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Best Homeowners Insurance Agencies in Newark

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ABA Insurance Agency logo
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ABA Insurance Agency

16-00 State Rt 208 Ste 103, Fair Lawn, NJ 07410
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  • Personal Property Insurance
  • Homeowners

Business Description

ABA Insurance Agency is a local family owned independent insurance agency that has been serving the residents in the area, and surrounding counties since 2009. The company uses its relationships with major insurance carriers to explain, and offer different types of policies and plans to its clients. Their best interest is the client, and not the insurance company, as well as to make sure all clients are well informed and properly protected. ABA Insurance offers Auto/Home/Business/Life products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (146)
Facebook
4.9 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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American Insurance Services Agency logo
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American Insurance Services Agency

1129 Raritan Rd, Clark, NJ 07066
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  • Renter's Insurance
  • Condos
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

American Insurance Services Agency is a Clark, New Jersey-based independent insurance agency providing a variety of insurance solutions for homeowners in the area and its surrounding counties. Founded in 1976, the firm offers comprehensive and packaged insurance options to property owners and individuals living in rental units. The agents help clients identify the basic and optional coverage options available for their properties, including apartments, townhouses, condos, and co-ops. In line with its mission, the business assists clients in making informed decisions about their assets' protection. The agency also provides auto, flood, and liability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (81)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Atlantis Agency logo
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License Verified:

License: 1039545

State of New Jersey Banking and Insurance

Atlantis Agency

177 Adams Street, Newark, NJ 07105
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  • Renter's Insurance
  • Homeowners
  • Landlords

Business Description

Atlantis Agency is a privately held multi-line insurance company that has been serving clients in and around Newark since 2005. It offers homeowners' insurance policies, which cover the clients' dwellings, other structures, and personal properties. It also provides auto, all-terrain vehicle, boat, classic car, motorcycle, and recreational vehicle insurance options. Atlantis customizes business owners' packages and workers' compensation, life, and umbrella insurance solutions. It has partnered with several insurance carriers, such as AIG, MetLife, American Modern, and National General.

License Verified:

License: 1039545

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Borgos Hanlon Henry & Garcia, Inc. logo
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Borgos Hanlon Henry & Garcia, Inc.

593 Kearny Avenue, Kearny, NJ 07032
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  • Flood
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Borgos Hanlon Henry & Garcia, Inc., is a team of independent agents that offer personal and commercial lines of insurance for Newark individuals and businesses. Included in its product range is homeowners' insurance. The risk management specialists also furnish protection plans for mobile homeowners, condominium dwellers, and renters. They have access to a wide range of coverage options from their partner providers which include Progressive and Travelers. Borgos Hanlon Henry & Garcia has been protecting clients since 1920.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (7)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Conrado Arroyo logo
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License Verified:

License: 9828164

State of New Jersey Banking and Insurance

Conrado Arroyo

360 Chestnut Street, Newark, NJ 07105
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  • Homeowners

Business Description

Conrado Arroyo is an insurance agent for State Farm who provides insurance services to clients in Newark and the surrounding areas. For more than 22 years, Arroyo has been offering products such as home insurance which covers the ability to replace or repair a home. It also covers items inside the home such as appliances, clothing, collectives, and damages from theft, fire, and vandalism. In addition, it may include liability in case someone gets hurt in the home or property.

License Verified:

License: 9828164

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (32)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eastern Insurors logo
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Eastern Insurors

445 Godwin Ave Ste 2, Midland Park, NJ 07432
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  • Earthquake
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Eastern Insurors is a Midland Park, New Jersey insurance agent that provides home insurance to residents of the Newark area. Founded in 1947, Eastern Insurors offers home insurance policies that cover structural damage, personal belongings, liability protection, and living expenses due to displacement in a disaster. The company additionally provides products for personal and commercial clients such as auto and renters insurance. Eastern Insurors is an independent brokerage and an Acrisure Agency partner. It sells insurance products from many reputable regional and national insurance carriers, including Chubb, Cumberland Insurance, and Progressive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hahn Insurance Agency logo
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Hahn Insurance Agency

150 Clove Rd, Little Falls, NJ 07424
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  • Condos
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Founded in 1933, the family-owned Hahn Insurance Agency is an independent insurance agency located in Little Falls, New Jersey, and serving the Newark, New Jersey, metro area. Hahn Insurance Agency offers homeowners insurance and renters insurance and condo insurance. The president of the agency, Charles Hahn, has 25 years of experience in the industry. The agency has relationships with a diverse range of insurance carriers, including Chubb, the Hartford, Liberty Mutual, Merchants, Progressive, and Travelers. Other types of insurance provided by the agency include auto, health, life, and commercial policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurox Group Inc logo
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Insurox Group Inc

400 River Dr, Garfield, NJ 07026
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  • Renter's Insurance
  • Condos
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Insurox Group Inc., located in Garfield, New Jersey, writes home insurance policies for residents of the greater Newark area. It draws on its relationship with more than 50 partner insurance carriers, including Foremost, Applied Underwriters, and The Hearth, to do a real-time online comparison of coverage and rates on needed home insurance for its clients. Most standard policies cover the structure of the home, personal belongings and contents inside the home, and any structures located on the property. Liability coverage is generally included. Insurox Group Inc. also sells condo, flood, and renters insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.7 / 5 (62)
Facebook
4.0 / 5 (51)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MetroPlus Insurance Agency logo
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MetroPlus Insurance Agency

1423 McCarter Hwy, Newark, NJ 07104
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  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

MetroPlus Insurance Agency is a locally owned, independent insurance company located in Newark, New Jersey, with an additional office in Belleville. Home coverage specialists work with dozens of A-rated insurance carriers to find homeowners a policy that covers the replacement value of their home, valuables, and any buildings on their property, such as detached garages and sheds, at a fair rate. The company also offers personal umbrella plans, and property and vehicle policies for businesses and personal auto, motorcycle, and fleet coverage. Further savings are available by bundling home and auto insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.5 / 5 (11)
Facebook
5.0 / 5 (9)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Michael F. Iacangelo & Co., Inc. logo
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Michael F. Iacangelo & Co., Inc.

73 Newark Avenue, Belleville, NJ 07109
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  • Homeowners

Business Description

Michael F. Iacangelo & Co., Inc. is an agency that has been providing homeowners' insurance plans for clients based in Newark for more than 60 years. It comprises independent agents representing several insurance carriers, such as Plymouth Rock, Progressive, Mercury, NJ Skylands, and Teachers. They also offer other insurance products, including family rental properties, automobiles, boats, motorcycles, and personal umbrellas. The insurance agency's owner, Marge Iacangelo, is available 24/7 to deliver emergency support.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Midland Insurance Agency logo
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Midland Insurance Agency

622 Georges Road, North Brunswick, NJ 08902
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  • Multiple Policy Types

Business Description

Midland Insurance Agency is an insurance company that offers comprehensive coverage in Newark and the surrounding areas. It partners with leading insurance companies to provide quality homeowners insurance solutions that cover personal property, family liability, and dwellings. The home insurance plans also offer guest medical protection. Moreover, clients can access flood insurance options as well as basic automobile plans that cover property damage, bodily injuries, and medical payments arising from car crashes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Morais Insurance Agency, Inc. logo
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License Verified:

License: 8912447

State of New Jersey Banking and Insurance

Morais Insurance Agency, Inc.

217 Ferry Street, Newark, NJ 07105
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  • Multiple Policy Types

Business Description

Morais Insurance Agency, Inc., provides services to clients in the Newark metro. It offers a wide range of insurance products, such as homeowners', auto, contractors', general liability, and lunch truck insurance plans. It also carries commercial liability and workers' compensation insurance policies. Morais Insurance Agency brings over 30 years of experience in the industry. Its team includes professionals who speak Spanish and Portuguese, allowing them to cater to a broader range of clients.

License Verified:

License: 8912447

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Muller Insurance logo
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Muller Insurance

930 Washington Street, Hoboken, NJ 07030
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  • Renter's Insurance
  • Condos
  • Flood
  • Personal Property Insurance
  • Homeowners

Business Description

Muller Insurance is an independent homeowner’s insurance agency serving Jersey City and beyond. Founded in 1906, this family-owned and operated firm offers families and individuals home insurance options from reputable insurers such as Chubb, Franklin Mutual, Lemonade, Liberty Mutual, Plymouth Rock and Safeco. The team at Muller Insurance helps you protect your property by providing insurance plans to fit your needs. Additionally, the agency provides commercial property, commercial auto, business, restaurant, and umbrella insurance in 30 states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (97)
Facebook
4.8 / 5 (41)
Yelp
4.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Preferred Choice Insurance Agency logo
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Preferred Choice Insurance Agency

440 Market St Ste 1B, Elmwood Park, NJ 07407
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  • Renter's Insurance
  • Condos
  • Fire
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Preferred Choice Insurance Agency is a home insurance company that has been serving the residents of Newark, New Jersey, for more than a decade. The company works with multiple large insurance carriers, such as Progressive, Mercury, and Encompass, to provide its clients with options regarding their coverage. It sells insurance to the homeowners and landlords of the area, which covers loss of property and belongings due to burglary or a natural disaster, liability, and temporary relocation caused by a covered event. Preferred Choice Insurance Agency also sells auto and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (31)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Robert Lloyd Coutts & Sons logo
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Robert Lloyd Coutts & Sons

46 Washington St, Morristown, NJ 07960
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  • Renter's Insurance
  • Condos
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Robert Lloyd Coutts & Sons, which has insured New Jersey homes since 1930, is a family-owned, independent insurance agency located in Morristown. It works with 12 national and regional carriers that include Progressive, Travelers, and Empower (an Allstate company). The company shops each clients' insurance needs to find the best New Jersey homeowners rates. Separate policies are required for flood insurance, and earthquake coverage can be added as an endorsement to a homeowners policy. The company also offers auto, motorcycle, watercraft, and RV insurance. Its business policies range from from internet/cyber liability to complete business umbrella coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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