Best Homeowners Insurance Agencies in Las Cruces

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Bernal Insurance Group logo
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Bernal Insurance Group

1591 East Lohman Avenue, Las Cruces, NM 88001
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Bernal Insurance Group is an independent insurance agency in Las Cruces that offers insurance policies to clients in the metro. The company offers insurance plans that help homeowners protect their properties and personal belongings from risks, natural hazards, and damages. It also covers expenses in the event of an accident experienced by a guest within the property. Bernal Insurance Group also offers policies that cover loss of use in the duration of home restoration or repair.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (63)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Darin Manes - Farmers Insurance Agent logo
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Darin Manes - Farmers Insurance Agent

250 West Amador Avenue, Las Cruces, NM 88005
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  • Multiple Policy Types

Business Description

Darin Manes is an agent at Farmers Insurance who has been handling insurance concerns in Las Cruces since 2015. Darin helps clients protect their homes and assets with proper homeowners' insurance coverage. Home insurance does not only protect homes from sudden accidents and natural disasters, but it also safeguards clients from being financially responsible for causing injuries to others regardless of where it happened. The houses' contents are also replaced when destroyed by a covered event.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Grindell & Romero Insurance logo
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Grindell & Romero Insurance

1121 Mall Drive, Las Cruces, NM 88011
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  • Multiple Carriers
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Grindell & Romero Insurance provides insurance options to homeowners in Las Cruces and the neighboring areas. Its homeowners' insurance policies protect clients from financial losses in the unfortunate event of a disaster by covering repair and rebuild expenses for the clients' home, detached structures such as garages and sheds, personal property, and living expenses. The agency is a locally-owned and operated company that has been in the insurance industry since 1888.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (167)
Facebook
5.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
mcgonigleins.com logo
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mcgonigleins.com

156 Wyatt Drive, Las Cruces, NM 88005
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

Business Description

McGonigle Insurance provides insurance options to residents and business property owners in Las Cruces and the surrounding communities. Its agents offer home insurance policies with financial protection against weather and natural disasters. The policies also cover legal responsibility due to accidents involving the clients, their families, and other people on the insured property. McGonigle also has policies for motor homes or recreational vehicles (RVs). Established in 1953, the company has more than 50 years of collective staff experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mesilla Valley Insurance Group logo
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Mesilla Valley Insurance Group

545 South Melendres Street, Las Cruces, NM 88005
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Mesilla Valley Insurance Group is based in Las Cruces. It is an independent insurance agency that works with multiple insurance companies to provide customers with policies most suited to their specific needs. The agency offers home insurance at different levels, covering all risks or only specific incidents and losses indicated. Mesilla Valley Insurance Group also offers condo and renters' insurance. In addition to homeowners' insurance, the agency also helps customers with auto or commercial and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.2 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How frequent should one change auto or homeowners\' insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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