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2024

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Best Local Car Insurance Agencies in New Mexico

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored New Mexico Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1205

Reviewed

728

Curated

14

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Albuquerque

Why choose this provider?

Associated Insurance Professionals is an independent agency that has been serving New Mexico for more than 35 years. It offers a wide range of car insurance coverage options including bodily injury liability, medical payments, uninsured motorists, property damage liability, and collision & comprehensive. Commercial auto insurance is available for companies that use their vehicles for their daily operations. The agency also provides insurance plans for collector vehicles, foreign travels, and inland marine. It works in different industries such as lawyer malpractice, landscaping, and fitness center.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (22)
Facebook
4.7 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Las Cruces

Why choose this provider?

Grindell & Romero Insurance is a locally owned and operated business operating in New Mexico. Since 1888, it has been providing insurance solutions for personal and commercial applications. These include auto insurance products, which protect car owners from medical liabilities and repair expenses in the event of an accident. Its insurance agents also help clients obtain comprehensive coverages and uninsured and underinsured motorist protection. Grindell & Romero represents over 20 insurance carriers, including Progressive, Travelers, and Liberty Mutual.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
El Paso

Why choose this provider?

Colonial Insurance Agency is a company serving New Mexico communities. It offers the best personal and commercial auto insurance policies from providers such as SNAP, Progressive, and Apollo Insurance Services. Auto insurance is also available for clients who are looking to travel to Mexico. The agency's website contains a variety of insurance services whenever policyholders want to request an ID card, add or remove a vehicle to an existing policy, or request a declaration & coverages page. It also provides bonds, business, and trucking insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Las Cruces

Why choose this provider?

McGonigle Insurance is a family-owned and family-operated independent agency that has been serving New Mexico since 1953. It helps individuals in securing themselves and their vehicle for unforeseen circumstances like damages due to an accident or theft, potential lawsuits, or damage to other people's property. Bringing more than 50 years of combined experience in the field, its team of professionals partners with the best insurance carriers, such as CNA Surety and GAINSCO Auto Insurance. The agency also offers insurance coverage options for motorcycles and RVs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (38)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
El Paso

Why choose this provider?

Daniel Call ranks among the best State Farm insurance professionals serving individuals, families, and businesses in New Mexico. He offers a number of products, including car insurance, which is customizable to include emergency road service, car rental expenses, and liability coverage. He also protects drivers from perils such as theft and vandalism and accidents caused by uninsured and underinsured motorists. Additionally, Call writes insurance policies for Uber and Lyft drivers. The Spanish-speaking agent also offers risk management assistance for home and business owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (298)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
El Paso

Why choose this provider?

ICI Insurance Agency is a company that has been serving New Mexico since 1992. It offers different coverage options for cars, vans, SUVs, and pickups that are traveling into Mexico and Central & South America. The policies can cover liabilities and losses that may be caused by unexpected events. The agency's founder, Gary Dickey, became interested in the need to provide these kinds of insurance products and services when he became the president of an RV tour operator, which frequently traveled to the Republic of Mexico.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Santa Fe

Why choose this provider?

Orale Insurance Agency helps families and individuals find the best products in New Mexico. It provides a wide range of personal insurance plans, including car policies. The independent company writes customized coverages for car damage caused by accidents and natural disasters; medical expenses for injuries caused by uninsured motorists; and policyholder�s liability for damage to other vehicles. It also handles vehicle registration and title transfer processing. Orale Insurance Agency has been operating for over two decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (130)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Rio Rancho

Why choose this provider?

Since 1985, El Valle Insurance - Rio Rancho has served New Mexico as an independent agency. It provides personal insurance for automobiles, motorcycles, recreational vehicles, personal airplanes, and historic automobiles. Traver trailers, ATVs and off-road vehicles, even golf carts and low-speed autos can all be covered under recreational insurance. Its team of experts displays several packages and policies from various insurance providers, such as MexiPass and Hagerty, to assist consumers in selecting the best one for their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Rio Rancho

Why choose this provider?

Franklin Insurance Agency is a family-owned company that has been serving clients in New Mexico since 1986. It offers car insurance policies which provide a variety of coverage options, including bodily injuries, property damages, and uninsured or underinsured motorist liabilities. The agency also offers optional coverages, such as collision, comprehensive, and medical expenses. To address the unique insurance needs of clients, the agency works with several insurance companies, including Progressive, Nationwide, Stillwater, and Safeco Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Santa Fe

Why choose this provider?

Garrett Seawright is a second-generation State Farm insurance agent serving New Mexico. He provides a variety of automobile insurance coverage options for teen drivers, as well as offering protection for rental and sports cars. The policies provide collision, comprehensive, and rideshare coverage as well as rental reimbursements and 24/7 roadside assistance. Seawright is a member of the National Association of Insurance and Financial Advisors, an organization which was founded in 1890. He can also communicate in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Las Cruces

Why choose this provider?

Mesilla Valley Insurance Group is an independent agency serving New Mexico. It provides auto insurance policies that protect policyholders and their vehicles against liability, collision, comprehensive, and medical costs. Commercial auto insurance is available for companies that utilize vehicles for their routine or occassional operations. The agency also provides customizable insurance packages for homes and businesses. Its website presents policy services for printing insurance ID cards, downloading documents, viewing the policies, and updating contact information.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Las Cruces

Why choose this provider?

Bernal Insurance Group is a family-owned and operated independent agency that has been serving New Mexico since 2008. It provides a wide range of the best car insurance coverage options to prepare for unforeseen circumstances like theft, fire, or accidents. The policy can deal with medical and legal expenses resulting from injury, property damage, and loss of life. The agency also handles insurance needs for classic cars, motor homes, and jet skis. It partners with carriers such as American Modern, GAINSCO, and American Reliable.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (67)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Santa Fe

Why choose this provider?

Ortega Insurance Services is an agency serving individuals, businesses, and families in New Mexico. It offers personal auto insurance policies that secure individuals from financial losses when a vehicle gets stolen, damaged, or involved in an accident. These can also cover the costs for repair bills or a legal action that may be filed against the policyholder. The agency also provides insurance coverage options for homeowners, renters, and businesses. It partners with the best insurance companies such as Safeco, The Hartford, and First Fidelity.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Albuquerque

Why choose this provider?

All-Star Insurance is a full-service independent agency that has been operating in New Mexico since 1988. It guides individuals in choosing a car insurance policy which can include coverage options like bodily injury liability, uninsured motorist, and medical or personal injury protection. Its team of professionals presents policies from the best carriers including Nationawide, Travelers, and Liberty Mutual. The agency also offers auto insurance customer service options such as requesting an ID card and adding or removing a vehicle in an existing policy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.