Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

7 Best Las Cruces Health Insurance Agencies

Affordable Insurance Group

1055 Sunland Park Drive, El Paso, TX 79922

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Life Insurance

Affordable Insurance Group is a provider of health insurance policies to residents of Las Cruces and the surrounding areas. It offers a variety of health plan products, including short-term health insurance, international health insurance, and Obamacare plans. It also offers dental and vision insurance plans for individuals, families, and groups. It partners with different insurance companies, such as Pivot Health, Unitedhealthcare, and Five Points Benefit Plans. Affordable Insurance Group has been providing insurance solutions for more than 15 years.

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Chad Peterson

1005 S Telshor Blvd Ste B, Las Cruces, NM 88011

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Life Insurance
Medicare Supplements
Health Insurance

Chad Peterson is an insurance agent who assists clients in the Las Cruces metro. He handles health insurance policies, including Medicare Supplement insurance, supplemental health insurance, and individual medical coverage. He covers other policies for lives, homes, automobiles, and properties. Additionally, he helps clients with their banking and annuities needs. Peterson leads a bilingual team under State Farm. He has been in the insurance industry since 2005 and is a member of the National Association of Insurance and Financial Advisors.

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Chris Trujillo Agency

1655 La Fonda Dr, Las Cruces, NM 88001

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Health Insurance

Chris Trujillo Agency provides insurance and financial plans to clients in Las Cruces. The firm assists clients in finding health insurance plans that suit their financial goals and helps policyholders set up long-term care and disability income policies. In addition, it also offers risk management solutions designed to protect vehicles, properties, and businesses. Founder Chris Trujillo has been in the industry for over 12 years. The firm is affiliated with Farm Bureau Financial Services.

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Eli Vasquez

6351 South Desert Boulevard, El Paso, TX 79932

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Individual Plans
Life Insurance

A local State Farm agent, Eli Vasquez serves the insurance needs of clients in Las Cruces and nearby communities. Vasquez offers a wide range of insurance solutions, including health insurance plans for individuals. Additionally, his office assists in finding auto, homeowners, renters, business, and life insurance coverages. Vasquez has been with State Farm since 2011 and has experience in financial services, farm insurance, small business protection, and church liability. Vasquez and his team speak Spanish.

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George Gandy Insurance

1855 E Lohman Ave,, Las Cruces, NM 88001

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Health Insurance

George Gandy Insurance is an independent agency serving clients in Las Cruces. It offers health insurance plans that cover medical and surgical expenses. Life insurance policies to cover the unfortunate event of death are also available. In addition, it provides general business insurance and coverage for homes, rental properties, and vehicles. The agency is owned and operated by George Gandy, who has more than 55 years of expertise in the insurance industry. George Gandy Insurance has 17 locations across New Mexico.

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Mike Apodaca

1100 South Main, Suite 101, Las Cruces, NM 88005

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Life Insurance
Health Insurance

Mike Apodaca is a State Farm agent who serves the Las Cruces metro, offering residents a list of health insurance options. Customers can choose among three: individual medical coverage plans, supplemental health, and Medicare supplement. He also provides disability insurance to cover monthly expenses. Other products he offers are renters', homeowners', business, life, and auto insurance. Mike has been in the insurance industry for over 40 years. A member of the Hispanic Chamber of Commerce, he speaks Spanish.

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Pat Campbell Insurance, LLC

141 Roadrunner Parkway, Suite 109, Las Cruces, NM 88011

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Life Insurance
Health Insurance
Business Insurance

Pat Campbell Insurance, LLC, is a financial services company that caters to clients in Las Cruces. It helps individuals obtain financial protection from medical costs through health insurance products. The company offers other personal insurance solutions, including auto, life, and home plans. It also deals with business insurance services and provides cyber liability, builder's risk, and commercial property insurance options. The company is a member of the Greater Las Cruces Chamber of Commerce and supports the non-profit organization Cowboys for Cancer Research.

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Best Health Insurance Agencies in Las Cruces

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Health Insurance Agencies FAQs

Affordable Insurance Group

Chad Peterson

Chris Trujillo Agency

Eli Vasquez

George Gandy Insurance

Mike Apodaca

Pat Campbell Insurance, LLC

Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

Q: Do employers have to offer health insurance?

Q: Do you have to pay a health insurance deductible upfront?

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