgage needs of home and investment property buyers and commercial lending clients. The company's programs include conventional, non-QM, VA, USDA, and FHA loans. Avance Group USA aims to streamline the mortgage process by developing its own mobile application and website platform.

License Verified:

License: 2236896

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Avance Group USA

Burx Norrod logo
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License Verified:

License: 852144

Nationwide Multistate Licensing System and Registry

Burx Norrod

100 Sun Ave NE Suite 650, Albuquerque, NM 87109
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  • New Construction

Business Description

Burx Norrod is a certified mortgage advisor for Edge Home Finance. He specializes in assisting borrowers with VA loans, renovations, and relocations. As a US Marine Corps veteran, he understands other service members and veterans and their circumstances. Burx also helps Tribal 184 loan borrowers, the self-employed, ITIN borrowers, and those with loan applications that have been turned down by banks, credit unions, and mortgage lenders. He serves borrowers in Rio Rancho and gives back to the community by supporting 22 children's hospitals as a Shriner.

License Verified:

License: 852144

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
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Burx Norrod

Davis Mortgage Ltd. logo
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License: 299652

Nationwide Multistate Licensing System and Registry

Davis Mortgage Ltd.

4313 Corrales Rd. Suite 6, Corrales, NM 87048
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  • New Construction

Business Description

Davis Mortgage Ltd. is a company that serves clients in Rio Rancho. It offers refinancing options to clients for their outstanding loans. The business also assists individuals with purchasing their dream homes or consolidating their debts. It offers conventional loans, FHA loans, and VA loans, as well as 30-year fixed rate, 15-year fixed rate, or jumbo loans. Davis Mortgage Ltd. is a member of the NMLS.

License Verified:

License: 299652

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (35)
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Davis Mortgage Ltd.

Heather Foote-Jasso logo
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License Verified:

License: 461057

Nationwide Multistate Licensing System and Registry

Heather Foote-Jasso

4131 Barbara Loop SE Suite 1C, Rio Rancho, NM 87124
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  • Reverse Mortgages

Business Description

Heather Foote-Jasso caters to homeowners and home buyers in Rio Rancho and the neighboring areas. It offers various mortgage loan options, such as FHA, USDA, and VA, which offer flexible terms and rates. It also handles reverse mortgage programs for individuals aged 62 and older who wish to obtain cash from their home's equity. Down payment assistance, new construction, and low credit loans are also available. The business also extends its services across Albuquerque. Heather Foote-Jasso serves at Frost Mortgage, Inc.

License Verified:

License: 461057

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (36)

Professionalism:

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Heather Foote-Jasso

High Desert Home Lending, LLC. logo
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License: 274033

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High Desert Home Lending, LLC.

6417 Pojoaque Dr. NW, Albuquerque, NM 87120
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  • New Construction

Business Description

High Desert Home Lending, LLC is a locally owned and operated brokerage firm that serves clients throughout the Greater Rio Rancho metro. It helps homeowners access the cash in their properties' equity or change their loan terms through mortgage refinancing. It also assists homebuyers in securing a loan program that fits their needs, whether it is a conventional, USDA, VA, or FHA loan. The company's team members carry more than 40 years of collective experience in the industry.

License Verified:

License: 274033

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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High Desert Home Lending, LLC.

Legacy Mortgage logo
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License Verified:

License: 249314

Nationwide Multistate Licensing System and Registry

Legacy Mortgage

6725 Academy Rd, NE, Albuquerque, NM 87109
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  • New Construction
  • Reverse Mortgages

Business Description

Legacy Mortgage offers financing solutions to residents in Rio Rancho and its neighboring communities. The company provides numerous home refinance and purchase loans to cater to clients' individual needs. These include jumbo, conventional, USDA, and VA mortgage loans. It also has financing options for investors, clients planning to purchase vacation homes, and senior citizens. Legacy Mortgage is licensed in several states, including Texas, Colorado, and Arizona. It is a member of the Mortgage Bankers Association.

License Verified:

License: 249314

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Legacy Mortgage

Matt Berg logo
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License Verified:

License: 211044

Nationwide Multistate Licensing System and Registry

Matt Berg

8220 San Pedro Dr. NE, Suite 320, Albuquerque, NM 87113
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  • New Construction

Business Description

Matt Berg is a mortgage adviser serving homeowners, home buyers, and property investors in the Rio Rancho metro and surrounding communities. His knowledge of the current market conditions leads him to give sound advice to his clients on a variety of mortgage concerns. Berg is affiliated with Nations Lending, an Ohio-headquartered mortgage lending company founded in 2003. The company helps clients avail of different mortgage options, including FHA and VHA loans. Nations Lending is an Equal Housing Lender.

License Verified:

License: 211044

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Matt Berg

Spence Lewallen logo
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License Verified:

License: 779940

Nationwide Multistate Licensing System and Registry

Spence Lewallen

8801 Jefferson NE, Building B, Albuquerque, NM 87113
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  • New Construction

Business Description

Spence Lewallen helps individuals and families in Rio Rancho in the homeownership process. He offers various refinance options to clients seeking to reduce their monthly payments, shorten terms, access home equity to fund home upgrades, and save on interest. In addition, he provides a selection of mortgage programs for first-time homebuyers and real estate investors, including fix and flip, FHA, VA, and USDA loans. Lewallen is a mortgage advisor at Finance of America Mortgage, a company that has been catering to local borrowers since 1994.

License Verified:

License: 779940

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
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Spence Lewallen

VanDyk Mortgage Albuquerque logo
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License: 3035

Nationwide Multistate Licensing System and Registry

VanDyk Mortgage Albuquerque

8210 Louisiana Blvd NE Suite C, Albuquerque, NM 87113
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  • New Construction

Business Description

VanDyk Mortgage Albuquerque has been serving clients in Rio Rancho since 1987. Its mortgage loan originators work with customers looking to refinance an existing loan by assessing their financial situation and helping them determine the option that fits their objectives. Through refinancing, customers are able to shorten their loan terms, consolidate their debt, and improve their credit score by reducing their credit utilization. Its experts assist borrowers from the application to the closing process. The company is a member of the Mortgage Bankers Association.

License Verified:

License: 3035

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (137)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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VanDyk Mortgage Albuquerque

Vision Mortgage Group logo
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License Verified:

License: 212022

Nationwide Multistate Licensing System and Registry

Vision Mortgage Group

4901 McLeod Rd NE # C, Albuquerque, NM 87109
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  • New Construction
  • Reverse Mortgages

Business Description

Vision Mortgage Group is a full-service lending firm that caters to customers in Rio Rancho. The company has been in the industry for over 17 years and holds knowledge about various aspects of the mortgage industry, including refinances, home purchases, and VA and FHA loans. Its loan officers and staff members assist clients throughout the refinancing process, helping them lower their mortgage interest rate and monthly payments. They also recommend other products like fixed-rate, cash-out, jumbo, and 203K mortgages.

License Verified:

License: 212022

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (117)
Facebook
4.6 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Vision Mortgage Group

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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