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Best Credit Repair Companies in Las Cruces

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2918 Hillrise Dr, Las Cruces, NM 88011
Las Cruces, NM 88011
Instagram
  • Credit Monitoring

Asap Credit Repair serves the residents of the Las Cruces metro. The family-operated company helps clients rebuild their credit profiles through credit repair. It improves credit scores by disputing unfair and inaccurate items on the client's credit reports. Its team negotiates to remove negative items like charge-offs, foreclosures, repossessions, and collections. Clients usually see increased credit scores in 30 to 60 days. The company also provides credit counseling to prevent bad credit from happening again. Asap Credit Repair has been operating since 2013.

2918 Hillrise Dr, Las Cruces, NM 88011
Las Cruces, NM 88011

InstagramWebsite(505) 819-0005

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

267 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2805 Doral Court, Las Cruces, NM 88011
Las Cruces, NM 88011
  • Credit Monitoring

Credit Repair of New Mexico is a local business that caters to clients in the Las Cruces metro and the neighboring areas. It offers credit repair and restoration services. Its team works with clients throughout the credit repair process, which includes formulating action plans to improve credit grades and profiles and reviewing reports and identifying incorrect, misleading, outdated, and unverifiable items. The company utilizes encrypted technology to provide clients with 24/7 access to their credit report status and dispute history.

2805 Doral Court, Las Cruces, NM 88011
Las Cruces, NM 88011

Website(575) 621-2286

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

2165 Dorado Dr., Las Cruces, NM 88011
Las Cruces, NM 88011
  • Credit Monitoring

McGill Credit Recovery. Ltd is a business serving individuals and businesses in Las Cruces and nearby areas. Its team helps clients improve their credit through delivering recovery program services. They are familiar with the relevant consumer protection laws and assist in utilizing the legal rights to keep credit reports fair, accurate, and verified. They contest various credit problems, from bankruptcies to charge-offs and tax liens. The company has been providing credit repair solutions for the past seven years.

2165 Dorado Dr., Las Cruces, NM 88011
Las Cruces, NM 88011

Website(575) 415-0168

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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