Expertise.com

Best Mortgage Refinance Companies in Rio Rancho

Laurels
2023
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
FREE

Expertise.com Concierge

Let us do the work for you!

Share your needs with our Concierge team, and they'll book you with our best available top-ranked service providers!

Accurate Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 242978

Nationwide Multistate Licensing System and Registry

Accurate Mortgage

Visit WebsiteWebsite
6605 Uptown Blvd. NE Ste.#260, Albuquerque, NM 87110
  • Reverse Mortgages

Business Description

Accurate Mortgage offers mortgage assistance to clients in Rio Rancho who want to refinance their home loans. Victoria Leyba, the company’s senior loan officer, assists clients in refinancing their loans, guiding them through the process and ensuring they are approved for the right mortgage plan. Accurate Mortgage also provides rate lock and mortgage tune-up consultations for clients in an effort to provide them with transparent financial advice. Its site has a loan application checklist that clients can easily refer to.

License Verified:

License: 242978

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Avance Group USA logo
Visit WebsiteWebsite

License Verified:

License: 2236896

Nationwide Multistate Licensing System and Registry

Avance Group USA

Visit WebsiteWebsite
9388 Valley View Dr NW Suite 100, Albuquerque, NM 87114
  • Reverse Mortgages

Business Description

Avance Group USA offers refinancing solutions to homeowners in Rio Rancho. Its experts help people make informed decisions about mortgage refinancing by educating them on the differences between loan programs. It also caters to the mortgage needs of home and investment property buyers and commercial lending clients. The company's programs include conventional, non-QM, VA, USDA, and FHA loans. Avance Group USA aims to streamline the mortgage process by developing its own mobile application and website platform.

License Verified:

License: 2236896

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
creativelend logo
Visit WebsiteWebsite

License Verified:

License: 197154

Nationwide Multistate Licensing System and Registry

creativelend

Visit WebsiteWebsite
5353 Wyoming Blvd NE #C, Albuquerque, NM 87109
  • New Construction

Business Description

Creativelend assists Rio Rancho homeowners looking for refinancing solutions. For qualified borrowers who want lower monthly payments, shorter terms, or access to cash, the company offers the FHA and VA streamline programs. It also provides refinancing options for multi-family houses with up to four living units. In addition, the company has construction and commercial loans, as well as subprime programs for those with poor credit. Creativelend expedites its process by assigning each client a dedicated officer.

License Verified:

License: 197154

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (16)
Davis Mortgage Ltd. logo
Visit WebsiteWebsite

License Verified:

License: 299652

Nationwide Multistate Licensing System and Registry

Davis Mortgage Ltd.

Visit WebsiteWebsite
4313 Corrales Rd. Suite 6, Corrales, NM 87048
  • New Construction

Business Description

Davis Mortgage Ltd. is a company that serves clients in Rio Rancho. It offers refinancing options to clients for their outstanding loans. The business also assists individuals with purchasing their dream homes or consolidating their debts. It offers conventional loans, FHA loans, and VA loans, as well as 30-year fixed rate, 15-year fixed rate, or jumbo loans. Davis Mortgage Ltd. is a member of the NMLS.

License Verified:

License: 299652

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)
Global Funding logo
Visit WebsiteWebsite

License Verified:

License: 197756

Nationwide Multistate Licensing System and Registry

Global Funding

Visit WebsiteWebsite
3240-B Juan Tabo Blvd NE Suite 3, Albuquerque, NM 87111
  • New Construction

Business Description

Global Funding serves residents of Rio Rancho who need financing for new home purchases or refinancing for current debts. Its team assists in rearranging current obligations into more favorable cash-out or term programs. Government-backed products are also available for veterans of the military. Global Funding's president, Drake LeMaster, has been an entrepreneur since 1981. He entered the U.S. Marine Corps and was honorably discharged in 1985. Drake is joined in the company by Gloria LeMaster, an experienced property manager.

License Verified:

License: 197756

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (13)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heather Foote-Jasso logo
Visit WebsiteWebsite

License Verified:

License: 461057

Nationwide Multistate Licensing System and Registry

Heather Foote-Jasso

Visit WebsiteWebsite
4131 Barbara Loop SE Suite 1C, Rio Rancho, NM 87124
  • Reverse Mortgages

Business Description

Heather Foote-Jasso caters to homeowners and home buyers in Rio Rancho and the neighboring areas. It offers various mortgage loan options, such as FHA, USDA, and VA, which offer flexible terms and rates. It also handles reverse mortgage programs for individuals aged 62 and older who wish to obtain cash from their home's equity. Down payment assistance, new construction, and low credit loans are also available. The business also extends its services across Albuquerque. Heather Foote-Jasso serves at Frost Mortgage, Inc.

License Verified:

License: 461057

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (37)
Facebook
4.7 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
High Desert Home Lending, LLC. logo
Visit WebsiteWebsite

License Verified:

License: 274033

Nationwide Multistate Licensing System and Registry

High Desert Home Lending, LLC.

Visit WebsiteWebsite
6417 Pojoaque Dr. NW, Albuquerque, NM 87120
  • New Construction

Business Description

High Desert Home Lending, LLC is a locally owned and operated brokerage firm that serves clients throughout the Greater Rio Rancho metro. It helps homeowners access the cash in their properties' equity or change their loan terms through mortgage refinancing. It also assists homebuyers in securing a loan program that fits their needs, whether it is a conventional, USDA, VA, or FHA loan. The company's team members carry more than 40 years of collective experience in the industry.

License Verified:

License: 274033

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Legacy Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 249314

Nationwide Multistate Licensing System and Registry

Legacy Mortgage

Visit WebsiteWebsite
6725 Academy Rd, NE, Albuquerque, NM 87109
  • New Construction
  • Reverse Mortgages

Business Description

Legacy Mortgage offers financing solutions to residents in Rio Rancho and its neighboring communities. The company provides numerous home refinance and purchase loans to cater to clients' individual needs. These include jumbo, conventional, USDA, and VA mortgage loans. It also has financing options for investors, clients planning to purchase vacation homes, and senior citizens. Legacy Mortgage is licensed in several states, including Texas, Colorado, and Arizona. It is a member of the Mortgage Bankers Association.

License Verified:

License: 249314

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Matt Berg logo
Visit WebsiteWebsite

License Verified:

License: 211044

Nationwide Multistate Licensing System and Registry

Matt Berg

Visit WebsiteWebsite
8220 San Pedro Dr. NE, Suite 320, Albuquerque, NM 87113
  • New Construction

Business Description

Matt Berg is a mortgage adviser serving homeowners, home buyers, and property investors in the Rio Rancho metro and surrounding communities. His knowledge of the current market conditions leads him to give sound advice to his clients on a variety of mortgage concerns. Berg is affiliated with Nations Lending, an Ohio-headquartered mortgage lending company founded in 2003. The company helps clients avail of different mortgage options, including FHA and VHA loans. Nations Lending is an Equal Housing Lender.

License Verified:

License: 211044

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (119)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
NewCastle Mortgage logo

License Verified:

License: 315521

Nationwide Multistate Licensing System and Registry

NewCastle Mortgage

6260 Riverside Plaza Ln NW, Albuquerque, NM 87120
  • New Construction

Business Description

NewCastle Mortgage serves clients in Rio Rancho who reek lending and refinancing options. The team rearranges current debts into less burdensome forms and has options fit for the purchase of single-family houses, townhouses, and condominium units. Its loan programs include conventional and construction options. Government-backed choices are also available for members of the military and buyers of agricultural assets. NewCastle Mortgage has informative resources and tools online to educate consumers on the ins and outs of buying real estate.

License Verified:

License: 315521

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Primary Residential Mortgage, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 1950356

Nationwide Multistate Licensing System and Registry

Primary Residential Mortgage, Inc.

Visit WebsiteWebsite
8300 Carmel Ave NE, Albuquerque, NM 87122
  • Reverse Mortgages

Business Description

Primary Residential Mortgage, Inc., is an independent, nationwide, full-service banker that caters to borrowers in Rio Rancho. Refinancing is managed to aid clients in lowering their interest rate and monthly payment or lengthening the term of their existing mortgage. It provides financing options to those looking to buy a house or other real estate. The company offers various products such as FHA, VA, USDA, jumbo, and fixed and adjustable-rate, as well as home improvement loans and reverse mortgages.

License Verified:

License: 1950356

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Spence Lewallen logo
Visit WebsiteWebsite

License Verified:

License: 779940

Nationwide Multistate Licensing System and Registry

Spence Lewallen

Visit WebsiteWebsite
8801 Jefferson NE, Building B, Albuquerque, NM 87113
  • New Construction

Business Description

Spence Lewallen helps individuals and families in Rio Rancho in the homeownership process. He offers various refinance options to clients seeking to reduce their monthly payments, shorten terms, access home equity to fund home upgrades, and save on interest. In addition, he provides a selection of mortgage programs for first-time homebuyers and real estate investors, including fix and flip, FHA, VA, and USDA loans. Lewallen is a mortgage advisor at Finance of America Mortgage, a company that has been catering to local borrowers since 1994.

License Verified:

License: 779940

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
Helpfulness
Detail
––
VanDyk Mortgage Albuquerque logo
Visit WebsiteWebsite

License Verified:

License: 3035

Nationwide Multistate Licensing System and Registry

VanDyk Mortgage Albuquerque

Visit WebsiteWebsite
8210 Louisiana Blvd NE Suite C, Albuquerque, NM 87113
  • New Construction

Business Description

VanDyk Mortgage Albuquerque has been serving clients in Rio Rancho since 1987. Its mortgage loan originators work with customers looking to refinance an existing loan by assessing their financial situation and helping them determine the option that fits their objectives. Through refinancing, customers are able to shorten their loan terms, consolidate their debt, and improve their credit score by reducing their credit utilization. Its experts assist borrowers from the application to the closing process. The company is a member of the Mortgage Bankers Association.

License Verified:

License: 3035

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (137)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Vision Mortgage Group logo

License Verified:

License: 212022

Nationwide Multistate Licensing System and Registry

Vision Mortgage Group

4901 McLeod Rd NE # C, Albuquerque, NM 87109
  • New Construction
  • Reverse Mortgages

Business Description

Vision Mortgage Group is a full-service lending firm that caters to customers in Rio Rancho. The company has been in the industry for over 17 years and holds knowledge about various aspects of the mortgage industry, including refinances, home purchases, and VA and FHA loans. Its loan officers and staff members assist clients throughout the refinancing process, helping them lower their mortgage interest rate and monthly payments. They also recommend other products like fixed-rate, cash-out, jumbo, and 203K mortgages.

License Verified:

License: 212022

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (117)
Facebook
4.6 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.