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2024

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Best Local Car Insurance Agencies in Trenton

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Trenton Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

62Reviewed

43Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1937 New Jersey 35, Wall, NJ 07719
WebsiteLicense: 8832114

Expertise.com Rating

Why choose this provider?

Danskin Agency is a Jackson-based team that provides risk management solutions for Trenton individuals and businesses. The agents handle various lines of insurance, including auto insurance. They furnish policies that reimburse losses in cases of injury or damage. They also offer car insurance plans that may include uninsured motorist and bodily injury liability coverage. In addition to auto insurance, Danskin Agency provides business insurance. The company, which has been in operation since 1896, is a Professional Insurance Agents member.

  • Multiple Carriers

684 Whitehead Road, Lawrenceville, NJ 08648
WebsiteLicense: 8057698

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Review Sources

Google
4.9 (41)
Facebook
5.0 (2)

Why choose this provider?

The Gandelman Agency is an independent insurance company providing car insurance plans to the Trenton community. Since 1948, it has been partnering with different insurance carriers to offer competitive policies depending on clients' needs. It has a wide range of personal and commercial auto insurance coverage options and insurance plans for cars and other types of vehicles, including ATVs, motorcycles, and commercial trucks. The agency also deals with farm and agribusiness insurance, helping vineyards and wineries protect their businesses.

  • Multiple Carriers
  • Boats
  • Motorcyle & ATV

44 2nd Street Pike, Southampton, PA 18966
WebsiteLicense: 1190729

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Review Sources

Facebook
5.0 (8)
Google
5.0 (1)

Why choose this provider?

Remco Insurance Services serves residential and commercial clients in Trenton and the surrounding areas. It offers car insurance products which include cars, trucks, RVs, and motorcycles. Coverage is also available for watercrafts such as boats, yachts, and jet skis. These policies generally cover bodily injury, property damage, medical payments, and theft. Additional options are available to clients based on their needs. Remco Insurance Services also protects homeowners, businesses, and farms. Umbrella policies are also available for clients who wish to have additional coverage beyond traditional limits.

  • Life Insurance

439 South Broad Street, Trenton, NJ 08611
WebsiteLicense: 1601961

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Review Sources

Google
4.3 (21)

Why choose this provider?

Peter Massaquoi Insurance Agency provides car insurance to clients in the Trenton metro. Its agents also write policies for home, life, and business insurance. They carry multiline partnerships that allow flexibility for their customers' individual needs. Additionally, they are committed to actively participate in their community through organizations such as the Perth Amboy Chamber of Commerce, United Liberians of Central Jersey, and the YMCA. They also serve clients in New York, Pennsylvania, Minnesota, and North Carolina.

  • Multiple Carriers

349 State Route 31, Flemington, NJ 08822
WebsiteLicense: 9727200

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Why choose this provider?

Cedar Risk Management & Insurance Services, Inc. is a family-owned independent agency servicing the needs of car owners, families, and businesses in Trenton and nearby areas. The agency provides clients car insurance policies with comprehensive coverage, which typically includes collisions, property damages, bodily injuries, and uninsured and under-insured liability coverage. As an independent agency, Cedar Risk Management & Insurance Services offers its clients unbiased and objective advice, claims assistance, and access to a broad array of insurance products, including commercial auto, distillery, and brewery insurance.

  • Bundling Option

1130 York Road, Warminster, PA 18974
WebsiteLicense: 1229139

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Why choose this provider?

Carey Insurance is a licensed, veteran-owned, independent insurance agency that offers car insurance options in Trenton. It has strong partnerships with the most secure and trusted insurance companies, such as MetLife, Kemper, Erie Insurance, Grange Insurance, Travelers, and Progressive. Its licensed experts ensure that clients' policies fit their current situation. In addition to auto insurance, the company also has custom insurance programs for motorcycles, trucks and vans, commercial auto and fleet, as well as boats and watercraft.

  • Multiple Carriers
  • Boats
  • Motorcyle & ATV

1875 Route 88 East, Brick Township, NJ 08724
WebsiteLicense: 8807326

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Review Sources

Facebook
5.0 (26)
Google
4.9 (8)

Why choose this provider?

Tri-County Agency of Brick is a family-owned and operated car insurance agency that has been serving clients in the Trenton metro area for more than 45 years. The company's insurance specialists have years of experience in providing potential policyholders with auto insurance quotes that can cover bodily injuries and medical payments. They are also well versed in different automobile coverage options and represent several insurance carriers including Foremost Insurance Group, Kingstone, Nationwide, and Progressive.

  • Multiple Carriers

1138 South Olden Avenue, Hamilton Township, NJ 08610
WebsiteLicense: 1054218

Expertise.com Rating

Review Sources

Google
4.3 (97)

Why choose this provider?

Pitt Financial and Insurance Agency is an insurance brokerage operating in Trenton. It provides personal and commercial insurance products to clients in the metro including its comprehensive auto insurance policies. The policies provide protection from financial losses caused by liability and damage expenses from traffic accidents or collisions. Pitt Financial and Insurance Agency also provides business insurance lines as well as commercial liability and workers' compensation services. It operates on a set of guiding principles, which include attentive customer service and empowering clients with protection options.

  • Multiple Carriers
  • Boats
  • Motorcyle & ATV

2108 South Eagle Road, Newtown, PA 18940
WebsiteLicense: 1086839

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Review Sources

Google
4.5 (57)
Facebook
5.0 (10)
Yelp
5.0 (5)

Why choose this provider?

McCorriston Agency Auto Tags & Insurance is a family-owned and operated business that has been providing insurance solutions for more than 60 years. The company serves Trenton and the surrounding communities. Its team of independent insurance agents provides auto insurance solutions, specializing in classic and antique vehicles. They work with trusted insurance carriers such as Plymouth Rock, Encompass, Safeco, and Progressive. McCorriston Agency Auto Tags & Insurance is one of the few platinum Progressive insurance companies.

  • Multiple Carriers

740 New Jersey 18 North, East Brunswick, NJ 08816
WebsiteLicense: 1087080

Expertise.com Rating

Review Sources

Facebook
5.0 (53)

Why choose this provider?

Alex Escobar is a State Farm insurance agent servicing the insurance needs of the Trenton community. With over 20 years of experience, Escobar has extensive knowledge about the insurance industry, particularly car insurance. State Farm offers a wide range of car insurance coverages, including auto insurance for teen drivers, insurance protection for rental cars, and insurance for sports cars. The personalized insurance options also include collision and comprehensive insurance coverages, which offer protection from damages caused by an accident or theft and natural disasters.

  • Bundling Option

525 New Jersey 33, Millstone, NJ 08535
WebsiteLicense: 8041569

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Why choose this provider?

Liberty Insurance Associates is an independent insurance agency that has been providing policies to clients in Trenton for more than 80 years. Representing more than 40 carriers such as AIG and Chubb, the agency offers auto insurance policies that cover property damage, physical damage, bodily injury liability, medical payments, and rentals along with coverage for uninsured and underinsured motorists. Liberty Insurance Associates has been awarded the PIA Professional Insurance Agent of the Year award. It also serves clients in Toms River, New Brunswick, Millstone Township, and Princeton.

2008 State Road, Bensalem, PA 19020
WebsiteLicense: 1170912

Expertise.com Rating

Review Sources

Google
5.0 (299)
Facebook
4.8 (59)

Why choose this provider?

Michael Pigott Agency Insurance provides financial protection for Trenton residents. The company offers a line of personal and business insurance products which includes car insurance. Its team creates insurance plans for car owners that include property and liability coverage. The latter covers bodily injuries and property damage a car owner is legally responsible for. The agents at Michael Pigott Agency Insurance work with different providers including Progressive, Travelers, and Safeco Insurance. The company is licensed in Pennsylvania, Indiana, and Delaware.

  • Multiple Carriers
  • Bundling Option

1609 Woodbourne Road, Levittown, PA 19057
WebsiteLicense: 3000873907

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Review Sources

Facebook
5.0 (20)
Google
4.3 (4)

Why choose this provider?

Started in 2002, Selzer Insurance Services is a local and independent insurance agency servicing clients in Trenton and nearby areas. The agency specializes in car insurance plans that include liability which covers financial responsibilities for injuring other parties, collision coverage which pays for the damages caused by an accident, and comprehensive coverage which reimburses losses caused by theft or fire. The agency also educates its clients first before they purchase insurance plans.

  • Multiple Carriers

3812 Quakerbridge Road, Hamilton Township, NJ 08619
WebsiteLicense: 8041623

Expertise.com Rating

Review Sources

Google
5.0 (107)
Yelp
4.5 (6)

Why choose this provider?

Rue Insurance is a multi-line agency that serves Trenton. One of the products it offers is auto insurance, which covers losses in the event that the insured driver's vehicle gets stolen or damaged. The company's agents conduct thorough reviews of clients' situations and continuously monitor and refine their plans. Rue Insurance was founded in 1917 by Charles E. Rue with an aim to help local farmers protect their assets. It now caters to over 8,000 individuals across over 40 states.

  • Multiple Carriers
  • RV & Motorhome
  • Bundling Option

60 West Railroad Avenue, Jamesburg, NJ 08831
WebsiteLicense: 8055543

Expertise.com Rating

Review Sources

Google
5.0 (58)

Why choose this provider?

Oliver L.E. Soden Agency - Jamesburg is an insurance agency that has been serving Trenton-based clients since 1925. The company's car insurance agents provide policies with plenty of coverage options to protect assets and minimize financial losses. They customize the plan to suit the unique circumstances of every customer. The agency's auto insurance plan has bodily injury protection designed to pay for the injuries caused by the policyholder to another person. It also covers driving someone else's car with permission.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Should you be carrying at least 15/30/5 liability auto insurance in Trenton?

    No, a 15/30/5 policy, which provides $15,000 bodily injury coverage per person, $30,000 bodily injury per occurrence, and $5,000 property damage per occurrence, no longer complies with New Jersey’s requirements. As per a new law effective January 2023, you must update your coverage to 25/50/25 to be sufficiently insured in Trenton. These minimum limits are set to change again in 2026. State authorities will be requiring at least 35/70/25 coverage, so expect to get another upgrade by then.

  • How can you save money on your Trenton auto insurance premium if you were affected by the change in coverage limits?

    To save money on your coverage in Trenton, ask what discounts are available to you and maximize them. If your homeowners insurance is up for renewal, check whether you can bundle it with your auto insurance. Depending on your insurer, you may also score deals if you take defensive driving courses, hold specific association memberships, improve your credit, and install safety equipment on your car. Maintaining a stellar driving record can also lower your insurance rates in the long run.

  • Are roads in Trenton structurally sound?

    As a whole, there are still areas for improvement in Trenton’s road infrastructure. There are roads throughout New Jersey that require repair, and they set back drivers $713 every year, according to data from the American Society of Civil Engineers. The city does have infrastructure development plans underway such as the Route 29 Boulevard Project.

  • How heavily can a DUI charge affect your auto insurance in Trenton?

    A DUI charge will have a huge impact on your Trenton auto insurance—it can raise your rates by as much as 100% on the first offense and 175% on the second. Other traffic violations that can significantly increase your premium include highway racing (89%), reckless driving (86%), and tailgating (53%).

  • What are auto insurance dividends and how do they factor into your premium in Trenton?

    A dividend is a percentage of your premium last year, which will be deducted from your premium in your current year. In other words, it works like a renewal discount that you can stack on top of other discounts offered by your insurer. Only certain companies offer dividends, though. You can ask your insurer in Trenton about it before renewing your policy.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.