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Best Credit Repair Companies in Newark

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Newark, NJNewark, NJ

Credit Saint is a credit repair company in Newark that has been providing comprehensive services for more than 15 years. It aims to educate clients on the process of credit filing and offer programs that are tailored to their unique needs. Credit repair packages come in different levels, depending on the clients' credit standing. These include challenging unlimited or specific numbers of inaccurate items on credit reports. Professionals at this company also help clients track their credit by creating a monitoring account for them.

Newark, NJNewark, NJ

Website(234) 405-4641

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

New York, NY 10001New York, NY 10001
  • Credit Dispute

5 Boroughs Credit Repair caters to clients in Newark and neighboring locations who have issues involving credit report errors. It works with creditors and credit bureaus to challenge negative reports that affect its clients’ credit scores. The company updates its customers’ credit history to make it accurate and monitors their credit profile to stay appraised of changes. It provides customized advice and information about how reported items affect scores. The firm is open 24/7.

New York, NY 10001New York, NY 10001

Website(917) 893-3074

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1779 Springfield Ave, Maplewood, NJ 07040
Maplewood, NJ 07040

Advanced Credit Repair, LLC helps clients in the Newark area that want to address errors in their credit reports and improve their credit scores. Based in Maplewood, the firm offers a comprehensive analysis of credit issues and works to eliminate discrepancies and negative items in credit files. Advanced Credit Repair also provides assistance in report corrections, error inquiries, disputes, and negotiations involving debt consolidation. The firm has over two decades of experience in helping clients secure a good financial standing through credit repairs.

1779 Springfield Ave, Maplewood, NJ 07040
Maplewood, NJ 07040

Website(973) 761-6600

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

37-42, Suite# D, 72nd Street, Jackson Heights, NY 11372
Jackson Heights, NY 11372
Instagram
  • Credit Dispute

Core Multi Services serves individuals and businesses in Newark and the surrounding locations. Its team offers credit repair services that include the removal of negative items from clients' credit reports, such as tax liens, late payments, and foreclosures. Its staff identifies gaps and unexplored opportunities in the profiles of clients to increase their credit scores. Core Multi Services' aim is to educate and equip consumers with the knowledge they need to make sound financial decisions.

37-42, Suite# D, 72nd Street, Jackson Heights, NY 11372
Jackson Heights, NY 11372

InstagramWebsite(646) 775-7008

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

48 Ocean St, Millburn, NJ 07041
Millburn, NJ 07041

Credi-Care Inc. is a credit service organization based in Newark. It has been offering comprehensive credit restoration services since the late 1980s and prides itself on forming positive relationships with its clients. With an understanding for each client's unique financial situation, the organization's credit repair experts work closely with clients to identify and remove inaccurate or outdated negative information from clients' credit reports. Its team does this by using its extensive research in consumer credit laws to create personalized repair or restoration plans. In addition to removing inaccuracies, Credi-Care Inc's programs are tailored to negotiate or resolve nearly any credit or lending situation, including bankruptcies, mortgages, judgments, late pays, and collections.

48 Ocean St, Millburn, NJ 07041
Millburn, NJ 07041

Website(973) 868-0600

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2478 Coney Island Ave 2nd Floor, Brooklyn, NY 11223
Brooklyn, NY 11223
  • Credit Audit

Credit Boost and Repair caters to customers in the Newark metro and the surrounding areas. It helps clients improve their credit score by addressing the factors affecting it, including amounts owed, payment history, and types of credit in use. Its consultants dispute negative items from credit reports, such as bankruptcies, chargeoffs, closed accounts, garnishments, late payments, and repossessions. They also provide estate planning and trade lines credit enhancement. The company has been in business since 2019.

2478 Coney Island Ave 2nd Floor, Brooklyn, NY 11223
Brooklyn, NY 11223

Website(833) 372-6678

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

198 Lexington Avenue, Passaic, NJ 07055
Passaic, NJ 07055

Top Credit Repair Agency provides services to clients in the Newark area. The company helps individuals in removing bad credit from their credit reports including charge-offs, judgments, tax liens, collections, foreclosures, and repossessions. It also helps issues related to inquiries, student loans, child support, and bankruptcy. It provides credit consultation, review of credit reports, and monitoring of credit scores. It also helps clients track their credit card accounts and inquiries as well as stop creditor harassment.

198 Lexington Avenue, Passaic, NJ 07055
Passaic, NJ 07055

Website(201) 305-0576

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

99 (Best)

Score Consistency:

Variable (Good)

146 Ferry Street, Newark, NJ 07105
Newark, NJ 07105
Instagram

Disputeweb Credit Repair is a credit repair company in Newark that helps consumers raise their credit scores. Its professionals are well-informed about the regulations surrounding FCRA, which enables them to closely coordinate with credit bureaus and creditors. They will prepare the necessary documents needed for challenging negative reports that cause significant effects on an individual's credit score. Disputeweb Credit Repair also provides an online portal for clients to view the status of their cases. The company also provides its client's secured builder cards, identity theft protection, and debt settlement assistance counseling.

146 Ferry Street, Newark, NJ 07105
Newark, NJ 07105

InstagramWebsite(908) 838-4424

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

48 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Newark, NJ 07101Newark, NJ 07101Instagram
  • Credit Audit

Dream Credit Solutions serves clients in Newark and the surrounding areas. The firm helps clients assess and repair their credit by analyzing their credit reports, before creating and executing a plan to dispute and fix discrepancies with creditors. It offers training and education on various credit issues, debt, and finance management, and recommends practical solutions to improving a poor credit score. The firm works closely with clients throughout the process and allows them to access their case status and track their progress 24/7.

Newark, NJ 07101Newark, NJ 07101

InstagramWebsite(973) 671-4424

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889-891 Clarkson Ave., Brooklyn, NY 11203
Brooklyn, NY 11203
Instagram
  • Credit Audit

Ebony Credit Solutions helps clients in Newark restore their good credit standing. The firm provides a program that evaluates credit reports, disputes damaging and erroneous credit items, and eradicates these from credit reports. These contestable items may include derogatory marks like charge-offs, tax liens, and bankruptcies. The company also provides constant education on managing finances, raising credit scores, settling debts, and when needed, dealing with debt collectors. Ebony Credit Solutions is a member of the Credit Consultant Association.

889-891 Clarkson Ave., Brooklyn, NY 11203
Brooklyn, NY 11203

InstagramWebsite(347) 404-5753

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

30 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

134 Evergreen Place Suite 604, East Orange, NJ 07018
East Orange, NJ 07018
  • Credit Monitoring

Financial Credit Repair Professionals serves the locals in and around the Newark metro. It provides credit repair solutions and guides its clients in asserting their legal rights. It assists clients from start to finish, including in the preparation of their documents for various credit agencies, writing custom dispute letters on their behalf, and assigning them a case analyst to work with them throughout the process. The East Orange-based company also conducts credit training and education.

134 Evergreen Place Suite 604, East Orange, NJ 07018
East Orange, NJ 07018

Website(833) 327-7765

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

One Gate Way Center, suite 2600A, Newark, NJ 07102
Newark, NJ 07102
Instagram

Joseph Management Company provides credit repair services for clients in Newark and the surrounding areas. It helps individuals fix their credit scores, remove inaccurately-reported items, and create personalized solutions to rebuild their credit. It also provides credit education about increasing clients' purchasing power. Clients can work with the company long-term or on a per-deletion basis. The firm is affiliated with vendors like Credit Builder Card, Rent Reporters, and Credit Strong.

One Gate Way Center, suite 2600A, Newark, NJ 07102
Newark, NJ 07102

InstagramWebsite(855) 202-6191

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

72 Burroughs Pl, Bloomfield, NJ 07003
Bloomfield, NJ 07003

Since 2008, Leaf Credit Solutions has provided credit repair services for home buyers and entrepreneurs in the Newark area to help them improve their credit scores. The company assists with the removal of charge offs, collections, repossessions, student loans, and foreclosures from clients' credit reports. Its employees are conversant with consumer protection laws, including FCRA. They help clients build a customized plan to address incorrect and obsolete items on their credit reports, setting them up on a plan to achieve financial freedom. The firm provides credit counseling, credit education, and debt settlement services. Leaf Credit Solutions also assists with credit and identity protection.

72 Burroughs Pl, Bloomfield, NJ 07003
Bloomfield, NJ 07003

Website(973) 707-5029

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: B+

Detail: --

506 W Mt Pleasant Ave, Livingston, NJ 07039
Livingston, NJ 07039
  • Debt Consolidation

Master Credit Academy caters to clients in Newark and the neighboring cities. It helps individuals manage their credit scores by providing credit report audits and analyses, financial consultations, and credit strategies. It removes inaccurate and unverifiable items on clients' credit history to improve or restore their credit scores. The company's team also educates and guides clients in using their credits. Master Credit Academy gives clients a chance to access their credit repair process through its 24/7 client portals.

506 W Mt Pleasant Ave, Livingston, NJ 07039
Livingston, NJ 07039

Website(877) 488-0404

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1499 W 121st Ave Ste 300, Westminster, CO 80234
Westminster, CO 80234

National Credit Care is a credit repair company serving the Newark area. It helps improve clients' credit histories by seeking out and working to remove instances of credit inaccuracies, errors, and fraud. Representatives use a personalized process to determine each client's goals and needs. They carefully review each client's credit history to identify areas of strength and areas that need repair, contacting credit bureaus on clients' behalf. National Credit Care works with mortgage brokers and lending professionals, who refer clients rejected due to bad credit in order to improve their credit scores. Free resources relating to financial health are available on the company's website.

1499 W 121st Ave Ste 300, Westminster, CO 80234
Westminster, CO 80234

Website(732) 632-9899

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

452 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

59 Main St Ste 339, West Orange, NJ 07052
West Orange, NJ 07052

Reliant Credit Repair has been providing credit repair services near Newark since 2015. The firm uses personalized strategies and innovative technologies to conduct thorough audits and identify discrepancies on credit reports. Its professionals use consumer protection laws to challenge inaccurate information reported by credit bureaus. Reliant Credit Repair sends cease and desist letters to collection agencies as well as goodwill and debt validation letters to creditors during the credit restoration process. It also provides credit monitoring and education services to equip clients with healthy financial practices to achieve their credit goals. Additionally, clients have 24/7 access to their portal to keep track of changes in their credit reports.

59 Main St Ste 339, West Orange, NJ 07052
West Orange, NJ 07052

Website(973) 500-6860

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

198 Lexinton Ave, Passaic, NJ 07055
Passaic, NJ 07055
Instagram
  • Credit Monitoring

Top Credit Consulting repairs the ratings of borrowers living in Newark. The team negotiates the removal of charge-offs, records of late payments, and tax liens. It monitors clients' credit reports continuously to keep them informed of any adverse changes and the appropriate measures needed to prevent further deterioration. Top Credit Consulting has over two decades of experience in the financial sector and has worked with over 8,000 consumers. It prefers to grow its business through referrals.

198 Lexinton Ave, Passaic, NJ 07055
Passaic, NJ 07055

InstagramWebsite(973) 689-6333

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

34 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

596 Scotland Rd, Orange, NJ 07050
Orange, NJ 07050

Validity LLC is a professional credit repair company near Newark that has served clients since 2010. Its financial experts provide individualized attention and counseling services to clients seeking to restore their credit standing and improve low credit scores caused by outstanding debt issues that prevent clients from obtaining loans and new lines of credit. The firm assists in the removal of negative items on credit histories, such as collection accounts, late payments, tax liens, and foreclosures, resulting in increased credit scores. Validity also provides a full range of financial services that include bookkeeping, business consulting, tax preparation, and payroll assistance.

596 Scotland Rd, Orange, NJ 07050
Orange, NJ 07050

Website(862) 520-4016

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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