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Best Local Car Insurance Agencies in Las Cruces

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2023
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Bernal Insurance Group logo
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License Verified:

License: 1800006785

New Mexico Regulation and Licensing Department

Bernal Insurance Group

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1591 East Lohman Avenue, Las Cruces, NM 88001
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Bernal Insurance Group is a locally owned and operated independent agency that works with a network of trusted carriers in order to provide car insurance coverages for clients in Las Cruces and the rest of the state. The insurance carriers the agency represents include Allied Insurance, Progressive, Dairyland Auto, and Safeway. In business for more than 27 years, the agency offers consultation and a review of available insurances over the phone or through the agency's website.

License Verified:

License: 1800006785

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (63)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
colonial-ins.com logo

colonial-ins.com

1528 Sioux Drive, El Paso, TX 79925
  • Multiple Carriers

Business Description

Colonial Insurance Agency is an insurance firm that helps clients in Las Cruces and El Paso with their personal and commercial auto insurance needs. Its agents assist customers by finding the most affordable insurance policy that fits their needs. The agency represents over 30 insurance companies, which include Progressive, Gainsco, Aggressive, Clear Blue, Aspen, and Bristol West Insurance. They also offer insurance plans for recreational vehicles, motorcycles, homes, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Daniel Call logo
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License Verified:

License: 3000907482

New Mexico Regulation and Licensing Department

Daniel Call

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6006 North Mesa Street, El Paso, TX 79912
  • Multiple Carriers

Business Description

Daniel Call is a State Farm agent that caters to clients in Las Cruces and the nearby areas. He provides personal insurance services, including car insurance plans for teen drivers, rental cars, and sports cars. These can cover collision, comprehensive, rental, and rideshare insurance. Additionally, he offers policies for homes and businesses and deals with mutual funds and annuities. He manages a 600-million-dollar budget as a trustee at the El Paso Independent School District.

License Verified:

License: 3000907482

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Grindell & Romero Insurance logo
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License Verified:

License: 1800004768

New Mexico Regulation and Licensing Department

Grindell & Romero Insurance

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1121 Mall Drive, Las Cruces, NM 88011
  • Multiple Carriers

Business Description

Grindell & Romero Insurance is an insurance agency that specializes in home, life, auto, and business insurance products in Las Cruces. With over 130 years of experience in the insurance industry, it has branched out to service neighboring states Texas and Arizona. It writes auto insurance policies that protect clients and vehicles from physical damages, collisions, and bodily injury liabilities. Grindell & Romero Insurance is an independent insurance agency and is partnered with the top 20 insurance providers in the country.

License Verified:

License: 1800004768

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (167)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ICI Insurance Agency logo
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License Verified:

License: 1137252

New Mexico Regulation and Licensing Department

ICI Insurance Agency

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784 Clay Court, El Paso, TX 79932
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Business Description

ICI Insurance Agency specializes in insurance for vehicles traveling to Mexico and other countries in Central and South America. The agency, which started in 1989 as an RV tour operation in need of insurance for its own vehicles, was able to build its own network of carriers to offer car policies to other people. ICI Insurance Agency's team offers two auto insurance plans—the full coverage policy for a comprehensive program and the liability policy for additional protection.

License Verified:

License: 1137252

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McGonigle Insurance logo
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License Verified:

License: 1288302

New Mexico Regulation and Licensing Department

McGonigle Insurance

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156 Wyatt Drive, Las Cruces, NM 88005
  • Bundling Option
  • Motorcyle & ATV
  • RV & Motorhome

Business Description

McGonigle Insurance, a local and family-owned business, has been servicing the Las Cruces area since 1953. Its team of insurance and risk management professionals handles the car insurance needs of individuals, families, and businesses in the community. It helps clients shop for the most suitable policy based on their needs, covering physical damages, injuries to both parties, and other financial liability in the event of an accident. The other products it offers include special vehicle, commercial, home, and renters' insurance. The company is also licensed to operate in Texas.

License Verified:

License: 1288302

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mesilla Valley Insurance Group logo
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License Verified:

License: 1800003846

New Mexico Regulation and Licensing Department

Mesilla Valley Insurance Group

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545 South Melendres Street, Las Cruces, NM 88005
  • Bundling Option

Business Description

Mesilla Valley Insurance Group is an independent agency operating in Las Cruces. It provides a wide range of personal and commercial auto insurance coverage options that can be utilized in different circumstances. A business owner package is offered for small business owners who are looking to cover a variety of needs. A team of independent agents will constantly review a client's policy and can also act as a reliable consultant for insurance concerns. The agency also provides personalized service for significant life events such as marriage, pregnancy, or retirement.

License Verified:

License: 1800003846

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.2 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pat Campbell Insurance, LLC logo

License Verified:

License: 1800006516

New Mexico Regulation and Licensing Department

Pat Campbell Insurance, LLC

141 Roadrunner Parkway, Las Cruces, NM 88011
  • Boats
  • Motorcyle & ATV

Business Description

Pat Campbell Insurance LLC. is an independent insurance agency based in Las Cruces that provides home, life, auto, and business lines. The company has been serving the metro and the entirety of southern New Mexico since 1946. It offers auto insurance policies that provide state-required coverage for liabilities, damages, and collisions. Pat Campbell Insurance actively participates in community advocacies and has supported the Mesilla Valley Hospice and Toys for Tots through their initiatives.

License Verified:

License: 1800006516

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
3.7 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.