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Best Health Insurance Agencies in Rio Rancho

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2023
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Angela Romero Insurance Agency logo
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License Verified:

License: 1800003092

New Mexico Regulation and Licensing Department

Angela Romero Insurance Agency

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2809 Broadbent Pkwy NE, Suite C, Albuquerque, NM 87111
  • Life Insurance
  • Individual Health Insurance

Business Description

Angela Romero Insurance Agency serves clients in Rio Rancho and the surrounding areas. With over 35 years of combined experience, its professionals work with companies that are looking for health care benefits. Among the insurance products they offer are medical, dental, and vision plans. The team's services include providing information regarding health care reform, analyzing group benefits needs, specifying eligibility, preparing documents, and addressing enrollment issues. Owner Angela Romero began in the employee benefits industry in 1995.

License Verified:

License: 1800003092

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Covell Consultants, LLC logo

Covell Consultants, LLC

10801 Lomas Boulevard Northeast, Albuquerque, NM 87112
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Covell Consultants, LLC, is an independent insurance agency that serves clients in Rio Rancho. It is well-versed in the various types of health insurance plans, including health savings accounts, health reimbursement accounts, GAP plans, and self-funded plans. It also offers various types of insurance products and services, such as life insurance, individual vision and dental plans, and disability insurance. For more than 30 years, Covell Consultants has been helping individuals and groups achieve financial security through insurance coverage that suits their needs.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Day Financial logo

Day Financial

320 Osuna Road Northeast, Albuquerque, NM 87107
  • Individual Plans

Business Description

Day Financial is an insurance agency that offers health insurance planning and financial strategies to individuals and small businesses in Rio Rancho and the surrounding areas. It works with different health insurance companies, such as Blue Cross Blue Shield, to help clients customize policies through its group personal plan. In addition, the company specializes in financial strategies and assets protection. Day Financial owner Devon D. Day has earned her Chartered Financial Consultant designation in 2007.

Fred Porter logo
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Fred Porter

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2901 Juan Tabo Boulevard Northeast, Albuquerque, NM 87112
  • Life Insurance

Business Description

Fred Porter is a Farm Bureau Financial Services agent who has been servicing Rio Rancho for 19 years. He provides health insurance options to individuals, families, seniors, and business owners and their employees. Long-term care and disability income insurance are also available as additional health protection. Aside from investment services, he also specializes in life, auto, home, and farm and ranch insurance. Fred volunteers for the deaf community and serves as an advocate in raising awareness for their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Health Insurance Plans For All Ages logo

Health Insurance Plans For All Ages

4004 Carlisle Boulevard Northeast, Albuquerque, NM 87107
  • Individual Plans
  • Group Plans

Business Description

Health Insurance Plans For All Ages serves Rio Rancho and the surrounding areas. It offers health insurance products to individuals and business clients alike. It serves people undergoing qualifying life events such as getting married or divorced and having or adopting children with individual and family health insurance policies. Senior citizens looking for appropriate Medicare plans can consult with the company for a policy that fits their needs. The business has been providing assistance to the community since 1996.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michael Romero logo
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License Verified:

License: 11112022

New Mexico Regulation and Licensing Department

Michael Romero

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10131 Coors Boulevard Northwest, Albuquerque, NM 87114
  • Life Insurance

Business Description

Michael Romero is a State Farm insurance agent servicing Rio Rancho. He provides health insurance coverage options for families, individuals, and senior citizens. A wide range of plans is also available, like supplemental health, Medicare Supplement, and individual medical coverage plans. Disability insurance is available for short and long-term needs. He also offers auto, life, and homeowners' insurance. Michael is a member of the Albuquerque Hispano Chamber of Commerce. He speaks both English and Spanish.

License Verified:

License: 11112022

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Secure Choice logo

Secure Choice

5801 Osuna Road Northeast, Albuquerque, NM 87109
  • Life Insurance

Business Description

Secure Choice is an insurance company that helps employees and families in Rio Rancho understand different benefits, coverages, and retirement options for their financial securities. It offers various insurance plans such as accident insurance, disability, FEGLI alternative life, critical illness, and thrift savings plan alternative. The company's accident insurance plan provides cash assistance to pay for bills in case of accidents. Additionally, its Secure Choice coverage will include spouses and children so the entire family is protected.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.