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2024

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Best Local Car Insurance Agencies in Brick, NJ

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Brick Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

49Reviewed

32Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2900 Route 88, Point Pleasant, NJ 08742
WebsiteLicense: 78977

Expertise.com Rating

Review Sources

Google
5.0 (50)
Facebook
5.0 (9)
Yelp
5.0 (2)

Why choose this provider?

I & E Insurance Agency is a Point Pleasant based Agency that offers auto and classic car insurance policies providing property, liability, and medical coverage. They also provide all forms of Insurance for Personal & Commercial needs including: Coastal Homeowners, Boat, Flood , Life, Business Insurance and Retirement Planning Services. The company is owned by Point Pleasant couple, Ida and Ernest Caponegro since 2002, who collectively have more than 80 years of combined experience in the insurance industry. The Asbury Park Press Newspaper named I & E Insurance Agency as one of the Top 3 Best Insurance Agencies of Ocean County NJ for the 9th time of the last 10 years in 2020. Additionally NJ Monthly Magazine's Five Star Professional Award named the couple for the 5th time of the last 10 years as some of NJ’s best Agents for Home and Auto Insurance

  • Multiple Carriers

1442 Lakewood Road, Manasquan, NJ 08736
WebsiteLicense: 8056268

Expertise.com Rating

Review Sources

Google
5.0 (23)

Why choose this provider?

SIA Insurance Services is an independent agency near Brick that offers a variety of insurance products, including car insurance. It provides financial protection in case of traffic accidents, break-ins, or natural incidents, such as trees or rocks falling on cars. Property damage or bodily injury caused to other people can also be covered by auto insurance. The company's president has been in the industry since 1979 and actively teaches continuing education classes across three states, helping him keep abreast of all types of insurance needs.

  • Bundling Option

474 Brick Boulevard, Brick Township, NJ 08723
WebsiteLicense: 8205938

Expertise.com Rating

Review Sources

Google
5.0 (23)
Yelp
1.0 (1)

Why choose this provider?

Jody Huss is a second-generation State Farm insurance agent serving Brick and the surrounding areas. He offers a variety of insurance products, car insurance being one of them. Clients can get car insurance policies from Huss that cover collisions, rental cars, and even rideshares. Teen drivers, sports cars, as well as classic and antique cars can also be covered. Huss has been working with State Farm since 1995 and has been awarded by the company multiple times.

  • Multiple Carriers

1875 Route 88 East, Brick, NJ 08724
WebsiteLicense: 8807326

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
4.9 (7)

Why choose this provider?

Tri County Agency of Brick, Inc., is a family-owned and operated business that offers various products such as car insurance. Its team creates personal auto policies that include uninsured motorist coverage, which reimburses losses in case the policyholder gets injured in an accident caused by an uninsured driver. Tri County Agency of Brick, Inc., was the chosen insurance agency in Ocean County at Asbury Park Press' 2020 Reader's Choice competition. The company has won this award eight times.

  • Multiple Carriers

1868 New Jersey 88, Brick Township, NJ 08724
WebsiteLicense: 88965

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
4.3 (3)

Why choose this provider?

Since 2000, Osborn Insurance Agency has been delivering personal and commercial insurance solutions in Brick. The independent agency offers auto insurance policies that cover financial losses vehicle owners or drivers may incur because of insured events. Its agents serve clients through the selection of policies through claims filing processes. Osborn Insurance Agency believes insurance is all about "protecting your world." It helps clients safeguard their lives and assets with customized insurance products and guides them through any questions they have about insurance.

  • Bundling Option

291 Herbertsville Road, Brick Township, NJ 08724
WebsiteLicense: 1319334

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
4.0 (4)

Why choose this provider?

All Protector Agency, LLC, is a family-owned independent agency servicing the Brick community. For over 30 years, it has been providing personal and commercial auto insurance packages that can protect individuals and businesses from financial losses. Separate insurance policies for boats and other recreational vehicles are also offered. The full-service agency is committed to building strong relationships with clients and prioritizing the fulfillment of their insurance coverage needs. Additionally, it prides itself on providing personalized services for both families and businesses.

  • Bundling Option

960 East County Line Road, Lakewood, NJ 08701
WebsiteLicense: 115276

Expertise.com Rating

Review Sources

Google
4.8 (36)
Facebook
5.0 (5)

Why choose this provider?

Prime Insurance Agency - Lakewood is an independent insurance agency that covers clients in and around Brick. Its agents discuss each customer's circumstances, from driving needs to the number of vehicles in a household, to better gauge the appropriate coverage. The company provides auto policies to cover their car from accidents, collisions, weather damage, and other risks. It reviews options from over 40 different carriers, including Safeco and Travelers. Prime Insurance Agency started in 2001 and has since expanded to four offices in the Tri-State area.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
I & E Insurance Agency
2900 Route 88, Point Pleasant, NJ 08742
SIA Insurance Services
1442 Lakewood Road, Manasquan, NJ 08736
Jody Huss
474 Brick Boulevard, Brick Township, NJ 08723
Tri County Agency of Brick, Inc.
1875 Route 88 East, Brick, NJ 08724
Osborn Insurance Agency
1868 New Jersey 88, Brick Township, NJ 08724
All Protector Agency, LLC
291 Herbertsville Road, Brick Township, NJ 08724
Prime Insurance Agency - Lakewood
960 East County Line Road, Lakewood, NJ 08701

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can you temporarily suspend your car insurance for a car that you will not use for a while in Brick?

    If your lender will let it, you can temporarily suspend your insurance for a car that you will not use for a while in Brick. If you cannot place a hold on the policy, canceling it may appear beneficial, but it may result in a coverage lapse, leading to higher rates upon re-acquisition. Alternatively, you can keep the policy active but lower coverage to the state minimum. In addition, you must consider getting car storage insurance for protection while your vehicle is stored.

  • How can a lapse in car insurance happen in Brick?

    Car insurance coverage lapses in Brick may occur the moment a policy lapses and continue until the driver renews their policy, particularly when:

    • The driver forgets to pay premiums within the grace period.
    • The insurer cancels the policy.
    • The driver changes policies and cancels their existing coverage before their new policy goes into effect. If a driver is discovered without valid insurance, they may face suspension of driving privileges and pay hefty penalties, in addition to paying higher premiums and damages they cause in an accident.
  • Can you utilize a family member's car insurance in Brick if it offers greater coverage than your own?

    No, since it was your car that was in the accident in Brick, you cannot utilize the insurance of a family member or friend who borrowed it with your permission, even if they had better coverage. No matter if it was the fault of a family member or friend, your insurance policy must pay for the damage.

  • Is it possible that throwing trash out your car window will raise your insurance rates in Brick?

    Because litter causes hundreds of car accidents each year, having one of the vehicle's occupants break the law by tossing trash out the window while the car is moving may result in a higher insurance premium in Brick. Additional penalties for littering include a $50,000 fine, up to 60 days in prison, community service, and the loss of driving privileges.

  • Do rideshare drivers use their personal car insurance in Brick?

    When operating your vehicle as a rideshare driver in Brick, you will not be able to use your car insurance. Because standard policies exclude coverage for business usage, you must obtain commercial auto insurance, rideshare insurance, or a special endorsement to your personal auto policy to protect yourself, your fellow drivers, and your passengers. You may be held solely liable for damages and injuries if you do not have adequate insurance.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.