Best Health Insurance Agencies in Las Cruces


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Health Insurance Agencies FAQs 〉


featured provider = Featured Provider

1005 S Telshor Blvd Ste B, Las Cruces, NM 88011
WebsiteLicense: 8715970 Rating

Review Sources

4.9 (136)
5.0 (9)
5.0 (2)

Why choose this provider?

Chad Peterson is an insurance agent who assists clients in the Las Cruces metro. He handles health insurance policies, including Medicare Supplement insurance, supplemental health insurance, and individual medical coverage. He covers other policies for lives, homes, automobiles, and properties. Additionally, he helps clients with their banking and annuities needs. Peterson leads a bilingual team under State Farm. He has been in the insurance industry since 2005 and is a member of the National Association of Insurance and Financial Advisors.

  • Life Insurance
  • Medicare Supplements
  • Health Insurance

1100 South Main, Suite 101, Las Cruces, NM 88005
WebsiteLicense: 7251797 Rating

Why choose this provider?

Mike Apodaca is a State Farm agent who serves the Las Cruces metro, offering residents a list of health insurance options. Customers can choose among three: individual medical coverage plans, supplemental health, and Medicare supplement. He also provides disability insurance to cover monthly expenses. Other products he offers are renters', homeowners', business, life, and auto insurance. Mike has been in the insurance industry for over 40 years. A member of the Hispanic Chamber of Commerce, he speaks Spanish.

  • Life Insurance
  • Health Insurance

6351 South Desert Boulevard, El Paso, TX 79932
WebsiteLicense: 16907528 Rating

Review Sources

5.0 (3)

Why choose this provider?

A local State Farm agent, Eli Vasquez serves the insurance needs of clients in Las Cruces and nearby communities. Vasquez offers a wide range of insurance solutions, including health insurance plans for individuals. Additionally, his office assists in finding auto, homeowners, renters, business, and life insurance coverages. Vasquez has been with State Farm since 2011 and has experience in financial services, farm insurance, small business protection, and church liability. Vasquez and his team speak Spanish.

  • Individual Plans
  • Life Insurance

1855 E Lohman Ave,, Las Cruces, NM 88001
WebsiteLicense: 1800004672 Rating

Review Sources

4.2 (37)
4.1 (9)

Why choose this provider?

George Gandy Insurance is an independent agency serving clients in Las Cruces. It offers health insurance plans that cover medical and surgical expenses. Life insurance policies to cover the unfortunate event of death are also available. In addition, it provides general business insurance and coverage for homes, rental properties, and vehicles. The agency is owned and operated by George Gandy, who has more than 55 years of expertise in the insurance industry. George Gandy Insurance has 17 locations across New Mexico.

  • Health Insurance

141 Roadrunner Parkway, Suite 109, Las Cruces, NM 88011
WebsiteLicense: 1800006516 Rating

Review Sources

3.7 (9)
5.0 (1)

Why choose this provider?

Pat Campbell Insurance, LLC, is a financial services company that caters to clients in Las Cruces. It helps individuals obtain financial protection from medical costs through health insurance products. The company offers other personal insurance solutions, including auto, life, and home plans. It also deals with business insurance services and provides cyber liability, builder's risk, and commercial property insurance options. The company is a member of the Greater Las Cruces Chamber of Commerce and supports the non-profit organization Cowboys for Cancer Research.

  • Life Insurance
  • Health Insurance
  • Business Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • In Las Cruces, how can you enroll in your spouse's health insurance plan?

    If your spouse's employer in Las Cruces permits spousal health insurance, you can enroll by asking your husband or wife to speak with their employer's human resources department for more information. If you want to sign up for spousal coverage, you may need to know what paperwork is necessary, such as a birth certificate, Social Security card, and a copy of your marriage license.

  • How may you obtain health insurance in Las Cruces?

    During open enrollment, you can buy health insurance in Las Cruces through a licensed health insurance broker, a private insurer, or the state-run health exchange. If you fail to enroll during the yearly open enrollment period, you should check to see if you qualify for a special enrollment period. You are still able to obtain a temporary health plan even if you are not eligible for any special enrollment periods.

  • How does one apply for Medicare in Las Cruces?

    Individuals in Las Cruces can apply for Medicare in one of the following ways:

    • In person, by visiting a nearby Social Security office.
    • Via phone, by dialing 1-800-772-1213.
    • Online, via the website of the Social Security Administration. A person may be automatically enrolled in Medicare at age 65 if they are already receiving Railroad Retirement Board or Social Security payments.
  • How can you file your Las Cruces health insurance premiums as a medical cost deduction?

    You must itemize the expenses on your tax return if you want to write off your Las Cruces health insurance costs as a medical expense. This means summing up your itemized deductions, including charity contributions, state and local taxes, mortgage interest, and medical costs. After that, you must compare its total to the standard deduction that applies to your filing status.

  • Is the cost of having your wisdom teeth out fully covered by health insurance in Las Cruces?

    No. In Las Cruces, health insurance only partially reimburses patients for the costs of surgically removing their wisdom teeth. The specific coverage will be determined by the features of the person's insurance plan, such as copayments, coinsurance, and deductibles. It is crucial for the insured to check their insurance policy in order to comprehend the exact coverage information and any potential out-of-pocket costs.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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