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Best Credit Repair Companies in Jersey City
2021

We scored 181 Credit Repair Companies in Jersey City, NJ and Picked the Top 13

Here are the Picks:

Credit Saint Featured

Credit Cleaner Featured

The Credit Pros Featured

Apex Credit Fix

Credit Repair Services New Jersey

Global Credit Solution USA

Lexington Law

New York Credit Repair Company

NJ Credit Repair

Pinnacle Credit Management

Pyramid Credit Repair

Reliant Credit Repair

USA Credit Doctors

Why These Credit Repair Companies?

Our goal is to connect people with the best local experts. We scored Jersey City Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 181 113 13

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Credit Saint FEATURED Expertise.com

Credit Saint is a credit restoration business in Oakland that also provides service to clients in Jersey City. The credit repair company's team helps clients fully understand their credit and determines as well as challenges negative items that are incorrect, unconfirmed, or fallacious. Credit Saint's team guides clients through a 3-step process from creating a credit monitoring account to reviewing credit history and then providing techniques to optimize credit reports.

Click to Call

PO Box 110
Oakland, NJ 7436

Website

(201) 581-4081 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 (Better)

Total Reviews:

1307 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Credit Cleaner FEATURED Expertise.com

Credit Cleaner provides credit repair assistance for Jersey City residents. Its credit repair service is focused on removing outdated, inaccurate, and unverifiable items from credit reports such as late payments, collections, and foreclosures. The team also disputes public records, judgments, and bankruptcy. The credit repair professionals also provide educational resources regarding credit scores. Some of the topics they tackle are how to manage debt ratio and how to improve credit scores. Credit Cleaner is certified by the Credit Consultants Association.

Click to Call

333 Southeast 2nd Avenue
Miami, FL 33131

Website

(786) 386-1897 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

The Credit Pros FEATURED Expertise.com

Opened in 2009, The Credit Pros is a financial technology firm that provides credit repair services. Owner Jason M. Kaplan, Esq., and his team have in-depth knowledge of credit law, working with clients to identify the most damaging items on credit reports. The firm provides credit counseling to clients to boost credit, erase negative items, and increase buying power. Additionally, The Credit Pros provides credit score and consumer education to clients.

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60 Park Pl Ste 200
Newark, NJ 07102

Website

(518) 240-9724 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.9 / 5 (Good)

Total Reviews:

323 (Best)

Score Consistency:

Variable (Good)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Price: Free consult

Apex Credit Fix

Apex Credit Fix is a professional credit repair company in Jersey City helping to improve credit scores for consumers. Its analysts read through credit reports to identify any negative issues and devise a customized financial plan. The repair company works with credit agencies to have any collections, late payments, identity theft, and bankruptcies removed from a client's credit history. Additionally, Apex Credit Fix gets in touch with the major credit bureaus to make sure the changes have been made.

Click to Call

70 Greene St
Jersey City, NJ 07302

Website

(551) 261-7410 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 (Best)

Total Reviews:

133 (Best)

Score Consistency:

Consistent (Best)

Credit Repair Services New Jersey

Credit Repair Services New Jersey provides financial solutions for clients in the greater Jersey City area. The company's professionals take clients through the entire credit dispute process and develop a blueprint to repair their credit. They handle charge-offs, late payments, inquiries, repossessions, student loans, and judgments. The firm also assists with collections, foreclosures, tax liens, and bankruptcy. Credit Repair Services New Jersey deals with harassment from creditors and provides financial advice to help individuals rebuild and maintain their credit.

Click to Call

198 Lexington Ave
Passaic, NJ 07055

Website

(201) 890-4608 Website

Global Credit Solution USA

Global Credit Solution USA is a credit repair service provider that helps individuals in Jersey City improve their credit scores. Its professionals review credit reports from the three major credit bureaus and develop customized plans for credit restoration. Part of its credit repair process includes disputing adverse credit history and providing financial advice to help clients save money. Global Credit Solution USA also offers credit education and helps victims of identity theft.

Click to Call

301 State Rt 17
Rutherford, NJ 07070

Website

(201) 708-7558 Website

Lexington Law

Founded in 1991, Lexington Law is a legal firm that provides a wide range of credit repair services near Jersey City. The firm analyzes credit reports to find what negative items are affecting a client's credit score. Its team sends letters to their creditors and the three major credit bureaus to dispute any inaccuracies and unverified information found on their client's behalf. Lexington Law's attorneys can defend their client's credit cases in court when necessary.

Click to Call

225 Broadway # 3800
New York, NY 10007

Website

(833) 333-8277 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.3 / 5 (Better)

Total Reviews:

2678 (Best)

Score Consistency:

Variable (Good)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Lexington Law Attorneys:

Attorney Names: Bar Association Status: Years Of Experience:
John Heath - Pwner/Directing Attorney Active 20
Bradley Blanchard - Supervising Attorney Active 7
Cody Johnson - Managing Attorney Active 9
Cynthia Thaxton - Assistant Managing Attorney Active 7
Individual Attorney Information

New York Credit Repair Company

New York Credit Repair Company is a credit repair company near Jersey City. The company offers three affordable plans for credit restoration that are based on each client's needs. The company works to fix all negative and inaccurate items affecting credit scores. When inaccuracies occur, New York Credit Repair Company files disputes with creditors and credit bureaus to erase derogatory marks. Additionally, the company helps remove erroneous third-party accounts and bankruptcies.

Click to Call

415 Madison Ave Ste 1400
New York, NY 10017

Website

(929) 458-0628 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

NJ Credit Repair

NJ Credit Repair serves clients in the Jersey City metro area. Its primary service is credit management education and counseling, in which it teaches clients about the implications of their credit scores and shows them how to not only improve them, but sustain them through strategic and responsible practices. It also audits each client's credit and creates targeted plans that include negative event removal services to help them improve their scores along multiple baselines.

Click to Call

6012 Jackson St Apt 1
West New York, NJ 07093

Website

(201) 228-0200 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Pinnacle Credit Management

Pinnacle Credit Management is a credit repair agency near Jersey City. The experts boost credit by analyzing reports, providing full audits, preparing reports customized to clients' financial needs, and building a solid credit report. They are experienced in removing inaccurate information on credit reports and work with all three credit bureaus as well as Chexsystems. The firm has personal credit mentors who provide financial coaching and teach individuals how to maintain a high credit score.

Click to Call

275 5th Ave Ste 704
New York, NY 10016

Website

(858) 252-6053 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 (Best)

Total Reviews:

62 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Pyramid Credit Repair

Pyramid Credit Repair provides credit repairs services near Jersey City. With options available for both singles and couples, the agency employs a three-step system to restore credit and increase future lines of credit. Each plan is tailored to clients' needs, and credit experts investigate credit reports to identify inaccurate financial defects. The agency then files the appropriate paperwork to dispute the inaccuracies, including foreclosure and bankruptcy errors, with creditors and credit bureaus.

Click to Call

17 State St, Financial District
New York, NY 10004

Website

(855) 984-1867 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

65 (Best)

Score Consistency:

Consistent (Best)

Reliant Credit Repair

Reliant Credit Repair has been providing credit repair services in the Jersey City area since 2015. It helps clients build their credit scores, settle debts, lower interest rates on credit cards, and refinance mortgage or auto loans. The firm's experts conduct a thorough audit to identify inaccuracies on the credit reports and work with credit reporting agencies to mend the discrepancies. They send debt validation and goodwill letters to creditors as well as cease and desist letters to collection agencies.

Click to Call

59 Main St Ste 339
West Orange, NJ 07052

Website

(973) 500-6860 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

USA Credit Doctors

USA Credit Doctors is a credit repair agency near Jersey City that helps consumers clear up their financial issues in a timely manner. Its expert analysts thoroughly review credit reports to find any negative items, such as late payments, liens, bankruptcies, and charge-offs, that may impact a client's credit history. The agency works with credit bureaus to repair a client's credit by removing inaccuracies. USA Credit Doctors assists with a second round of disputes when necessary.

Click to Call

222 Broadway
New York, NY 10038

Website

(800) 786-1330 Website

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