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Best Credit Repair Companies in Clifton

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New York, NY 10001New York, NY 10001
  • Credit Monitoring

5 Boroughs Credit Repair serves the resident of Clifton and the surrounding areas. Its team members evaluate clients' records from TransUnion, Experian, and Equifax to identify red flags. They prepare letters with detailed explanations and supporting documents to challenge the inaccuracies with respective creditors and bureaus. The professionals also educate consumers about their rights and credit building. They look at the spending habits of clients and show them what improvements they could do to manage their debts.

New York, NY 10001New York, NY 10001

Website(917) 893-3074

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

50 Harrison St, Ste 526, Hoboken, NJ 07030
Hoboken, NJ 07030
Instagram
  • Credit Monitoring
  • Credit Dispute

Ark Credit Pro, based in Hoboken, serves individuals throughout Clifton and the surrounding areas. It provides credit repair services to help clients improve their credit standing. It starts with a credit report evaluation to determine if the client needs credit repair and discusses its EduCredit programs to assist them in determining which option suits their situation and needs best. The company also offers credit audits and education. Clients usually see results with their credit in around 30 to 45 days.

50 Harrison St, Ste 526, Hoboken, NJ 07030
Hoboken, NJ 07030

InstagramWebsite(201) 431-8876

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

45 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

37-42, Suite #D, 72nd Street, Jackson Heights, NY 11372
Jackson Heights, NY 11372
Instagram
  • Credit Monitoring
  • Credit Audit

Core Multi Services offers credit repair solutions to individuals and businesses in Clifton and the surrounding communities. The company identifies delicate dispute matters for clients to review and identifies gaps and untapped opportunities on their credit profiles to increase their scores. It also provides assistance in opening new credit cards and in managing the balances for credit rebuilding and optimal FICO score benefit. Core Multi Services helps remove negative items like late payments, tax liens, collections, and foreclosures.

37-42, Suite #D, 72nd Street, Jackson Heights, NY 11372
Jackson Heights, NY 11372

InstagramWebsite(646) 775-7008

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

891 Clarkson Avenue, Brooklyn, NY 11203
Brooklyn, NY 11203
Instagram
  • Credit Audit

Ebony Credit Solutions serves individuals and business owners in Clifton and the surrounding areas. The company works closely with clients to customize their credit repair experience, investigates ways to improve credit, and assists clients in obtaining new credit and paying off harmful debts. It also looks for unauthorized and inaccurate inquiries that have a negative impact on credit scores, checks public records used by lenders and disputes questionable entries, and inspects the details of negative accounts for possible errors and inaccuracies.

891 Clarkson Avenue, Brooklyn, NY 11203
Brooklyn, NY 11203

InstagramWebsite(347) 404-5753

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

30 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

134 Evergreen Place Suite 604, East Orange, NJ 07018
East Orange, NJ 07018
  • Credit Audit

Financial Credit Repair Pros serves clients in the Clifton area. The firm provides credit consultation to analyze and evaluate the clients' files. It assists them in challenging inaccurate items on their reports while adhering to the credit laws. It also educates them about the strategies that help improve their scores. Additionally, the firm partners with tax, mortgage, real estate, and legal professionals to help restore their credit-challenged clients' scores. Its staff can accommodate individuals who speak Spanish.

134 Evergreen Place Suite 604, East Orange, NJ 07018
East Orange, NJ 07018

Website(833) 327-7765

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

511 South Orange Avenue, Newark, NJ 07103
Newark, NJ 07103
Instagram
  • Credit Dispute

Quick Start Credit Repair serves clients in Clifton and nearby areas. It offers a wide range of services, from credit repair, audit, and education to business credit. It examines credit reports to assess whether clients require credit repair, and then it discusses its EduCredit programs to determine which option should be used for their specific circumstances. It validates and verifies potentially incorrect information from creditors, credit bureaus, and collector agencies before starting the credit restoration process.

511 South Orange Avenue, Newark, NJ 07103
Newark, NJ 07103

InstagramWebsite(848) 209-1763

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Clifton, NJClifton, NJInstagram
  • Credit Monitoring

SEC Financial Services, LLC, has been serving individuals in Clifton and nearby areas since 2020. It offers credit repair solutions, including credit report analysis for credit, income, debt, and savings. It initiates disputes and negotiations with creditors and educates clients about bankruptcy, debt, and payment education. The company's other services include financial planning, bookkeeping, and tax preparation. SEC Financial Services is headed by Stephanie, who is a notary public certified by the National Notary Association. She can speak Spanish.

Clifton, NJClifton, NJ

InstagramWebsite(862) 438-2589

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

198 Lexinton Ave., Passaic, NJ 07055
Passaic, NJ 07055
Instagram
  • Credit Monitoring

Top Credit Consulting serves individuals throughout Clifton and its surrounding areas. It helps clients with their credit issues and offers credit repair and management services. It assists in removing false, negative, and inaccurate items from clients' credit reports to restore their credit standing. Its team also aids in negotiating lower interest rates, payoffs for large debts, and credit limit increase. Owens Mota, company founder and owner, has over a decade of experience in the credit restoration and repair industry.

198 Lexinton Ave., Passaic, NJ 07055
Passaic, NJ 07055

InstagramWebsite(973) 689-6333

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

34 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2060 Springfield Ave, Vauxhall, NJ 07088
Vauxhall, NJ 07088
Instagram
  • Credit Monitoring
  • Credit Audit

Transparent Credit Repair operates in Clifton and the surrounding areas. Its goal is to educate clients about the value of having positive credit and the benefits that come with that. It handles concerns such as repossessions, late payments, bankruptcies, evictions, and lack of credit history by disputing their validity. The Vauxhall-based firm is spearheaded by Michael Bradly, a credit specialist who has been helping the community's individuals and families reach their goals.

2060 Springfield Ave, Vauxhall, NJ 07088
Vauxhall, NJ 07088

InstagramWebsite(862) 250-5122

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

27 Outwater Lane #2, Garfield, NJ 07026
Garfield, NJ 07026
Instagram
  • Credit Dispute

Ur Choice Credit caters to customers in Clifton and the surrounding communities. It helps clients achieve their automobile and homeownership dreams by repairing their credit scores. Its process involves disputing inaccurate items and accounts with credit bureaus and creditors, settling collection accounts, and creating personalized budgeting plans. Some of the derogatory remarks it eliminates are charge-offs, collections, foreclosures, late payments, and tax liens. Inquiries, judgments, medical bills, and personal data are also included.

27 Outwater Lane #2, Garfield, NJ 07026
Garfield, NJ 07026

InstagramWebsite(973) 318-9600

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

47 (Best)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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