Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Newark

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Newark Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5245Reviewed

3151Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
65 Jefferson Street, Newark, NJ 07105
  • Life Insurance

Why choose this provider?

Global Indemnity Insurance Agency, Inc., is a full-service agency that serves clients in Newark and the surrounding areas. It specializes in offering various healthcare, vision, dental, disability, and supplemental insurance from several providers that include Travelers, Liberty Mutual, AmTrust, and Nationwide. The agency also covers other types of insurance products for special events, data security, restaurants, construction companies, and manufacturing businesses. Global Indemnity Insurance was founded in 1988. Timothy J. Wagner serves as the principal.

License Verified:

License: 8852346

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.5
Google
4.0 / 5 (3)
Facebook
3.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
450 Pleasant Valley Way, West Orange, NJ 07052
  • Medicare Supplements
  • Medicare Supplement Insurance

Why choose this provider?

Located in West Orange, The Sosa Insurance Group is a locally operated agency that caters to clients in and around Newark. It assists clients who are aged 65 and above, as well as younger people with qualifying disabilities, to obtain Medicare Part A and Part B plans that cover hospital stays and doctor visits, respectively. It also customizes Medicare Advantage, Medicare Supplement, and Medicare prescription drug coverages. The agency also provides final expense, long-term care, and dental insurance options.

License Verified:

License: 1555835

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (59)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
46 Lyons Avenue, Newark, NJ 07112
  • Individual Plans
  • Life Insurance

Why choose this provider?

Massey Insurance Agency is a health insurance company that serves clients from Newark. The agency offers a wide range of health insurance products and coverage options. There are also life insurance plans, such as whole and term. The firm has partnered with major insurance carriers, including New Jersey Skylands Insurance and Stillwater Insurance Group. Founded in 1975, the company is led by the mother-and-daughter team of Emma A. Massey and Ramelle J. Massey. Ramelle has over 15 years of experience in the insurance industry.

License Verified:

License: 8106452

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (24)
Google
4.6 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
45 Boyden Pkwy, Maplewood, NJ 07040
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans

Why choose this provider?

Health Benefits 360 helps reduce the financial risk of individuals, families, and businesses throughout the Newark metro. It offers life insurance policies, group health plans, and flexible wellness programs to both students and employees. It assists clients with implementing long-term employee benefit plans that meet the requirements of essential coverage under the Affordable Care Act. Greg Lonning founded the company after serving as Wellness Director at Luther College for 14 year. There, he kept the healthcare spending at 3.2% for over four years.

License Verified:

License: 1591084

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3 Broad Street, Elizabeth, NJ 07201
  • Individual Plans

Why choose this provider?

Medicare Advisors Insurance Group LLC, also known as Medicare ABC, is an independent insurance agency that serves the insurance needs of individuals and families in Newark and the surrounding communities, including Irvington, West New York, Union City, and Camden. It carries health insurance plans like Medicare advantage Part C and D, dental insurance, vision insurance, and Medicare supplements. Additionally, it also provides life insurance and funeral expense plans. The company has been serving clients since 2014.

License Verified:

License: 1556861

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (61)
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
78 John Miller Way, Suite 305, Kearny, NJ 07032
  • Medicare

Why choose this provider?

Bermudez Henson is an independent agency that has been providing insurance and financial services to clients in Newark for over 15 years. It offers health care insurance solutions, including Medicare Advantage, Medicare Supplements, and Part D. It assists clients with supplemental insurance products, such as individual dental, disability, critical illness, cancer protection, and hospital indemnity plans. In addition, the agency has term, whole, and final expense life insurance policies. Bermudez Henson represents multiple carriers to provide a range of options that meet its clients' needs.

License Verified:

License: 1301002

State of New Jersey Banking and Insurance

Website
52-54 Rome Street, Newark, NJ 07105
  • Individual Plans
  • Life Insurance

Why choose this provider?

TE Freuler Agency, Inc., is an insurance company serving the public of New Jersey and New York since 1963. Its agents offer personal insurance, commercial insurance, financial services, and life and health insurance plans. Under the personal line of coverage, they provide assistance on auto, homeowners', and life insurance. TE Freuler also helps its clients in the business industry with its wide array of insurance coverage for BOP, general liability, workers' compensation, and commercial auto. Currently, they have two offices in Newark and Somerset.

License Verified:

License: 8619510

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (8)
Google
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
795 Sandford Ave, Newark, NJ 07106
  • Individual Plans
  • Group Plans

Why choose this provider?

Health Benefit Advisors is an insurance brokerage that caters to individuals, retirees, associations, and large and small groups in Newark and nearby areas. It offers an array of health care solutions, including individual health coverage, critical illness and cancer coverage, and short-term and long-term care. Medicare Supplement, Advantage plans, and employee benefits policies are also available. In addition, the brokerage provides consulting services, such as benefits planning and design, enrollment assistance, and claim problem adjudication.

License Verified:

License: 1671151

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
360 Chestnut Street, Newark, NJ 07105
  • Life Insurance
  • Medicare Supplements

Why choose this provider?

Conrado Arroyo is a State Farm agent offering health insurance to the Newark locals. Together with the agency, he provides various policies that can fit customers' needs, such as Medicare supplements, individual medical coverage plans, and supplemental health. He also offers other insurance products such as business, life, property, home, pet, and auto. Customers may ask about banking, annuities, and mutual funds. Conrado has been serving the Ironbound community for over 22 years.

License Verified:

License: 9828164

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.1 / 5 (34)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
99 Northfield Avenue, West Orange, NJ 07052
  • Individual Plans
  • Life Insurance

Why choose this provider?

With more than 26 years of experience, Browne Insurance Agency, LLC, offers a comprehensive array of insurance lines to individuals, families, and business owners in Newark and surrounding communities. Included in its personal insurance policies are health, life, special events, and collectible insurance plans. It also offers special niche insurance plans, including restaurant, real estate office, and laundromat insurance policies. Since its establishment in 2006, it has been representing several insurance providers to provide a comprehensive assortment of coverage for its clients.

License Verified:

License: 1190574

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What can affect the cost of health insurance in Newark?

    Premiums in Newark are influenced by age, with rates increasing as individuals get older. Additionally, location plays a role, as areas with more competition among insurers tend to have lower premiums. Lastly, subsidy eligibility under the Affordable Care Act can also further impact costs. It is advisable to consult the New Jersey health insurance marketplace or a licensed insurance broker for precise and up-to-date pricing and options.

  • What is the process of applying for short-term health insurance in Newark?

    To apply for short-term health insurance in Newark, you must complete an application and provide personal information. This may include addressing health-related questions, as approval depends on your health history. If approved, coverage can start within 24 hours and last from one month to nearly three years, depending on the plan and state regulations. Remember that short-term insurance does not cover pre-existing conditions and is meant for temporary needs.

  • What are the available options for health insurance in Newark?

    Newark residents can choose Health Maintenance Organizations, which offer a cost-effective choice with a primary care physician requirement. Secondly, they can opt for Preferred Provider Organizations, which provide more flexibility in choosing healthcare providers. Lastly, Health Savings Accounts are paired with high-deductible health plans for tax-free savings.

  • What are the things to consider when getting health insurance in Newark?

    When selecting health insurance in Newark, consider essential factors like the network of healthcare providers, as in-network options often offer cost-effective coverage for services and prescription drugs. Be cautious about using out-of-network doctors without referrals, which can lead to higher expenses. In comparison, lower premiums may come with higher out-of-pocket costs, which benefits those with infrequent healthcare needs. Ensure the plan covers any necessary prescription medications and understand the process for obtaining non-covered drugs.

  • Can you get health insurance in Newark if you're not currently employed?

    You can get health insurance in Newark even if you're unemployed. The Affordable Care Act has made it possible for all U.S. citizens to access health insurance regardless of employment. Fortunately, you don't need to be employed for an ACA health insurance plan. It is recommended to speak with licensed agents to help you find a health insurance plan that fits your budget and provides the necessary coverage.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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