Expertise.com

2024

Last updated:

Best Health Insurance Agencies in El Paso

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored El Paso Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

11518Reviewed

6915Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
5959 Gateway Blvd W Suite 313, El Paso, TX 79925
  • Individual Plans
  • Life Insurance

Why choose this provider?

ArmandoWInsurance is an insurance agency that serves clients in El Paso. It offers a wide range of health insurance options, including cancer insurance, Medicare supplements, dental insurance, vision insurance, and hearing insurance. It also offers two types of life insurance policies: term life and permanent life, whose benefits can be used to pay mortgage loans and short-term debts. Owner Armando Wilson is an independent health and life insurance agent who practices in several states, including New Mexico and Arizona.

License Verified:

License: 1180397

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4420 N. Mesa St., El Paso, TX 79902
  • Individual Plans
  • Life Insurance

Why choose this provider?

Flor & Associates Insurance Agency is an El Paso company that helps businesses and individuals mitigate health-related financial risks. Its health insurance solutions include short-term and long-term care, accident, cancer, and disability insurance. An El Paso native, Flor Caballero Lynch, the agency owner, has been providing insurance services for over 27 years. She has served as president of the local independent insurance agents' association. Leo Bennato, the COO, worked as the CEO of a hostel and bed chain before joining the agency.

License Verified:

License: 712351

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (52)
Facebook
4.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1444 Montana Avenue, El Paso, TX 79902
  • Life Insurance

Why choose this provider?

Mt. Franklin Insurance is an independent insurance broker that serves clients in El Paso. It specializes in offering various healthcare, vision, and dental insurance plans from several providers that include Travelers, Progressive, and Liberty Mutual. The agency also covers other insurance products and services for cars, homes, and businesses, and its staff can speak Spanish. Shane Lipson and Bill Carvajal founded Mt. Franklin Insurance in 2010. They have 45 years of combined experience in the insurance industry.

License Verified:

License: 1014833

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (86)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7362 Remcon Cir, El Paso, TX 79912
  • Individual Plans
  • Life Insurance

Why choose this provider?

Enroll El Paso addresses the life and health insurance needs of clients in the metro. David Boyle, an experienced insurance agent, helps clients enroll, understand their options, or manage their insurance plans. Boyle and his team strive to provide clients with comprehensive health insurance coverage that fits their needs and objectives. Additional coverage includes life insurance, dental plans, final expense, and senior health options. Moreover, the team aims to meet the client's and the company's standards.

License Verified:

License: 1089647

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (94)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
San Jose Road, El Paso, TX 79915
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Affordable Health Insurance Agency, LLC is a health insurance firm that serves clients in El Paso and nearby areas. The company provides a wide range of health insurance products and coverage options, such as Medicare Supplements, Medicare Advantage, dental, vision, and hearing plans. The firm also offers insurance policies for vehicles, homes, and businesses. Founded by Joe and Rosie Chetwood, the firm has been providing its services to the community for more than 20 years.

License Verified:

License: 20010

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1200 Golden Key Circle, El Paso, TX 79925
  • Individual Plans

Why choose this provider?

BYGA Health Insurance & Medicare Plans is an independent health insurance agency available to clients in El Paso. Its staff of insurance professionals specializes in handling medicare plans for seniors such as Medicare Advantage, Medicare Part D, and other Medicare Supplements options. They make sure that their clients have maximized coverages. In addition to comprehensive private health insurance plans, the company also offers assistance with Obamacare or the reformed Affordable Care Act. BYGA Health Insurance & Medicare Plans is available for both English and Spanish-speaking clients.

License Verified:

License: 980430

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (72)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1626 Lee Trevino Drive, El Paso, TX 79936
  • Individual Plans
  • Life Insurance

Why choose this provider?

Premier Insurance Services is an insurance company that caters to individuals and families that are interested in acquiring a health policy. It operates in El Paso where it helps customers understand the market and their options. It offers home, auto, and life insurance plans for clients with an aim to ensure the safety and protection of their properties. In addition, it creates customized commercial insurance for businesses. Premier Insurance Services specializes in personal service and is dedicated to providing quality products.

License Verified:

License: 1635531

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1413 Montana Avenue, El Paso, TX 79902
  • Individual Plans

Why choose this provider?

Ramos Health Plans, Inc. is a full-service independent agency that offers insurance solutions to clients in El Paso and its adjoining areas. It services both English and Spanish-speaking clients and has helped individuals find and secure comprehensive insurance plans that provide coverage for medical, surgical, and hospital expenses. Two of the most common health plans the agency assists with are Medicare Advantage and Medicare Supplementals. Additionally, Ramos Health Plans, Inc. also assists with final expense insurance plans.

License Verified:

License: 980392

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.6 / 5 (9)
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1200 Golden Key Circle, El Paso, TX 79925
  • Individual Plans

Why choose this provider?

Border City Insurance provides life and health insurance to clients in El Paso. With a bilingual team that can accommodate clients in either English or Spanish, it offers a wide range of health insurance packages that include disability, vision, medical, and dental insurance. Border City also assists in claims when it comes to health issues and the loss of family members. Additionally, it also has experience in personal and commercial lines, as well as commercial truck insurance, and are able to provide insurance certificates on-demand.

License Verified:

License: 1912803

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (26)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5555 North Mesa Street, El Paso, TX 79912
  • Life Insurance

Why choose this provider?

SW Texas Insurance is an El Paso-based independent insurance agency offering multiple insurance packages. The agency works with multiple providers to find the most appropriate coverage for its clients. It offers group health insurance for businesses as well as Medicare health insurance assistance for Medicare Supplements and prescription drug plans. Its life insurance policy options include term, whole, universal, and final expense insurance. SW Texas Insurance also offers comprehensive vehicle, property, and business insurance packages.

License Verified:

License: 1231916

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11395 James Watt Drive, El Paso, TX 79936
  • Individual Plans
  • Group Plans

Why choose this provider?

Founded in 2005, El Paso Del Norte Advisors is an independent health insurance agency that represents various insurance companies. Its health insurance includes Obamacare, Medicare Supplements, Medicare Advantage plans, final expense life insurance, and annuities. Some of its carriers are Blue Cross, Blue Shield of Texas, Cigna-Healthspring, Humana, and UnitedHealthcare. In addition, El Paso Del Norte Advisors is capable of providing quotes and enrolling people through Healthcare.gov Marketplace, and qualifying them to receive premium subsidies from the federal government.

License Verified:

License: 1652496

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.7
Google
3.0 / 5 (14)
Facebook
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Do health savings accounts in El Paso have any drawbacks?

    The primary drawback of a health savings account in El Paso is that it necessitates the possession of a high-deductible health insurance policy. High-deductible plans have significant out-of-pocket expenses that may reach $10,000 or more yearly. Additionally, there is a financial penalty for taking money from an HSA and not using it for medical-related costs. This fine equals 20% of the sum of money that was withdrawn.

  • What should you do if you are unable to invest sufficient money on health insurance in El Paso?

    If you live in El Paso and can't afford to pay much for health insurance, see if you're eligible for federal aid. Depending on an individual's salary, the government provides a set level of support for people unable to buy health insurance ordinarily. You might be a potential candidate for the Children's Health Insurance Program if your salary is low and below average.

  • Can El Paso deny your application for health insurance due to a pre-existing condition?

    No. You cannot be denied coverage because of a pre-existing condition or any other discriminatory grounds due to ACA laws. Once you've signed up for health insurance, your insurer can only cancel your policy if you don't pay your premium by the due date, if you lie about your medical history when you apply for coverage, or if an insurance provider leaves the individual insurance market in your state.

  • When can you submit an application for Medicare Supplement Insurance in El Paso?

    In El Paso, you can enroll in Medicare Supplement Insurance during open enrollment. If you are 65 years of age or older, open enrollment begins six months from the day you enrolled in Medicare Part B. If you were qualified for Part B benefits prior to turning 65, open enrollment lasts up to six months after turning 65.

  • Does El Paso Medicare cover injuries suffered in vehicle accidents?

    Medicare will pay for your car accident injuries in El Paso. If you require ambulance transportation to a hospital, Medicare Part B will pay for it. As part of the health examination and the determination of additional treatments you might require, Part B also includes x-rays and other diagnostic testing. If you need to stay in the hospital due to your injuries, Medicare Part A will pay for your inpatient care.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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