Best Credit Repair Companies in Jersey City

American Consumer Credit Counseling, Inc. is a licensed non-profit organization that serves individuals and families in Jersey City. For more than 30 years, it has been helping clients eliminate their debts quickly and reduce their monthly interest rates by providing confidential debt consolidation services. Its counselors explain the debt consolidation options to clients and identify their suitable plans. Additionally, they offer counseling services for credit, bankruptcy, student loans, and housing. The company is a member of the National Foundation for Credit Counseling.

Apex Credit Fix is a professional credit repair company in Jersey City helping to improve credit scores for consumers. Its analysts read through credit reports to identify any negative issues and devise a customized financial plan. The repair company works with credit agencies to have any collections, late payments, identity theft, and bankruptcies removed from a client's credit history. Additionally, Apex Credit Fix gets in touch with the major credit bureaus to make sure the changes have been made.

ARK Credit Professionals combines its over 15 years of financial education and coaching experience to repair and restore the clients' credit scores in Jersey City. The company helps both individuals and businesses achieve their financial independence through a variety of solutions, such as in-depth credit report analysis, personalized financial coaching, negative items removal, credit audit, and 24/7 credit monitoring. It collaborates with third-parties credit reporting agencies, including Equifax, Transunion, and Experian, for deletions, updates, and corrections.

Diverse solutions provides credit repair services in Jersey City, and its surrounding areas. It helps individuals looking to build and monitor their credit, and those seeking to restore their scores. It also provides clients with the information they need to achieve financial freedom. The firm specializes in removing inaccurate information, such as collections, late payments, student loans, repossessions, and child support, from people's credit files. It has partnered up with SmartCredit to create an app that helps users manage their scores from their mobile devices.

Global Credit Solution USA is a credit repair service provider that helps individuals in Jersey City improve their credit scores. Its professionals review credit reports from the three major credit bureaus and develop customized plans for credit restoration. Part of its credit repair process includes disputing adverse credit history and providing financial advice to help clients save money. Global Credit Solution USA also offers credit education and helps victims of identity theft.

Founded in 1991, Lexington Law is a legal firm that provides a wide range of credit repair services near Jersey City. The firm analyzes credit reports to find what negative items are affecting a client's credit score. Its team sends letters to their creditors and the three major credit bureaus to dispute any inaccuracies and unverified information found on their client's behalf. Lexington Law's attorneys can defend their client's credit cases in court when necessary.

Lift Credit Solutions LLC helps individuals and businesses in Jersey City reach their financial goals. The company designs strategic solutions in business economic development and credit repair and restoration. Its specialists formulate action plans, audit credit reports with Experian or Identity IQ, challenge negative entries on credit reports, and guide clients throughout the credit restoration process. Lift Credit Solutions advises businesses on best practices in financial reliability, loans and funding, creditability, and business foundations and credit lines.

New York Credit Repair Company is a credit repair company near Jersey City. The company offers three affordable plans for credit restoration that are based on each client's needs. The company works to fix all negative and inaccurate items affecting credit scores. When inaccuracies occur, New York Credit Repair Company files disputes with creditors and credit bureaus to erase derogatory marks. Additionally, the company helps remove erroneous third-party accounts and bankruptcies.

NJ Credit Repair serves clients in the Jersey City metro area. Its primary service is credit management education and counseling, in which it teaches clients about the implications of their credit scores and shows them how to not only improve them, but sustain them through strategic and responsible practices. It also audits each client's credit and creates targeted plans that include negative event removal services to help them improve their scores along multiple baselines.

NJ Credit Repair assists consumers in Jersey City in achieving their financial goals by improving their creditworthiness. Through consultation with individuals, its agents analyze and identify negative items that damage their scores. They offer monthly packages of credit repair solutions for individuals and couples that include tactics for disputing these errors with the three bureaus. They also offer education on how to improve and rebuild their credit. In addition, they update customers' portals with the improvement results every 30 days.

Pinnacle Credit Management is a credit repair agency near Jersey City. The experts boost credit by analyzing reports, providing full audits, preparing reports customized to clients' financial needs, and building a solid credit report. They are experienced in removing inaccurate information on credit reports and work with all three credit bureaus as well as Chexsystems. The firm has personal credit mentors who provide financial coaching and teach individuals how to maintain a high credit score.

Pyramid Credit Repair provides credit repairs services near Jersey City. With options available for both singles and couples, the agency employs a three-step system to restore credit and increase future lines of credit. Each plan is tailored to clients' needs, and credit experts investigate credit reports to identify inaccurate financial defects. The agency then files the appropriate paperwork to dispute the inaccuracies, including foreclosure and bankruptcy errors, with creditors and credit bureaus.

Reliant Credit Repair has been providing credit repair services in the Jersey City area since 2015. It helps clients build their credit scores, settle debts, lower interest rates on credit cards, and refinance mortgage or auto loans. The firm's experts conduct a thorough audit to identify inaccuracies on the credit reports and work with credit reporting agencies to mend the discrepancies. They send debt validation and goodwill letters to creditors as well as cease and desist letters to collection agencies.

Transparent Credit Repair helps individuals in Jersey City and the surrounding areas get a better credit rating. The company provides credit education and document processing services that can improve a client's credit score. Its team files dispute on behalf of clients to remove negative items like late payments, charge-offs, evictions, repossessions, tax liens, and collections from their credit report. Through the company's partnership with the three major credit bureaus, clients can have the dispute investigation reports sent to their addresses.

USA Credit Doctors is a credit repair agency near Jersey City that helps consumers clear up their financial issues in a timely manner. Its expert analysts thoroughly review credit reports to find any negative items, such as late payments, liens, bankruptcies, and charge-offs, that may impact a client's credit history. The agency works with credit bureaus to repair a client's credit by removing inaccuracies. USA Credit Doctors assists with a second round of disputes when necessary.