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Best Local Car Insurance Agencies in Albuquerque

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Advanced American Insurance Inc logo
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License Verified:

License: 1800010147

New Mexico Regulation and Licensing Department

Advanced American Insurance Inc

6211 4th St NW Suite 16, Albuquerque, NM 87107
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  • Multiple Carriers

Business Description

Advanced American Insurance Inc. is an agency that has been operating in Albuquerque since 1992. It offers personal and commercial auto insurance policies that cover rideshare services like Uber and Lyft. Daily, bi-annual, and annual auto policies are available for clients who are visiting Mexico. Its agents customize insurance plans through the coverage options from different providers, such as American Modern, Travelers, and Adventure Mexican Insurance Services. The agency also provides home, motorcycle, and landlord protection insurance.

License Verified:

License: 1800010147

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (29)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Albuquerque Insurance World logo
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Albuquerque Insurance World

2828 Carlisle Blvd NE Ste F, Albuquerque, NM 87110
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Business Description

Albuquerque Insurance World Inc. offers low-cost auto insurance to drivers in Albuquerque and throughout New Mexico. It's been serving drivers in the area for more than two decades and works with a dozen insurance carriers, including Progressive, Nationwide, and Dairyland. The company's auto insurance policies are available to drivers of standard autos such as cars and trucks, as well as motorcycle and RV drivers. Mexico insurance policies are available to U.S. drivers traveling in Mexico, as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (92)
Facebook
3.7 / 5 (3)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
All Star Insurance logo
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All Star Insurance

2625 Pennsylvania St NE Ste 710 # Ne, Albuquerque, NM 87110
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Business Description

All Star Insurance has been writing auto policies in the Albuquerque, New Mexico, metro area for more than two decades. The company offers drivers a range of coverage options including collision, comprehensive, uninsured motorist, and liability coverage for bodily injury and property damage. In order to help clients find the most robust coverage for their budgets, All Star Insurance partners with a wide array of insurers. Travelers and Safeco are among the company's numerous providers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (6)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Associated Insurance Professionals logo
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Associated Insurance Professionals

139 Old Coors Dr SW Ste C, Albuquerque, NM 87121
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Business Description

Drivers in Albuquerque, as well as those located throughout New Mexico, Arizona, California, Colorado, Florida, and Nevada, can purchase auto insurance from the knowledgeable agents at Associated Insurance Professionals Inc. The company insures standard autos such as trucks and cars, as well as non-standard ones, including RVs, boats, and motorcycles. Policies include property damage liability and bodily injury liability. Customers can choose to purchase supplemental policies, including comprehensive, collision, medical payments, and uninsured motorist coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (57)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Atlas Insurance Services logo
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License Verified:

License: 1800007763

New Mexico Regulation and Licensing Department

Atlas Insurance Services

2009 Eubank Blvd NE, Albuquerque, NM 87112
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  • Motorcyle & ATV

Business Description

Atlas Insurance Services assists clients in obtaining the appropriate indemnity plan for their vehicles in Albuquerque. It provides insurance coverages for cars, trucks, and vans. The firm also caters to individuals who like to insure their classic or antique vehicles, motorcycles, ATVs, and RVs. Boat and watercraft protection policies are also available. President Michael Parisi has 15 years of industry experience. He started his business as a captive agency offering ANPAC insurance products and later transitioned to being an independent firm.

License Verified:

License: 1800007763

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Berger Briggs Insurance & Risk Solutions, Inc. logo
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License Verified:

License: 3000319410

New Mexico Regulation and Licensing Department

Berger Briggs Insurance & Risk Solutions, Inc.

4333 Pan American Frwy Ne, Suite A, Albuquerque, NM 87107
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  • Multiple Carriers

Business Description

Berger Briggs Insurance & Risk Solutions, Inc., has been delivering auto insurance to Albuquerque and the surrounding areas for over eight decades. Its comprehensive auto coverage allows customers to claim compensation for vehicle damage caused by wind, hail, fire, lightning, smoke, theft, and vandalism. It also covers collision, liability, medical payments, uninsured and underinsured motorists, and roadside assistance. The company also offers home insurance, commercial auto insurance, errors and omissions (E&O) coverage, workers' compensation, and BOP coverage.

License Verified:

License: 3000319410

New Mexico Regulation and Licensing Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cohn Agency Co Inc. logo
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Cohn Agency Co Inc.

5101 Coors Blvd NW Ste D, Albuquerque, NM 87120
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Business Description

Established in 1986, Cohn Agency Co. Inc. is a local independent insurance agency serving the broader area of Albuquerque, New Mexico. It provides clients with customized solutions from a range of insurance companies such as Dairyland, Foremost, and Hartford. Customers benefit from personalized insurance solutions for their cars and passengers that can be modified to cover additional states. Cohn Agency Co. Inc. offers a range of other services such as life, house, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.6 / 5 (16)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cress Insurance Group logo
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Cress Insurance Group

6101 Moon Street NE Suite 1000, Albuquerque, NM 87111
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  • Multiple Carriers

Business Description

Cress Insurance Group helps clients in Albuquerque get appropriate protection coverage for their automobiles. Its agents guide vehicle owners in understanding the basic benefits of available plans and determine if they need to sign up for additional features. They also compare several available options for motorcycles, ATVs, recreational vehicles, and boats. The locally owned company represents providers like Allied, Travelers, and Safeco. Cress Insurance Group, which has over 35 years of industry experience, is a Trusted Choice independent agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (7)
Google
4.8 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Unlimited Incorporated logo
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Insurance Unlimited Incorporated

501 Wyoming NE, Albuquerque, NM 87123
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  • Bundling Option

Business Description

Insurance Unlimited Incorporated is a company that offers car insurance policies to clients in Albuquerque. The full-service, multi-line insurance agency has more than 30 years of experience in helping clients with their auto insurance needs. It also offers life, home, and commercial insurance. It partners with more than 20 insurance companies to more efficiently source for clients the right type of coverage. The locally owned and operated agency also provides insurance for mobile homes, motorcycles, boats, and RVs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jackson Insurance Solutions logo
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Jackson Insurance Solutions

5501 Eagle Rock Ave NE Suite A2, Albuquerque, NM 87113
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  • Multiple Carriers

Business Description

Jackson Insurance Solutions is an independent agency that caters to individuals, families, and businesses in the Albuquerque metro and the surrounding areas. It offers car insurance policies, which cover property damage, bodily injury liability, and medical costs. Included in its line of insurance products are boat, home, rental property, umbrella, and workers' compensation insurance plans. Jackson Insurance Solutions has been operating for over 10 years. It represents various insurance companies, such as Mountain States Insurance Group, Progressive, and The Hartford.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (15)
Facebook
5.0 / 5 (3)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Metroeast Insurance Group logo
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Metroeast Insurance Group

240 S Camino # del Pueblo Ste C, Bernalillo, NM 87004
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Business Description

The Metroeast Insurance Group LLC is an independent insurance agency located in the Albuquerque, New Mexico, metro area that assists drivers throughout the state. Auto policy specialists work with a wide range of insurance carriers to create customizable protection plans at fair rates that cover state minimum liability requirements and pay for vehicle repair and replacement following damage from accidents, fire, weather events, thefts, and vandalism. Other options include personal injury protection and uninsured and underinsured motorist coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Panagopoulos Agency logo
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Panagopoulos Agency

2500 Louisiana Blvd NE # 102, Albuquerque, NM 87110
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Business Description

Founded in 1996, the Panagopoulos Agency is an independent insurance company based in Albuquerque, New Mexico, with another office in Belen. Auto policy specialists work with several carriers, such as Travelers, Progressive, and MetLife, to find drivers the right coverage at affordable rates. The agency offers liability and no-fault insurance and can add collision and comprehensive to cover damage from multiple types of damage. Other options include commercial auto, motorcycle, and RV policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Rio Grande Insurance Services logo
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Rio Grande Insurance Services

5100 San Francisco Rd NE Ste D1 Ste D2, Albuquerque, NM 87109
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Business Description

Rio Grande Insurance Services is an Albuquerque, New Mexico-based agency offering auto insurance services. Agents are available to customers 24 hours a day and they consult them on policy options, ensure that their policy meets state enforced minimums, and assist them as they shop for rates provided by affiliate insurance companies including Progressive Insurance and MetLife Insurance Company. Rio Grande Insurance Services is a full-service agency that also sells home, life, and health insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Facebook
4.1 / 5 (14)
Google
5.0 / 5 (2)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Salazar Insurance LLC logo
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Salazar Insurance LLC

5132 Corte Bonito NW, Albuquerque, NM 87105
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  • Motorcyle & ATV

Business Description

Salazar Insurance LLC caters to Albuquerque residents and the surrounding communities. It safeguards victims of vehicle accidents from shouldering medical costs, third-party liabilities, and auto repair expenses. It also protects car owners from experiencing financial burdens when their automobiles are burned, robbed, or vandalized. The business helps clients pay for the damages caused by uninsured or underinsured motorists. It partners with multiple carriers, including Foremost, Safeco, Travelers, and Progressive, to find the proper coverage for its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sunset Insurance Solutions logo
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Sunset Insurance Solutions

1905 San Mateo Blvd NE, Albuquerque, NM 87110
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Business Description

Sunset Insurance Solutions is a group of independent insurance agents based in Albuquerque, New Mexico. Working with a wide range of carriers, the agency provides motorists with auto insurance coverage, including collision and comprehensive coverage, as well as liability policies for bodily injury. Agents help clients compare deductibles, coverage limits, and available discounts to build their ideal plan. The company specializes in protecting young motorists with its teen driver insurance program. Services are available in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.4 / 5 (85)
Facebook
5.0 / 5 (30)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
V.I.P. Insurance Services logo
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V.I.P. Insurance Services

6751 Academy Rd NE Ste D, Albuquerque, NM 87109
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Business Description

V.I.P. Insurance Services is an independent insurance agency that sells auto insurance in Albuquerque, New Mexico. The agency provides auto insurance that includes coverage for property damage and bodily injury, for damage or injury caused by uninsured or under-insured motorists, comprehensive damage such as from storms or theft, and from collisions. V.I.P. Insurance also sells home, life, and commercial insurance through multiple carriers in 30 states. Its parent company is V.I.P. Mortgage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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